Shriram Add-Ons

Shriram Car Insurance

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  • The company has more than 2,000 cashless network garages across India
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  • Offers multiple add-ons with the comprehensive policy
  • 24*7 claim service assistance
  • Commendable claim settlement ratio of 94.56%
  • Awarded “Excellence in Growth Award” for two consecutive years in 2011 and 2012

Shriram Car Insurance Add on Covers

Shriram General Insurance offers a wide range of car insurance add-on covers with its comprehensive car insurance policy to strengthen the safety and protection of the insured vehicle. With a nominal increase in the premium amount, a policyholder can enjoy better benefits, better coverage, high claim amounts etc by opting for add-on covers.

Shriram - 8 Important Add-on Covers For Your Car Insurance Policy

1. Zero Depreciation Cover

The decrease in the value of the vehicle due to certain factors like obsolescence, age of the vehicle, wear and tear, etc. is termed as depreciation. The value of the car and its materials have separate depreciation values. In case, the policyholder's car meets an accident, a standard insurance cover will cover the expenses incurred after deducting the applicable depreciation. However, policyholders can shift the burden of depreciation amount from themselves to the insurer by purchasing the zero depreciation add-on cover.

2. Daily Reimbursement

Shriram General Car insurance provides Daily Reimbursements add-on cover to its policyholders to assist them in conveyance when their damaged car is out for repair. The amount of reimbursement is solely dependent on the insurance premium.

3. Return to Invoice

Invoice cover is a type of add-on offered by Shriram Car insurance that promises to provide the original invoice value of the car in case of total loss.

4. Personal Belongings Cover

This Shriram add-on cover allows the policyholder to get compensation for the loss of any valuable personal belongings like car accessories, laptops, etc. from the insured car.

5. Emergency Transport & Hotel Expenses

This add-on cover compensates for the expenses incurred for emergency transport and hotel by the policyholder at the time of any damage/loss suffered by the insured car. This add-on covers for an overnight stay at a hotel along with taxi fares.

6. Key Replacement

The key-replacement add-on cover compensates for the expenses incurred in order to obtain a new key.

7. Multicar Rebate

Multicar rebate is an add-on that concerns consumers who own more than one car. As per this add-on cover, the benefits of the add-on covers on the primary insured car will be extended to the second (or more) car owned by them according to the terms and conditions of Shriram Car insurance.

8. NCB Protection Cover

No Claim Bonus is a discount given to policyholders for not filing a claim during the insurance tenure. NCB Protection add-on cover promises to retain the rewarded discount on own-damage insurance premiums amount even after a claim is filed during the policy tenure.

Shriram Car Insurance User Reviews

112 reviews Write a Review
  • Thank you team

    The team at InsuranceDekho is so helpful that they helped me in everything including shortlisting the best policy, understanding it and in the buying ...

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    Parth Goel
    On: July 10, 2020 | Views
  • Really happy to buy from InsuranceDekho

    One of my friends suggested that I buy a car insurance policy from InsuranceDekho and I am really happy to purchase Shriram’s policy for my Renault Kw...

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    Shikhar Aggarwal
    On: July 9, 2020 | Views
  • Amazing car insurance policy

    Shriram’ car insurance policy is amazing. I bought it for my Honda Jazz car from InsuranceDekho and I really liked the policy benefits and the easy wa...

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    Stuti Trikha
    On: July 3, 2020 | Views
  • Easy renewal process

    InsuranceDekho’s team helped me in the process of getting my Sriram car insurance policy renewed. I purchased the policy for my Tata Tiago last month ...

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    Samarth Arora
    On: July 2, 2020 | Views
  • Affordable policy

    InsuranceDekho shortlisted a few car insurance plans for my Renault Kwid car and I selected Shriram’s policy as I found it an affordable one. It offer...

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    Jitesh Arya
    On: June 26, 2020 | Views

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