HDFC ERGO Car Insurance Premium Calculator

HDFC ERGO Car Insurance

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Highlights
  • 94% claim settlement ratio
    Check in your City
  • Awarded IAAA rating by ICRA:This implies that it has one of the highest claim paying ability
  • 6800+ Cashless garages.
  • Round the clock support

What is Car Insurance Premium Calculator?

A car insurance premium calculator is an online tool that tells you the right insurance premium amount for your car. The calculator takes into account the details related to your car like its make, model variant, and fuel type and instantly gives you the premium amount which you should be paying for its insurance plan. The premium calculator also incorporates the No Claim Bonus, if applicable, to the premium amount of your car insurance plan.

How to Use Car Insurance Premium Calculator?

Step 1: Choose your Car’s Make, Model, Variant, and Fuel Type.

Step 2: Select the Car’s Registered City. Also, select the car’s Year of Purchase.

Step 3: Tell us if you are eligible for a No Claim Bonus.

Step 4: Click on ‘Calculate’ and you are done. The correct IDV and car insurance premium amount will be displayed to you.

Benefits of Car Insurance Premium Calculator

  1. (IDV) of your car. IDV is the market price of your car. It is the amount which you get as compensation in case of theft of your car and in cases which the car has got more than 75% damaged (total loss).
  1. Correct Premium - The premium calculator helps you know the correct premium amount for the insurance plan of your car.
  1. Helps you Make an Informed Decision - The knowledge of right IDV and premium amount helps you make an informed decision.
  1. Helps You Choose the Right Plan: By knowing the right IDV and insurance premium amount of your car, you can easily compare all the available insurance plans and choose the one which suits your requirements and budget in the best manner.

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc Rs. 5,268 Rs. 2,072
Between 1,000 cc and 1,500 cc Rs. 9,534 Rs. 3,221
Above 1,500 cc Rs. 24,305 Rs. 7,890

(Source:IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium amount for comprehensive and standalone own-damage car insurance plans depends on a number of factors like the make, model, variant, fuel type of your car, the car’s engine capacity, etc. The Premium Calculator factors in all these factors and tells you the premium amount for your car in just minutes.

What is your car's brand?

When did you buy your car?
20042019
Have you made a claim in the previous year?

Latest Car Insurance News

546 Hdfc Ergo Cashless Garages in India

HDFC ERGO Car Insurance User Reviews

192 reviews Write a Review
  • Availability of cashless garages

    The InsuranceDekho team guided me well to buy a HDFC ERGO insurance policy due to its wide network of garages across the nation, which easily assisted...

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    M
    Manit Khurrana
    On: August 11, 2020 | Views
  • Claim got approved

    InsuranceDekho helped me have a smooth claim settlement process. I made a claim under my HDFC Ergo car insurance policy that I bought for my Chevrolet...

    Read More
    R
    Rajat Kukreja
    On: August 11, 2020 | Views
  • Simple buying process

    InsuranceDekho has a very easy process of buying car insurance policies online. I was able to buy an HDFC Ergo car insurance policy online within a fe...

    Read More
    A
    Anubhav Jogi
    On: August 10, 2020 | Views
  • Easy to purchase at InsuranceDekho

    I was looking for a reliable car insurance policy for my Honda Amaze car online and then landed on Insurancedekho’s website. It had all the informatio...

    Read More
    A
    Ayush Goyal
    On: August 6, 2020 | Views
  • Many benefits under the policy

    I recently purchased an HDFC Ergo car insurance policy for my Honda Amaze car online at InsuranceDekho. The policy covers me for many benefits and I a...

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    A
    Aditya Kapoor
    On: August 5, 2020 | Views