Shriram Comprehensive Car Insurance Policy

A comprehensive car insurance policy is one which provides you a protection not only against third party liabilities (both life and property) but also against the damage suffered by the insured car. Shriram General Insurance offers a wholesome comprehensive policy that covers the policyholder’s vehicle against loss or damage arising from any road accident, natural or man-made calamity, theft or any other mishap in addition to to third party liabilities.

Shriram Comprehensive Policy Vs Third Party Policy

• Shriram comprehensive policy provides compensation for damages sustained by the insured vehicle in any road accident.
• Shriram Comprehensive Car Policy covers the policyholder’s vehicle against any loss or damage due to natural/man-made calamities or any other mishap such as fire, explosion, earthquake, lightning, flood, hailstorm, theft, burglary, damage in transit, accident by external factors, etc.
• Shriram Comprehensive Car Policy frees the policyholder from bearing the burden of compensating for the death/injury of a third party because it provides coverage for injury/death of a third party.
• Shriram Comprehensive car policy compensates for the property damage of a third party up to Rs.7.5 lakh.

Shriram Comprehensive Car Insurance Benefits

• Compensates for the damages sustained by the insured vehicle.
• Covers the expenses incurred for compensating third party liabilities.
• Offers a wide range of add-on covers to enhance the coverage of the insured vehicle.
• Offers long-term package policies for both third-party liabilities as well as for comprehensive plans.
• Availability of toll-free customer care service all 7 days of the week.
• Availability of additional cover for Electrical & Electronic Accessories.
• Availability of additional cover for Bi-Fuel kit.
• Availability of online claim and renewal process.
• Availability of personal accident cover of up to Rs.15 lakh for the policyholder.
• NCB discounts of up to 50% on own-damage premium for claim-free policy tenures.