HDFC ERGO Car Insurance Premium Calculator

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Highlights
    Network Garages6,800+
    Claim Settlement Ratio91.23%
    Emergency AssistanceAvailable 24/7
    Number of Cutomers1.3 crore+
    AccreditioniAAA Rating by ICRA
    Presence 106+ Cities

    What is Car Insurance Premium Calculator?

    A car insurance premium calculator is an online tool that tells you the right insurance premium amount for your car. The calculator takes into account the details related to your car like its make, model variant, and fuel type and instantly gives you the premium amount which you should be paying for its insurance plan. The premium calculator also incorporates the No Claim Bonus, if applicable, to the premium amount of your car insurance plan.

    How to Use HDFC Ergo Car Insurance Premium Calculator?

    You can use the HDFC Ergo Car Insurance calculator by following the below-mentioned steps:

    Step 1: Choose your Car’s Make, Model, Variant, and Fuel Type.

    Step 2: Select the Car’s Registered City. Also, select the car’s Year of Purchase.

    Step 3: Tell us if you are eligible for a No Claim Bonus.

    Step 4: Click on ‘Calculate’ and you are done. The correct IDV and car insurance premium amount will be displayed to you.

    Benefits of HDFC Ergo Car Insurance Premium Calculator

    The HDFC Ergo Premium calculator comes with the following benefits:

    1. (IDV) of your car - IDV is the market price of your car. It is the amount which you get as compensation in case of theft of your car and in cases which the car has got more than 75% damaged (total loss).
    2. Correct Premium - The premium calculator helps you know the correct premium amount for the insurance plan of your car.
    3. Helps you Make an Informed Decision - The knowledge of right IDV and premium amount helps you make an informed decision.
    4. Helps You Choose the Right Plan - By knowing the right IDV and insurance premium amount of your car, you can easily compare all the available insurance plans and choose the one which suits your requirements and budget in the best manner.

    Third Party Car Insurance Premium Rates

    Engine Capacity

    Premium To Buy A New Policy (3-Year Plan)

    Premium To Renew Existing Policy (1-Year Plan)

    Under 1,000 cc Rs. 5,268 Rs. 2,072
    Between 1,000 cc and 1,500 cc Rs. 9,534 Rs. 3,221
    Above 1,500 cc Rs. 24,305 Rs. 7,890

    (Source:IRDAI)

    Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

    The premium amount for comprehensive and standalone own-damage car insurance plans depends on a number of factors like the make, model, variant, fuel type of your car, the car’s engine capacity, etc. The Premium Calculator factors in all these factors and tells you the premium amount for your car in just minutes.

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    When did you buy your car?
    20052019
    Have you made a claim in the previous year?

    Must Read Articles before buying Hdfc Ergo Car Insurance

    HDFC ERGO Car Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Authentic information on claim...

      From the website of InsuranceDekho, I found authentic information on claim settlement ratios of the topmost in...

      Read More
      S
      By Satish Parekh
      On: June 21, 2021
    • Assisted to calculate IDV

      Before purchasing the HDFC ERGO car insurance policy for Mahindra Scorpio, I took InsuranceDekho’s assistance ...

      Read More
      L
      By Leena Bhattacharya
      On: June 14, 2021
    • Quotes generation in a jiffy

      Quote generation for Maruti WagonR was done in a jiffy on InsuranceDekho. I simply mentioned the required deta...

      Read More
      V
      By Vicky Bose
      On: June 7, 2021
    • Reliable cashless garages

      I got my Chevrolet Optra repaired at a cashless garage of HDFC ERGO. The cashless garages listed on InsuranceD...

      Read More
      T
      By Tarak Reddy
      On: May 31, 2021
    • Got instant reply

      I own a Maruti Alto for commercial use insured with HDFC ERGO Third Party car insurance policy. I wanted to kn...

      Read More
      R
      By Riju Krishnan
      On: May 24, 2021
    • Prompt inspection service

      I am a policyholder of HDFC ERGO car insurance policy issued for Mahindra Scorpio. My car met with an accident...

      Read More
      D
      By Ditya Mittal
      On: May 17, 2021
    • Good Experience with Insurance...

      Easy to pay. Comparison is useful. Customized option is really very helpful. Easy to identify the charges link...

      Read More
      P
      By PARKER PAUL R G
      On: May 14, 2021
    • Perfect buying guide

      My Jaguar XJ needed a suitable insurance policy. I came across InsuranceDekho. It worked as the perfect buying...

      Read More
      S
      By Sunetra Maitra
      On: May 10, 2021
    • Good policy

      I had a great experience at InsuranceDekho. Very well supported by staff and good policy selected for future a...

      Read More
      P
      By POONAM RANI
      On: May 5, 2021
    • Updated and accurate contact i...

      All the information provided on InsuranceDekho is accurate and updated. Be it about the network hospitals or t...

      Read More
      P
      By Prashant Aier
      On: May 3, 2021
    • Authentic information on claim...

      From the website of InsuranceDekho, I found authentic information on claim settlement ratios of the topmost in...

      Read More
      S
      By Satish Parekh
      On: June 21, 2021
    • Assisted to calculate IDV

      Before purchasing the HDFC ERGO car insurance policy for Mahindra Scorpio, I took InsuranceDekho’s assistance ...

      Read More
      L
      By Leena Bhattacharya
      On: June 14, 2021
    • Quotes generation in a jiffy

      Quote generation for Maruti WagonR was done in a jiffy on InsuranceDekho. I simply mentioned the required deta...

      Read More
      V
      By Vicky Bose
      On: June 7, 2021
    • Reliable cashless garages

      I got my Chevrolet Optra repaired at a cashless garage of HDFC ERGO. The cashless garages listed on InsuranceD...

      Read More
      T
      By Tarak Reddy
      On: May 31, 2021
    • Got instant reply

      I own a Maruti Alto for commercial use insured with HDFC ERGO Third Party car insurance policy. I wanted to kn...

      Read More
      R
      By Riju Krishnan
      On: May 24, 2021
    • Prompt inspection service

      I am a policyholder of HDFC ERGO car insurance policy issued for Mahindra Scorpio. My car met with an accident...

      Read More
      D
      By Ditya Mittal
      On: May 17, 2021
    • Good Experience with Insurance...

      Easy to pay. Comparison is useful. Customized option is really very helpful. Easy to identify the charges link...

      Read More
      P
      By PARKER PAUL R G
      On: May 14, 2021
    • Perfect buying guide

      My Jaguar XJ needed a suitable insurance policy. I came across InsuranceDekho. It worked as the perfect buying...

      Read More
      S
      By Sunetra Maitra
      On: May 10, 2021
    • Good policy

      I had a great experience at InsuranceDekho. Very well supported by staff and good policy selected for future a...

      Read More
      P
      By POONAM RANI
      On: May 5, 2021
    • Updated and accurate contact i...

      All the information provided on InsuranceDekho is accurate and updated. Be it about the network hospitals or t...

      Read More
      P
      By Prashant Aier
      On: May 3, 2021

    545 Hdfc Ergo Cashless Garages in India

    HDFC ERGO Car Insurance Premium Calculator FAQs

    • What are the factors that determine the premium of my car?

      Premium depends upon various factors such as the make, model, variant, fuel type of your car, the car’s engine capacity, etc.

    • How is the premium rate calculated for third party car insurance?

      For third party insurance, the premium depends upon your car’s cubic capacity. On the basis of the engine’s cubic capacity, different rates are charged in the form of premium.

    • How much premium I have to pay for my comprehensive car insurance policy?

      The premium amount for your comprehensive car insurance policy depends upon the make, model, variant, fuel type of your car, the car’s engine capacity, etc. On the basis of such factors, the premium amount is calculated.

    • How do I receive the insurance policy document after the payment is made via online?

      Once you make the payment for the car insurance policy, the document will be sent via email.

    • How to calculate the car insurance premium in India?

      You can instantly calculate the premium of your car insurance policy using our Premium Calculator tool. Click here to use the tool.

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    HDFC ERGO Car Insurance Contact Details

    For any assistance or query, call us on

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.