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Shriram Car Insurance Add-On Covers

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Highlights
    Network Garages2,000+
    Claim Settlement Ratio77.26% in FY20
    Emergency AssistanceAvailable 24x7
    Zero Depreciation CoverAvailable
    Third Party CoverAvailable
    Presence209+ Branches

    Shriram Car Insurance Add on Covers

    Shriram General Insurance offers a wide range of car insurance add-on covers with its comprehensive car insurance policy to strengthen the safety and protection of the insured vehicle. With a nominal increase in the premium amount, a policyholder can enjoy better benefits, better coverage, high claim amounts etc by opting for add-on covers.

    Shriram - 8 Important Add-on Covers For Your Car Insurance Policy

    1. Zero Depreciation Cover

    The decrease in the value of the vehicle due to certain factors like obsolescence, age of the vehicle, wear and tear, etc. is termed as depreciation. The value of the car and its materials have separate depreciation values. In case, the policyholder's car meets an accident, a standard insurance cover will cover the expenses incurred after deducting the applicable depreciation. However, policyholders can shift the burden of depreciation amount from themselves to the insurer by purchasing the zero depreciation add-on cover.

    2. Daily Reimbursement

    Shriram General Car insurance provides Daily Reimbursements add-on cover to its policyholders to assist them in conveyance when their damaged car is out for repair. The amount of reimbursement is solely dependent on the insurance premium.

    3. Return to Invoice

    Invoice cover is a type of add-on offered by Shriram Car insurance that promises to provide the original invoice value of the car in case of total loss.

    4. Personal Belongings Cover

    This Shriram add-on cover allows the policyholder to get compensation for the loss of any valuable personal belongings like car accessories, laptops, etc. from the insured car.

    5. Emergency Transport & Hotel Expenses

    This add-on cover compensates for the expenses incurred for emergency transport and hotel by the policyholder at the time of any damage/loss suffered by the insured car. This add-on covers for an overnight stay at a hotel along with taxi fares.

    6. Key Replacement

    The key-replacement add-on cover compensates for the expenses incurred in order to obtain a new key.

    7. Multicar Rebate

    Multicar rebate is an add-on that concerns consumers who own more than one car. As per this add-on cover, the benefits of the add-on covers on the primary insured car will be extended to the second (or more) car owned by them according to the terms and conditions of Shriram Car insurance.

    8. NCB Protection Cover

    No Claim Bonus is a discount given to policyholders for not filing a claim during the insurance tenure. NCB Protection add-on cover promises to retain the rewarded discount on own-damage insurance premiums amount even after a claim is filed during the policy tenure.

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    20062019
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    • Amazing benefits

      I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan o...

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      By Tarun Kumar
      On: June 23, 2022
    • Amazing benefits

      I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan o...

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      By Tarun Kumar
      On: June 21, 2022
    • Affordable plans

      Plans on the InsuranceDekho website are quite affordable. I bought the Shriram car insurance plan for my MG ...

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      By Harish Rawat
      On: June 16, 2022
    • Informative website

      The InsuranceDekho website is very informative. I recently visited them and bought the Shriram car insurance...

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      By Priyank Batra
      On: June 14, 2022
    • Highly recommended plan

      The Shriram car insurance plan that I bought for my Kia Seltos car is just too good for my car. I was lookin...

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      By Raj Kapoor
      On: June 9, 2022
    • Relevant information on the we...

      The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance pla...

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      By Anant Goyal
      On: June 7, 2022
    • Quick policy issuance

      I wanted a good car insurance plan but also I was in a hurry to buy it. I visited the InsuranceDekho website...

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      By Rohan Thakur
      On: June 2, 2022
    • 7 days availability

      The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their web...

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      By Vishal Singh
      On: June 1, 2022
    • Wide range of plans

      There are a lot of plans available on the InsuranceDekho website. After going through each of them, I chose ...

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      By Dhairya Batra
      On: May 26, 2022
    • Well managed website

      The InsuranceDekho website is very well managed. All the things on the website are very well arranged which ...

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      On: May 24, 2022

    Insurance Products by Shriram General Insurance

    Shriram Car Insurance Add-on FAQs

    • Am I supposed to pay an additional premium amount to opt for add-on covers?

      Yes, you can avail add-on covers at an additional premium cost along with the premium paid against the basic insurance plan.

    • When can I buy add-on covers in my Shriram General Car Insurance Plan?

      A policyholder can choose to buy add-on covers along with their car insurance plan either during the time of buying the policy or during the time of policy renewal.

    • How many add-on covers at a time can I include in my car insurance plan?

      There is no such limit on opting for the number of add-on covers along with your basic car insurance plan. You can choose to include as many as you want depending upon your budget and need.

    • Is it compulsory to include add-on covers with my Shriram Car insurance plan?

      No, including an add-on cover along with your Shriram car insurance plan is not mandatory. The add-on covers are available as an option to enhance the coverage of your insurance cover and offer other extended benefits that are not covered by the basic insurance plan.

    • Which add-on covers are provided by Shriram General Insurance Company?

      Add-on covers offered by Shriram General Insurance Company include zero depreciation, return to invoice, daily reimbursement, key replacement, personal belonging, NCB protection cover, multicar rebate.

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.