Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Find the right insurance for you
T&C Apply*

Royal Sundaram Bike Insurance

296 reviews Rate This
    Network Garages3,300+
    Claim Settlement Ratio92.66% in FY20
    Emergency AssistanceAvailable 24/7
    Policies Issued20.6 lakh+ in FY20
    Number of Customers45 lakh+
    Presence156+ branches

    About Royal Sundaram Bike Insurance

    Royal Sundaram Insurance Company Ltd. plays the role of a trendsetter in the insurance industry of India. The company is a subsidiary of Sundaram Finance Group. It was the first private insurance company in India which got licensed in the year 2000 by the Insurance Regulatory and Development Authority of India. The insurer is known for providing specialised insurance plans, specially designed for individuals as well as businesses. Its portfolio ranges from bike insurance, car insurance, health insurance, personal accident insurance, travel insurance, and home insurance. To businesses, it provides specialised insurance products such as fire insurance, marine insurance, engineering insurance, liability insurance, and business interruption risk insurance.

    The insurer offers bike insurance policies to the customers at an affordable premium. These bike insurance policies cover any loss or damage caused to the insured bike due to natural or man-made calamities such as landslide, fire and explosion, terrorism, storm and flood, burglary, theft, malicious act, storm and flood, earthquake, etc. Other than the traditional way of providing bike insurance policies, the insurer provides innovative insurance solutions through various intermediaries and affinity partners.

    The company has spread its network-wide to cater to all kinds of customers. Its foundations are built on so much trust and compassion. With more than 2,000 dedicated employees, the company has set up approximately 156 branches all over the nation. The exceptional service offered by the company has made it one of the biggest insurance providers in India.

    Royal Sundaram Bike Insurance

    Royal Sundaram General Insurance Co. Ltd. offers three basic types of two-wheeler insurance for their customers. These include third party insurance, standalone own-damage insurance and comprehensive plans. Purchasing insurance for your two-wheeler is a convenient way to protect yourself from the uncertainties that come with riding a two-wheeler. Third party insurance is compulsory for every two-wheeler in India according to the Motor Vehicles Act of 1988. Moreover, third party insurance is beneficial, it takes care of third party liabilities in case of a mishap including bodily injuries, death and property damage. Keep in mind, if you are caught riding your two-wheeler without it you can be punished with a fine of Rs 2,000 and/or be imprisoned for up to 3 months. Along with third party insurance, it is also a good idea to purchase an own-damage cover. A standalone own-damage cover will compensate the policyholder for the damage to their two-wheeler in case of a road accident, theft, vandalism, fire, natural or man-made calamity. You can also purchase comprehensive insurance, it will cover both own-damage costs and third party liabilities under a single premium.

    Furthermore, you can purchase add-on covers to further improve the coverage of your standard two-wheeler insurance. These optional covers give insurance policies the flexibility to fit individual needs and provide coverage for aspects that are otherwise excluded. The zero depreciation cover, consumables cover, roadside assistance cover, passenger assistance cover and return to invoice cover are some things you should check out.

    Royal Sundaram General Insurance is a reputed private insurance provider in India. They offer a wide variety of add-on covers to choose from. Moreover, they are well known for their efficient customer service and reasonable insurance premiums.

    Significant Points of Royal Sundaram Bike Insurance



    Property Damage under Third Party Insurance

    Up to Rs 1 Lakh

    Own Damage Cover

    Determined by the IDV of the Two-Wheeler

    Personal Accident Cover

    Up to Rs 15 Lakh

    Claim Settlement Assistance

    24x7 Helpline Available for Claim Assistance

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Benefits of Royal Sundaram Bike Insurance

    • A wide network of 3,300+ garages
    • 24x7 emergency assistance is provided
    • Offers unlimited claims to its customers
    • Easy and quick claim settlement process
    • Digitally enabled processes with m-Chatra App

    Must Read Articles before buying Royal Sundaram Bike Insurance

    Royal Sundaram Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • Add On
    • Exceptional guidance from team

      InsuranceDekho website is an exceptional place for all the policy buyers. The team at InsuranceDekho is very f...

      Read More
      By Sharavani Chillar
      On: October 27, 2021
    • Details on network garages

      Information regarding the network garages such as the contact details, location, etc comes into use during the...

      Read More
      By Agrim Seth
      On: October 25, 2021
    • Feasible plan comparison

      Comparison of the best insurance providers based on number of network garages available and claim settlement r...

      Read More
      By Punit Mishra
      On: October 20, 2021
    • Impressive layout of the websi...

      The website layout of InsuranceDekbo is well arranged and quite impressive. All the details are well categoriz...

      Read More
      By Amrit Kaur
      On: October 18, 2021
    • Details about NCB percentage

      I didn’t make any claims under the Royal Sundaram bike insurance plan this year issued for my Honda Stunner C...

      Read More
      By Madhurima Bajpai
      On: October 13, 2021
    • Quick premium calculation

      I thought premium calculation was a very time consuming and stressful task. When I came to know about the free...

      Read More
      By Radhika Mishra
      On: October 11, 2021
    • Details on cashless claim

      I hold a Royal Sundaram bike insurance plan for my Kawasaki Eliminator. I came to InsuranceDekho to know detai...

      Read More
      By Agam Sethi
      On: October 6, 2021
    • Friendly chat box feature

      I had a conversation regarding my insurance plan requirements on the chat box feature of the InsuranceDekho we...

      Read More
      By Ashima Bhatia
      On: October 4, 2021
    • Useful advices

      I am thankful to the customer care team of InsuranceDekho for providing me with useful advice when I was strug...

      Read More
      By Akhila Shrivastava
      On: September 29, 2021
    • Buying add-ons was simple

      I had bought a zero depreciation add-on plan for my Royal Sundaram bike insurance plan issued for my Yamaha Ra...

      Read More
      By Ambar Punia
      On: September 27, 2021

    Royal Sundaram Two-Wheeler Insurance FAQs

    • What are the unique features of two-wheeler insurance policies offered by Royal Sundaram General Insurance?

      The two-wheeler insurance policy from Royal Sundaram has some exquisite features that make it approachable by the customers. The features are the following:

      • Online policy- The policyholders can buy or renew their policy online.
      • Long term plans- The two-wheeler insurance policy offers a cover of 2 to 3 years.
      • Network garages- It provides cashless repair and replacement services at more than 3,300 network garages.
      • Quick claim settlement- It offers a hassle-free settlement of the claim.
    • How is the premium on my policy determined?

      Following are the factors that determine the premium paid by the policyholder for an insurance policy:

      • IDV (Insured Declared Value).
      • Place of registration.
      • Policy tenure.
      • Cubic capacity of the vehicle.
      • Age of the vehicle.
    • Why should I take two-wheeler insurance from Royal Sundaram?

      Royal Sundaram is one of the most reputed names in the insurance industry. You can take a policy with a coverage of 2 to 3 years from it. It featured an excellent claim settlement ratio of 92.66%. It claims to settle down the claim request within 10 working days. The customer support is available 24x7 to solve all your problems.

    • I do not have a luxury bike, should I take two-wheeler insurance?

      Life is uncertain and an accident will never knock before arriving. It is important to be prepared for an unfortunate event in advance. An insurance policy will cover you against various legal as well as financial liabilities arising out of those unforeseen events. No matter if you have a basic or a luxury bike being covered is important.

    • I want to seek details of bike insurance policy, whom should I contact?

      To seek any details about the insurance policy you can refer to your policy document or contact the customer support assistants by dialling the toll-free number 1860-425-0000. They are 24x7 available for the service.

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Royal Sundaram Bike Insurance Contact Details

    Have a problem? Are you looking for assistance? We are at your service 24x7!

    Bike Insurance News

    • Latest
    • Popular


    Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.