About TATA AIG Car Insurance
When speaking of Indian general insurance companies, TATA AIG General Insurance Company springs up as a popular name. It is a business collaboration between the TATA group and the American International Group. Learning about the stakes would be of worth here. The former enjoys a majority with 51% stakes while AIG racks up the remaining 49%. Let’s help you with a clear picture here – TATA AIG is a merger between two big-league finance organizations. While TATA Group establishes a strong foothold in the country, AIG ensures a worldwide presence and is counted among the leading insurance and finance institutions in the world.
TATA AIG kick-started operations on the 22nd of January, 2001. It offers a vast array of general insurance products that includes car insurance policies, bike insurance policies, travel insurance policies, property insurance policies, personal accident insurance policies, marine insurance policies, and what-not. Apart from these insurance policies, TATA AIG provides corporate insurance services and personal insurance services too.
Tata AIG Car Insurance
When it comes to car insurance policies, Tata AIG offers third-party car insurance policies, standalone own-damage car insurance policies, as well as comprehensive car insurance policies, all of which are available at affordable premiums rates. These car insurance policies can be purchased online without any hassle via an instant and quick process. To get additional coverage, one can also purchase add-on cover(s) along with these car insurance policies. This way, one can opt for even greater coverage if covered under Tata AIG car insurance policies.
The Tata AIG General Insurance offers 13 car insurance add-on covers to choose from which include roadside assistance, daily allowance, key replacement, tyre secure, consumable expenses, return to invoice, zero depreciation cover, etc. In addition to this, the insurance company also provides you personal accident cover for owner-driver where it offers you compensation in case of a bodily injury while getting on or off from the insured car or while riding as a co-driver or whilst driving etc., which resulted into death, loss of limbs or eye-sight, or permanent disablement.The Tata AIG General Insurance allows its policyholders to get car insurance policy in just 3 easy steps, repair your car at more than 7,500 network garages, and register your claim track your claim in convenient way.
Significant Points of Tata AIG Car Insurance
Third Party Property Damage
Up to Rs. 7.5 Lakh
Own Damage Cover
Coverage for Own Car for Its Loss and Damage
Personal Accident Cover
Up to Rs. 15 Lakh
13 Add-on Covers
24/7 Claim Assistance
What is your car's brand?
Benefits of TATA AIG Car Insurance
- A strong network of 5,000+ garages
- 24x7 emergency assistance is available
- Digital insurance process for paperless system
- Enables the customers to make unlimited claims
- Issues instant policies for all insurance products
TATA AIG car insurance Add-Ons
This is one of the most crucial add-ons you could choose. Round-the-clock assistance services like flat-tyre replacement, towing, batter-repair, refueling and arranging for prompt mechanical services in case of a breakdown are provided when you opt for the add-on. Some pointers to remember:
- You can avail taxi service in case of a breakdown.
- Emergency accommodation if the vehicle cannot be repaired in a spry.
- Other utility benefits in case your vehicle is stranded in a deserted place.
Reimbursement of Depreciation
It surely stands out as one of the lesser-known but most recommended add-on. Pairing your policy with this add-on entitles you to bag-in claims against expenses of repair for damages due to accident.
Little were you aware that consumables like nuts, bolts, oils and screws are not covered by any car insurance policy. Opting for this add-on however, guarantees that expenses for small consumables are entirely covered by the insurance company. Bear in mind, cost of consumables in high-end vehicles are pretty high. Having an add-on in such circumstances is of great value.
Engine Secure Add-On
The add-on is extremely crucial for new car owners and luxury car owners. This is a rider that compensates for the expenses of engine damage, not caused due to accident. It is extremely helpful for those residing in areas where water logging is a common problem.
No Claim Bonus is like a prize rewarded to customers by insurance companies for successfully completing a claim-free year. The NCB Protector Add-On works wonders in increasing financial protection during policy renewals. With this add-on in use, you could proceed with claims for loss like windshield glass repair, total loss of vehicle and replacement of accessories.
- Remember, the protector will shield you against the first two claims.
TATA AIG Car Insurance Claim Process
Inform Your Insurance CompanyDial 1800-266-7780 TATA AIG’s official helpline number and register your claim. Visit workshop and intimate the insurer.
Drop By At The Nearest WorkshopGet your vehicle towed to a nearby workshop or drive your car to the location.
The Survey Process BeginsRegistration of a claim with an insurance company is followed by the appointment of surveyor in 24-48 hours.
Documents Are To Be SubmittedEverything from a DL, Policy Copy, RC and Aadhar Card to a Claim Intimation Form, Repair Estimate and a PAN Card must be submitted to the insurance company.
Survey Is Wrapped UpCareful survey of the car is completed by the surveyor in 24-48 working hours.
Conclusion As Decided By the SurveyorAfter the survey is done, the surveyor approves or rejects the claim. Post approval, repair works begin.
Deliver Order Is Handed OutFinal survey is done after the repair works are completed. A delivery order for the vehicle is issued.
Non-Cashless – The Difference in ProcedureRepair costs are borne and paid by the customer. Reimbursement of the claim amount is then provided.
191 Tata Aig Cashless Garages in India
Must Read Articles before buying Tata Aig Car Insurance
- Do you know common reasons why motor insurance claims get rejected? You should know the situation to avoid where you're not able to make a claim.
- Want to save money on Car Insurance? Understand the importance of your hard-earned money & follow these easy tips to save money while renewing your ca
- It would be wise to go online to compare various car insurance plans. Know questions to look out for when buying car insurance.
- Let’s explore about car insurance policy types in India. After knowing types of car insurance plans, you can easily select a relevant policy.
- You might be an active holder of a car insurance policy. But what if your car gets stolen? Does your vehicle have proper coverage against cases of the
TATA AIG Car Insurance User Reviews
- Most Helpful
TATA AIG Car Insurance FAQs
TATA AIG Car Insurance Policy – Does It Offer Direct Settlement Benefit on Car Insurance Policy?
If you are a TATA AIG policyholder, you can easily avail the benefits of direct settlement when the vehicle is repaired at an authorized garage, workshop or dealer station.
How do I pay to renew my car insurance policy with TATA AIG?
Renewing your car insurance policy with TATA AIG is simpler than you think. Primarily, there are three steps involved.
- Online using debit card, credit card or net banking.
- Proceed with payment through IVR.
- Cheque collection.
In TATA AIG, will a personal belonging rider cover cash?
Unfortunately, personal belongings do not cover items like cash and cheques.
My TATA AIG car insurance policy has expired – How do I renew it without any delay?
If your car insurance policy has lapsed, renewing it without getting an inspection done is not possible. Without any ado, make sure you place your request for inspection and renewal by calling on their toll-free number. This must be done within 90 days from the date on which the policy has expired.
Can I request for a change in the IDV of my vehicle insured by TATA AIG?
Of course you can! Just call on their toll-free number 1800-266-7780 and place your request. Do keep in mind that insured declared value of the vehicle can be altered according to the terms and conditions of the company and only during the time of renewal.
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Add-ons For Your Tata Aig Car Insurance
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