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*TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

United India Car Insurance Add-On Covers

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Highlights
    Network Garages3,100+
    Claim Settlement Ratio82.93%
    Policies Issued (FY-19)1.75 Crore+
    Third Party CoverAvailable
    Zero DepreciationAvailable
    AccreditationAAA/Stable Rating by CRISIL

    United India Car Insurance Add on Covers

    United India Insurance Company Limited offers the following car insurance add-ons which can be opted with United India’s comprehensive and standalone own-damage car insurance policies:

    United India - 8 Important Add-on Covers For Your Car Insurance Policy

    1. Nil Depreciation Cover

    By adding this add-on, you can save yourself the liability of bearing the depreciation applicable on your car and its parts. This add-on provides 100% coverage for depreciation applicable to all parts of your car except tyres, tubes and batteries which are covered at 50%.

    2. Return To Invoice

    This add-on cover helps you get the amount mentioned in the sales invoice of your car as IDV in the event of total loss and theft. Thus, by opting for this cover, you get reimbursed for the road tax, registration charges in addition to the value of your car.

    3. Engine & Gearbox Cover

    A standard car insurance policy does not cover the engine of your car against damages. However, by opting for this add-on, you can insure the engine of your car against water ingression including hydrostatic lock and leakage of lubricating oil caused by external accidental means.

    4. Courtesy Car Cover

    The add-on cover provides reimbursement of expenses incurred for hire of a rental vehicle when the insured vehicle is at garage for repairs or it is stolen and is not traceable within 24 hours. Under this cover a maximum amount of Rs 1,000 per day is reimbursable. The facility is provided for a maximum period of 3-7 days and can be claimed up to 2 times during the policy period.

    5. Medical Expenses Cover

    This add-on provides for expenses incurred towards hospitalization arising from a road accident for all injured occupants in the insured’s car. This add-on is available in 2 options - Option A and Option B. Under option A, a maximum of Rs 50,000 is provided per occurrence (Rs. 25,000 per injured occupant), whereas under option B, a maximum of Rs 100,000 is provided per occurrence (Rs. 50,000 per injured occupant). Upto 2 claims can be made under this add-on during a policy period.

    6. Electronic Fittings Cover

    This add-on provides a cover for electrical/electronic fittings which originally do not form part of the car manufactured/imported for an additional premium of 4% of the value of such fittings.

    7. CNG / LPG-Bi-fuel Kit Cover

    The CNG/LPG Bi-fuel kit is covered under this add-on for a premium equal to 4% of the value of such kit.

    8. Fibre Glass Fuel Tank Cover

    This cover insures the Fibre Glass Fuel Tank of the insured’s car against additional premium of Rs.50.

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    • Good experience and rates

      Better offers, quick follow-up call to offer assistance. The deals were better than a few other online policy ...

      A
      Toyota Platinum Etios Sonipat
      By ANIHA BRAR
      On: May 11, 2022
    • CAR INSURANCE

      EASY USE OF THE SYSTEM. PAYMENT ALSO GOT THROUGH VERY QUICKLY. WOULD RECOMMEND MY FRIENDS AND RELATIVES ABOUT ...

      R
      Maruti Swift perumbavoor
      By RAJIV P S
      On: April 23, 2022
    • Excellent

      Thanks its easy to understand the steps of policy ,earlier we used to visit on offices for insurance and waste...

      A
      Hyundai Elite i20 Satna
      By AJAY PANDEY
      On: April 17, 2022
    • fast and secure

      First time I took a car insurance policy through this site. It really fast and secure. Comparison option is al...

      V
      Datsun GO Kanpur
      By VAIBHAV RAJPUT
      On: March 22, 2022
    • Car policy

      Good assistance in selecting the policy details and proper guidance. Comparison provided of the all the polic...

      P
      Renault KWID Pune
      By Pranali Godbole
      On: February 1, 2022
    • Insurance renewal

      It was a breeze to get my son's car insurance renewed, from the comforts of my home. Payment options could be ...

      N
      Hyundai Elite i20 Bangalore
      By Nikhilesh C
      On: October 18, 2021
    • Exelent working

      Good work and support from the staff and executive staff Good work and support from the staff and executive st...

      B
      Hyundai i10 New Delhi
      By BRAMHA KUMAR
      On: October 10, 2021
    • Excellent

      Very easy, convenient and fast. Using since past few years. Recommended for those who are looking forward for ...

      D
      Maruti Dzire West Siang
      By DR MISSO YUBEY
      On: September 11, 2021
    • very nice so very excellence

      i am first time in use this side so very nice so very excellence i am show in your friends group in your side ...

      M
      Maruti Wagon R Kota
      By MANOJ JAIN
      On: July 29, 2021
    • Good support

      Good support from executive during the policy description and support for guidelines for purchase the policy, ...

      S
      Chevrolet Beat Jabalpur
      By SHEKH ARIF QURESHEE
      On: July 24, 2021

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