Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

United India Own Damage Car Insurance

142 reviews Rate This
    Network Garages3,100+
    Claim Settlement Ratio82.93%
    Policies Issued (FY-19)1.75 Crore+
    Third Party CoverAvailable
    Zero DepreciationAvailable
    AccreditationAAA/Stable Rating by CRISIL

    United India Standalone Own-Damage Car Insurance Policy

    Standalone Own-Damage Policy is designed to protect you against expenses incurred due to damages or losses caused due to accidents, fire, theft, natural disaster, etc. It is an optional cover unlike the basic insurance policy i.e., third-party policy. It is necessary to give your car holistic coverage when included with the compulsory purchase of the third-party liability policy.

    Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance


    United India Third Party Insurance

    United India Standalone Own-Damage

    United India Comprehensive Insurance


    United India third party car insurance compensates you for financial liabilities that you hold towards a third party for their injuries, death and property damage with your car.

    United India standalone own-damage car insurance tends to provide you coverage for own-damage expenses arising in situations like accidents, theft, fire, natural and man-made disasters, etc. Also, it gives an NCB benefit to policyholders for every claim-free year.

    United India comprehensive car insurance covers the third party liability expenses along with the own-damage expenses. This policy also offers an optional personal accident cover and add-on covers.


    United India third party car insurance does not offer any add-on cover.

    United India standalone own-damage car insurance offers a range of add-on covers.

    United India comprehensive car insurance plans give an extensive range of add-on covers.


    United India’s third party insurance can be bought at the lowest price.

    United India’s third party insurance is expensive due to its enhanced coverage.

    United India’s comprehensive car insurance policy is the costliest policy due to its overall protection including third party and own-damage coverage.

    What is Covered Under United India Standalone Own-Damage Policy?

    United India standalone own-damage policy gives coverage under the following situations:

    • Damage incurred due to accidents
    • Damage due to total loss or car theft.
    • Damage caused during the transportation.
    • Damage sustained due to natural or man-made disasters.

    What is Not Covered Under United India Standalone Own-Damage Policy?

    United India standalone own-damage policy does not cover the following situations:

    • The depreciated value of the car.
    • Accidents happen outside the geographical range.
    • Mishaps caused due to illegal driving in any manner.
    • Car breakdown due to electrical or mechanical failures.
    Car insurance starting from Rs. 2072/year*
    • Save upto 75%*
      Lowest Car Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    Benefits of United India Standalone Own-Damage Policy

    The standalone own-damage car insurance offered by United India holds several benefits like:

    • Financial compensation to cover damages to your car.
    • Availability of No Claim Bonus to spend a claim-free year.
    • Add-on covers are provided to enhance the policy coverage.

    How To Purchase United India Standalone Own-Damage Policy?

    You can buy the standalone own-damage policy of United India with the following steps:

    Step 1: Visit InsuranceDekho and select the ‘Car’ tab.

    Step 2: Enter your car’s registration number. Alternatively, you can enter details such as make, model and variant of your car, etc., if you do not have its registration number.

    Step 3: Enter your personal details like name and phone number and select the ‘Submit and Get Quotes’.

    Step 4: Several own-damage policy quotes provided by different insurers will be shown. You can select the United India policy quote. You can also select add-on covers at this step, in case you want.

    Step 5: Pay for the United India policy. Once the payment is done, the policy document shall be sent to your registered email ID.

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    Have you made a claim in the previous year?

    Must Read Articles before buying United India Car Insurance

    United India Car Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • Add On
    • Responsiveness

      The InsuranceDekho website is very quick and super responsive. While purchasing the United Car Insurance Pol...

      Read More
      By Aryan Srivastav
      On: March 31, 2023
    • Easy-to-navigate plans

      The InuranceDeko website has the best plans and they are easy to navigate. While looking for a good car insu...

      Read More
      By Priyanka Arora
      On: March 28, 2023
    • Excellent services

      The customer service on the InsuranceDekho website is outstanding. They went out of their way to help me fin...

      Read More
      By Varun Sharma
      On: March 24, 2023
    • The claim process

      I must appreciate the InsuranceDekho portal for having such an easy and tension-free claim process. I did no...

      Read More
      By Satyajeet Sen
      On: March 23, 2023
    • Quite a few options to choose ...

      While looking for a car insurance policy, I came across the InsuranceDekho website. Must say that it has so ...

      Read More
      By Priya Trivedi
      On: March 21, 2023
    • Reminder feature

      The InsuranceDekho website holds a reminder feature which is very helpful. A month ago, I bought the United ...

      Read More
      By Abir Seth
      On: March 17, 2023
    • Superb benefits

      I recently bought a United Car Insurance Policy for my Skoda Fabia from the InsuranceDekho website. I must s...

      Read More
      By Sheeksha Singh
      On: March 15, 2023
    • Got my plan renewed over a pho...

      Renewing your policies is quite easy at the InsuranceDeko website. While looking to renew my United car Insu...

      Read More
      By Sushmita Kaul
      On: March 13, 2023
    • Very reliable website

      The car insurance policy details, specifications, and related information make InsuranceDekho a trusted plat...

      Read More
      By Anant Singh
      On: March 9, 2023
    • Helpful plan

      I was looking for a good car insurance plan for my Skoda Fabia and came across the UnitedCar insurance polic...

      Read More
      By Jasbir Singh
      On: March 6, 2023

    207 United India Cashless Garages in India

    must dotmust graphics

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 45 Lac happy customers
    • Claim Support available all 7 days of the week

    United India Car Insurance Contact Details

    For any assistance or query, call us on:

    Car Insurance News

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.