Future Generali

3 reviewsRate This Car
Highlights
  • 5300+ Hospital Network
    Check in your City
  • 48113 Policies Issued
  • Tax Benefits under Section 80D
  • Cashless Approvals in just 90 Minutes
  • Lifelong Renewability
  • Hassle-free Claim Settlement Process

About Future Generali

Future Generali India Insurance Co Ltd. was incorporated in the year 2007. The company is a joint venture between the Future Group, a leading retailer of India, and the Generali Group, a global insurance group. A renowned name in the sector, Future Generali is a private general insurance company that engages in offering retail, commercial, personal, and rural insurance solutions to individuals and corporates. A Total Insurance Solutions Company, Future Generali possesses links with commercial banks including Bank of Maharashtra, UCO Bank, Laxmi Vilas Bank, and Nainital Bank. 

Based in Mumbai, India, Future Generali India Insurance Co Ltd., offers a vast array of general protection solutions for all lines including motor, home, and health insurance among others. Furthermore, it also provides complex solutions to cater to large-scale needs by means of products such as engineering and marine insurance.

ISO 9001:2008 certified for quality, Future Generali is known for following the customer-centric approach. Winner of Golden Star Awards for Best Insurance Brand under the category Claims Service Leader – Health Insurance, Future Generali has also been bestowed with Golden Star Awards Best Product Innovation - Total Health and CMO Asia Awards under the category Company with Highest Claim Settlement – Health Insurance. 

Key Highlights:

  • Number of health insurance policies issued - 48113.
  • Cashless approval in just 90 minutes.
  • 5300+ empanelled hospitals in 492 cities.
  • Professionally managed in-house claims processing.
  • No. of persons covered (in ‘000) - 6248.13 
  • Gross Direct Premium (in Rs.Lakh) - 23256.59
  • More than 5100 network hospitals.
  • 8. Fast and easy claim settlement.
  • Lifetime renewability.
  • In-house cashless settlement of claims.
  • Flexibility to choose an individual/family health plan.
  • No pre-acceptance medical test up to 45 years of age.
  • 133-day care procedures covered for selected plans.
  • Portability to avail benefits and services.

Future Generali values its people, delivers on the promise, lives the community, and focused on being open. Moreover, its mission is to be the first choice by delivering relevant and accessible insurance solutions. 

Future Generali Plan List

Name of PlanSum Insured
Future Health SurakshaMinimum: 90 days; Maximum: 70 yearsRs. 50000 Get Quotes Now
Health TotalMinimum: 1 day; Maximum: No limit3Lakh Get Quotes Now

Future Generali Top Up List

Name of PlanSum Insured
Health SurplusMinimum: 3 months; Maximum 65 years3 lakh Get Quotes Now

Claim Process at Future Generali

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalization needs intimation as soon as it occurs and for planned hospitalization intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorization form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Future Generali at 1800-220-233.
  • 1

    Claim Intimation

    Emergency hospitalization needs intimation as soon as it occurs and for planned hospitalization intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Future Generali 1800-220-233.

Future Generali User Reviews

  • Excellent service by Future Generali

    After a long research, I have finally found my perfect health insurance with Future Generali. The insurer offers plans with vast coverage and maximum returns. My present policy coverage is quite good. Overall, I am fully satisfied with my health insurance plan. 

    N
    Neha Gupta
    On: May 09, 2019 | Views
  • The best in the field

    I had been searching for a policy offering maximum coverage with low premium for a very long time. Currently, my health insurance is with Future Generali. Not only my health insurance policy is great, but the services offered are good also. Thanks insurancedekho for recommending Future Generali.

    L
    Laksh Gaur
    On: May 07, 2019 | Views
  • Future Generali is the perfect health insurer choice

    It is my first policy with Future Generali. I must say that coverage provided by the company is vast and meets my needs perfectly. The premium is less and returns are maximum. Overall, I recommend Future Generali to everyone looking for a great policy. 

    H
    Harmeet Singh
    On: May 06, 2019 | Views

Latest Future Generali News

Future Generali Contact Details

Reach us for help anytime
  • Future Generali FAQs

  • Why should I buy Future Generali health insurance policy?

    Future Generali Health Insurance helps one stay protected during medical emergencies. Known for offering cashless approvals in just 90 minutes, Future Generali provides multiple comprehensive and customer centric plans that come with quick and easy claim settlement.

    How to apply for and buy Future Generali Health Insurance policy?

    You can apply for and buy Future Generali health insurance policy online from the official website of Future Generali India Insurance Co Ltd., at general.futuregenerali.in or through www.insurancedekho.com. You can also visit the nearest branch of Future Generali health insurance for your convenience and learn more about policies and process of purchase in a detailed manner.

    What is the toll free customer care number of Future Generali?

    The 24x7 toll free customer helpline number of Future Generali Health Insurance is 1800-220-233.

    What is the address of Future Generali Health Insurance?

    The correspondence address is- Future Generali India Insurance Co Ltd., Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone Road, Prabhadevi (W), Mumbai - 400 013.

    What is the Claim Settlement Ratio of Future Generali Health Insurance?

    As per IBAI, July 2017, Future Generali holds the highest claim settlement ratio of 96.95% among health insurers in India.

Latest Health Articles