Reliance Comprehensive Car Insurance
It is better to go for comprehensive car insurance plans instead of just third-party liability cover. Reliance General offers complete protection to your car, to yourself as well as the third-party liabilities through Reliance comprehensive plans
Regular maintenance can keep your car give good performance but it cannot save it from the unforeseen mishaps of the road. Instead of playing the fortune game, deal with the uncertainty of accidents with Reliance General comprehensive car insurance policy. Be it fire, flood, riots, earthquake or even theft, your car will always remain covered under a comprehensive plan. Reliance General also offers a 24*7 roadside assistance within a 25-km radius of the breakdown location, through the plan. Moreover, you can also add Anywhere Assist Services (chargeable) by downloading Anywhere Assist App on your Android Smartphone.
Comprehensive car insurance policy comes with a higher premium that depends on a number of things like IDV of your vehicle, age, model, security features etc. In order to understand your premium liability, you need to use a premium calculator.
To calculate the premium for the Reliance comprehensive car insurance policy, visit our website www.insurancedekho.com and get quotes post entering basic details.
Reliance Comprehensive Car Insurance Claim Process
1) Intimate the insurer
Reliance General Insurance offers a very convenient way to initiate a claim. Inform the company about the accident by calling the toll-free number 1800 3009 or via the Reliance Self-i App. You can have live video calls with claim experts and track claim status in real-time.
2) Repair of the car
Drive/tow your vehicle to the nearest authorized (by Reliance General Insurance) network garage for repairs. Alternatively, you can also request for a pick-up service from the company. A surveyor arranged by the company will collect the necessary documents after inspecting the damaged vehicle.
3) Submission of report
The surveyor will inspect your vehicle and submit the report to the insurance company. Reliance General will then confirm its liability and will inform the policyholder about the deductibles.
4) Settlement of claim
If the car is repaired at any garage other than one authorized by Reliance General, the policyholder needs to pay the entire amount and submit the receipts to the company for reimbursement. However, if repaired at authorized garage the vehicle owner only needs to pay his/her part of liability and the rest will be paid by the insurer directly to the garage.
Benefits Of Reliance Comprehensive Insurance
Apart from the range of benefits that usually come with a comprehensive car insurance policy, Reliance General offers a few other advantages over other general insurance companies.
- Reliance General comprehensive car insurance policy covers the expenses for damages incurred to the insured vehicle, injury/death of the policyholder as well as all third-party liabilities including legal expenses.
- One can avail 24*7 instant roadside assistance within a radius of 25-km from the site of the accident.
- The company also offers an exclusive AnywhereAssist Service, which can be requested using its mobile app. This service includes towing service, minor repairs, emergency fuel assistance, and much more.
- You can also purchase useful add-on covers like Zero Dep, NCB protection, etc.
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Reliance Comprehensive Car Insurance FAQs
Why should I purchase a comprehensive car insurance policy from Reliance General?
There are a few things that can compel anyone to choose Reliance General to insure your car, over any other company.
- 24*7 instant roadside assistance
- 24*7 AnywhereAssist Service
- Robust customer service
- Network of more than 3800 cashless garages
How much premium do I need to pay for a comprehensive policy?
The amount of premium depends on a number of factors. To calculate the premium for the Reliance comprehensive car insurance policy, visit our website www.insurancedekho.com and get quotes post entering basic details.
What is No Claim Bonus?
No Claim Bonus or NCB is a type of discount offered by all other general insurance companies (including Reliance General) if no claim is filed during the insurance period. You can retain this benefit even after filing a claim if you have purchased NCB protection add-on cover.
Does Reliance General Insurance have a cashless garage network?
Yes. Reliance General Insurance has a vast network of more than 3800 garages that offers hassle-free cashless claim settlement to the policyholders.
Is there any concession offered on the personal-damage premium?
Yes, if you are a member of the Automobile Association of India you can secure a discount on the personal-damage premium.