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Bharti AXA Investment

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Bharti AXA Investment
Highlights
Claim Settlement Ratio99.09%
Customer Care24x7
In-House Claim SettlementAvailable
Policies Sold22 lac
Presence250+ offices
RenewabilityLifetime
Special BenefitsAvailable

About Bharti AXA Investment

Investment plans financially secure the future for you and your loved ones. You can invest in Bharti AXA investment plans to ensure that you and your family enjoy financial stability in the future. Besides this, you can buy these plans to accomplish your financial goals, such as purchasing a dream home, supporting your children's education, and more.

What Is an Investment Plan?

An investment plan is a financial tool that helps individuals financially secure the future of themselves and their loved ones. Investment schemes are known as traditional plans because they provide assured returns to the policyholders. When choosing the right investment option, you must keep certain factors in mind. These factors include affordability, risk tolerance, and future financial goals.

Benefits of Bharti AXA Investment Plans

Bharti AXA investment plans are good investment options in India. Anyone who wants to yield better returns, in the long run, should invest in these plans. Here are some more advantages to investing in Bharti AXA Life Investment Plans:

  • Family Security: When you invest in good assets today, you will be able to yield profitable returns in the future. Additionally, investing in Bharti AXA investment plans will ensure that your family is financially protected even when you are not around.
  • Accomplish Financial Goals: Back and forth, we always dream of purchasing our own dream home or car. Isn’t it? When you purchase Bharti AXA Life traditional investment plans, you will be able to accomplish all of them. You can deposit some money in the form of a premium and get a lump sum amount including all other benefits at maturity.
  • Flexibility: Bharti AXA Life provides flexibility to select the policy tenure and the premium payment tenure for policyholders. Depending on your future financial needs and existing budget, policyholders can choose from a monthly, quarterly, semi-annual, or annual premium.
  • Wealth Creation: The policyholders can build wealth with Bharti AXA investment plans. The return on investment depends on the type of investment option you choose and your risk tolerance. The higher capability of taking risks will provide you with higher profitability on your investment.

Best Bharti AXA Investment Plans 2023

Here’s a list of some of the best Bharti AXA investment plans to invest in:

Investment Plan

Max. Maturity Age

Entry Age

Bharti AXA Elite Advantage Plan

77 years

6- 65 years

Bharti AXA Life Ajeevan Sampati

100 years

91 days- 60 years

Bharti AXA Life Monthly Income Plan

80 years

0- 65 years

Bharti AXA Life Secure Income Plan

80 years

0- 65 years

Bharti AXA Life Flexi Save Plan

85 years

0- 65 years

Bharti AXA Life Invest Once Plan

65 years

8- 65 years

Let’s understand each investment plan in detail:

Bharti AXA Elite Advantage Plan

It is a non-linked, non-participating, life, individual savings plan. This policy provides the benefits of both savings and wealth creation under the same plan. Some key benefits of this plan include:

  • The plans provide assured returns up to 8.50% to 9.50% to the policyholders at maturity.
  • A death benefit is paid to the nominees in case of the demise of the policyholder.
  • It provides a flexible premium payment tenure of 5,7 and 12 years.
  • Tax benefits are offered under Section 10(10D) of the Income Tax Act, 1961.

Bharti AXA Life Ajeevan Sampati Plan

It is a traditional endowment plan that provides both maturity and death benefits to its policyholders. If you are looking for an affordable investment plan in India, this Bharti AXA investment scheme is the best option. Here are some of the key features of this plan:

  • Guaranteed additions for the policy accrued upon completion of the policy year are based on the policy duration. The rate of these additions is 5.5% of the sum assured for policies with a term of up to 100 years and 6% for policies with a term of up to 85 years.
  • In the event of death, the greater of the sum assured or 11 times the yearly premium, including guaranteed additions, is paid, subject to a minimum of 105% of all premiums paid up to the date of death.
  • The policyholders can claim tax deductions for both the premium paid and the claim received under Section 80C and Section 10(10D) of the Income Tax Act, 1961.

Bharti AXA Life Monthly Income Plan

It is a non-linked, participating individual savings plan that provides assured income on a regular basis. If you want to create a regular stream of income aside from your normal income, this Bharti AXA investment plan is the best option for you. The key features of this plan are highlighted below:

  • Provides steady income every month when the premium payment term is completed.
  • The sum assured, including any earned non-guaranteed reversionary bonuses and terminal bonuses is paid to the policyholder or the plan's nominee upon maturity or death.
  • In case of the policyholder's death, the nominee receives a percentage of the monthly payout in addition to the payouts received before the death. The percentage of payout is based on the policy's duration.
  • Provides additional premium discounts under the high regular income plan option.
  • Tax benefits as per prevailing norms of the Income Tax Act, 1961.

Bharti AXA Life Secure Income Plan

It is a non-linked, non-participating individual life insurance savings plan. It ensures that you and your loved ones satisfy all their financial goals. The key features of the Bharti AXA Secure Income Plan are highlighted below:

  • Provides a guaranteed monthly income as well as a sum promised and guaranteed additions at maturity.
  • The monthly income is tax-free and is paid at 8% of the sum assured over a 10-year term.
  • Guaranteed Additions are accrued based on the policy duration under the plan for completing each policy year. The rate of these additions is 7%, 8.5%, and 10% of the Sum Assured for policy tenures of 15 years, 17 years, and 20 years respectively.
  • In case of the demise of the life assured, the nominee receives a set percentage of the monthly payout along with the payouts received before the death.
  • Tax benefits under Section 80D and Section 10(10D) of the Income Tax Act.

Bharti AXA Life Flexi Save Plan

It is a flexible investment plan that will secure the financial needs of you and your loved ones. Under this plan, the policyholders have the flexibility to withdraw their savings anytime during the Flexi Plan policy tenure. The key features of this plan are highlighted below:

  • The policyholders can make early withdrawals of their savings.
  • Provides non-guaranteed simple reversionary bonuses upon maturity or death.
  • In case of a death of a policyholder, the greater of the Sum Assured or a multiple of the yearly premium is paid, including any non-guaranteed accumulated bonuses and terminal bonuses, subject to a minimum of 105% of all premiums paid up to the date of death is given to the nominee.
  • Provides a guaranteed monthly income as well as a sum promised and guaranteed additions at maturity.
  • Premium paid and claim benefits received are tax deductible.

Bharti AXA Life Invest Once Plan

The Bharti AXA Life Invest Once investment scheme is an excellent insurance product that provides standard savings in addition to protection against unforeseen circumstances such as the policyholder's death. The key features of this plan are highlighted below:

  • Provides a guaranteed sum assured as well as guaranteed cumulative additions at maturity.
  • In the event of death, the policyholder's chosen sum assured or 125% or 110% of the single premium including mortality of the sum assured is paid to the nominee.
  • Provides the option of two policy terms to select from 5 and 10 years.
  • Provides enhanced life insurance coverage at an extra premium.
  • Guaranteed Additions are accrued under the plan for each completed policy year, according to the policy duration. The rate of these additions is 7% and 9% of the Sum Assured for a 5-year and 10-year investment plan.

Process To Buy Bharti AXA Investment Plans

Bharti AXA Investment Plans can be purchased easily from the official website of the company. The policyholders can save on travel expenses and time by purchasing investment plans online. Here’s a step-by-step guide that you can follow:

Documents Required To Buy Bharti AXA Investment Plans

  • Address proof
  • Income proof
  • Age proof
  • Identity proof
  • Any other specifically asked by an insurance company

Steps You Need To Follow To Buy Bharti AXA Investment Plans

  • Visit the official website of Bharti AXA Life Insurance.
  • Click on the “Investment plans” tab available under the “Investment section.”
  • Enter all the relevant information about yourself like name, gender, age, profession, and more.
  • Select the investment plan that best suits your needs.
  • Submit all the necessary documents asked by an investment company.
  • Make a premium payment online to complete the purchase.
  • Bharti AXA investment policy document will be shared with your registered email id.

About Bharti AXA Insurance Company

The key highlights of Bharti AXA Insurance are highlighted in the table below:

Parameters

Details

Established in

2006

Headquarters of the company

Mumbai

Official website

www.bhartiaxa.com

Helpline number

1800-102-4444

Helpline email-id

service@bhartiaxa.com

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