Liberty Comprehensive Car Insurance Policy

Liberty Car Insurance

130 reviews Rate This
  • ​More than 3,500 network workshops offering cashless claim settlement​
    Check in your City
  • Impressive 95% claim settlement ratio
  • Presence in more than 20 Indian cities
  • Hassle-free policy issuance and instant claim settlement

Liberty Comprehensive Car Insurance

A comprehensive car insurance policy is an essential requirement these days considering the fact that car repair costs are extremely high these days. The comprehensive car insurance policy offered by Liberty General Insurance frees you from bearing financial liability of damage incurred by your car in any road accident, theft, fire, natural/man-made calamity or any other mishap. It also provides an insurance against third party liabilities arising out of any unfortunate event involving your car.

Liberty General Insurance also offers optional personal accident covers of up to Rs. 15 lakh and up to Rs. 2 lakh with its comprehensive policy for the policyholder and unnamed co-passengers respectively.

Liberty Comprehensive Car Insurance Vs Third Party Policy


Comprehensive Car Insurance

Third Party Policy


The Liberty comprehensive car insurance policy offers compensation for damages caused to the insured vehicle as well as injury/death of a third party and a maximum of Rs 7.5 lakh reimbursement for third party property damage.

The third party liability only policy has basic coverage, which is limited to compensation for injury/death of a third party and third party property damage (up to Rs 7.5 lakh).


A number of add-on covers such as Zero Depreciation Cover, Consumables Cover, etc. are available with the comprehensive car insurance policy.

No add-on covers are available for purchase with the third party liability only policy.


Comprehensive plan is generally expensive due to extensive coverage.

Third Party only policy is relatively cheap as it has limited coverage.

Coverage Of Liberty Comprehensive Car Insurance Policy

  • Own Damage to the vehicle caused by an external means such as natural or manmade calamities, road accidents, theft or any other unintentional event.
  • Unlimited liability cover in case of death of a third party.
  • Compensation of up to Rs 7.5 lakh for third party property damage.

Liberty Comprehensive Car Insurance Benefits

  • Availability of optional personal accident cover of up to Rs. 15 lakh and Rs. 2 lakh for policyholder and unnamed co-passengers respectively.
  • Policy cover for the vehicle and coverage of all third party liabilities including the third party property damages.
  • No Claim Bonus discount on own-damage premiums of up to 50% for claim-free years.
  • Reimbursement up to Rs. 1,500 on towing charges in the event of damage of the insured car.
  • Availability of a number of add-on covers against extra premium.
  • Option to pay premiums and renew the policy online.
  • Transfer of existing No Claim Bonus from any previous insurance provider.

Liberty Car Insurance User Reviews

130 reviews Write a Review
  • Excellent policy

    My Liberty car insurance policy that I purchased from InsuranceDekho for my Volkswagen Vento car is an excellent product. I like the several benefits...

    Read More
    Divay Gulati
    On: July 9, 2020 | Views
  • Quick and transparent buying process

    I really want to thank the team at InsuranceDekho who helped me buy Liberty General car insurance policy for my Chevrolet Aveo car in just a few minut...

    Read More
    Parth Singhal
    On: July 8, 2020 | Views
  • Liked my policy

    I recently bought Liberty General car insurance policy for my Honda Amaze car. The policy is affordable yet high on benefits. There are several cashle...

    Read More
    Rahul Makhija
    On: July 8, 2020 | Views
  • Affordable policy

    My Liberty General car insurance policy is really affordable. I bought it for my Honda Jazz car. I thank the team at InsuranceDekho for suggesting thi...

    Read More
    Kriti Rathi
    On: July 6, 2020 | Views
  • Many benefits under my policy

    I recently purchased Liberty General car insurance policy for a Honda Accord car. The policy offers me several benefits and was easy to buy online fro...

    Read More
    Sidharth Uppal
    On: July 2, 2020 | Views

Liberty Comprehensive Car Insurance FAQs

  • What is compulsory deductible?

    Compulsory deductible is the amount that a policyholder is liable to pay to the insurer at the time of a claim settlement. The amount varies with the type of policy purchased.
  • How can I purchase the Liberty comprehensive policy online?

    To purchase the Liberty comprehensive car insurance policy online, follow the below-mentioned steps: Visit Liberty General Insurance’s official website. Go to the ‘Car Insurance’ tab and then click on the ‘Buy Now’ option. Enter your vehicle’s registration number, your full name, mobile number and email address in the respective fields and click on ‘Next’. The premium quote will be displayed on the next page where you opt for the add-ons. Pay the premium amount and the policy document will be sent to your registered email address.
  • How is IDV of my vehicle is decided?

    IDV stands for the Insured Declared Value of your vehicle and is decided on the basis of ex-showroom price of your car as listed by its manufacturer. It is important to note that the IDV determines the maximum insured sum of your car insurance policy.
  • How can I get my car's engine covered against oil spills and water ingression?

    No mechanical/electrical breakdown of your car's engine is covered under the standard comprehensive policy. You can get these things covered by purchasing an Engine Cover add-on.

Latest Car Insurance News

Save upto 75%* with InsuranceDekho
Get your Quote
Don't know your car number? Tap Here Brand new car?