Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Car insurance starting from Rs. 2072/year*
  • Save upto 75%*
    Lowest Car Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Cholamandalam Comprehensive Car Insurance Policy

96 reviews Rate This
Highlights
    Network Garages7,100+
    Emergency Assistance24x7 Available
    Claim Settlement Ratio85.89% in FY20
    AccreditationISO Certification
    Customer Base89 Lakh+
    Presence135+ Branches

    Cholamandalam Comprehensive Car Insurance

    A comprehensive car insurance policy is a complete insurance cover which insures your car against own damage as well as third party liabilities. The comprehensive car insurance policy offered by Cholamandalam is known as Private Car Package policy and provides protection against a wide range of expenses arising out of an accident or any other mishap involving your car.

    The Cholamadalam package policy also offers several add-on covers for enhanced protection of your car. There are a total of 25 add-ons that the company offers with its comprehensive car insurance policy.

    Cholamandalam Comprehensive Policy Vs Third Party Cover

    Basis

    Comprehensive Policy

    Third Party Cover

    Extent of Cover

    A comprehensive policy offered by Cholamandalam covers damages for the insured car and all third party liabilities, including up to Rs 7.5 lakh compensation for third party property damage.

    Third Party cover only offers compensation for injury/death of a third party and a maximum of Rs 7.5 lakh reimbursement for third party property damage.

    Add-on Covers

    Add-ons such as Zero Depreciation Cover, Consumables Cover, etc are available with a comprehensive policy.

    No add-on covers are available with a third party liability cover.

    Assistance Services

    Roadside assistance services such as emergency fuel delivery, towing service are available on an optional basis.

    No assistance services are available with third party liability-only cover.

    Cholamandalam Comprehensive Car Insurance Policy Coverage

    • Compensation for injury/death of any third party.
    • Up to Rs 7.5 lakh compensation for third party property damage.
    • Cover for damages of the insured car.
    • Bodily injury of the policyholder (if opted for a personal accident cover).
    • Optional personal accident cover of up to Rs. 2 lakh for co-passengers.
    • Assistance for roadside emergencies (if opted for).

    Cholamandalam Comprehensive Car Insurance Benefits

    • Insurance for all third party liabilities.
    • Insurance for own damages incurred by the insured vehicle.
    • Optional ‘Fixed Daily Allowance’ option when the damaged car is out for repairs.
    • Add-on cover for loss of key, RC and license.
    • Free towing service of up to Rs 1,500.
    • Availability of roadside assistance services round the clock.
    • Availability of a range of add-on covers.

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    20062019
    Have you made a claim in the previous year?

    Must Read Articles before buying Cholamandalam Car Insurance

    Cholamandalam User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • Add On
    • Excellent service

      Very good service, strongly recommended. They've called and provide a good service,.................. ..........

      K
      Tata Tigor 2017-2020 Chennai
      By Karthick Velchami
      On: August 22, 2022
    • fast and perfect

      everything was quick best quotes got zero dep option with ease and much better then policy bazar varierty of...

      P
      Mahindra E Verito New Delhi
      By PRANAV VIKAS INDIA P LTD
      On: June 22, 2022
    • Faster and easier process

      Easier and the best site for insurance renewal Thank You for helping out in making my insurance renewal proc...

      U
      Maruti Dzire Periyakulam
      By UMASANKARI V
      On: April 2, 2022
    • Thrid Party Car Insurance

      Hassle free and all details were easily captured. Easy to make payment and download the policy details. No nee...

      A
      Tata Nexon 2017-2020 barrackpore
      By AMIT KUMAR MALLICK
      On: January 1, 2022
    • Paperless process

      Buying Cholamandalam car insurance policy from InsuranceDekho was a very easy and paperless process. I liked t...

      Read More
      J
      By Jeevan Chand
      On: July 10, 2020
    • Several modes of payment

      The payment process at InsuranceDekho is transparent and secured. I bought a Cholamandalam car insurance polic...

      Read More
      A
      By Arush Nagpal
      On: July 9, 2020
    • Helpful team at InsuranceDekho

      I talked to the customer care executives at InsuranceDekho when I was looking for a car insurance policy for m...

      Read More
      R
      By Rahul Girdhar
      On: July 3, 2020
    • Really helpful team at Insuran...

      InsuranceDekho has a really helpful team that helped me buy Chola MS car insurance policy for my Tata Harrier ...

      Read More
      A
      By Anchal Kataria
      On: July 2, 2020
    • Easy to buy car insurance onli...

      I purchased a Cholamandalam car insurance policy for my Maruti Suzuki Dzire at InsuranceDekho in simple steps ...

      Read More
      G
      By Gunjan Rao
      On: June 26, 2020
    • Awesome services

      InsuranceDekho offers great insurance plans for cars. I chose a Cholamandalam car insurance plan for a Ford Fi...

      Read More
      D
      By Dev Gupta
      On: June 25, 2020

    Cholamandalam Comprehensive Car Insurance FAQs

    • What does the roadside assistance cover offers?

      The roadside assistance is a 24*7 service offered to the policyholders by Cholamandalam in event of breakdown of the car. The service includes fuel delivery, battery top-up, car breakdown assistance such as fixing a flat tyre and on-site repair as well. To note, that it is offered as an add-on cover and hence, it is chargeable.
    • How much daily allowance would I get if my car is out for repairs?

      Cholamandalam will provide your Rs. 500 or Rs. 1,000 (depending upon the additional premium) to meet commute expenses in case your car is out for repairs.
    • Is there any personal accident cover for co-passengers?

      Yes, there is an optional personal accident cover of Rs 2 lakh for co-passengers offered by Cholamandalam.
    • What is NCB?

      No Claim Bonus (NCB) is a discount offered on the premiums for claim-free policy tenures. The discount starts at 20% and can go up to 50% for a maximum of 5 claim-free years.
    must dotmust graphics

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 45 Lac happy customers
    • Claim Support available all 7 days of the week

    Car Insurance News

    • Latest
    • Popular
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.