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Sbi Comprehensive Car Insurance Policy

114 reviews Rate This
    Network Garages16000+
    Claim Settlement Ratio89.51%
    Third Party CoverAvailable
    Customer Base6.8 Crore+
    AccreditationiAAA Rating by ICRA
    Presence125+ Branches

    SBI General Comprehensive Insurance

    SBI General helps you to deal with all the uncertainly that you face when on the road with its Comprehensive Private Car Insurance policy.

    SBI General comprehensive car insurance plan comes with a range of benefits. Instead of the limited coverage, which is offered with Act Only cover, a comprehensive plan insures your car and you along with covering third-party liabilities. Having a comprehensive car insurance cover means that the insurer will bear the liability arising from damage/theft to the insured car, injury/death of the policyholder, injury/death of the third party and any third-party property. This includes coverage from fire, explosion, self-ignition, accidental damage by external means, natural or man-made calamities, riots, etc. You will also get an additional discount on premium if you opt for Voluntary Excess along with Compulsory Excess.

    SBI General has the iAAA rating for its highest claim settlement ability.

    Benefits of SBI General Comprehensive

    SBI General Comprehensive car insurance policy eliminates the need to spend heavy sums after an accident. Thanks to the vast coverage, it exempts you from reimbursing to a number of things. SBI General comprehensive car insurance policy brings the following benefits:

    • It covers expenses of several things after a road-mishap including compensation for damage/theft of your car, injury/death of a third-party/policyholder and any third-party property damages.
    • SBI General offers you a 24*7 assistance of well-trained professional customer care executives.
    • SBI General car insurance policyholders also have the opportunity to repair their damaged cars in any of the cashless garage authorised by the company.
    • You will also be available to purchase a number of add-on covers that prove to be highly practical during claim settlement.

    SBI Geneal COmp Claim Process

    1) Initiation of Claim

    Get in touch with SBI General immediately and inform them about the accident and location. This will initiate the claim process. To reach SBI General, call the toll free number 1800 22 1111 or SMS "CLAIM" to 561612 or email your details on Alternatively, you can also initiate the claim online post filling basic details: SBI General Insurance

    2) Confirmation of the process

    The claims manager/executive will contact you within 24 hours of registering the claim and provide a claim number/reference number. This also means that your claim request has been accepted by the company.

    3) Registration of FIR

    Lodging an FIR at the nearest police station is mandatory in case of grave injury to any person or theft of the vehicle. Also, explain about the accident (if asked) and furnish the details of witnesses (if any) to the company.

    4) Service at workshop

    Tow/drive your damaged car to the nearest cashless garage for repairs. SBI General has a network of more 2500 garages for cashless claim settlement. Furthermore, you also need to submit the required documents to the claims manager/executive and get them verified against the originals.

    5) Sit and relax

    SBI General will sanction the claim amount post completion of documentation and all necessary formalities. All admissible claims are settled within a maximum of 30 days of receipt of the final survey report or the last relevant and necessary document.

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    SBI General Car Insurance User Reviews

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    What users are saying
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    • Easy and Fast

      Lot of companies to choose and the interface is simple to complete the transaction faster. The description mus...

      Tata Tiago 2019-2020 Chennai
      On: February 9, 2022
    • Car insurance renewal

      Very fast and comfortable payment service even when I am outside India. Recommended this website for all types...

      Nissan Micra Ahmedabad
      On: November 28, 2021
    • Very Good experience

      Good experience. I am very happy to buy this policy. I am satisfied with InsuranceDekho's services. It was eas...

      Maruti Alto 800 Khargone
      By Aneesh khan
      On: November 9, 2021
    • Fast comparison of various pol...

      Fast comparison of various policies on this portal made work easy. Detailed information about available garage...

      Honda WRV Mumbai
      By Parin K Raval
      On: August 23, 2021
    • Fast and useful

      Quick and easy payment ! The support from online agent was excellent. The pin code was an issue as it didn’t m...

      Mahindra XUV500 Kanjirappally
      On: July 28, 2021
    • Customer Ease

      Very easy to access and customer friendly. Also lot of companies to choose the access at our ease. It is also ...

      Toyota Etios 2010-2012 Visakhapatnam
      By HemanthKumarKantam
      On: July 2, 2021
    • Excellent service

      I had taken insurance from InsuranceDekho earlier also. I did not know much about the process but the executiv...

      Maruti Baleno Bhiwani
      On: May 22, 2021
    • Most affordable insurance

      InsuranceDekho's services are too good, the price is most affordable and the guidance is perfect. Follow-up ca...

      Honda Amaze bulandshahr
      On: May 18, 2021
    • Convenient

      Easy transaction with comparative premium statement and also document-less transaction are the features to rat...

      Maruti A Star Agartala
      On: March 17, 2021
    • Provided detailed information ...

      Thanks for the detailed information on the policy regarding zero depreciation and continuous assistance over p...

      Renault KWID 2015-2019 Bangalore
      By Shubham Tripathi
      On: February 21, 2021

    616 Sbi Cashless Garages in India

    Insurance Products by Sbi General Insurance

    SBI Comprehensive Car Insurance FAQs

    • Can I buy a SBI General comprehensive car policy premiums online?

      Yes, SBI General has a dedicated portal on its website, which can be used to buy a new car insurance policy. Moreover, you can also renew your existing policy through the portal. For more details, contact Insurancedekho at 7551196989.
    • Will I be entitled to any discount if no claim is filed during the policy tenure?

      Yes, you will be entitled to get No Claim Bonus (NCB) if no claim is lodged during the insurance period. The discount increases for every claim-free years up to 5 years.
    • Is there any way to retain NCB after a claim?

      This is only possible if you have the NCB Protection add-on cover over your standard SBI insurance policy. However, this protection will also become void if more than one claim is filed during the policy period.
    • I want to sell my car, how can I transfer my policy to the new owner?

      The SBI General car insurance policy is transferable. You just need to submit an application and fill the necessary details in the application form. The company may charge a minimal fee for the same.
    • Can I cover my personal belonging in the existing policy?

      Yes, you can get your personal belongings covered against payment of an additional premium. However, this allowance only covers the personal belongings of the policyholder and not others travelling in your car.
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