Liberty General Insurance

15 reviews Rate This
  • 4,000+ Network Hospitals
    Check in your City
  • 24,728 Policies Issued
  • 74.58% Incurred Claim Ratio
  • Lifelong Renewability
  • 95%+ Claim Settlement Ratio
  • Dedicated Claim Settlement

About Liberty General

Liberty General Insurance Ltd., a privately-owned general insurance firm in India, is partnered with Liberty Citystate Holdings PTE Ltd (Liberty Mutual Insurance Group based in the United States), DP Jindal Group (an industrial conglomerate) and Enam Securities (a company that helps entrepreneurs build valuable companies). Commenced its operations in 2013 in India, the Liberty General Insurance (LGI) deals on a range of insurance solutions such as health insurance, personal accident insurance, car insurance, bike insurance, commercial insurance, employee compensation insurance, fire and engineering insurance, marine insurance and many other insurance products in the country.

Headquartered in Mumbai, this insurance company has a network of 60 offices in 58 cities across 23 states. The partner network of the company consists of nearly 4,000+ hospitals and more than 3,100 auto service centres. LGI has won many awards such as CEO of the Year – General Insurance Company, Award for Data Loss Prevention, Global Marketing Excellence Awards for Secure Health Connect campaign, Rising Star Insurer and many more awards. 

Key Highlights

  • Dedicated TPA services
  • Various sum insured options
  • 4,000+ leading network hospitals
  • Free health check-up after 2 years
  • Cashless treatment in all network hospitals
  • Auto increase in Sum Insured by 10% for the claim-free year

The mission of Liberty General Insurance is to become the most admired and trusted insurance company in India. To achieve the mission, the company is committed to providing the most convenient dealing process, empowering its employees and creating sustainable values. In addition, it is on a vision to go beyond what other general insurance companies in India offer. It aims to make people’s lives safer and secure.

Liberty General Insurance has a wide range of health and car insurance products to offer. Its popular health insurance policies are Liberty Health Connect Policy, Janta Personal Accident Insurance Policy, Health Connect Supra, Individual Personal Accident, Secure Health Connect and many others. It has something for everyone, be it you, your family, your home, your vehicle, or finances. Moreover, the insurer makes sure everything is protected. That’s why it has established a strong regulatory framework that protects what you love.

Liberty General Insurance Plan List

Name of PlanSum Insured
Liberty Health ConnectMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Secure Health ConnectMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now

Liberty General Insurance Top Up List

Name of PlanSum Insured
Health Connect SupraMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now

Claim Process at Liberty General Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Liberty General Insurance at 1800-266-5844.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Liberty General Insurance 1800-266-5844.

Liberty General Insurance User Reviews

  • Liberty General is ideal for me

    After many months of search i have found the perfect insurer. I am happy with liberty because it is affordable insurer. The plan i have purchased gives me wide cover at less premium. The claim process is so simple, multiple network hospitals are there. I am happy. 

    On: Oct 11, 2019 | Views
  • I recommend Liberty insurance to others now

    I have been using liberty general insurance for 2 years now. Once, i opted for cashless treatment and got covered so well. I am satisfied with the company and its benefits, claim process, and everything. Now i suggest liberty general to all friends.


    On: Oct 11, 2019 | Views
  • Liberty general will be my go-to insurer now

    So, i have recently invested in Liberty general insurance. I found this insurer to be good and affordable in terms of plans. My current plan with liberty covers my family members and that too at an affordable premium amount. The coverage is wide and the benefits are great. I am extremely satisfied.

    On: Oct 03, 2019 | Views
  • Liberty General is good insurer in every way

    I have been using liberty insurance for past one year. Let me tell you the plans are superb and coverage is vast. In case of premium amount, it is also great. The claim process and renewal procedures are extremely easy. All in all, liberty general is the perfect one in every sense.

    On: Oct 03, 2019 | Views
  • Liberty General Insurance is superb

    I have always depended on Liberty General Insurance for the best health insurance policies. Currently, i have a plan that provides extensive coverage at a very less premium rate. I am getting wide coverage and the services are also good. Liberty General Insurance is definitely recommended from my side.

    On: Sep 24, 2019 | Views
  • Happy and satisfied with Liberty

    Firstly, i would like to thank InsuranceDekho for recommending Liberty for health insurance. The insurer offers affordable policies with wide cover at a low premium rate. I am new to Liberty and have not made a claim yet, but the overall experience seems to be convenient. Liberty recommended from my end.

    On: Sep 24, 2019 | Views
  • Satisfied fully

    A company with 95%+ claim ratio what else can I ask for. Liberty General Insurance is truly a name to be trusted upon. I purchased a family plan recently and is really satisfied with the coverage features and benefits offered.

    On: Sep 19, 2019 | Views
  • Very convincing

    Helped me much to select the plan. Was very convincing. I am happy.

    On: Sep 05, 2019 | Views
  • Superb

    The policy is superb! It even covers my 91 day old son and has lifelong renewability facility. Thank you team!

    On: Aug 22, 2019 | Views
  • Quick & prompt service

    Very good and prompt service. I called customer care and they resolved my query quickly. Thanks, team for the quick response!

    On: Jul 10, 2019 | Views
  • Something for Everyone

    Liberty General Insurance is an insurer, which has products for everyone. I have bought one of its policies, covering myself, spouse, kids and even my parents. 

    On: Jul 09, 2019 | Views
  • Fantastic service

    I will recommend Liberty if someone asks me about a trusted insurance company. After all, they provide me with fantastic service and products.

    On: Jul 09, 2019 | Views
  • Easy to buy and apply

    Liberty General Insurance lets you have an easy way to apply or renew your health insurance. I bought the Health Connect Supra Policy quite easily. 

    On: Jul 08, 2019 | Views
  • Excellent Customer Service

    I would like to share my experience with Liberty General Insurance. It’s good to buy a health policy form this company because it's customer service is excellent.

    On: Jul 08, 2019 | Views
  • Right product

    Thanks Liberty Insurance and InsuranceDekho It’s due to your help that I have bought the right health insurance policy.


    On: Jul 08, 2019 | Views

Latest Liberty General Insurance News

Liberty General Insurance Contact Details

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Liberty General Insurance FAQs

  • How to buy and apply for the health insurance policy of Liberty General Insurance?

    You can buy and apply for health insurance policies online from the official website of Liberty General Insurance or through the online broker’s website like InsuranceDekho.

  • What are the coverage benefits under health insurance policies of Liberty General Insurance?

    The health insurance policies of Liberty General Insurance come with extensive coverage benefits, such as pre and post-hospitalisation, inpatient treatment, daycare treatment, ambulance charges, and much more. 

  • Is the Second Opinion option available under the policy of Liberty General Insurance?

    Yes, Liberty General Insurance offers the Second Opinion benefit under one of its policies, which is Liberty Health Connect.

  • Does Liberty General offer any family floater policy?

    Yes, Liberty General offers a family floater policy by the name of Liberty Health Connect. This plan is also available on an individual basis. 

  • Who is the third-party administrator (TPA) of Liberty General Insurance?

    Vipul Med Corp is the Third Party Administrator (TPA) of Liberty General Insurance. The company strives for the quick and hassle-free claims process.

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