Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
  • CASHLESS GARAGES 7,500
  • CLAIMS SETTLED 91.80%
Key Features:
  • Right Green Tick Covers Third Party Person
  • Right Green Tick Covers Third Party Property

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Tata AIG Comprehensive Car Insurance Policy

An car insurance policy comes in 2 types of plans - comprehensive policy and third party policy. A third party policy only covers the damages incurred against third party lives and property, whereas, under a comprehensive car insurance plan complete protection is provided by the insurer against damage to your vehicle in case of an accident, theft, etc., as well as for the damages incurred against third party property and lives in any road mishap.

Tata AIG Comprehensive Car Insurance vs Third Party Car Insurance

Basis

Comprehensive Car Insurance

Third Party Car Insurance

Coverage

A comprehensive policy provides coverage for the financial and legal obligations of the third party as well as the own damages incurred by the insured’s car.

It provides financial and legal liabilities of the third party in case of an accident.

Add-ons

The coverage of the policy can be stretched by opting for add-on covers such as zero depreciation, pillion cover etc.

A third party insurance plan provides no add-ons.

Cost

A comprehensive plan is relatively costlier due to its wide range of coverage.

The premium of a third party plan is economical due to its limited coverage.

What All Is Covered Under Tata AIG Comprehensive Car Insurance Plan?

Tata AIG comprehensive car insurance provides coverage for the following:

  • Loss of or damage to the vehicle due to any of the following:
    • Accident
    • Theft
    • Riot/strike
    • Natural disasters such as earthquakes, cyclones etc
    • Terrorist activity
    • Fire explosion- self-ignition/lightning
    • Whilst in transit on the rail/road/waterway/air or lift.
  • Losses incurred to third party (life and property)
  • Personal accident cover for owner-driver of the vehicle up to Rs. 15 lakh (optional).

What All Is Not Covered Under Tata AIG Comprehensive Car Insurance?

Tata AIG comprehensive car insurance refrains from providing coverage under the following circumstances.

  • In case of conflict or war, mutiny or nuclear risk
  • For an accident due to contractual agreement
  • Absence of valid licence of the insured car driver
  • For accident caused due to alcoholism or intoxication
  • For an accident beyond the predetermined geographical extent
  • If the car was not driven by the described person at the time of the accident.

Tata AIG Comprehensive Car Insurance Benefits

Tata AIG comprehensive car insurance provides the following advantages to its policyholder.

  • Insurance cover for insured car as well as for all third party liabilities.
  • Availability of Personal Accident Cover of up to Rs. 15 lakh.
  • Availability of a number of add-ons including Zero Depreciation, Return to Invoice, Daily Allowance, Road Side Assistance, NCB Protection, Key Replacement, etc.

Must Read Articles before buying Tata Aig Car Insurance

TATA AIG Car Insurance User Reviews

Write your review
What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Broken Window Repair

    While my car was parked in authorised parking, someone broke the window in an attempt to steal my bag from the car. Thankfully he could not steal my bag, and my window was replaced at a TATA AIG cashless garage in less than a couple of days. The quality of the window is impressive, the garage used an original piece to replace my window. Thanks to InsuranceDekho for suggesting TATA AIG based on their quick services.

    M
    By Maya Manchanda
    On: July 1, 2024
  • NCB Benefits

    I had TATA AIG car insurance for four years and was considering discontinuing it as I never took a claim. But then the NCB discount tempted me to continue and made me choose safety over risk. InsuranceDekho was the reason why I chose TATA AIG so kudos to the team as my car is insured for another year!

    S
    By Shivenendra Theratipally
    On: June 25, 2024
  • Responsive customer care

    I was struggling to endorse my policy as I was transferred to a different city, then I contacted the grievance redressal who helped me very effectively and I got my new policy documents in a few days following that. It was very helpful as I was caught up with many other things as well. Glad that I took assistance from InsuranceDekho in the process as well as choosing TATA AIG.

    R
    By Rupali Sharma
    On: June 25, 2024
  • Roadside assistance

    I was stuck on the highway when my car stopped working and smoke came from the engine. I was worried but my roadside assistance add-on from TATA AIG saved my day. In about 30 minutes they sent help and towed my car to the nearest garage as well. My car was repaired at a cashless garage and it did not take much long as well. Really amazing service, thanks to InsuranceDekho for suggesting TATA AIG.

    S
    By Shanti Jha
    On: June 24, 2024
  • Reimbursement process

    I am very fond of TATA AIG Car insurance. I got my claim last week through the reimbursement process and it was very smooth. I got my car repaired at my personally trusted garage and got the reimbursement from the insurer without any trouble. Thanks to InsuranceDekho for suggesting TATA AIG.

    S
    By Shayra Sharma
    On: June 20, 2024
  • Great Home visit assistance

    I had never taken own damage insurance but recently I got myself a new SUV. The thought of any damage happening to it would not let me sleep. So I compared all insurer quotes on InsuranceDekho and chose to get home assistance. A very kind relationship manager paid a visit to my home and took me through the whole process. He gave me a feeling that this was a good decision and suggested continuing with TATA AIG due to the relatively low premium and extra services. I have been sleeping better since then :)

    A
    By Anjani Nikam
    On: June 10, 2024
  • Awesome Buying Experience

    Good experience while purchasing two-wheeler third-party insurance on the insurance dekho portal. All most all insurers are available.

    V
    By Vinit Bansal
    On: March 2, 2024
  • Customer-Centric Approach to T...

    InsuranceDekho's customer-centric approach extends to their Third-Party Car Insurance for my Chevrolet car. The Tata AIG Car Insurance Policy ensures that you understand the legal requirements and make the process hassle-free.

    By Vibhas Mahendru
    On: October 18, 2023
  • Convenient Payment Settlement

    Settling payments after repairs at a cashless garage with InsuranceDekho’s Tata AIG Car Insurance Policy is convenient for my Honda car. It's one less thing to worry about during a challenging situation.

    B
    By Brahmjot Singh
    On: October 16, 2023
  • Efficient Repairs and Assistan...

    In the unfortunate event of an accident of my Ford car, I knew that InsuranceDekho's comprehensive coverage will ensure efficient repairs and assistance. The Tata AIG Car Insurance Policy is a comforting safety net.

    By Nisar Ahmed
    On: October 12, 2023

191 Tata Aig Cashless Garages in India

TATA AIG Comprehensive Car Insurance FAQs

  • Why should I choose TATA AIG comprehensive car insurance policy?

    The TATA AIG comprehensive car insurance policy is an ideal policy due to the following reasons:

    • An impressive claim settlement ratio of 97%.

    • Quick and hassle-free policy renewals
  • What is the premium amount for TATA AIG comprehensive policy?

    The premium amount depends on a number of factors such as MMV (Make, Model, Variant), IDV (Insured Declared Value), year of registration of the vehicle, RTO location, etc. You can visit our website by clicking here and know the premium amount for your vehicle.

  • What are the documents required for buying TATA AIG comprehensive policy?

    The following documents and details are required for buying the TATA AIG comprehensive car insurance policy:

    • Copy of vehicle’s Registration Certificate (RC)
    • Place of vehicle’s usage
    • Previous Car Insurance Policy Number (if any)
    • Your contact details (phone no., email id and residential address)
    • Nominee details
  • How can I check the status of the policy after I have made the purchase?

    After buying the Tata AIG comprehensive insurance plan, you get a registered username from the insurance company with which you can get the policy status by logging in using the username and password on the insurer’s official website.

  • How can I contact Tata AIG Company immediately after an accident?

    You can get in touch with Tata AIG immediately after an accident by calling at 1800-266-7780. However, you can also visit the nearest branch of the insurer.

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

Tata AIG Car Insurance Contact Details

Looking for help? Well, we are more than happy to help you. Call us on:

Car Insurance News

Calculate your Car IDV

Cashless Garages in Popular Cities

CityNo of Garages
Delhi172
Mumbai111
Bangalore84
Chennai83
Hyderabad70
Gurgaon41
Ahmedabad32
View All
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.