About Liberty General Insurance
Liberty General Insurance Limited is a renowned private general insurance company in India. It was formed after an amalgamation between Liberty Citystate holdings PTE Ltd, Enam Securities and DP Jindal Group. The stakes are divided in the ratio of 48.7%, 25.32% and 26%. The company finally commenced its business in the year 2013. It always aimed to provide a wide range of most attractive and user-friendly insurance plans to its customers.
The company offers an ample variety of insurance products to Commercial, Private as well as Industrial sector. Its product portfolio ranges from Motor Insurance, Health Insurance, Commercial Insurance to Engineering risk Insurance. All their policies are designed, keeping in mind consumer satisfaction. Not only in the Insurance sector but Liberty general Insurance is participating with all its energy towards fulfilling its civic responsibility towards the society. It has set up Orphanages, Old age homes, Tree plantation campaigns, Traffic rule awareness, cleanliness drive etc.
The company is growing at a fast pace. In the year 2018, its growth rate was 40%. It has set up its operation across 28 states of India. Currently, it has 97 offices set up in 95 different cities of the nation. It has an employee strength of 1200 and more. Other than the traditional medium of offering insurance policies through branches, it also provides procedures online through its website and different online aggregators.
It has been able to achieve high standards of customer service, industry contribution and technology implementation. It has received several awards and recognition such as ''Employer of Choice'' by the World Marketing Council in the year 2014. It has also received an award for ''Most Influential Retail Leader'' by CMO Asia in the year 2017. Recently in 2019, it got an award for ''Excellence in Partner Marketing'' at ACEF Asian leadership Awards.
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Liberty Two wheeler Insurance FAQs
How many garages does Liberty General Insurance have in its network? How can I locate the one nearest to me?
Liberty General Insurance has a network of more than 900 garages where the policyholders can get cashless services. One can locate their nearest garage by visiting the official website. All you need to do is select your State, City, Vehicle, Garage Type and it will show you the nearest cashless garage.
How is the premium determined?
The premium that the policyholders will pay for their two wheeler insurance will be determined on the basis of the following factors:
- Age of the vehicle.
- Bike’s Cubic Capacity.
- Insured Declared Value.
- Geographical area.
- Bike’s model
What are the add-ons offered by Liberty Two wheeler Insurance?
There are various add-on covers through which the policyholders can extend their coverage such as Depreciation Cover, Consumable Cover, Passenger Assist Cover, GAP Value Cover, Roadside Assistance Cover. The customers can get these add-ons with their Comprehensive Insurance Policy or Standalone Own-Damage Insurance Policy by paying an additional premium amount.
Can I get any discount on purchasing a Liberty Two wheeler Insurance?
Following discounts are available with Liberty Two wheeler insurance plans:
- No Claim Bonus (NCB)- If you have not made any claim in your previous policy period then with NCB you can get up to 50% discount on Own Damage Premium.
- If you have installed an anti-theft device then you can avail a discount of around 2.5% on Own Damage Premium. The device needs to be certified by the agency and approved by the government.
- If you are a member of any Automobile Associations of India, you can get a certain discount under the Liberty Car Insurance Policy.
What are the benefits of taking a two wheeler insurance policy from Liberty General Insurance?
There are several benefits of taking a two wheeler insurance policy from Liberty General Insurance such as:
- The policyholders will get compensation of up to 7.5 lakhs on third party property damage.
- It offers a quick and hassle-free renewal process.
- It provides extensive coverage.
- It provides 24*7 customer assistance.
- Cashless claim settlement in more than 900 garages.
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This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.