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Bike insurance starting from Rs.482/year*
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    Lowest Bike Premiums
  • 11.5 Lakh+
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*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

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Liberty Bike Insurance

312 reviews Rate This
Highlights
    Network Garages4,300+
    Claim Settlement Ratio98% in FY21
    Third Party CoverAvailable
    Roadside AssistanceAvailable
    Claim ProcessDigitally Enabled
    Presence95+ cities

    About Liberty Bike Insurance

    Liberty General Insurance Limited is a renowned private general insurance company in India. It was formed after an amalgamation between Liberty Citystate holdings PTE Ltd, Enam Securities and DP Jindal Group. The stakes are divided into the ratio of 48.7%, 25.32% and 26%. The company finally commenced its business in the year 2013. It always aimed to provide a wide range of the most attractive and user-friendly bike insurance plans and other insurance policies to its customers.

    The company offers an ample variety of insurance products ranging from Bike Insurance, Car Insurance, Health Insurance, Commercial Insurance to Engineering risk Insurance. All their policies are designed, keeping in mind consumer satisfaction. Apart from the bike insurance and related sectors, the company also participates towards fulfilling its civic responsibility towards society by setting up Orphanages, Old age homes, etc.

    The company achieved a growth rate of 40% in 2018. It has set up its operation across 28 states of India. Currently, it has 97 offices set up in 95 different cities of the nation. It has an employee strength of 1200 and more. Other than the traditional medium of offering bike insurance policies and several other covers through branches, it also provides procedures online through its website and different online aggregators.

    Liberty General Insurance company strives to provide a seamless experience for its customer, from insurance solutions to the quality of services provided, the insurance company has set high standards to provide a flawless experience for its customers. The insurance company has bagged several awards. Liberty General Insurance has been honoured with the ‘National Award’ for market excellence in the year 2020. The insurance company has won ‘Asia’s Best Emerging Insurance Company Award 2021.’ The insurance company has also received 'Employer of Choice' award in 2014, the 'Most Influential Retail Leader' award in 2017 and ‘Excellence in Partner Marketing' award in 2019.

    Liberty Bike Insurance

    Liberty General Insurance is one of the leading insurance providers in India and is widely known for providing a wide range of insurance products at competitive prices. Liberty General Insurance offers three major types of two wheeler insurance policies which are Third Party, Standalone Own Damage and Comprehensive insurance policies. Two wheeler insurance policy is a safety net for an individual who owns a two-wheeler as this insurance policy provides monetary and legal assistance for any third party liabilities and/or damages to the insured vehicle that may happen during an unforeseen event.

    Liberty Two-Wheeler Insurance Policy provides coverage for third party liabilities that may occur during any mishap. Two wheeler third party insurance policy provides monetary and legal assistance for third party liabilities such as property damage, bodily injuries, demise or disability of a third party during an accident involving the insured vehicle. This insurance policy is mandatory while driving a two wheeler in India as per the Motor Vehicles Act. An individual caught without a third party insurance policy while driving a two wheeler can be penalised or imprisoned.

    Liberty Two Wheeler Standalone Own Damage insurance policy provides compensation for the cost of repairs or replacement in case of damages to the insured two wheeler. Damages to the insured vehicles include damages to the insured vehicle due to an accident, theft/burglary, natural/man-made disasters, fire or explosion etc. A Standalon own damage insurance policy does not cover third party liability but a standalone own damage policy can be purchased if you already have an active third party insurance policy.

    Liberty Two Wheeler Comprehensive insurance policy provides coverage for the third party liability and own damages to the insured two-wheeler. Compensation for third party liabilities which include property damage, bodily injuries, demise or disability of a third party and own damages to the insured two wheeler is provided under a comprehensive insurance policy. Such type two wheeler insurance policies are not mandatory but once purchased the policyholder will not require a third party insurance policy separately given the type of coverage provided under a comprehensive policy. Liberty Two Wheeler Comprehensive Insurance policy provides extensive coverage.

    Liberty General Insurance also offers several add-on covers which can be opted wih the standalone own damage or comprehensive insurance policy to increase the level of coverage of the insurance policy. Some add-on covers offered by Liberty General Insurance are Depreciation Cover, Consumables Cover, Gap Value Cover, Roadside Assistance Cover and Engine Safe Cover.

    Significant Points of Liberty Bike Insurance

    Features

    Coverage

    Third Party Insurance - Property Damage

    Maximum Claim Amount Rs 1 Lakh

    Own Damage Cover

    Depends on the IDV

    Personal Accident Cover

    Up to Rs 15 Lakh

    Claim Assistance

    Available 24x7

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    20062019
    Have you made a claim in the previous year?

    Benefits of Liberty Bike Insurance

    • A wide network of 4,300+ garages
    • Digitally enabled insurance procedures
    • Allow customers to request unlimited claims
    • Owns several coveted awards and certifications
    • Promises to settle claims within 7 working days.

    Must Read Articles before buying Liberty Bike Insurance

    Liberty Bike Insurance User Reviews

    Write your review
    What users are saying
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    • Learned about IDV and its the ...

      I bought the Liberty bike insurance plan for my Royal Enfield from the InsuranceDekho website. I also read a...

      Read More
      H
      By Hardik Chauhan
      On: July 4, 2022
    • Easy comparison of different p...

      As I was looking for insurance for my Yamaha Ray ZR. I visited the InsuranceDekho website and was happy to see...

      Read More
      K
      By Kush Singhal
      On: June 29, 2022
    • Learned about IDV and it's the...

      I bought the Liberty bike insurance plan for my Royal Enfield from the InsuranceDekho website. I also read a...

      Read More
      H
      By Hardik Chauhan
      On: June 20, 2022
    • good expriance

      good experience on first policy , RM sir also giving help all requirements.nice company and reguller floowup c...

      O
      Honda Shine Bathinda
      By ONKAR SINGH
      On: May 17, 2022
    • Helpful plan

      The Liberty bike insurance plan that I bought for my Royal Enfield is quite helpful and secures my bike just...

      Read More
      S
      By Sohel Singh
      On: May 11, 2022
    • Learned about IDV and its the ...

      I bought the Liberty bike insurance plan for my Royal Enfield from the InsuranceDekho website. I also read abo...

      Read More
      H
      By Hardik Chauhan
      On: May 9, 2022
    • Information on network garages...

      I wanted to get some repairs done on my Honda CB Unicorn 160 and wanted to know about network garages under my...

      Read More
      S
      By Somansh Kaisth
      On: February 2, 2022
    • Easy comparison of different p...

      As I was looking for insurance for my Yamaha Ray ZR. I visited the InsuranceDekho website and was happy to see...

      Read More
      G
      By Girish Negi
      On: February 2, 2022
    • All my queries were resolved

      InsuranceDekho platform without any question is a one-stop platform for resolving any type of insurance-relate...

      Read More
      A
      By Arpit Pathak
      On: January 25, 2022
    • Policy issuance within a few m...

      I bought a Liberty third-party insurance plan which was once a handy project at InsuranceDekho’s website. The ...

      Read More
      A
      By Ankur
      On: January 18, 2022

    Liberty Two-Wheeler Insurance FAQs

    • How many garages does Liberty General Insurance have in its network? How can I locate the one nearest to me?

      Liberty General Insurance has a network of more than 4,300 garages where the policyholders can get cashless services. One can locate their nearest garage by visiting the official website. All you need to do is select your State, City, Vehicle, Garage Type and it will show you the nearest cashless garage.

    • How is the premium determined?

      The premium that the policyholders will pay for their two-wheeler insurance will be determined on the basis of the following factors:


      • Age of the vehicle.
      • Bike’s Cubic Capacity.
      • Insured Declared Value.
      • Geographical area.
      • Bike’s model.
    • What are the add-ons offered by Liberty Two-Wheeler Insurance?

      There are various add-on covers through which the policyholders can extend their coverage such as Depreciation Cover, Consumable Cover, Passenger Assist Cover, GAP Value Cover, Roadside Assistance Cover. The customers can get these add-ons with their Comprehensive Insurance Policy or Standalone Own-Damage Insurance Policy by paying an additional premium amount.

    • Can I get any discount on purchasing a Liberty Two-Wheeler Insurance?

      Following discounts are available with Liberty two-wheeler insurance plans:

      • No Claim Bonus (NCB)- If you have not made any claim in your previous policy period then with NCB you can get up to 50% discount on Own Damage Premium.
      • If you have installed an anti-theft device then you can avail a discount of around 2.5% on Own Damage Premium. The device needs to be certified by the agency and approved by the government.
      • If you are a member of any Automobile Associations of India, you can get a certain discount under the Liberty Car Insurance Policy.
    • What are the benefits of taking a two-wheeler insurance policy from Liberty General Insurance?

      There are several benefits of taking a two-wheeler insurance policy from Liberty General Insurance such as:


      • The policyholders will get compensation of up to 1 lakhs on third party property damage.
      • It offers a quick and hassle-free renewal process.
      • It provides extensive coverage.
      • It provides 24x7 customer assistance.
      • Cashless claim settlement in more than 4,300 garages.
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    Disclaimer

    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.