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Acko Comprehensive Car Insurance Policy

ACKO Car Insurance

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  • 99.61% ACKO scores a massive claim settlement ratio
  • 24*7 emergency assistance
  • Claims for minor damages are paid out in less than 2 hours
  • Enjoy access to any workshop anywhere in the country. It’s all cashless
  • Towing services are provided at no additional cost for upto 50kms from city limits

ACKO Comprehensive Car Insurance

Comprehensive car insurance policy by Acko General Insurance offers complete protection against damages/injury/death due to an accident. The policy covers expenses arising from the damage of the insured vehicle, injury/death of third-party and also the policyholder. Acko comprehensive car insurance policy insures your car against damages caused by accidents, fire, theft, natural or man-made calamities, vandalism and damages occurred in a riot. All these ensure that you can take your car on the streets without any worry of expenses incurred after an accident.

It goes without saying that a comprehensive car insurance policy offers a wider coverage and comes as a great option if you want complete peace of mind. Not only does it cover you, your car and the third party, but also comes with additional benefits like purchasing add-ons for wider coverage. This means you can get benefits like Zero Depreciation cover by adding a small sum to your premium.

ACKO Car Insurance Premium Calculator

The sum insured for your car depends on its Insured Declared Value (IDV). Higher IDV means a higher sum insured and also a higher premium amount.

To calculate the premium for a comprehensive car insurance policy, visit our website and get quotes post entering basic details.

Claim Process of ACKO Car Insurance

1) Contact your insurer

Immediately get in touch with insurer if any damage is caused to you, your vehicle, or a third-party due to an accident, fire, theft or calamity. You can raise a claim by visiting Acko’s website or by calling their call center at 1-860-266-2256. Make sure to provide information like vehicle’s number, details of incident etc.

2) Lodging FIR

In case of theft of the vehicle or damage to third party, file an FIR at the nearest police station. You also need to submit a copy of FIR along with other documents to the company.

3) Explanation of the process

Once you have intimated the claim, company will explain the claim settlement process and documents required for the same. In selected cities, Acko also provides the facility of picking up your car within 60 mins.

4) Hassle-free claim settlement

Post vehicle repair and completion of all legal formalities and documentation, claim amount will be paid to you or third-party. In case your car was picked by Acko for repairing, it will be delivered to you within three days (depending on the extent of damage to your vehicle). If Acko fails to deliver your car within three days, it will provide you with free cab vouchers to commute*.

*Please check with insurer before purchasing your policy.

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ACKO Comprehensive Car Insurance FAQs

  • What additional benefits does a comprehensive policy offer over third-party coverage?

    Apart from coverage against expenses of third-party liabilities, a comprehensive car insurance policy also covers repair cost of insured’s vehicle and injury/death of the policyholder.
  • Do I need to tow/drive my damaged car to the garage after an accident?

    Fortunately, you don’t need to do so. Just inform the company about the accident and location, a towing van will be arranged within 60 minutes of intimation.
  • What are cashless claims?

    If your vehicle is repaired in any of the garages registered as cashless under the company’s network, Acko Insurance will pay the repairing cost directly to the garage. This type of claim is known as ‘Cashless Claims’.
  • What are add-on covers?

    An add-on cover is additional protection over standard car insurance that can be purchased by paying extra premium.
  • How is the premium amount decided?

    Premium depends on your vehicle’s Insured Declared Values or IDV. A new vehicle will have higher IDV and subsequently, a higher premium.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.