Reliance Third Party Car Insurance
Choosing an insurance policy for your car is mandatory under law. You need to insure your car at least against third-party liabilities, which is a legal obligation as per, the Motor Vehicles Act of 1988. The policyholder is the first party, insurance company being the second, and another person who claims for the damage is third party.
Third-party insurance offered by Reliance General Insurance saves you from heavy expenses when the damages occur to a third party. This includes injury or death of the third-party and even accidental damage to the third party's property. The insurer indemnifies the person on your behalf with a claim amount, which is decided by the court as per the injury/death/damages caused in an accident. The claim amount can be up to 100% if the accident results in death or complete paralysis of the third-person.
Third-party liability cover is compulsory for every vehicle owner,. You must know the cost of car insurance policies before purchasing it.
To calculate the premium for the Reliance third-party car insurance policy, visit our website www.insurancedekho.com and get quotes post entering basic details.
Reliance Third Party Claim Process
1) Initiation of claim
Reliance General Insurance offers a very convenient way to initiate a claim. Inform the company about the accident by calling the toll-free number 1800 3009 or via the Reliance Self-i App. You can have live video calls with claim experts and track claim status in real-time.
2) Medical aid
Seeking an immediate medical aid must be your first priority. Rush to the nearest hospital or emergency ward to avail the treatment. You must also keep the receipts of the expenses incurred during the same.
3) Lodging an FIR
If the accident results in grave injury or death of a third-party, lodge an FIR at the local police station. Keep a photocopy of the same, which will be submitted to the insurer along with relevant documents.
4) Liability confirmation
The claim amount will depend on the degree of damage incurred to the third party. The final amount will be decided by the court of law.
5) Claim settlement
After completion of the court trial and necessary formalities, the insurance company will pay the claim amount directly to the third-party.
Benefits Of Reliance Third Party Insurance
Just like the application of seat belts while driving, insuring your car against third-party liabilities is also mandatory. They are necessary for your own safety. Reliance third-party liability car insurance offers you the following benefits:
- Reliance general third-party only car insurance policy covers, your car from the expenses of compensating injury/death of a third-party.
- It also insures your car against accidental damage to any third-party’s property.
- In case of an accident, you will get assistance from the company’s professional customer care executives. Besides explaining the claim process, they will also help you to deal with legal formalities involved post-accident.
- A third-party policy cover sold by Reliance General is also cheap as it covers only limited liabilities.
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Reliance Third Party Car Insurance FAQs
What does Reliance General third-party policy cover?
A third-party liability cover purchased by the Reliance General covers the expenses incurred on the following things:
- Damages to a third-party vehicle
- Injury/Death of a third-party
- Damage caused to a third-party property
What is loading?
Loading is an additional cost that is added to the premium when a policy is renewed. The additional cost is only charged when the risk to the policyholder is assessed ‘higher than normal’.
What if I don’t renew my third-party insurance policy?
At first, this will wipe out the cover of third-party liabilities and the insurance company will not be entitled to sanction any claim. Thereafter, your vehicle will also be considered illegal without this mandatory cover.
I have lost my policy documents, what should I do?
There is no need to worry if you have lost your policy documents. You can avail a duplicate copy of your policy against a minimal fee from the nearest branch.
How to cancel a claim, which is already filed?
You can cancel the filed claim before a stipulated time period by calling at the toll-free number: 1800-3009.