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Car Insurance starting from Rs. 2,072/year*
  • Save upto 75%*
    Lowest Car Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

HDFC ERGO Car Insurance Premium Calculator

505 reviews Rate This
    Network Garages6,800+
    Claim Settlement Ratio91.23%
    Emergency AssistanceAvailable 24/7
    Number of Cutomers1.3 crore+
    AccreditioniAAA Rating by ICRA
    Presence 106+ Cities

    What is Car Insurance Premium Calculator?

    A car insurance premium calculator is an online tool that tells you the right insurance premium amount for your car. The calculator takes into account the details related to your car like its make, model variant, and fuel type and instantly gives you the premium amount which you should be paying for its insurance plan. The premium calculator also incorporates the No Claim Bonus, if applicable, to the premium amount of your car insurance plan.

    How to Use HDFC Ergo Car Insurance Premium Calculator?

    You can use the HDFC Ergo Car Insurance calculator by following the below-mentioned steps:

    Step 1: Choose your Car’s Make, Model, Variant, and Fuel Type.

    Step 2: Select the Car’s Registered City. Also, select the car’s Year of Purchase.

    Step 3: Tell us if you are eligible for a No Claim Bonus.

    Step 4: Click on ‘Calculate’ and you are done. The correct IDV and car insurance premium amount will be displayed to you.

    Benefits of HDFC Ergo Car Insurance Premium Calculator

    The HDFC Ergo Premium calculator comes with the following benefits:

    1. (IDV) of your car - IDV is the market price of your car. It is the amount which you get as compensation in case of theft of your car and in cases which the car has got more than 75% damaged (total loss).
    2. Correct Premium - The premium calculator helps you know the correct premium amount for the insurance plan of your car.
    3. Helps you Make an Informed Decision - The knowledge of right IDV and premium amount helps you make an informed decision.
    4. Helps You Choose the Right Plan - By knowing the right IDV and insurance premium amount of your car, you can easily compare all the available insurance plans and choose the one which suits your requirements and budget in the best manner.

    Third Party Car Insurance Premium Rates

    Engine Capacity

    Premium To Buy A New Policy (3-Year Plan)

    Premium To Renew Existing Policy (1-Year Plan)

    Under 1,000 cc Rs. 5,268 Rs. 2,072
    Between 1,000 cc and 1,500 cc Rs. 9,534 Rs. 3,221
    Above 1,500 cc Rs. 24,305 Rs. 7,890


    Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

    The premium amount for comprehensive and standalone own-damage car insurance plans depends on a number of factors like the make, model, variant, fuel type of your car, the car’s engine capacity, etc. The Premium Calculator factors in all these factors and tells you the premium amount for your car in just minutes.

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    Have you made a claim in the previous year?

    Must Read Articles before buying Hdfc Ergo Car Insurance

    HDFC ERGO Car Insurance User Reviews

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    545 Hdfc Ergo Cashless Garages in India

    HDFC ERGO Car Insurance Premium Calculator FAQs

    • What are the factors that determine the premium of my car?

      Premium depends upon various factors such as the make, model, variant, fuel type of your car, the car’s engine capacity, etc.

    • How is the premium rate calculated for third party car insurance?

      For third party insurance, the premium depends upon your car’s cubic capacity. On the basis of the engine’s cubic capacity, different rates are charged in the form of premium.

    • How much premium I have to pay for my comprehensive car insurance policy?

      The premium amount for your comprehensive car insurance policy depends upon the make, model, variant, fuel type of your car, the car’s engine capacity, etc. On the basis of such factors, the premium amount is calculated.

    • How do I receive the insurance policy document after the payment is made via online?

      Once you make the payment for the car insurance policy, the document will be sent via email.

    • How to calculate the car insurance premium in India?

      You can instantly calculate the premium of your car insurance policy using our Premium Calculator tool. Click here to use the tool.

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    HDFC ERGO Car Insurance Contact Details

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    Calculate your Car IDV

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.