Car insurance starting from Rs. 2072/year*
  • Save upto 75%*
    Lowest Car Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Reliance Car Insurance

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  • Enjoy Cashless Claim Service at 3800+ authorized garages
  • Third Party Cover up to Rs.7,50,000
  • Renew car insurance policy in minutes
  • Claim Settlement Ratio of 91.39%

About Reliance Car Insurance

Reliance General Insurance Company Limited is a reputed private insurance company in India. The company is a part of the Reliance Anil Dhirubhai Ambani Group. The company received its legal license to conduct business on October 23rd, 2000. It caters to a large segment of the market including SMEs, corporates, and individuals.

Reliance stands out as India’s very first company to have achieved the prestigious ISO 9001:2008 certification for offering best-in-class end-to-end services and products. Plethora of insurance solutions are offered by the company. From car insurance policies, bik insurance policies, health insurance policies, home insurance policies, travel insurance policies, and property insurance policies there is an abundance of insurance products up for grabs.

When it comes to car insurance, the insurer offers all types of policies. These include third-party car insurance policies, standalone own-damage car insurance policies, as well as comprehensive car insurance policies. The insurer also offers add-on covers that one can purchase voluntarily along with standalone own-damage car insurance policies or comprehensive car insurance policies. All in all, the insurer offers quick and effective solutions for all the car insurance needs of customers.

Reliance marks a great presence in the country with not only its car insurance products, but all other products too. It is spread across 139 branches and more in India. Thought that was it? Well, Reliance General Insurance has 12,000 intermediaries and agencies. Let’s read a little about the company goals. Reliance aims at:

  • Bringing best and innovative insurance products in the market
  • Safeguard a policyholder’s interests at all cost
  • Introduce affordable insurance options accessible to all
  • Ensure seamless operation with maximum priority given to a customer

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Benefits of Reliance Car Insurance

  • Enjoy prompt assistance in more than 3800 garages
  • Pair your basic policy cover with add-ons and optimize value of the same. Reliance offer an expansive list of add-ons
  • Why go through the troubles of extensive paperwork? Buying Reliance car insurance policy online is quick and seamless
  • 24X7 Roadside Assistance is a call away

Reliance Car Insurance Add-Ons

  • NCB Retention Cover

    This rider is available for vehicles that are 2 years and older. No Claim Bonus can scale down to zero if a claim has been made in the previous policy year. Opting for a NCB Retention add-on secures the accumulated NCB even after you’ve made a claim. However, there are a couple of conditions applicable. For instance:

    • NCB percentage of a car should be 25% or more
    • At-least one accidental claim has been approved in a given policy year
    • Value of the claim paid in a policy period should range up to 25% of the value of the car
    • To avail the perks of NCB, your car insurance policy must be renewed within the specified grace period, typically 90 days
  • Engine Cover

    Fixing engine and gear box in a vehicle is undoubtedly expensive. Opting for this add-on saves you from holes in your wallet. From water ingression to leakage of lubricating oil, causes for damage could be anything. This cover prevents you from spending riches to get the engine, gear box and differential parts of a vehicle fixed

    Please Note: Benefits of the cover can be availed only when a claim request is registered within a tenure of 7 days from the date of damage

  • Consumables Cover

    Comprehensive car insurance do not pay for consumables in a vehicle. This include nuts, brake oil, engine oil, AC gas, AC filter, lubricants, washers, screws and others. Pairing your policy with a consumables add-on ensure that all consumables are included in the policy coverage. Things to remember:

    • You can only opt for two claims in a given policy period
    • In a situation of partial loss, claims are settled only when the insured vehicle undergo repair-works at one of the authorized workshop or garages
  • Nil Depreciation Add-On

    The add-on is extremely useful in reducing the depreciating value of a car. Having this cover is of great benefit. No deduction will be calculated in any of the car parts. However, tyres and tubes are subjected to depreciation. What should you read?

    • The add-on is applicable for private cars only that are 2 years or more
    • If you have chosen to pair your policy with a voluntary deductible, it will be applicable. Compulsory excess will be applied
    • Repair works must be performed at an authorized garage
  • Key Protect Cover

    Keys can be lost or damaged in a collision. Changing the lockset or replacing your car keys is expensive. With this add-on in hand, all your expenses are covered. Please Note:

    • There should not be more than 2 claims in a policy period
    • Claims due to theft and robbery of a car must be reported to the Police. A FIR copy must be furnished
    • Loss or damage of the keys must be informed within 7 days
    • Keys will be replaced only when damaged or broken. In case of theft, one must hand out the other pair of car keys to the insurer

    **Conditions are subjected to change depending upon the insurance company.**

Reliance Car Insurance Claim Process

It's 8 step simple process,Hassle FREE
  • 1

    Talk to Your Insurance Company

    Dial Reliance General Insurance’s helpline number 1800-3009 and register your claim. You can drop-in at the workshop and intimate further
  • 2

    Get Your Vehicle Dropped at the workshops

    You can always get your vehicle towed to the nearest garage or drive the same without any delay
  • 3

    Survey Commences

    Once the claim has been intimated, a surveyor is appointed in 24-48 working hours
  • 4

    Submission of Necessary Documents

    For a claim to be processed, documents like DL, RC, PAN Card, Repair Estimate, Aadhar Card, Claim Intimation Form and Policy Copy must be submitted
  • 5

    Survey is Completed

    Detailed survey of the vehicle is completed in 24-48 working hours
  • 6

    Surveyor Makes the Call

    A surveyor approves or rejects a claim only after a careful survey. Repair-works begin post approval
  • 7

    Delivery Order is Released

    Once the repairs are made, a careful survey is performed again. Delivery order is issued next if survey is complete and ok
  • 8

    Non-Cashless – The Difference!

    You will bear all costs of repair-works in case of a non-cashless claim. Reimbursement of the claim amount is processed right after

7 Reliance Cashless Garages in India

Reliance Car Insurance User Reviews

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Reliance Car Insurance FAQs

  • Why should I purchase my car insurance from Reliance General?

    Car insurance is a must buy. Purchasing the same from Reliance General has too many perks. The company offer a diverse range of motor insurance plans, exclusively designed to offer maximum protection to customers. Therefore, with Reliance insurance, no dents in your vehicle will burn holes in your wallet. Here’s what you can reap by opting for Reliance as your chosen motor insurance partner:

    • Services in more than 3800 cashless garages
    • Prompt roadside assistance
    • The ease of applying or renewing a policy without engaging in tons of paperwork
    • Carefully structured comprehensive insurance plan
    • Guarantee enhanced protection for your car by choosing from an expansive list of add-ons
  • How easy is it to purchase or renew a policy in Reliance?

    Buying Reliance car insurance is plain-sailing. Visit, Fill in your vehicle details, view your quotes, pick a plan, make the payment online via debit/credit cards and net-banking and that’s all! Call 7551196989 for an even laid back and seamless service

  • I have a certain percentage of NCB accumulated. Is it transferable?

    Yes, it is! However, when renewing your policy, transfer of NCB must be done within 90 days of your renewal due date

  • How is the premium for private cars fixed by the company?

    Premium to be paid depends on some crucial factors. For instance, the IDV (Insured Declared Value) of the vehicle, date and place of registration, cubic capacity of the vehicle, type of registration and so on so forth

  • I already have an existing policy with Reliance. How can I check my policy status?

    Just visit Reliance General Insurance website. Keeping tabs on your policy status online is easier than you think

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Reliance Car Insurance Contact Details

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Reliance Policy Wording Document Download

  • 182.0 kB
  • PDF Document
  • April 18,2019

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.