How many garages does Liberty General Insurance have in its network? How can I locate the one nearest to me?

Liberty General Insurance has a network of more than 4,300 garages where the policyholders can get cashless services. One can locate their nearest garage by visiting the official website. All you need to do is select your State, City, Vehicle, Garage Type and it will show you the nearest cashless garage.

How is the premium determined?

The premium that the policyholders will pay for their two-wheeler insurance will be determined on the basis of the following factors: Age of the vehicle. Bike’s Cubic Capacity. Insured Declared Value. Geographical area. Bike’s model.

What are the add-ons offered by Liberty Two-Wheeler Insurance?

There are various add-on covers through which the policyholders can extend their coverage such as Depreciation Cover, Consumable Cover, Passenger Assist Cover, GAP Value Cover, Roadside Assistance Cover. The customers can get these add-ons with their Comprehensive Insurance Policy or Standalone Own-Damage Insurance Policy by paying an additional premium amount.

Can I get any discount on purchasing a Liberty Two-Wheeler Insurance?

Following discounts are available with Liberty two-wheeler insurance plans: No Claim Bonus (NCB)- If you have not made any claim in your previous policy period then with NCB you can get up to 50% discount on Own Damage Premium. If you have installed an anti-theft device then you can avail a discount of around 2.5% on Own Damage Premium. The device needs to be certified by the agency and approved by the government. If you are a member of any Automobile Associations of India, you can get a certain discount under the Liberty Car Insurance Policy.

What are the benefits of taking a two-wheeler insurance policy from Liberty General Insurance?

There are several benefits of taking a two-wheeler insurance policy from Liberty General Insurance such as: The policyholders will get compensation of up to 1 lakhs on third party property damage. It offers a quick and hassle-free renewal process. It provides extensive coverage. It provides 24x7 customer assistance. Cashless claim settlement in more than 4,300 garages.

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Liberty Bike Insurance

Key Features:

No Inspection Needed
Immediate Policy Issurance
No Paper work

Top Liberty General Insurance Limited Bike Insurance Plans

PLAN TYPE: Comprehensive

Starting From ₹ 799

Liberty Bike Insurance

PLAN TYPE: Third Party

Starting From ₹ 714

Liberty Bike Insurance

PLAN TYPE: Own Damage

Starting From ₹ 182

Calculate Your Bike Insurance Price Online

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Disclaimer: Actual Premium might vary basis your location, age and number of members

About Liberty Bike Insurance

Liberty General Insurance Limited is a renowned private general insurance company in India. It was formed after an amalgamation between Liberty Citystate holdings PTE Ltd, Enam Securities and DP Jindal Group. The stakes are divided into the ratio of 48.7%, 25.32% and 26%. The company finally commenced its business in the year 2013. It always aimed to provide a wide range of the most attractive and user-friendly bike insurance plans and other insurance policies to its customers.

The company offers an ample variety of insurance products ranging from Bike Insurance, Car Insurance, Health Insurance, Commercial Insurance to Engineering risk Insurance. All their policies are designed, keeping in mind consumer satisfaction. Apart from the bike insurance and related sectors, the company also participates towards fulfilling its civic responsibility towards society by setting up Orphanages, Old age homes, etc.

The company achieved a growth rate of 40% in 2018. It has set up its operation across 28 states of India. Currently, it has 97 offices set up in 95 different cities of the nation. It has an employee strength of 1200 and more. Other than the traditional medium of offering bike insurance policies and several other covers through branches, it also provides procedures online through its website and different online aggregators.

Liberty General Insurance company strives to provide a seamless experience for its customer, from insurance solutions to the quality of services provided, the insurance company has set high standards to provide a flawless experience for its customers. The insurance company has bagged several awards. Liberty General Insurance has been honoured with the ‘National Award’ for market excellence in the year 2020. The insurance company has won ‘Asia’s Best Emerging Insurance Company Award 2021.’ The insurance company has also received 'Employer of Choice' award in 2014, the 'Most Influential Retail Leader' award in 2017 and ‘Excellence in Partner Marketing' award in 2019.

Liberty Bike Insurance

Liberty General Insurance is one of the leading insurance providers in India and is widely known for providing a wide range of insurance products at competitive prices. Liberty General Insurance offers three major types of two wheeler insurance policies which are Third Party, Standalone Own Damage and Comprehensive insurance policies. Two wheeler insurance policy is a safety net for an individual who owns a two-wheeler as this insurance policy provides monetary and legal assistance for any third party liabilities and/or damages to the insured vehicle that may happen during an unforeseen event.

Liberty Two-Wheeler Insurance Policy provides coverage for third party liabilities that may occur during any mishap. Two wheeler third party insurance policy provides monetary and legal assistance for third party liabilities such as property damage, bodily injuries, demise or disability of a third party during an accident involving the insured vehicle. This insurance policy is mandatory while driving a two wheeler in India as per the Motor Vehicles Act. An individual caught without a third party insurance policy while driving a two wheeler can be penalised or imprisoned.

Liberty Two Wheeler Standalone Own Damage insurance policy provides compensation for the cost of repairs or replacement in case of damages to the insured two wheeler. Damages to the insured vehicles include damages to the insured vehicle due to an accident, theft/burglary, natural/man-made disasters, fire or explosion etc. A Standalon own damage insurance policy does not cover third party liability but a standalone own damage policy can be purchased if you already have an active third party insurance policy.

Liberty Two Wheeler Comprehensive insurance policy provides coverage for the third party liability and own damages to the insured two-wheeler. Compensation for third party liabilities which include property damage, bodily injuries, demise or disability of a third party and own damages to the insured two wheeler is provided under a comprehensive insurance policy. Such type two wheeler insurance policies are not mandatory but once purchased the policyholder will not require a third party insurance policy separately given the type of coverage provided under a comprehensive policy. Liberty Two Wheeler Comprehensive Insurance policy provides extensive coverage.

Liberty General Insurance also offers several add-on covers which can be opted wih the standalone own damage or comprehensive insurance policy to increase the level of coverage of the insurance policy. Some add-on covers offered by Liberty General Insurance are Depreciation Cover, Consumables Cover, Gap Value Cover, Roadside Assistance Cover and Engine Safe Cover.

Significant Points of Liberty Bike Insurance

Features	Coverage
Third Party Insurance - Property Damage	Maximum Claim Amount Rs 1 Lakh
Own Damage Cover	Depends on the IDV
Personal Accident Cover	Up to Rs 15 Lakh
Claim Assistance	Available 24x7

Liberty Bike Insurance User Reviews

4.8

Rating based on

386 User reviews

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What users are saying

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Zero Depreciation
Third Party
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Accessible Anytime, Anywhere
I'm happy because I can use the special tool, the premium calculator of InsuranceDekho. It helps me to figure out the insurance costs of Liberty Bike Insurance any time i want as per my feasibility. It's really handy and works well with my hectic life.
Read More
J
By Jahul Akhtar
On: June 5, 2024
Peace of Mind with Every Drive...
Every time I hit the road with my Mahindra bike, I have peace of mind knowing that InsuranceDekho's Liberty Bike Insurance Policy’s own damage coverage has my back. It's a reassuring feeling that money can't buy.
Read More

By Prakash Thapa
On: November 21, 2023
No Hidden Costs, No Surprises
I appreciate how the premium calculator provided clear estimates for my Bajaj bike, leaving no room for hidden costs or surprises while purchasing the Liberty Bike Insurance Policy. What you see is what you get, and that's a relief.
Read More

By Santosh Singh
On: November 15, 2023
Cost-Efficient Legal Complianc...
InsuranceDekho's Third-Party Insurance provides cost-efficient legal compliance. The Liberty Bike Insurance Policy is a basic, yet necessary, policy for my Aprilia bike that safeguards against liabilities while keeping your expenses in check.
Read More
Y
By Yash Paul
On: October 17, 2023
Confidently Protected with Ins...
I bought the Liberty Bike Insurance Policy from InsuranceDekho. The policy provides me with confidence in the protection for my BMW bike. Their efficient claims processing reassures me that I'm in good hands.
Read More
M
By Mukul Pahwa
On: September 20, 2023
No-Claim Bonus Protection for ...
The no-claim bonus protection offered by InsuranceDekho’s Liberty Bike Insurance Policy is a fantastic feature of their comprehensive coverage. It rewards careful driving habits. Happy to have secured my Hero bike under this policy.
Read More
S
By Saket Bhasin
On: September 15, 2023
Recommended for Responsible Ca...
I recommend InsuranceDekho's third-party car insurance to responsible car owners who prioritize legal compliance and road safety. I bought the Liberty Bike Insurance Policy and added this benefit to the policy for my Aprilia bike and could not be more happier and secure.
Read More

By Rajeev Rai
On: September 13, 2023
Transparent Premium Breakdown
I appreciate the transparency of InsuranceDekho's premium calculator. I made a wise decision to secure my Royal Enfield with them. It broke down the premium for my Liberty Bike Insurance Policy into understandable components, making it easy to budget.
Read More
S
By Saksham Yadav
On: September 11, 2023
Great for High-End Repairs
High-end repairs can be expensive, but InsuranceDekho's Zero Depreciation Policy makes them affordable. The Liberty Bike Insurance Policy covers the repair costs without factoring in depreciation for my Royal Enfield.
Read More
R
By Ramit Sarkar
On: September 5, 2023
True Partner in Recovery
InsuranceDekho has been a true partner in my recovery after accidents. The Liberty Bike Insurance Policy’s efficient claim processing for my for my Triumph bike and support have eased the post-accident stress.
Read More
P
By Prashant Budhiraja
On: September 1, 2023
No Compromises on Safety
Choosing InsuranceDekho's Comprehensive Coverage along with the Liberty Bike Insurance Policy means no compromises on safety. The policy's extensive coverage ensures that my Kawasaki bike and I are safeguarded against unexpected events.
Read More
K
By Kalzang Murry
On: August 29, 2023
Renewal Benefits for Loyal Cus...
InsuranceDekho offered renewal benefits for their loyal customers, incentivizing me to renew my Liberty Bike Insurance Policy for my Royal Enfield bike with them.
Read More
R
By Rohan Kalra
On: August 25, 2023
Instant Results for Immediate ...
I loved how fast InsuranceDekho's premium calculator provided results. It allowed me to make quick decisions without any delays to purchase the Liberty Bike Insurance Policy for my newly bought Aprilia bike.
Read More
A
By Ashwini Kahlon
On: August 23, 2023
Highly Recommended for Third-P...
I highly recommend InsuranceDekho for third-party car insurance. The Liberty Bike Insurance Policy offers a reliable and straightforward solutions for legal compliance. Happy to have secured my TVS bike under this plan.
Read More
S
By Satvinder Singh
On: August 22, 2023
Seamless Policy Purchase
The policy purchase and renewal process for InsuranceDekho's comprehensive coverage is seamless and user-friendly. I was bale to buy the Liberty Bike Insurance Policy for my Aprilia bike with ease. It's convenient and time-saving.
Read More

By Jatin Lokhandwala
On: August 16, 2023
Trustworthy Partner for Car In...
InsuranceDekho has proven to be a trustworthy partner for car insurance claims. When I asked their help to file my claim for the Liberty Bike Insurance Policy for my KTM bike, they handled my claim professionally and without any hassle.
Read More
R
By Rajdeep Yadav
On: August 11, 2023
Accurate Premium Estimates for...
InsuranceDekho's premium calculator provided me with accurate estimates for different insurance plans. Having this information helped me make an informed decision about the Liberty Bike Insurance Policy that was best suited for my needs for my Royal Enfield.
Read More
S
By Samagya Gupta
On: August 9, 2023
Affordable Premiums for Third-...
I found InsuranceDekho's third-party car insurance for my Yamaha bike to have affordable premiums. The Liberty Bike Insurance Policy is the perfect option for budget-conscious bike owners. Definitely would recommend the policy to others.
Read More
A
By Amit Patel
On: August 8, 2023
Loyalty Benefits
InsuranceDekho rewarded my loyalty with special benefits and discounts during the Liberty Bike Insurance Policy renewal process for my Benelli bike. Thank you InsuranceDekho for looking out for the loyal clients.
Read More
A
By Aryan Khan
On: July 31, 2023
Own Damage Insurance - A Neces...
I used to underestimate the importance of own damage insurance until I had to repair my Triumph bike after an accident. Thankfully, the Liberty Bike Insurance Policy’s coverage took care of the expenses, and I realized it was a necessity.
Read More
M
By Mihir Khan
On: July 28, 2023
Excellent Customer Support Dur...
I had a minor accident, and I called InsuranceDekho's customer support for guidance on filing a claim with the Liberty Bike Insurance Policy for my Honda bike. They were extremely helpful, guiding me through the entire process and making it stress-free. Kudos to the support team!
Read More
V
By Vipul Verma
On: July 24, 2023
Helpful in Understanding Premi...
InsuranceDekho's premium calculator is helpful in understanding the factors that affect the premium. By adjusting different parameters, I can see how the premium changes for the Liberty Bike Insurance Policy that I bought for my Triumph bike.
Read More
L
By Laxman Pradip
On: July 20, 2023
Efficient Customer Support
The customer support team at InsuranceDekho was efficient in addressing my queries related to my Honda bike’s third-party policy for my Liberty Bike Insurance Policy. Their professionalism and guidance were commendable.
Read More
N
By Nitin Bagade
On: July 19, 2023
Enhanced Coverage with Add-Ons
I opted for add-ons with InsuranceDekho's comprehensive policy to enhance the coverage for my Liberty Bike Insurance Policy. Features like zero depreciation and roadside assistance provided additional benefits for my Hero bike.
Read More

By Jayant Joshi
On: July 17, 2023
Quick and Efficient
The cashless garages associated with InsuranceDekho offer prompt and efficient service. My Aprilia car was repaired within the promised timeframe as it was insured with the Liberty Bike Insurance Policy, and the quality of work was excellent.
Read More

By Lavi Jain
On: July 13, 2023
Smooth Premium Payment Options
InsuranceDekho offered smooth premium payment options for the Liberty Bike Insurance Policy’s renewal. Their online platform allowed me to pay securely using various payment methods, including net banking and debit/credit cards for my BMW bike.
Read More
A
By Aadit Jain
On: July 11, 2023
Flexibility in Choosing Repair...
InsuranceDekho's own damage car insurance that I purchased along with the Liberty Bike Insurance Policy for my TVS bike offered flexibility in choosing a repair garage. I had the freedom to select a preferred garage from their network, allowing me to maintain a trusted relationship with my service provider.
Read More
A
By Arjun Grover
On: July 10, 2023
Worthwhile Investment for New ...
Opting for InsuranceDekho's zero dep car insurance was a worthwhile investment for my new Vespabike. The Liberty Bike Insurance Policy protected me from the financial impact of depreciation and allowed me to maintain the bike's value.
Read More
R
By Rohan Chadha
On: July 6, 2023
Hassle-free Claims Settlement...
InsuranceDekho handled my claims settlement process with utmost professionalism. They took charge of communicating with the third party involved, assessing the damages, and settling the claim. Their efficiency and expertise in handling third-party claims made the entire process hassle-free for me. I appreciate their dedication to resolving claims fairly and promptly. I am glad that I took the Liberty Bike Insurance Policy for my Aprilia bike.
Read More
V
By Vivek Kandpal
On: July 4, 2023
Comparative Premium Analysis
The premium calculator allowed me to compare premiums from multiple insurance providers. It presented the calculated premiums side by side, making it easy to evaluate the cost-effectiveness of different policies. This feature empowered me to choose the Liberty Bike Insurance Policy for my Benelli bike that offered the best value for money based on the coverage and premium amount. Thanks to InsuranceDekho for this feature.
Read More
S
By Sandeep Joshi
On: June 30, 2023

Liberty Reviews

Liberty Two-Wheeler Insurance FAQs

How many garages does Liberty General Insurance have in its network? How can I locate the one nearest to me?
Liberty General Insurance has a network of more than 4,300 garages where the policyholders can get cashless services. One can locate their nearest garage by visiting the official website. All you need to do is select your State, City, Vehicle, Garage Type and it will show you the nearest cashless garage.
How is the premium determined?
The premium that the policyholders will pay for their two-wheeler insurance will be determined on the basis of the following factors:

Age of the vehicle.

Bike’s Cubic Capacity.

Insured Declared Value.

Geographical area.

Bike’s model.
What are the add-ons offered by Liberty Two-Wheeler Insurance?
There are various add-on covers through which the policyholders can extend their coverage such as Depreciation Cover, Consumable Cover, Passenger Assist Cover, GAP Value Cover, Roadside Assistance Cover. The customers can get these add-ons with their Comprehensive Insurance Policy or Standalone Own-Damage Insurance Policy by paying an additional premium amount.
Can I get any discount on purchasing a Liberty Two-Wheeler Insurance?
Following discounts are available with Liberty two-wheeler insurance plans:

No Claim Bonus (NCB)- If you have not made any claim in your previous policy period then with NCB you can get up to 50% discount on Own Damage Premium.

If you have installed an anti-theft device then you can avail a discount of around 2.5% on Own Damage Premium. The device needs to be certified by the agency and approved by the government.

If you are a member of any Automobile Associations of India, you can get a certain discount under the Liberty Car Insurance Policy.
What are the benefits of taking a two-wheeler insurance policy from Liberty General Insurance?
There are several benefits of taking a two-wheeler insurance policy from Liberty General Insurance such as:

The policyholders will get compensation of up to 1 lakhs on third party property damage.

It offers a quick and hassle-free renewal process.

It provides extensive coverage.

It provides 24x7 customer assistance.

Cashless claim settlement in more than 4,300 garages.

FAQ

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Disclaimer

This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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