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United India Comprehensive Car Insurance Policy

129 reviews Rate This
    Network Garages3,100+
    Claim Settlement Ratio82.93%
    Policies Issued (FY-19)1.75 Crore+
    Third Party CoverAvailable
    Zero DepreciationAvailable
    AccreditationAAA/Stable Rating by CRISIL

    United India Comprehensive Insurance

    Car insurance is mandatory for every car owner in the country. Though a third-party cover is all that is required to cover for the legal liabilities of a third-party in an event of an accident, a comprehensive insurance does a lot better than that by providing wider coverage. It covers for third party, the insured (driver/owner) and even the vehicle. This means the insured person is free from any liability that may arise post an accident and would also be able to recover a good sum for the repair of the automobile.

    But due to vast cover for the liabilities, comprehensive insurance plans are a bit expensive to buy and the premium is higher than what is paid for a third-party insurance cover. However, buying a comprehensive policy is highly recommended for complete peace of mind.

    Benefits of United India Comprehensive Insurance

    • United India Insurance Company offers a hassle-free claim process in case of theft, though the applicant would need to take care of initial requirements.
    • In case of an accident, the insured would get reimbursement for the damaged vehicle (subject to the insurance plan).
    • Comprehensive car insurance is applicable outside regular national boundaries. Bangladesh, Nepal, Bhutan, Maldives, Sri Lanka and Pakistan are included.
    • By paying an additional premium of Rs. 500, you can extend the comprehensive policy coverage to six other countries - Bangladesh, Bhutan, Nepal, Pakistan, Srilanka and Maldives.
    Car insurance starting from Rs. 2072/year*
    • Save upto 75%*
      Lowest Car Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    United India Comprehensive Insurance Claim Process

    • Intimate the insurer

    The insured needs to get in touch with the nearest UIIC office or branch. Following this, the insurance company will make a survey of the vehicle in question. Hence, if any grave accident has taken place, like fire, etc., the vehicle is to be kept at the accident spot itself.

    • Seek medical help and lodge an FIR
      The third- party needs to be rushed to the nearest hospital for medical attention. In the unfortunate case of victim’s death , contact the local police. An FIR of the accident is mandatory.
    • Documentation and formalities

    Submit the claim form and complete all formalities. A copy of FIR will be needed here.

    • Surveying of the vehicle and accident spot

    The insurance company will visit the spot and perform a final survey.

    • Get a repair quote

    The vehicle will then be taken to a garage for a repair quote and claim will be disbursed after completion of all formalities.

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    Have you made a claim in the previous year?

    United India Car Insurance User Reviews

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    What users are saying
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    • Claim settled on time

      I had filed a claim on the InsuranceDekho website for my Audi Q5 since my car was secured with the United In...

      Read More
      By Raj Bahal
      On: January 12, 2023
    • Hassle-free claim settlement

      I filed a claim for my United car insurance policy which I had purchased from the InsuranceDekho website to in...

      Read More
      By Varun Goyal
      On: January 10, 2023
    • Purchased the plan at ease

      I bought the United car insurance plan for my Toyota Fortuner from the InsuranceDekho website. The process t...

      Read More
      By Nayan Chaudhary
      On: January 7, 2023
    • Got my policy renewed in very ...

      I bought a United car insurance policy for my Nissan KICKS a year ago from the InsuranceDekho website. Now, ...

      Read More
      By Lucky Joshi
      On: January 4, 2023
    • Good Quick and best prices

      Buying policy is good. looking forward for your service in claim and other processes. Customer retention only ...

      Ford Aspire Hyderabad
      On: December 28, 2022
    • Easy process

      Nice polite agent. Smooth process ...

      Mahindra TUV 300 Lakhimpur(Assam)
      On: December 26, 2022
    • Classic Safari storme reinsura...

      Classic Safari storme insurance very smoothly renewed. A very useful as po. Modern approach to the issue. I wi...

      Tata Safari Storme Farrukhabad
      On: December 21, 2022
    • Nice app and Excellent

      Really very happy with the excellent site which is very easy to process with our requirements and very fast an...

      Hyundai Verna 2016-2017 Ranga reddy
      On: July 13, 2022
    • Experience and information

      Had a great experience and very imp information given us. all doubts are clear A big thanks to all for clear ...

      Datsun GO Plus 2018 Indore
      By Sheetal Simon
      On: June 20, 2022
    • Good experience and rates

      Better offers, quick follow-up call to offer assistance. The deals were better than a few other online policy ...

      Toyota Platinum Etios Sonipat
      On: May 11, 2022

    207 United India Cashless Garages in India

    United India Comprehensive Car Insurance FAQs

    • Can I file a claim if my car has caught fire and burnt completely in an accident?

      Yes, the Comprehensive insurance from UIIC covers for any damages sustained on the vehicle. The damaged car will be towed to a garage for a quote on expenses to get it repaired.
    • I have an occupant in the car at the time of the accident. Can I file a claim for the occupant?

      A comprehensive insurance covers for occupants in the vehicle too. In case there is an unnamed occupant who has sustained an injury in an accident, the insured can apply for his/her claim too.
    • Can I transfer the insurance if I transfer ownership of my vehicle to someone else?

      Yes, this is possible. However, the transfer of insurance needs to be done within 14 days from the actual date of transfer of ownership. Failing to do so, the transfer will not be possible.
    • Can I substitute my present insured car with another car?

      The insurance holder can substitute an insured car with another car. But the substitution of car may lead to changes in the premium amount since the insurance on two cars will not be the same. Following the change in the premium amount, the present model and make will be substituted.
    • If I lose both my limbs in an accident, how much claim can I file for?

      In case you have sustained a heavy injury like loss of both limbs, you will be entitled to 100% cover. However, in case of loss of one limb from an accident, there would be 50% cover of the amount.
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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.