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Navi Comprehensive Car Insurance Policy

109 reviews Rate This
    Network Garages1,100+
    Claim Settlement Ratio76.20% in FY20
    Emergency AssistanceAvailable 24/7
    Claim ProcessDigitally Enabled
    Zero DepreciationAvailable
    Third Party CoverAvailable

    ​Navi Comprehensive Car Insurance

    Navi General comprehensive car insurance policy provides a wide range of coverage for cars to its policyholders. This car insurance policy gives coverage for legal compliance as well as financial liabilities that an insured individual may have incurred towards the third party car insurance as well as own-damage expenses incurred by the insured person’s car. Navi General Insurance is a leading insurance company that provides comprehensive car insurance policy to policyholders with the aim to get them the best repair services at the most affordable prices.

    Navi Comprehensive Car Insurance vs Third Party Car Insurance

    Basis

    Comprehensive Car Insurance

    Third Party Car Insurance

    Coverage

    It provides coverage for financial liabilities towards the third party and own-damage expenses incurred due to accident, theft, natural calamity, man-made calamity, etc.

    It gives coverage against the financial and legal liabilities incurred towards the third party in case of an accident with the involvement of the insured car.


    Add-on

    The coverage of the car insurance policy can be extended by adding various add-on covers available along with the comprehensive car insurance plan.


    No add-on covers are allowed to be included in the third party insurance policy.


    Cost

    The comprehensive car insurance policy is relatively costlier due to its extensive policy coverage.


    The third party policy is available at the most affordable price due to its limited policy coverage.

    What All Is Covered Under Navi Comprehensive Car Insurance Policy?

    Navi car insurance policy provides extensive coverage to secure you against several incidents that could incur damage or loss to your car. This policy gives coverage for both third party and own damage. Navi comprehensive car insurance provides coverage to policyholders for the given below situations:

    1. Third Party Liabilities: The insurance company gives coverage to its policyholders against financial liabilities for any injury, death or property damage incurred by the third party due to a collision with the involvement of the insured’s car. The insurance company provides compensation for injuries, death, disability and property damage sustained by the third party.

    2. Own-Damage caused by natural calamities: Any damage or loss incurred by the car of an insured individual due to any type of natural disaster which includes earthquake, landslide, flood, and so on, is covered under the Navi comprehensive car insurance policy.

    3. Own-Damage caused by man-made disasters: The insurance company provides coverage for any type of damage or loss incurred by the car of the insured individual due to man-made disasters which comprise fire, riot, terrorist activities, strike, and so on.

    4. Own-Damage caused by accident and theft: The damage or loss sustained by the car of the insured individual due to accident or theft or burglary gets covered by the insurance company.

    What All Is Not Covered Under Navi Comprehensive Car Insurance?

    Navi comprehensive car insurance policy does not provide coverage for the given below points:

    • Normal wear and tear
    • Due to willful negligence
    • Driving without a valid licence
    • Mechanical or electrical breakdown
    • Any damage caused due to contractual liability
    • Driving under the influence of alcohol or intoxicating drugs.
    • Damage incurred due to war, nuclear risk, or related situation.

    Navi Comprehensive Car Insurance Benefits

    A comprehensive two-wheeler insurance policy is way more beneficial in comparison to any other car insurance plan. A policyholder with a comprehensive policy of Navi General Insurance can get the following benefits:

    • Easy to access the customer support team
    • Swift and simple claim settlement process
    • Online facility to buy a policy in a few minutes
    • Range of add-on covers for extensive policy coverage
    • Compensation for third party liability and own damage expenses
    • Over 1,100 network garages for cashless repair and replacement services.

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    20062019
    Have you made a claim in the previous year?

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    Navi Comprehensive Car Insurance FAQs

    • What coverage is given under Navi Comprehensive Car Insurance Policy?

      With Navi Comprehensive Car Insurance Policy, you can get coverage for the damage or loss sustained by the insured’s car and financial liabilities towards the third parties. However, by paying a little more premium you can get several add-on covers such as personal accident cover for owner-driver, etc.

    • Does Navi Comprehensive Car Insurance Policy provide a discount to policyholders?

      Yes, policyholders can find various types of discounts under Navi Comprehensive Car Insurance Policy which comprise Voluntary Excess Discount, Automobile Association Membership Discount, Anti-Theft Device Discount, Direct Discount, Family Fleet Discount, and Loyalty Discount. In addition to these, policyholders can also earn a No Claim Bonus with every claim-free year.

    • What add-on covers are available under Navi Comprehensive Car Insurance Policy?

      The Navi Comprehensive Car Insurance Policy has got multiple add-on covers that comprise Zero Depreciation Cover, New Vehicle for Old Vehicle, NCB (No Claim Bonus) Secure, Consumable Expenses Cover, Engine Protector Cover, Accidental Hospitalisation Cover, Hospital Cash Cover, Enhanced Owner Personal Accident Cover, Enhanced Pillion Rider Personal Accident Cover, EMI Protector Cover, Outstanding Loan Protector, and Roadside Assistance Cover.

    • How can I avail of roadside assistance add-on cover in case of sudden breakdown of my car?

      In case of a sudden breakdown of your car anywhere anytime, you can directly get in touch with the team of Navi General Insurance to seek road assistance by just calling the toll-free number 1800-123-0004.

    • How can I purchase a Navi General comprehensive car insurance policy?

      You can purchase the Navi General comprehensive car insurance policy by following the ways given below:

      • Through the website of Navi General Insurance
      • By calling at their toll-free number – 1800-123-0004
      • Visiting the nearest branch Navi General Insurance.
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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.