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Acko Standalone Own-Damage Car Insurance Policy

A standalone own-damage plan gives the coverage for damages sustained by your car due to some unfortunate events. It is one of the three kinds of car insurance that is designed to safeguards your car in different scenarios which include accidents, fire, theft, natural disasters, man-made calamities, etc. The policy brings immense relief during a financial crisis, hence, it is recommended to own a standalone own-damage car insurance plan with the compulsory third party insurance plan.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Acko Third Party Insurance

Acko Standalone Own-Damage

Acko Comprehensive Insurance

Coverage

Acko third party car insurance provides coverage for your financial liabilities which you may incur towards a third party for their bodily injuries, death or property damage.

Acko standalone own-damage car insurance covers own-damage expenses of a car in several conditions which could be an accident, theft, natural disaster, man-made calamities, etc. With this plan, the NCB benefit is also offered.

Acko comprehensive car insurance plans provide a holistic coverage under which they cover expenses for third party liabilities as well as own-damage expenses under a single amount of premium. It also offers an optional personal accident cover.

Add-ons

Acko third party insurance does not offer add-on covers.

Acko standalone own-damage insurance offers several add-on covers.

Acko comprehensive insurance provides a range of add-on covers.

Cost

Acko third party car insurance is available at a reasonable price due to its limited coverage.

Acko standalone own-damage car insurance is costlier than third party insurance.

Acko comprehensive car insurance plans are the costliest due to their extensive coverage.

What Is Covered Under Acko Standalone Own-Damage Policy?

Here are some scenarios which are covered under an Acko standalone own-damage policy:

  • Damages or losses due to accidents or collisions.
  • Damages sustained by the car due to fire or explosion.
  • Damages and losses incurred by cars due to theft, fire, etc.
  • Damages caused to the car due to a natural or manmade disaster.

What is Not Covered Under Acko Standalone Own-Damage Policy?

Here are a few situations which are not covered under the Acko standalone own-damage plan:

  • The depreciated value of the insured car.
  • Accidents caused due to illegal driving.
  • If a car is driven outside the geographical boundaries.
  • Damages incurred due to mechanical or electrical glitch.

Benefits of Acko Standalone Own-Damage Policy

Here are some crucial benefits of buying an Acko standalone own-damage insurance:
  • Different add-on cover options are available.
  • Provides a No Claim Bonus for every claim-free year.
  • Safeguards your car in events like accidents, theft, etc.

How to Purchase Acko Standalone Own-Damage Policy?

Following are the steps to buy an Acko standalone own-damage car insurance:

Step 1: Visit the InsuranceDekho website and click on the ‘Car’ tab.

Step 2: Fill up the registration number of your car. If you do not know that, you can proceed by entering your car’s make, model, registration year, and so on.

Step 3: Enter your personal details and click on the ‘Submit and Get Quotes’ link.

Step 4: Various policy quotes will appear on your screen. Opt for Acko car insurance from one of the quotes as per your needs.

Step 5: Pay for the Acko car insurance plan and get the policy document instantly on your registered email ID.

Explore Acko Car Insurance

Must Read Articles before buying Acko Car Insurance

Acko Car Insurance User Reviews

4.8
Rating based on
391 User reviews
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What users are saying
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  • Flood Damage Repair

    My car was damaged due to the floods last month in my state. Fortunately, I had Acko car insurance and it helped me financially to get my car repaired. My claim was approved after a smooth process and my car was repaired at a cashless garage. I have no complaints with the services provided by Acko. Although the condition of my car before repairing was really bad, Acko claim settlement process returned my car in 4 days and it looks brand new now. Thanks to InsuranceDekho for suggesting Acko for their reliable services.

    Read More

    N
    By Nilutpal Das
    On: July 12, 2024
  • Perfect mobile app

    I recently switched my car insurer to Acko and I have to say that their digital approach is highly convenient for users. The mobile app is filled with so much functions that I don't even feel the need to reach out to customer support. Thanks to InsuranceDekho for completely changing my customer experience by recommending Acko car insurance.

    Read More

    R
    By Rochisha Girotra
    On: July 1, 2024
  • Smooth Claim Process

    My new car got a dent due to a small accident with a scooter on the streets. Thanks to Acko car insurance my claim process was very smooth and I got my car repaired in a very short time period. InsuranceDekho guided me in regards to selecting a suitable insurer.

    Read More

    U
    By Umar Waris
    On: June 28, 2024
  • Live Repair updates

    My car was taken to a garage by Acko within an hour of filing a claim. The speed of work was very impressive and the best thing was that I was receiving regular updates on my WhatsApp. Within a few hours my car was delivered, completely washed and sanitised it looked like a new car. Thanks to InsuranceDekho for understanding my requirements and suggesting a perfect insurer for car insurance.

    Read More

    S
    By Sriram Subramaniam
    On: June 27, 2024
  • Smooth Renewal Process

    It was near the end of the financial year and I was caught up with so much work that I almost forgot to renew my Acko car insurance. Only after renewing I realised how easy it was to renew insurance with Acko with their app. I tied up with Acko after spending time analysing best insurance plans from InsuranceDekho so got to appreciate them for that.

    Read More

    M
    By Mayank Gupta
    On: June 26, 2024
  • Customer support

    I had many doubts regarding my policy documents and Acko customer support was very helpful. Suresh from the customer support team was very kind and patient. InsuranceDekho helped me pick Acko and I'm more than satisfied with it.

    Read More

    A
    By Anshika Thakur
    On: June 24, 2024
  • Hassle-free experience

    InsuranceDekho helped me a lot in selecting the best plan. I had never purchased insurance, so I was very picky with my choices and the quotes provided by InsuranceDekho. I chose to go with Acko comprehensive motor insurance and had a smooth and easygoing experience with the process.

    Read More

    F
    By Faisal Rizvi
    On: June 19, 2024
  • Excellent cashless claim

    My car was damaged by a small accident. I came home and intimated the claim using the mobile app and within 60mins the pick up was arranged. It took a day for them to repair and I could track details of repair on whatsapp. InsuranceDekho helped me make a wise decision.

    Read More

    M
    By Manjeet Singh
    On: June 17, 2024
  • Great deals

    I realised very late that the premium of my last car insurance was really expensive so i decided to renew my car insurance through InsuranceDekho. They provided all the policies of all mainstream insurance providers and it was very easy to figure out which was the most reasonably priced. I got my car insurance from Acko and their services are worth applauding especially due to the ease of communicating through the app.

    Read More

    A
    By Aastha Thakur
    On: June 11, 2024
  • Quick claims settlement proces...

    I used InsuranceDekho to compare comprehensive car insurance policies. It gave me some metrics to consider while choosing an insurer. I decided to buy it from Acko and I have not regretted it. The Acko mobile app is very convenient and is a hub of all activities. I made a claim a week ago due to a small accident. Acko customer support was very clear and dedicated to settling my claim ASAP!

    Read More

    D
    By Daaniyah Khan
    On: June 10, 2024
Acko Reviews
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