Tata Aig Comprehensive Car Insurance Policy

TATA AIG Car Insurance

123 reviews Rate This
Highlights
  • 97.4% Super impressive claim settlement ratio
    Check in your City
  • 5900+ Cashless garages
  • Quick and Hassle-free Policy Renewals
  • Enjoy 24*7 emergency assistance

Tata AIG Comprehensive Insurance

An auto insurance policy comes in 2 types of plans - comprehensive policy and third party policy. Under a comprehensive plan complete protection is provided by the insurer against damage to your vehicle in case of an accident, theft, etc as well as for the damages incurred against third party property and lives in any road mishap.

A third party policy only covers the damages incurred against third party lives and property.

Difference Between Third Party Liability and Comprehensive Cover

What it coversWhat it doesn't cover
Damage to third party property up to Rs. 7.5 lakh. Compensation for third party injuries/death decided by court of law.
Damage to third party property up to Rs. 7.5 lakh. Compensation for third party injuries/death decided by court of law + Damage to own vehicle.
Compulsory
Optional

Damages Covered Under TATA AIG Comprehensive Auto Insurance Policy

Damages Covered Under TATA AIG Comprehensive Auto Insurance Policy

  • Loss of or damage to the vehicle due to any of the following:
    • Accident
    • Theft
    • Riot/strike
    • Natural disasters such as earthquakes, cyclones etc
    • Terrorist activity
    • Fire explosion- self-ignition/lightning
    • Whilst in transit on the rail/road/waterway/air or lift.
  • Losses incurred to third party (life and property)
  • Personal accident cover for owner-driver of the vehicle up to Rs. 15 lakh (optional)

Please note that the amount of insurance cover is provided by an insurance company only after deducting depreciation on the vehicle and its parts at the following rates:

Age of Vehicle

Depreciation Percentage

Up to 6 months

Nil

6 months - 1 year

5%

1 year - 2 years

10%

2 years - 3 years

15%

3 years - 4 years

25%

4 years - 5 years

35%

5 years - 10 years

40%

More than 10 years

50%

TATA AIG Comprehensive Car Insurance Cover Benefits

  • Insurance cover for insured car as well as for all third party liabilities.
  • Availability of a number of add-ons including Zero Depreciation, Return to Invoice, Daily Allowance, Road Side Assistance, NCB Protection, Key Replacement, etc.
  • Availability of Personal Accident Cover of up to Rs. 15 lakh.
  • 24*7 customer support

TATA AIG Car Insurance User Reviews

123 reviews Write a Review
  • The executives are polite with customers

    The humble and helpful team at InsuranceDekho helped me to purchase Tata AIG car insurance policy for my Renault Duster car. The executives talked to ...

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    D
    Dev Dixit
    On: July 9, 2020 | Views
  • Helpful team at InsuranceDekho

    The customer support team at InsuranceDekho is really supportive. They helped me buy Tata AIG car insurance policy for my Tata Harrier car in just a f...

    Read More
    N
    Naresh Pawar
    On: July 8, 2020 | Views
  • Knowledgeable customer care executives

    InsuranceDekho has a knowledgeable team of customer care executives who always suggest the best to the customers. They suggested a TATA AIG car insura...

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    M
    Madhav Singhania
    On: July 8, 2020 | Views
  • I got great help from team

    The team at InsuranceDekho is so helpful. I purchased Tata AIG car insurance policy from them for my Renault Kwid and they explained to me all the pol...

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    R
    Raju Gupta
    On: July 6, 2020 | Views
  • Smooth claim settlement process

    Not only was the renewal process of InsuranceDekho quick, but also the claim settlement process was smooth enough. I purchased Tata AIG policy for my ...

    Read More
    A
    Anirudh Rajput
    On: July 2, 2020 | Views

192 Tata Aig Cashless Garages in India

TATA AIG Comprehensive Car Insurance FAQs

  • Why should I choose TATA AIG comprehensive auto insurance policy?

    The TATA AIG comprehensive auto insurance policy is an ideal policy due to the following reasons:
    • An impressive claim settlement ratio of 97%.
    • Quick and hassle-free policy renewals
  • What is the premium amount for TATA AIG comprehensive policy?

    The premium amount depends on a number of factors such as MMV (Make, Model, Variant), IDV (Insured Declared Value), year of registration of the vehicle, RTO location, etc. You can visit our website by clicking here and know the premium amount for your vehicle.
  • What are the documents required for buying TATA AIG comprehensive policy?

    The following documents and details are required for buying the TATA AIG comprehensive auto insurance policy:
    • Copy of vehicle’s Registration Certificate (RC)
    • Place of vehicle’s usage
    • Previous Auto Insurance Policy Number (if any)
    • Your contact details (phone no., email id and residential address)
    • Nominee details

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