Future Generali

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  • 5,000+ Network Hospitals
    Check in your City
  • 48,113 Policies Issued
  • 87.42% Incurred Claim Ratio
  • Lifelong Renewability
  • 86.09% Claim Settlement Ratio
  • Dedicated Claim Settlement

About Future Generali

Future Generali India Insurance Co Ltd. was incorporated in the year 2007. The company is a joint venture between the Future Group, a leading retailer of India, and the Generali Group, a global insurance group. A renowned name in the sector, Future Generali is a private general insurance company that engages in offering retail, commercial, personal, and rural insurance solutions to individuals and corporates. ISO 9001:2008 certified for quality, Future Generali possesses links with commercial banks including Bank of Maharashtra, UCO Bank, Laxmi Vilas Bank, and Nainital Bank. 

Based in Mumbai, India, Future Generali, offers a vast array of general protection solutions for all lines including motor, home, and health insurance among others. It also provides complex solutions to cater to large-scale needs by means of products such as engineering and marine insurance.

Key Highlights:

  • Easy access to our TPA service
  • 125+ offices across the country
  • An array of sum insured options
  • 5,100+ network hospitals in India
  • Pre-policy medical health check-ups
  • Cashless facilities in network hospitals
  • Recharge Benefit if the Sum Insured and NCB get exhausted

A Total Insurance Solutions Company, Future Generali’s mission is to become the first choice of people by providing them with relevant and accessible insurance solutions. It envisions to actively protect and enhance the lives of people through insurance. Further, the company values its people, delivers on the promise, stays and focused on being open.

Future Generali has in its basket a wide range of health insurance products for individuals, families, women, children, senior citizens, corporates, etc. It also provides group health insurance and policies to cover critical illnesses and lifestyle diseases. Depending on the choice, you can go for products for all your insurance needs, be it commercial, personal, social or rural insurance.

Future Generali Plan List

Name of PlanSum Insured
Future Health SurakshaMin: 90 Days; Max: 70 Years50 Thousand Get Quotes Now
Health TotalMin: 1 Day; Max: No Limit3 Lakh Get Quotes Now
Future Varishta BimaMin: 60 years; Max: No Limit2 Lakh Get Quotes Now
Future CriticareMin: 6 Years; Max: 65 Years1 Lakh Get Quotes Now
Aarogya BimaMin: 1 Day; Max: 70 Years2 Lakh Get Quotes Now
Future HospiCashMin: 6 Months; Max: 65 Years500/day Get Quotes Now
Vector CareMin: 1 Day; Max: 65 Years10 Thousand Get Quotes Now

Future Generali Top Up List

Name of PlanSum Insured
Health SurplusMin: 3 Months; Max: 65 Years3 lakh Get Quotes Now
Future Advantage Top UpMin: 1 Day; Max: No Limit50 Thousand Get Quotes Now

Claim Process at Future Generali

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Future Generali at 1800-220-233.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Future Generali 1800-220-233.

Future Generali User Reviews

  • Experienced a real pleasure!

    I felt I must write and thank the health insurance team at Future Generali and InsuranceDekho for the most efficient way! I am glad I took their advice about the health insurance product that seems to be designed especially for me. dealing with Future Generali and InsuranceDekho is a real pleasure. Keep it up, guys."

    On: Oct 31, 2019 | Views
  • Great work by great people

    Since i have taken health insurance policy of future generali i have talked to them at the company. And what i felt during the conversion was they have out-topping knowledge about the insurance industry. Friendly by nature, they helped me buy the most suitable health insurance policy without spending too much on premiums. Great work by great people. 

    On: Oct 31, 2019 | Views
  • Well done!

    I have a good experience with Future Generali for my health insurance claim. It was nice talking to the team. Well done guys!

    On: Oct 25, 2019 | Views
  • Supportive company

    I appreciate the effort of InsuranceDekho for suggesting me Future Generali for health policy. Future Generali is really very nice and supportive company.

    On: Oct 25, 2019 | Views
  • Extraordinary!

    Future Generali is the most trusted brand for me in the health insurance industry. Earlier I was nervous to buy its policy. But it impressed me by performing extraordinarily. Its team is fast in service delivery, listens to me carefully whenever I call them. I thank Future Generali and the team for the kind of service delivered to me. I will be the first to recommend Future Generali to my friends and relatives.

    On: Oct 16, 2019 | Views
  • Greatly appreciate

    This is the first time I have bought a health insurance policy from Future Generali with the help of InsuranceDekho. The purchasing process was very nice and smooth. I greatly appreciate the solution and support offered to me. It has been a wonderful experience with Future Generali and InsuranceDekho so far.

    On: Oct 16, 2019 | Views
  • Deserve 5 stars

    Thanks to Future Generali. Very nice service and quick action. I am impressed with your teamwork. You deserve 5 stars!

    On: Oct 07, 2019 | Views
  • Helpful!

    Prompt and helpful Customer Service team. Though I had to get into followups for reimbursement, my claim got approved and I am completely satisfied.

    On: Oct 07, 2019 | Views
  • Best insurance company ever!

    Future Generali is a good company. It provided the best possible service when I called to know the claim process. People working there provided the best claim assistance. Kudos guys for your quick assistance!

    On: Sep 26, 2019 | Views
  • Service is amazing!

    The process of buying health insurance is amazing. I have got health insurance from Future Generali. The insurer provided quick and hassle-free services to me. Thank you, team, for your kind help.

    On: Sep 26, 2019 | Views
  • Thank

    I am thankful for InsuranceDekho for guiding me and helping me choose what's best for me and my family.

    On: Sep 03, 2019 | Views
  • secured future

    Future Generali as the name suggests offers the policy which secures your future. I would suggest everyone to go for it without any doubt.

    On: Aug 09, 2019 | Views
  • Excellent service by Future Generali

    After a long research, I have finally found my perfect health insurance with Future Generali. The insurer offers plans with vast coverage and maximum returns. My present policy coverage is quite good. Overall, I am fully satisfied with my health insurance plan. 

    On: May 09, 2019 | Views
  • The best in the field

    I had been searching for a policy offering maximum coverage with low premium for a very long time. Currently, my health insurance is with Future Generali. Not only my health insurance policy is great, but the services offered are good also. Thanks insurancedekho for recommending Future Generali.

    On: May 07, 2019 | Views
  • Future Generali is the perfect health insurer choice

    It is my first policy with Future Generali. I must say that coverage provided by the company is vast and meets my needs perfectly. The premium is less and returns are maximum. Overall, I recommend Future Generali to everyone looking for a great policy. 

    On: May 06, 2019 | Views

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Future Generali Contact Details

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Future Generali FAQs

  • Why should I buy Future Generali health insurance policy?

    Future Generali Health Insurance helps one stay protected during medical emergencies. Known for offering cashless approvals in just 90 minutes, Future Generali provides multiple comprehensive and customer centric plans that come with quick and easy claim settlement.

  • How to apply for and buy Future Generali Health Insurance policy?

    You can apply for and buy Future Generali health insurance policy online from the official website of Future Generali India Insurance Co Ltd., at general.futuregenerali.in or through www.insurancedekho.com. You can also visit the nearest branch of Future Generali health insurance for your convenience and learn more about policies and process of purchase in a detailed manner.

  • What is the toll free customer care number of Future Generali?

    The 24x7 toll free customer helpline number of Future Generali Health Insurance is 1800-220-233.

  • What is the address of Future Generali Health Insurance?

    The correspondence address is- Future Generali India Insurance Co Ltd., Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone Road, Prabhadevi (W), Mumbai - 400 013.

  • What is the Claim Settlement Ratio of Future Generali Health Insurance?

    Future Generali holds the claim settlement ratio of 86.09% among health insurers in India.

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