Liberty General Insurance

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Highlights
  • 4,000+ Network Hospitals
    Check in your City
  • 24,728 Policies Issued
  • 74.58% Incurred Claim Ratio
  • Lifelong Renewability
  • 95%+ Claim Settlement Ratio
  • Dedicated Claim Settlement

About Liberty General

Liberty General Insurance Ltd., a privately-owned general insurance firm in India, is partnered with Liberty Citystate Holdings PTE Ltd (Liberty Mutual Insurance Group based in the United States), DP Jindal Group (an industrial conglomerate) and Enam Securities (a company that helps entrepreneurs build valuable companies). Commenced its operations in 2013 in India, the Liberty General Insurance (LGI) deals on a range of insurance solutions such as health insurance, personal accident insurance, car insurance, bike insurance, commercial insurance, employee compensation insurance, fire and engineering insurance, marine insurance and many other insurance products in the country.

Headquartered in Mumbai, this insurance company has a network of 60 offices in 58 cities across 23 states. The partner network of the company consists of nearly 4,000+ hospitals and more than 3,100 auto service centres. LGI has won many awards such as CEO of the Year – General Insurance Company, Award for Data Loss Prevention, Global Marketing Excellence Awards for Secure Health Connect campaign, Rising Star Insurer and many more awards. 

Key Highlights

  • Dedicated TPA services
  • Various sum insured options
  • 4,000+ leading network hospitals
  • Free health check-up after 2 years
  • Cashless treatment in all network hospitals
  • Auto increase in Sum Insured by 10% for the claim-free year

The mission of Liberty General Insurance is to become the most admired and trusted insurance company in India. To achieve the mission, the company is committed to providing the most convenient dealing process, empowering its employees and creating sustainable values. In addition, it is on a vision to go beyond what other general insurance companies in India offer. It aims to make people’s lives safer and secure.

Liberty General Insurance has a wide range of health and car insurance products to offer. Its popular health insurance policies are Liberty Health Connect Policy, Janta Personal Accident Insurance Policy, Health Connect Supra, Individual Personal Accident, Secure Health Connect and many others. It has something for everyone, be it you, your family, your home, your vehicle, or finances. Moreover, the insurer makes sure everything is protected. That’s why it has established a strong regulatory framework that protects what you love.

Liberty General Insurance Plan List

Name of PlanSum Insured
Liberty Health ConnectMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now

Liberty General Insurance Top Up List

Name of PlanSum Insured
Health Connect SupraMin: 91 Days; Max: No Limit3 Lakh Get Quotes Now

Claim Process at Liberty General Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Liberty General Insurance at 1800-266-5844.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Liberty General Insurance 1800-266-5844.

Liberty General Insurance User Reviews

  • Quick & prompt service

    Very good and prompt service. I called customer care and they resolved my query quickly. Thanks, team for the quick response!

    R
    Rashmi
    On: Jul 10, 2019 | Views
  • Something for Everyone

    Liberty General Insurance is an insurer, which has products for everyone. I have bought one of its policies, covering myself, spouse, kids and even my parents. 

    B
    Bharat Mahant
    On: Jul 09, 2019 | Views
  • Fantastic service

    I will recommend Liberty if someone asks me about a trusted insurance company. After all, they provide me with fantastic service and products.

    V
    Vamsi
    On: Jul 09, 2019 | Views
  • Easy to buy and apply

    Liberty General Insurance lets you have an easy way to apply or renew your health insurance. I bought the Health Connect Supra Policy quite easily. 

    A
    Anand
    On: Jul 08, 2019 | Views
  • Excellent Customer Service

    I would like to share my experience with Liberty General Insurance. It’s good to buy a health policy form this company because it's customer service is excellent.

    H
    Harish Sharma
    On: Jul 08, 2019 | Views
  • Right product

    Thanks Liberty Insurance and InsuranceDekho It’s due to your help that I have bought the right health insurance policy.

     

    H
    Hari Mohan Bansal
    On: Jul 08, 2019 | Views

Latest Liberty General Insurance News

Liberty General Insurance Contact Details

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Liberty General Insurance FAQs

  • How to buy and apply for the health insurance policy of Liberty General Insurance?

    You can buy and apply for Health Insurance Policies online from the official website of Liberty General Insurance or through the online broker’s website like InsuranceDekho.

  • What are the coverage benefits under health insurance policies of Liberty General Insurance?

    The health insurance policies of Liberty General Insurance come with extensive coverage benefits, such as pre and post-hospitalisation, inpatient treatment, daycare treatment, ambulance charges, and much more. 

  • Is the Second Opinion option available under the policy of Liberty General Insurance?

    Yes, Liberty General Insurance offers the Second Opinion benefit under one of its policies, which is Liberty Health Connect.

  • Does Liberty Health Connect offer any family floater policy?

    Yes, Liberty Health Connect offers a family floater policy by the name of Liberty Health Connect. This plan is also available on an individual basis. 

  • Who is the third-party administrator (TPA) of Liberty General Insurance?

    Vipul Med Corp is the Third Party Administrator (TPA) of Liberty General Insurance. The company strives for the quick and hassle-free claims process.

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