Oriental Health Insurance

24 reviews Rate This
Highlights
  • 4,300+ Network Hospitals
    Check in your City
  • 12,50,812 Policies Issued
  • 113.86% Incurred Claim Ratio
  • Lifelong Renewability
  • 93.47% Claim Settlement Ratio
  • Dedicated Claim Settlement

About Oriental

Oriental Insurance Company Limited was established on 12th September 1947 as a subsidiary of the Oriental Government Security Life Assurance Company Ltd. The objective of founding the company was to carry out General Insurance business. During the period between 1956 and 1973, the company was a subsidiary of LIC (Life Insurance Corporation) of India till the nationalisation of General Insurance Business in the country. In 2003, the Central Government acquired all the shares of the Oriental Insurance Company held by the General Insurance Corporation of India.

Headquartered in New Delhi, India, Oriental Insurance Company has 30+ regional offices and more than 1,800 active branches across the country. It is internationally present with its branches in countries like Nepal, Kuwait, and Dubai. Oriental has carved a niche in devising special covers for large projects like petrochemical, power plants, steel and chemical plants. The insurer has also developed different types of insurance covers to meet the needs of the rural and urban population of the country. 

Key Highlights

  • Dedicated third-party service
  • 30+ offices across the country
  • An array of sum insured options
  • 4,300+ top-quality network hospitals
  • Medical check-up after a certain age
  • Cashless facilities in all network hospitals
  • Premium discounts and loading options

The core objectives of Oriental Insurance Company are to provide excellent customer services, emerge as a vibrant & dynamic top-notch non-life insurance company and carry out the business through efficient & proper claim management and prudent underwriting option. The company is committed to making such systems that can allow the smooth and orderly conduct of the business. It has a highly trained and motivated workforce that is adept in several disciplines.

Oriental Insurance Company owns a vast range of health insurance policies that come with several features, benefits, and discounts. Some of the popular health insurance products are Happy Family Floater, Mediclaim Policy (Individual), Jan Arogya Bima Policy, Group Medical Policy, Oriental Happy Cash Policy and many others. These plans also come with add-on cover on payment of an additional premium. 

Oriental Health Insurance Plan List

Name of PlanSum Insured
Happy Family Floater PolicyMin: 91 Days; Max: 70 Years1 Lakh Get Quotes Now
Individual Mediclaim PolicyMin: 18 Years; Max: 70 Years1 Lakh Get Quotes Now
HOPE (Health of Privileged Elders)Min: 60 Years; Max: No Limit1 Lakh Get Quotes Now
Happy Cash Min: 3 Months; Max: No Limit 500/day Get Quotes Now

Oriental Health Insurance Top Up List

Name of PlanSum Insured
Super Health Top-upMin: 91 Days; Max: 70 Years3 Lakh Get Quotes Now

Claim Process at Oriental Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Oriental Health Insurance at 1800-11-8485.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Oriental Health Insurance 1800-11-8485.

Oriental Health Insurance User Reviews

  • Cashless treatment...

    I would like to express my thanks to Oriental Insurance for its best-in-class service when I was admitted in a hospital and I was worried about the me...

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    V
    On: Jan 14, 2020 | Views
  • I will recommend

    I am happy with the plan i have bought and service of Oriental Insurance. So, i will recommend it to others. It is a good company for me and proved to...

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    M
    On: Jan 13, 2020 | Views
  • Deeply impressed

    I have excellent experience with Oriental Insurance, right from choosing its plan to getting my claim approved. I would like to thank the team members...

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    B
    On: Jan 07, 2020 | Views
  • Reliable for me!

    Oriental Insurance is one of the best insurers that i rely on. I have its Individual Mediclaim Policy, which provides me wide coverage. Also, the...

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    S
    On: Jan 06, 2020 | Views
  • Cool-minded!

    Usually, I don’t like the way government officials handle their customers! But, people at Oriental Insurance Company sound very professiona...

    Read More
    V
    On: Dec 30, 2019 | Views
  • Renowned!

    Oriental Insurance is a renowned name in the health insurance industry. For me, it’s the best place to buy health insurance products because it ...

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    S
    On: Dec 30, 2019 | Views
  • Quick and Great Service

    The service of this insurance company is quick and good. The insurer issued the policy immediately and started covering me from day one. It helped me ...

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    A
    On: Dec 19, 2019 | Views
  • Go to go with Oriental Insurance

    I say Oriental Insurance is a good company to go with! It has thousands of hospitals in its panel for cashless treatment, and its policies give wider ...

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    B
    On: Nov 21, 2019 | Views
  • Great Company with Great People

    I express my gratitude to InsuranceDekho for recommending me Oriental Insurance Company for health insurance. Early, I was upset because Oriental is a...

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    P
    On: Nov 01, 2019 | Views
  • First-class service

    I have a good experience with Oriental Insurance. People working there provide me with first-class service and respond to me quickly whenever I need t...

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    V
    On: Nov 01, 2019 | Views
  • Fantastic service!

    Oriental Insurance is a well-known company. I have taken the insurance plan from it and completely satisfied with its service. A large number of ...

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    G
    On: Oct 17, 2019 | Views
  • Impressed!!

    Oriental Insurance provided me with great services while filing my claims. I was hospitalised in a hospital and had not to pay even a single rupe...

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    N
    On: Oct 17, 2019 | Views
  • Trusted Brand

    I have bought Oriental’s health insurance policy because it is a trusted brand. People at Oriental ensures complete transparency in their servic...

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    A
    On: Oct 09, 2019 | Views
  • Thankful to Oriental & Team

    I am very thankful to Oriental and its team for a quick process of my claim. I have a pleasant experience with them. They offered me excellent support...

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    N
    On: Oct 09, 2019 | Views
  • Wonderful experience with Oriental

    It was a great experience to file a claim with Oriental Insurance through InsuranceDekho. The agent at the other side was so helpful and guided me thr...

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    M
    On: Sep 27, 2019 | Views
  • Awesome service!

    I have bought an Oriental Health Insurance policy, which is very good in coverage. I was hospitalized a few days ago due to health issue and I re...

    Read More
    B
    On: Sep 27, 2019 | Views
  • Informative

    Very good experience with InsuranceDekho. One of the best site with all the information in a simple and easy to understand language.

    S
    On: Sep 07, 2019 | Views
  • Genuine

    Genuine insurer with no hidden clauses. Everything is transparent and the customers are made aware of everything at the time of purchase.

    S
    On: Aug 16, 2019 | Views
  • Fast & simple process

    Oriental is amazing. It has fast and customer-friendly process. I would recommend this company to ever one who is looking out for health insurance pol...

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    S
    On: Jul 19, 2019 | Views
  • Very beneficial

    Oriental Insurance is very helpful and beneficial when you meet an emergency medical hospitalision and have no money. 

    M
    On: Jul 19, 2019 | Views
  • A very helpful insurance company

    Oriental is very helpful. It helped me when I was admitted to a hospital due to typhoid and had no cash to pay the bill. With Oriental, I got cas...

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    S
    On: Jul 19, 2019 | Views
  • Good customer service

    I have Oriental health insurance. One day I contacted Oriental for network hospitals in Pune. Its executive suggested me a good ho...

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    T
    On: Jul 19, 2019 | Views
  • Plans to save tax

    With Oriental health insurance policy, you can save tax. With its policy in hand, you can save tax under section 80D of the Income Tax.

    J
    On: Jul 19, 2019 | Views
  • Cashless claim

    I am thankful to Oriental Insurance due to quick and hassle-free cashless claim process which I availed during my hospitalisation due to an accident. ...

    Read More
    S
    On: Jul 19, 2019 | Views

Latest Oriental Health Insurance News

Oriental Health Insurance Contact Details

Reach us for help anytime

Oriental Health Insurance FAQs

  • Does Oriental Health Insurance policy comes with lifelong renewability option?

    Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

  • How many claims can I make with Oriental Health Insurance policies?

    There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document. 

  • Does Oriental Insurance Company have a family floater health insurance policy?

    Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

  • How to apply for and buy an Oriental Health Insurance policy?

    You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 1800-1205-698 to get all the details and purchase any policy of Oriental Insurance Company. 

  • Who all are covered under the family floater policy of Oriental Insurance Company?

    The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced  and widowed daughter), parents, and parents-in-law.

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