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United India Comprehensive Car Insurance Policy

122 reviews Rate This
    Network Garages3,100+
    Claim Settlement Ratio82.93%
    Policies Issued (FY-19)1.75 Crore+
    Third Party CoverAvailable
    Zero DepreciationAvailable
    AccreditationAAA/Stable Rating by CRISIL

    United India Comprehensive Insurance

    Car insurance is mandatory for every car owner in the country. Though a third-party cover is all that is required to cover for the legal liabilities of a third-party in an event of an accident, a comprehensive insurance does a lot better than that by providing wider coverage. It covers for third party, the insured (driver/owner) and even the vehicle. This means the insured person is free from any liability that may arise post an accident and would also be able to recover a good sum for the repair of the automobile.

    But due to vast cover for the liabilities, comprehensive insurance plans are a bit expensive to buy and the premium is higher than what is paid for a third-party insurance cover. However, buying a comprehensive policy is highly recommended for complete peace of mind.

    Benefits of United India Comprehensive Insurance

    • United India Insurance Company offers a hassle-free claim process in case of theft, though the applicant would need to take care of initial requirements.
    • In case of an accident, the insured would get reimbursement for the damaged vehicle (subject to the insurance plan).
    • Comprehensive car insurance is applicable outside regular national boundaries. Bangladesh, Nepal, Bhutan, Maldives, Sri Lanka and Pakistan are included.
    • By paying an additional premium of Rs. 500, you can extend the comprehensive policy coverage to six other countries - Bangladesh, Bhutan, Nepal, Pakistan, Srilanka and Maldives.

    United India Comprehensive Insurance Claim Process

    • Intimate the insurer

    The insured needs to get in touch with the nearest UIIC office or branch. Following this, the insurance company will make a survey of the vehicle in question. Hence, if any grave accident has taken place, like fire, etc., the vehicle is to be kept at the accident spot itself.

    • Seek medical help and lodge an FIR
      The third- party needs to be rushed to the nearest hospital for medical attention. In the unfortunate case of victim’s death , contact the local police. An FIR of the accident is mandatory.
    • Documentation and formalities

    Submit the claim form and complete all formalities. A copy of FIR will be needed here.

    • Surveying of the vehicle and accident spot

    The insurance company will visit the spot and perform a final survey.

    • Get a repair quote

    The vehicle will then be taken to a garage for a repair quote and claim will be disbursed after completion of all formalities.

    Calculate Your Car Insurance

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    Must Read Articles before buying United India Car Insurance

    United India Car Insurance User Reviews

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    What users are saying
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    • Nice app and Excellent

      Really very happy with the excellent site which is very easy to process with our requirements and very fast an...

      Hyundai Verna 2016-2017 Ranga reddy
      On: July 13, 2022
    • Experience and information

      Had a great experience and very imp information given us. all doubts are clear A big thanks to all for clear ...

      Datsun GO Plus 2018 Indore
      By Sheetal Simon
      On: June 20, 2022
    • Good experience and rates

      Better offers, quick follow-up call to offer assistance. The deals were better than a few other online policy ...

      Toyota Platinum Etios Sonipat
      On: May 11, 2022


      Maruti Swift perumbavoor
      By RAJIV P S
      On: April 23, 2022
    • Excellent

      Thanks its easy to understand the steps of policy ,earlier we used to visit on offices for insurance and waste...

      Hyundai Elite i20 Satna
      On: April 17, 2022
    • fast and secure

      First time I took a car insurance policy through this site. It really fast and secure. Comparison option is al...

      Datsun GO Kanpur
      On: March 22, 2022
    • Car policy

      Good assistance in selecting the policy details and proper guidance. Comparison provided of the all the polic...

      Renault KWID Pune
      By Pranali Godbole
      On: February 1, 2022
    • Insurance renewal

      It was a breeze to get my son's car insurance renewed, from the comforts of my home. Payment options could be ...

      Hyundai Elite i20 Bangalore
      By Nikhilesh C
      On: October 18, 2021
    • Exelent working

      Good work and support from the staff and executive staff Good work and support from the staff and executive st...

      Hyundai i10 New Delhi
      On: October 10, 2021
    • Excellent

      Very easy, convenient and fast. Using since past few years. Recommended for those who are looking forward for ...

      Maruti Dzire West Siang
      On: September 11, 2021

    207 United India Cashless Garages in India

    United India Comprehensive Car Insurance FAQs

    • Can I file a claim if my car has caught fire and burnt completely in an accident?

      Yes, the Comprehensive insurance from UIIC covers for any damages sustained on the vehicle. The damaged car will be towed to a garage for a quote on expenses to get it repaired.
    • I have an occupant in the car at the time of the accident. Can I file a claim for the occupant?

      A comprehensive insurance covers for occupants in the vehicle too. In case there is an unnamed occupant who has sustained an injury in an accident, the insured can apply for his/her claim too.
    • Can I transfer the insurance if I transfer ownership of my vehicle to someone else?

      Yes, this is possible. However, the transfer of insurance needs to be done within 14 days from the actual date of transfer of ownership. Failing to do so, the transfer will not be possible.
    • Can I substitute my present insured car with another car?

      The insurance holder can substitute an insured car with another car. But the substitution of car may lead to changes in the premium amount since the insurance on two cars will not be the same. Following the change in the premium amount, the present model and make will be substituted.
    • If I lose both my limbs in an accident, how much claim can I file for?

      In case you have sustained a heavy injury like loss of both limbs, you will be entitled to 100% cover. However, in case of loss of one limb from an accident, there would be 50% cover of the amount.
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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.