Shriram Third Party Car Insurance

Shriram Car Insurance

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  • The company has more than 2,000 cashless network garages across India
    Check in your City
  • Offers multiple add-ons with the comprehensive policy
  • 24*7 claim service assistance
  • Commendable claim settlement ratio of 94.56%
  • Awarded “Excellence in Growth Award” for two consecutive years in 2011 and 2012

Shriram Third Party Car Insurance

According to the Indian Motor Tariff, every car owner is compulsorily required to have at least a third party car insurance policy. The Shriram third party car insurance policy insures you against all the third party liabilities which may arise due to an unfortunate event like a road accident involving your car. The Shriram third party cover provides you compensation for all third party losses, be it injury or death of a third party or be it third party property damages.

Moreover, the third party liability cover is also the least option available for the car owners to fulfill the compulsion of having a policy cover. Shriram also provides compulsory personal accident cover for the policyholder as well as for the co-passengers.

Shriram Third Party Policy Vs Comprehensive Policy


Third Party Policy

Comprehensive Cover

Extent Of Cover

The Shriram third party car insurance policy covers injury/death of a third party caused by your car and offers compensation up to Rs 7.5 lakh for third party property damage.

The Shriram comprehensive car insurance policy covers damages caused to the insured vehicle as well as all the third party liabilities including Rs 7.5 lakh cover for third party property damage.


No add-ons are available with the third party liability only cover.

A wide array of add-ons such as Zero Depreciation, Invoice Cover are available with the comprehensive cover.


Third party cover is relatively cheap as it has limited coverage.

Comprehensive policy is relatively expensive owing to the wider coverage.

Shriram Third Party Car Insurance Policy Coverage

  • Unlimited liability cover for the death of a third party.
  • Limited/Unlimited cover for injuries caused to a third party as decided by a court of law..
  • Compensation of up to Rs 7.5 lakh for third party property damage.

The following are not covered under Shriram Third Party Liability Only Policy

  • Damages caused to the insured car in a road accident or any natural or man-made calamity.
  • Bodily injury of the policyholder and other co-passengers.

Shriram Car Insurance User Reviews

112 reviews Write a Review
  • Thank you team

    The team at InsuranceDekho is so helpful that they helped me in everything including shortlisting the best policy, understanding it and in the buying ...

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    Parth Goel
    On: July 10, 2020 | Views
  • Really happy to buy from InsuranceDekho

    One of my friends suggested that I buy a car insurance policy from InsuranceDekho and I am really happy to purchase Shriram’s policy for my Renault Kw...

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    Shikhar Aggarwal
    On: July 9, 2020 | Views
  • Amazing car insurance policy

    Shriram’ car insurance policy is amazing. I bought it for my Honda Jazz car from InsuranceDekho and I really liked the policy benefits and the easy wa...

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    Stuti Trikha
    On: July 3, 2020 | Views
  • Easy renewal process

    InsuranceDekho’s team helped me in the process of getting my Sriram car insurance policy renewed. I purchased the policy for my Tata Tiago last month ...

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    Samarth Arora
    On: July 2, 2020 | Views
  • Affordable policy

    InsuranceDekho shortlisted a few car insurance plans for my Renault Kwid car and I selected Shriram’s policy as I found it an affordable one. It offer...

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    Jitesh Arya
    On: June 26, 2020 | Views

Shriram Third Party Car Insurance FAQs

  • Can Shriram arrange its own representative in court during third party liability settlement?

    Yes, the company can arrange for representation at any inquest or inquiry in a case of the death of a third party.
  • Is it compulsory under the Motor Vehicles Act to have at least a third party only cover for a vehicle?

    Yes, it is a mandatory requirement for all car owners as per the Motor Vehicles Act.
  • What all does Shriram General Insurance Personal Accident covers?

    It offers coverage in the following events: Accidental Death Permanent Total Disability Permanent Partial Disability Temporary Total Disability Additional Benefit Transportation of Mortal Remains Children‘s Education Benefit

Contact Details

  • InsuranceDekho

    Call Us7551196989Mon to Sun 10 AM to 7 PM
  • Shriram Insurance Contact Details

    Call Us1800-300-30000, 1800-103-3009(7 Days in week 4:00 AM to Midnight 12:00), (7 Days in week 9:30 am to 5:30 pm)

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