Shriram Own Damage Car Insurance

A standalone own-damage policy covers the own-damages that your car may sustain due to unforeseen instances. The standalone own-damage is one of the three types of car insurance which safeguards your insured car in different situations such as accidents, theft, natural and man-made disasters, fire, explosion, vandalism, and so on. Also, the policy tends to offer you compensation in times of financial crisis. In simple terms, the standalone own-damage cover with compulsory third party insurance is a great combination to own.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What Is Covered Under Shriram Standalone Own-Damage Policy?

The following are some crucial aspects that are covered under a Shriram standalone own-damage cover:

• Road accidents or collisions that damage the car.
• Damages and losses due to theft, fire or total loss of the car.
• A fire or an explosion that causes damage to the insured car.
• Damages caused to the car due to a natural or manmade disaster.

What is Not Covered Under Shriram Standalone Own-Damage Policy?

The following are the aspects that are not covered under a Shriram standalone own-damage cover:

• Default depreciation sustained by the insured car.
• Accidents happen due to driving in any illegal manner.
• If a car breaks down due to a mechanical or electrical glitch.
• Accidents that occur outside the geographical boundaries of India.

Following are the benefits of purchasing standalone own-damage insurance from Shriram General Insurance:

• It protects your car in situations like accidents, fires, theft, etc.
• It offers a No Claim Bonus to policyholders for claim-free years.
• It offers add-on cover options to expand coverage of your policy.

How to Purchase Shriram Standalone Own-Damage Policy?

Here are the steps you need to take to purchase Shriram standalone own-damage car insurance:

Step 1: Visit the official website of InsuranceDekho and select the ‘Car’ tab.

Step 2: Enter your car’s registration number. In case you do not know your car’s registration, you can also enter your car’s make, model and year of registration to proceed.

Step 3: Fill up your correct and accurate personal details and then select ‘Submit and Get Quotes’.

Step 4: Policy quotes for own-damage policies offered by different insurers will display on the screen. Opt for the Shriram policy quote based on your needs and choose an add-on cover, which you want to buy.

Step 5: Make the payment for the Shriram car insurance policy. After the payment, the policy document will instantly be issued and sent to your registered email ID.