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Cholamandalam Comprehensive Car Insurance Policy

99 reviews Rate This
    Network Garages7,100+
    Emergency Assistance24x7 Available
    Claim Settlement Ratio85.89% in FY20
    AccreditationISO Certification
    Customer Base89 Lakh+
    Presence135+ Branches

    Cholamandalam Comprehensive Car Insurance

    A comprehensive car insurance policy is a complete insurance cover which insures your car against own damage as well as third party liabilities. The comprehensive car insurance policy offered by Cholamandalam is known as Private Car Package policy and provides protection against a wide range of expenses arising out of an accident or any other mishap involving your car.

    The Cholamadalam package policy also offers several add-on covers for enhanced protection of your car. There are a total of 25 add-ons that the company offers with its comprehensive car insurance policy.

    Cholamandalam Comprehensive Policy Vs Third Party Cover


    Comprehensive Policy

    Third Party Cover

    Extent of Cover

    A comprehensive policy offered by Cholamandalam covers damages for the insured car and all third party liabilities, including up to Rs 7.5 lakh compensation for third party property damage.

    Third Party cover only offers compensation for injury/death of a third party and a maximum of Rs 7.5 lakh reimbursement for third party property damage.

    Add-on Covers

    Add-ons such as Zero Depreciation Cover, Consumables Cover, etc are available with a comprehensive policy.

    No add-on covers are available with a third party liability cover.

    Assistance Services

    Roadside assistance services such as emergency fuel delivery, towing service are available on an optional basis.

    No assistance services are available with third party liability-only cover.

    Cholamandalam Comprehensive Car Insurance Policy Coverage

    • Compensation for injury/death of any third party.
    • Up to Rs 7.5 lakh compensation for third party property damage.
    • Cover for damages of the insured car.
    • Bodily injury of the policyholder (if opted for a personal accident cover).
    • Optional personal accident cover of up to Rs. 2 lakh for co-passengers.
    • Assistance for roadside emergencies (if opted for).
    Car insurance starting from Rs. 2072/year*
    • Save upto 75%*
      Lowest Car Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    Cholamandalam Comprehensive Car Insurance Benefits

    • Insurance for all third party liabilities.
    • Insurance for own damages incurred by the insured vehicle.
    • Optional ‘Fixed Daily Allowance’ option when the damaged car is out for repairs.
    • Add-on cover for loss of key, RC and license.
    • Free towing service of up to Rs 1,500.
    • Availability of roadside assistance services round the clock.
    • Availability of a range of add-on covers.

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    Cholamandalam User Reviews

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    What users are saying
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    • Comfortable payment options

      The best payment options are offered by the InsuranceDekho portal. It made the purchase and renewal of the C...

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      By Yash Joshi
      On: January 13, 2023
    • Informative website

      I came across the InsuranceDekho website and found it to be very informative. There is a lot of data availab...

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      By Aryan Tanwar
      On: January 10, 2023
    • Superb benefits

      I recently bought the Chola MS car insurance policy for my BMW X1 from the InsuranceDekho website. The plan ...

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      By Varun Yadav
      On: January 5, 2023
    • Excellent service

      Very good service, strongly recommended. They've called and provide a good service,.................. ..........

      Tata Tigor 2017-2020 Chennai
      By Karthick Velchami
      On: August 22, 2022
    • fast and perfect

      everything was quick best quotes got zero dep option with ease and much better then policy bazar varierty of...

      Mahindra E Verito New Delhi
      On: June 22, 2022
    • Faster and easier process

      Easier and the best site for insurance renewal Thank You for helping out in making my insurance renewal proc...

      Maruti Dzire Periyakulam
      On: April 2, 2022
    • Thrid Party Car Insurance

      Hassle free and all details were easily captured. Easy to make payment and download the policy details. No nee...

      Tata Nexon 2017-2020 barrackpore
      On: January 1, 2022
    • Paperless process

      Buying Cholamandalam car insurance policy from InsuranceDekho was a very easy and paperless process. I liked t...

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      By Jeevan Chand
      On: July 10, 2020
    • Several modes of payment

      The payment process at InsuranceDekho is transparent and secured. I bought a Cholamandalam car insurance polic...

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      By Arush Nagpal
      On: July 9, 2020
    • Helpful team at InsuranceDekho

      I talked to the customer care executives at InsuranceDekho when I was looking for a car insurance policy for m...

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      By Rahul Girdhar
      On: July 3, 2020

    Cholamandalam Comprehensive Car Insurance FAQs

    • What does the roadside assistance cover offers?

      The roadside assistance is a 24*7 service offered to the policyholders by Cholamandalam in event of breakdown of the car. The service includes fuel delivery, battery top-up, car breakdown assistance such as fixing a flat tyre and on-site repair as well. To note, that it is offered as an add-on cover and hence, it is chargeable.
    • How much daily allowance would I get if my car is out for repairs?

      Cholamandalam will provide your Rs. 500 or Rs. 1,000 (depending upon the additional premium) to meet commute expenses in case your car is out for repairs.
    • Is there any personal accident cover for co-passengers?

      Yes, there is an optional personal accident cover of Rs 2 lakh for co-passengers offered by Cholamandalam.
    • What is NCB?

      No Claim Bonus (NCB) is a discount offered on the premiums for claim-free policy tenures. The discount starts at 20% and can go up to 50% for a maximum of 5 claim-free years.
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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.