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Acko Own Damage Car Insurance

236 reviews Rate This
    Claim Settlement Ratio83.91%
    SupportMon - Sat
    Zero DepreciationAvailable
    Emergency Assistance24/7
    Third Party CoverAvailable

    Acko Standalone Own-Damage Car Insurance Policy

    A standalone own-damage plan gives the coverage for damages sustained by your car due to some unfortunate events. It is one of the three kinds of car insurance that is designed to safeguards your car in different scenarios which include accidents, fire, theft, natural disasters, man-made calamities, etc. The policy brings immense relief during a financial crisis, hence, it is recommended to own a standalone own-damage car insurance plan with the compulsory third party insurance plan.

    Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance


    Acko Third Party Insurance

    Acko Standalone Own-Damage

    Acko Comprehensive Insurance


    Acko third party car insurance provides coverage for your financial liabilities which you may incur towards a third party for their bodily injuries, death or property damage.

    Acko standalone own-damage car insurance covers own-damage expenses of a car in several conditions which could be an accident, theft, natural disaster, man-made calamities, etc. With this plan, the NCB benefit is also offered.

    Acko comprehensive car insurance plans provide a holistic coverage under which they cover expenses for third party liabilities as well as own-damage expenses under a single amount of premium. It also offers an optional personal accident cover.


    Acko third party insurance does not offer add-on covers.

    Acko standalone own-damage insurance offers several add-on covers.

    Acko comprehensive insurance provides a range of add-on covers.


    Acko third party car insurance is available at a reasonable price due to its limited coverage.

    Acko standalone own-damage car insurance is costlier than third party insurance.

    Acko comprehensive car insurance plans are the costliest due to their extensive coverage.

    What Is Covered Under Acko Standalone Own-Damage Policy?

    Here are some scenarios which are covered under an Acko standalone own-damage policy:

    • Damages or losses due to accidents or collisions.
    • Damages sustained by the car due to fire or explosion.
    • Damages and losses incurred by cars due to theft, fire, etc.
    • Damages caused to the car due to a natural or manmade disaster.

    What is Not Covered Under Acko Standalone Own-Damage Policy?

    Here are a few situations which are not covered under the Acko standalone own-damage plan:

    • The depreciated value of the insured car.
    • Accidents caused due to illegal driving.
    • If a car is driven outside the geographical boundaries.
    • Damages incurred due to mechanical or electrical glitch.

    Benefits of Acko Standalone Own-Damage Policy

    Here are some crucial benefits of buying an Acko standalone own-damage insurance:
    • Different add-on cover options are available.
    • Provides a No Claim Bonus for every claim-free year.
    • Safeguards your car in events like accidents, theft, etc.

    How to Purchase Acko Standalone Own-Damage Policy?

    Following are the steps to buy an Acko standalone own-damage car insurance:

    Step 1: Visit the InsuranceDekho website and click on the ‘Car’ tab.

    Step 2: Fill up the registration number of your car. If you do not know that, you can proceed by entering your car’s make, model, registration year, and so on.

    Step 3: Enter your personal details and click on the ‘Submit and Get Quotes’ link.

    Step 4: Various policy quotes will appear on your screen. Opt for Acko car insurance from one of the quotes as per your needs.

    Step 5: Pay for the Acko car insurance plan and get the policy document instantly on your registered email ID.

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    Must Read Articles before buying Acko Car Insurance

    Acko Car Insurance User Reviews

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    • Policy within budget

      I found a bunch of budget-friendly plans on the InsuranceDekho platform. I checked the minute details and comp...

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      By Tushar Negi
      On: October 19, 2021
    • Good experience

      Smooth navigation in the site and call help on phone from the this site clarified certain points made by me. ...

      Skoda Rapid Bangalore
      On: October 16, 2021
    • Instant policy issuance

      With just three easy and quick steps, I could purchase an Acko car insurance policy for my Ford Endeavour car ...

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      By Nimisha Desai
      On: October 14, 2021
    • Best Rates

      The price is less compared to other websites and the customer support executives are truthful and to the point...

      Volkswagen Vento 2015-2019 Bangalore
      On: October 13, 2021
    • Lucrative add-on covers

      The list of lucrative add-on covers was very much compelling on the InsuranceDekho platform. It offered me man...

      Read More
      By Manohar Singh
      On: October 12, 2021
    • Genuine feedback

      Super service, I appreciate their services. Fast, reliable, ...

      Maruti Ertiga Hyderabad
      On: October 8, 2021
    • No paper trails

      InsuranceDekho has made easy to go digital policy issuance possible and my best compliments to their customer ...

      Read More
      By Rishab Khatri
      On: October 7, 2021
    • Add-on cover choice

      I wanted some add-on covers to extend the coverage of the Acko car insurance policy that I purchased for a Hon...

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      By Jay Shankar
      On: October 5, 2021
    • Amazing chatbox facility

      I had queries related to the Acko Own damage car insurance policy as to how I can renew it and what are the do...

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      By Nitesh Tiwari
      On: September 30, 2021
    • User-friendly website

      I am thankful to InsuranceDekho for being customer-friendly. I got all the required details easily for my Toyo...

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      By Tanisha Nigam
      On: September 28, 2021

    Insurance Products by Acko General Insurance

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