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Exide Life Insurance

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Exide Life Insurance
Claim Settlement Ratio98.54%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For3,404 Policies
Presence200+ offices
Total Death Benefit Paid88.95 Crore

Headquartered in Bengaluru, Exide Life Insurance is 100% owned by Exide Industries. The company has been in operation since 2001-02. Over the past two decades, Exide Life Insurance has served over 15 lakh customers situated across India. The company uses a multi-channel distribution network consisting of agency networks, bancassurance partners, corporate agency and broking, direct, and online channels. Exide Life Insurance offers a range of attractive insurance products to suit the demands of its vast clientele.

The company has performed well on almost all parameters with the highlight being its Claims Settlement Ratio of 98.15% for the financial year 2019-20. Exide Life Insurance has won various awards and recognitions over the years. Some of the prime awards are “Digital Insurer of the Year 2018 (India)” in 2018 and the “ET Best Brands 2020 (BFSI category) in 2020. Besides, the Exide Life Smart Term Plan was voted as the Product of the Year 2019.

Types of Exide Life Insurance Plans

Exide Life Insurance offers a variety of insurance plans spread over various categories. They are primarily classified into the following categories.

1. Term Insurance Plans: Exide Life Term Insurance plans provide financial security to your family when you are no longer around to do so. The insurer provides the following term insurance plans to the customers:

  • Exide Life Smart Term Pro
  • Exide Life Smart Term Edge
  • Exide Life Term With Return Of Premium
  • Exide Life Elite Term Insurance Plan
  • Exide Life Term Rider

2. Exide Life Health Insurance Plans: Exide Life health insurance plans cover you for healthcare expenses arising during the policy term. Following are the health insurance plans offered by the insurer to its customers:

  • Exide Life Sanjeevani
  • Exide Life Critical Illness Rider

3. Savings and Investment Plans: Exide Life Insurance offers a range of savings and investment plans that enable you to save your money for the future while enjoying the benefits of life cover at the same time. These plans include child plans, wealth plans, inheritance plans, and specific products to manage your life’s goals.

  • Exide Life New Creating Life Insurance Plans
  • Exide Life Saral Jeevan
  • Exide Life Saral Bachat
  • Exide Life My Assured Income Plan
  • Exide Life Income Advantage Plan
  • Exide Life Secured Income Insurance Plans
  • Exide Life Guaranteed Income Insurance Plan
  • Exide Life Wealth Maxima
  • Exide Life Assured Gain Plus
  • Exide Life Wealth Builder
  • Exide Life Wealth Elite
  • Exide Life Secured Income Insurance Plus
  • Exide Life Sampoorna Jeevan
  • Exide Life New Fulfilling Life

4. Retirement and Pension Plans: These plans help you to secure your future after you retire from your jobs/occupations. There are three products in this category, pension plan, annuity plan, and QROPS (a facility to transfer your pension funds from the UK to India). The insurer offers the following retirement and pension plans:

  • Exide Life New Immediate Annuity
  • Exide Life Smart Pension Plan

5. Group Insurance Solutions: Exide Life Insurance offers five group insurance products that help small business enterprises and even large corporations safeguard the future of their employees and provide financial security to their families. The insurer offers the following group insurance plans:

  • Exide Life Group Micro Term Insurance
  • Exide Life Group Loan Suraksha
  • Exide Life Group Gratuity Product
  • Employees Deposit Linked Insurance Scheme
  • Exide Life Group Illness Rider

Term Life Insurance Premium Calculator


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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Exide Life Insurance Plans

Exide Life Smart Term Pro

Exide Life Smart Term Edge

Exide Life Term With Return Of Premium

Exide Life Elite Term Insurance Plan

Exide Life Term Rider

Exide Life Savings and Investment Plans

Exide Life New Creating Life Insurance Plans

Exide Life Saral Jeevan Exide Life Saral Bachat

User Reviews

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What users are saying
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  • Customer Satisfaction

    When I was buying the Exide life plan from InsuranceDekho, the InsuranceDekho customer team was extremely helpful. I genuinely didn’t face any problems when I was buying the Exide life insurance plan from InsuranceDekho.

    By Priya Mohini
    On: Dec 18, 2023
  • No Regrets with InsuranceDekho

    I have absolutely no regrets choosing InsuranceDekho for my Exide Life Insurance Policy. Their platform simplifies the entire process and makes it a breeze.

    By Kaushik Lal
    On: Nov 15, 2023
  • Best Rates in Town

    InsuranceDekho offered me competitive rates for my life insurance policy. I compared with other websites, and they had the best deals. Happy with my choice of securing the Exide Life Insurance Policy.

    By Anita Kaul
    On: Oct 30, 2023
  • Insurance Made Simple

    InsuranceDekho simplifies the complex world of insurance. They broke down the jargon and helped me make an informed decision to buy Exide Life Insurance Policy

    By Hardik Bhatia
    On: Sep 27, 2023
  • Bonus and Dividend Benefits

    I've seen my Exide Life Insurance Policy's bonus and dividend benefits grow over the years, which is a testament to InsuranceDekho's financial stability.

    By Priyanka Rai
    On: Sep 13, 2023

Life Insurance News


  • How does Exide Life Insurance reach out to its customers?

    Exide Life Insurance adopts a multi-channel approach to reach out to its 15 Lakh+ customer base. It includes the agency network, corporate agency and broking, bancassurance channels, direct, and online channels. 

  • What are the various types of plans offered by Exide Life Insurance?

    Exide Life Insurance categorises its plans into four groups, Protection plans, Savings and Investment Plans, Retirement Plans, and Group Insurance Plans.

  • What is the QROPS plan offered by Exide Life Insurance?

    QROPS is a unique plan where you can transfer the pension received in the UK to India. 

  • What is the primary benefit of Exide Life Insurance child insurance plans?

    Child insurance plans offer full financial security to cater to your child’s needs when you are not around to do so.

  • Does Exide Life Insurance offer the facility to purchase insurance online?

    Yes, Exide Life Insurance offers facilities where customers can purchase insurance products online.