Acko Own Damage Car Insurance

A standalone own-damage plan gives the coverage for damages sustained by your car due to some unfortunate events. It is one of the three kinds of car insurance that is designed to safeguards your car in different scenarios which include accidents, fire, theft, natural disasters, man-made calamities, etc. The policy brings immense relief during a financial crisis, hence, it is recommended to own a standalone own-damage car insurance plan with the compulsory third party insurance plan.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What Is Covered Under Acko Standalone Own-Damage Policy?

Here are some scenarios which are covered under an Acko standalone own-damage policy:

• Damages or losses due to accidents or collisions.
• Damages sustained by the car due to fire or explosion.
• Damages and losses incurred by cars due to theft, fire, etc.
• Damages caused to the car due to a natural or manmade disaster.

What is Not Covered Under Acko Standalone Own-Damage Policy?

Here are a few situations which are not covered under the Acko standalone own-damage plan:

• The depreciated value of the insured car.
• Accidents caused due to illegal driving.
• If a car is driven outside the geographical boundaries.
• Damages incurred due to mechanical or electrical glitch.

• Different add-on cover options are available.
• Provides a No Claim Bonus for every claim-free year.
• Safeguards your car in events like accidents, theft, etc.

How to Purchase Acko Standalone Own-Damage Policy?

Following are the steps to buy an Acko standalone own-damage car insurance:

Step 1: Visit the InsuranceDekho website and click on the ‘Car’ tab.

Step 2: Fill up the registration number of your car. If you do not know that, you can proceed by entering your car’s make, model, registration year, and so on.

Step 3: Enter your personal details and click on the ‘Submit and Get Quotes’ link.

Step 4: Various policy quotes will appear on your screen. Opt for Acko car insurance from one of the quotes as per your needs.

Step 5: Pay for the Acko car insurance plan and get the policy document instantly on your registered email ID.