United India Car Insurance Calculator

105 reviews Rate This
    Network Garages3,100+
    Claim Settlement Ratio82.93%
    Policies Issued (FY-19)1.75 Crore+
    Third Party CoverAvailable
    Zero DepreciationAvailable
    AccreditationAAA/Stable Rating by CRISIL

    What is a Car Insurance Premium Calculator?

    A car insurance premium calculator online is a digital tool designed to get you the right premium costs. To get the premium, you just need to enter some basic details of your policy like make and model of your car, registration year of your car, RTO location of your car, and so on. Filling up these details will make the calculator show the right premium amount for your car policy.

    How to Use a Car Insurance Premium Calculator?

    Step 1: Select your car’s Make, Model, Variant and Fuel Type.

    Step 2: Select your car’s City of Registration and Year of Purchase.

    Step 3: Tell us as if you have made any request for the claim in the previous policy term.

    Step 4: Click on the ‘Calculate’ button and find the right IDV and premium amount for your car policy.

    Benefits of Car Insurance Premium Calculator

    1. Right IDV – With the premium calculator, you can get the right IDV that is suitable for your car’s make, model and age. The Right IDV can help you understand the actual value of your car, which you can utilize while requesting a claim against theft or total loss.
    2. Correct Premium – The basic purpose of this calculator is to get the right premium. By getting the correct premium value of the policies, you can easily compare and choose the best-priced plan for you.
    3. Improves the Decision Making Ability – This premium calculator can stimulate your ability to make right and informed decisions about the insurance of your car. In addition to this, you also get to know about the crucial factors needed to calculate the premium of your car.
    4. Helps you choose economical deals – You get the right premium value of different policies with this calculator, which apparently helps you making comparisons and finding the most cost-efficient quotes available in the market.

    Third Party Car Insurance Premium Rates

    Engine Capacity

    Premium To Buy A New Policy (3-Year Plan)

    Premium To Renew Existing Policy (1-Year Plan)

    Under 1,000 cc

    Rs. 5,268

    Rs. 2,072

    Between 1,000 cc and 1,500 cc

    Rs. 9,534

    Rs. 3,221

    Above 1,500 cc

    Rs. 24,305

    Rs. 7,890

    (Source: IRDAI)

    Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

    There are several factors which determine the premium for standalone own-damage and comprehensive car insurance plans. The factors include make, model, and the variant of the car, your age, profession and driving history, age of the car, fuel type of the car, registration location of the car, engine’s cubic capacity and so on. You can compute the right premium through the premium calculator by just entering some details of your car on it.

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    When did you buy your car?
    20052019
    Have you made a claim in the previous year?

    Must Read Articles before buying United India Car Insurance

    United India Car Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Superb Explanation and Guidanc...

      Behaviour of Mr. Rohit Yadav is very good. Friendly and attractive voice and way of communication. I like his ...

      C
      By CHANDRA PRAKASH SHARMA
      On: June 19, 2021
    • Very Good Experience

      Very smooth and easy process. The executive Mr Rishab was very polite, courteous and helpful in the entire pro...

      P
      By Pavneet Singh Arora
      On: June 18, 2021
    • Excellent Resolution

      Good and fast resolution of query. Very polite executive. Less to time waiting on customer care for getting in...

      M
      By MANEESH RAO
      On: April 23, 2021
    • Easy car insurance

      Smooth process. It was easy to navigate. I was able to compare all insurance company quotes. It is a nice port...

      R
      By RANJITA GUPTA
      On: April 1, 2021
    • Good convincing Skills

      Very supportive, very polite, knowledgeable, right approach, correct gesture of communication, quick response,...

      M
      By MANEESH RAO
      On: March 31, 2021
    • Very good response

      Very good, friendly, supportive, prompt, frequent follow-up at InsunranceDekho. I found the best car insurance...

      J
      By Jiji Varghese P J
      On: March 30, 2021
    • Digital policy issuance

      When I issued the Universal Sompo Comprehensive car insurance policy digitally using InsuranceDekho, I did not...

      Read More
      M
      By Madhurima Gupta
      On: March 23, 2021
    • Very good one

      It was a great experience of buying health insurance online at InsuranceDekho. I will recommend it to my frien...

      S
      By SANJEEV KUMAR RATTAN
      On: March 22, 2021
    • Good experience of buying poli...

      Good experience of buying policy online at InsuranceDekho. The customer care executives really helped me a lot...

      R
      By Rajendran Chingaravelu
      On: March 22, 2021
    • So easy and convenient

      So easy to buy and very friendly to understand in short time. Rate is also less than as other insurance compan...

      D
      By DINESH SINGH RAWAT
      On: January 11, 2021
    • Easy car insurance

      Smooth process. It was easy to navigate. I was able to compare all insurance company quotes. It is a nice port...

      R
      By RANJITA GUPTA
      On: April 1, 2021
    • Good convincing Skills

      Very supportive, very polite, knowledgeable, right approach, correct gesture of communication, quick response,...

      M
      By MANEESH RAO
      On: March 31, 2021
    • Very good response

      Very good, friendly, supportive, prompt, frequent follow-up at InsunranceDekho. I found the best car insurance...

      J
      By Jiji Varghese P J
      On: March 30, 2021
    • Digital policy issuance

      When I issued the Universal Sompo Comprehensive car insurance policy digitally using InsuranceDekho, I did not...

      Read More
      M
      By Madhurima Gupta
      On: March 23, 2021
    • Very good one

      It was a great experience of buying health insurance online at InsuranceDekho. I will recommend it to my frien...

      S
      By SANJEEV KUMAR RATTAN
      On: March 22, 2021
    • Good experience of buying poli...

      Good experience of buying policy online at InsuranceDekho. The customer care executives really helped me a lot...

      R
      By Rajendran Chingaravelu
      On: March 22, 2021
    • Good site to buy insurance

      It is quite a user friendly and easy to buy a car insurance plan. I will recommend all my friends and family m...

      D
      By Dinakar Reddy
      On: December 30, 2020
    • Excellent service

      Very good insurance rates with high IDV. Very convenient and simple. All information was collated automaticall...

      M
      By MANJARI GHOSH
      On: December 28, 2020
    • Easy to buy a new car policy

      Self-inspection was easy to follow and complete. The coordinator was co-operative and explained the process we...

      D
      By DR. DHARMINDRA BORAH
      On: December 23, 2020
    • Thanks a lot to customer execu...

      Your executive helped me in the whole procedure like selecting a policy and answered my all doubts regarding p...

      N
      By Naresh kumar Dhaka
      On: November 26, 2020

    207 United India Cashless Garages in India

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    • Instant policy # within 5 mins
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    • Claim Support available all 7 days of the week

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.