Zuno Comprehensive Car Insurance Policy

Zuno comprehensive car insurance plan known as Zuno Private Car Package Insurance policy provides a policyholder with financial assistance for third party liabilities as well as own damage sustained by his/her car in an unfortunate event. The Zuno Package Policy thus provides its policyholder with a sense of financial security and peace of mind.

Zuno Comprehensive car Insurance vs Third Party car Insurance

What Is Covered Under Zuno Comprehensive Car Insurance Plan?

Zuno comprehensive car insurance provides coverage for the following:

• Third party liabilities: The insurer provides coverage for bodily injuries, death, permanent disability and property damage incurred by a third party due to the insured’s car. The third party property damage cover is limited to Rs. 7.5 lakh.
• Own damage caused by natural calamities: Any damage caused to the insured’s car due to any natural calamities such as flood, earthquake, landslide etc. is covered under the Zuno comprehensive car insurance.
• Own damage caused by man-made disasters: The insurer provides coverage for any damage to the insured’s car in man-made disasters such as riot, strike, fire, terrorist activities etc.
• Theft: The theft of the insured’s car is covered by the insurer under this plan.

What Is Not Covered Under Zuno Comprehensive car Insurance?

Zuno comprehensive car insurance policy does not provide coverage for the following.

• Normal wear and tear
• Mechanical or electrical breakdown
• Any damage caused due to contractual liability
• In case of willful negligence
• Liabilities occuring when driving without a valid licence
• Liabilities occuring when driving under the influence of alcohol or intoxicating drugs.
• Damage occurred during war, nuclear risk, mutiny rebellion or any such situation

Zuno comprehensive car insurance provides the following benefits to its policyholders:

• The insurer relieves the policyholder from third party liability and own damage expenses.
• Availability of a variety of add-on options ensures extensive coverage.
• Cashless repair and replacement service at the network garages all over India.
• Availability of helpful customer assistance service.
• Swift and easy claim settlement process.