Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Find the right insurance for you
T&C Apply*

Liberty Bike Insurance

285 reviews Rate This
    Network Garages4,300+
    Claim Settlement Ratio87.48% in FY20
    Third Party CoverAvailable
    Roadside AssistanceAvailable
    Claim ProcessDigitally Enabled
    Presence95+ cities

    About Liberty Bike Insurance

    Liberty General Insurance Limited is a renowned private general insurance company in India. It was formed after an amalgamation between Liberty Citystate holdings PTE Ltd, Enam Securities and DP Jindal Group. The stakes are divided into the ratio of 48.7%, 25.32% and 26%. The company finally commenced its business in the year 2013. It always aimed to provide a wide range of the most attractive and user-friendly bike insurance plans and other insurance policies to its customers.

    The company offers an ample variety of insurance products ranging from Bike Insurance, Car Insurance, Health Insurance, Commercial Insurance to Engineering risk Insurance. All their policies are designed, keeping in mind consumer satisfaction. Apart from the bike insurance and related sectors, the company also participates towards fulfilling its civic responsibility towards society by setting up Orphanages, Old age homes, etc.

    The company achieved a growth rate of 40% in 2018. It has set up its operation across 28 states of India. Currently, it has 97 offices set up in 95 different cities of the nation. It has an employee strength of 1200 and more. Other than the traditional medium of offering bike insurance policies and several other covers through branches, it also provides procedures online through its website and different online aggregators.

    The company has set high standards of customer service for bike insurance plans in addition to industry contribution and technology implementation. The commitment of the firm towards the bike insurance and other solutions has made it receive several awards and recognition such as the ''Employer of Choice'' award in 2014, ''Most Influential Retail Leader'' award in 2017, ''Excellence in Partner Marketing'' award in 2019 and many more.

    Liberty Bike Insurance

    Liberty General Insurance is a joint venture insurance provider in India. They have made a name for themselves for the wide variety of policies they offer their customers at competitive rates. For two-wheelers, Liberty Insurance offers three basic types of covers: third party insurance, standalone own-damage covers and comprehensive plans. Third party insurance is a compulsory cover for a two-wheeler in India. If caught without it you can be fined Rs 2,000 and/or be imprisoned for up to 3 months according to the Indian Motor Tariff. The insurance will handle third party liabilities in case of a mishap including bodily injuries, death and property damage. If you want coverage for own-damage costs, on the other hand, you should purchase a standalone own-damage cover. Though not compulsory it is a prudent purchase as it will cover the cost of damage in a variety of scenarios such as road accidents, theft, vandalism, natural disasters and manmade calamities. However, the best option is to purchase the Liberty two-wheeler comprehensive insurance plan. With this type of insurance, both your own-damage costs and third party liabilities will be taken care of under a single premium.

    Furthermore, you can purchase add-on covers along with the standalone own-damage cover and comprehensive plans to further strengthen your policy. Add-on covers are optional and they allow you to choose ones that are aligned with your needs. Well-chosen add-ons can make a significant impact on the claim amount. Some add-ons that may be useful to you include the zero depreciation cover, the consumables cover, the return to invoice cover and the tyre protect cover.

    Liberty General Insurance offers its customers a number of benefits including claim settlement within 7 working days, cashless claim, no claim bonus for claim-free years of won-damage covers and efficient customer service.

    Significant Points of Liberty Bike Insurance



    Third Party Insurance - Property Damage

    Maximum Claim Amount Rs 1 Lakh

    Own Damage Cover

    Depends on the IDV

    Personal Accident Cover

    Up to Rs 15 Lakh

    Claim Assistance

    Available 24x7

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Benefits of Liberty Bike Insurance

    • A wide network of 4,300+ garages
    • Digitally enabled insurance procedures
    • Allow customers to request unlimited claims
    • Owns several coveted awards and certifications
    • Promises to settle claims within 7 working days.

    Must Read Articles before buying Liberty Bike Insurance

    Liberty Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • Add On
    • Worth every penny spent

      Buying Liberty bike insurance plan for my TVS Radeon from InsuranceDekho platform has been an advantageous and...

      Read More
      By Minahil Alam
      On: October 27, 2021
    • Quick settlement of claim

      I had registered for a cashless claim under my Liberty bike insurance plan for my Hero Glamour on InsuranceDek...

      Read More
      By Mansi Mehta
      On: October 25, 2021
    • Seamless calculation of premiu...

      I had calculated the entire premium of my Liberty bike insurance plan seamlessly with the help of an innovativ...

      Read More
      By Naren Singh
      On: October 20, 2021
    • Informative news section

      There is an interesting news section available on InsuranceDekho website, which gets updated on a regular basi...

      Read More
      By Nehal Bajaj
      On: October 18, 2021
    • Informative news section

      There is an interesting news section available on InsuranceDekho website, which gets updated on a regular basi...

      Read More
      By Nehal Bajaj
      On: October 18, 2021
    • Satisfactory policy buying exp...

      Issuance of the Liberty comprehensive bike insurance plan from InsuranceDekho website has been a satisfactory ...

      Read More
      By Isha Jindal
      On: October 13, 2021
    • Renewal was streamlined

      At the InsuranceDekho website, all the policy related services are streamlined. My Honda CB Trigger is insured...

      Read More
      By Shama Prajapati
      On: October 11, 2021
    • Convenience in add-on purchase

      Buying key loss cover and zero depreciation cover for my Yamaha Fazer was quite convenient at the InsuranceDek...

      Read More
      By Iqra Khan
      On: October 6, 2021
    • Simple renewal instructions

      The instructions for renewal on the InsuranceDekho website were quite easy to follow. I filled my renewal form...

      Read More
      By Naina Mathur
      On: October 4, 2021
    • No hidden cost involved

      My Vespa Elegante 150 bike is insured with a Liberty bike insurance plan. While paying the premium towards the...

      Read More
      By Shivanshu Saini
      On: September 29, 2021

    Insurance Products by Liberty General Insurance

    Liberty Two-Wheeler Insurance FAQs

    • How many garages does Liberty General Insurance have in its network? How can I locate the one nearest to me?

      Liberty General Insurance has a network of more than 4,300 garages where the policyholders can get cashless services. One can locate their nearest garage by visiting the official website. All you need to do is select your State, City, Vehicle, Garage Type and it will show you the nearest cashless garage.

    • How is the premium determined?

      The premium that the policyholders will pay for their two-wheeler insurance will be determined on the basis of the following factors:

      • Age of the vehicle.
      • Bike’s Cubic Capacity.
      • Insured Declared Value.
      • Geographical area.
      • Bike’s model.
    • What are the add-ons offered by Liberty Two-Wheeler Insurance?

      There are various add-on covers through which the policyholders can extend their coverage such as Depreciation Cover, Consumable Cover, Passenger Assist Cover, GAP Value Cover, Roadside Assistance Cover. The customers can get these add-ons with their Comprehensive Insurance Policy or Standalone Own-Damage Insurance Policy by paying an additional premium amount.

    • Can I get any discount on purchasing a Liberty Two-Wheeler Insurance?

      Following discounts are available with Liberty two-wheeler insurance plans:

      • No Claim Bonus (NCB)- If you have not made any claim in your previous policy period then with NCB you can get up to 50% discount on Own Damage Premium.
      • If you have installed an anti-theft device then you can avail a discount of around 2.5% on Own Damage Premium. The device needs to be certified by the agency and approved by the government.
      • If you are a member of any Automobile Associations of India, you can get a certain discount under the Liberty Car Insurance Policy.
    • What are the benefits of taking a two-wheeler insurance policy from Liberty General Insurance?

      There are several benefits of taking a two-wheeler insurance policy from Liberty General Insurance such as:

      • The policyholders will get compensation of up to 1 lakhs on third party property damage.
      • It offers a quick and hassle-free renewal process.
      • It provides extensive coverage.
      • It provides 24x7 customer assistance.
      • Cashless claim settlement in more than 4,300 garages.

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Liberty Bike Insurance Contact Details

    For any assistance or query, call us on:

    Bike Insurance News

    • Latest
    • Popular


    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.