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Top HDFC ERGO Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From 2881
PLAN TYPE: Third Party
Starting From 2094
PLAN TYPE: Own Damage
Starting From 2202

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HDFC Ergo has established its reputation in the market as one of the finest insurance companies in India. It is a joint venture between HDFC Ltd. and ERGO International AG. Out of many products offered by HDFC Ergo, one of the popular products is the HDFC Ergo Car Insurance.

The HDFC Ergo Car Insurance Plan offers a variety of policies including stand alone damage policy, third-party liability, comprehensive plans, zero depreciation, etc. You can customise your plan with exciting add-ons to make your policy match your requirements.

Policy documents are the most important documents and are meant to be kept safely ensuring a smooth claim process and conflict resolution.

What is a Car Insurance Policy Document?

Policy documents reflect the details of your policy including the terms and conditions of the policy, coverage details, policy type, insurance amount and more. It includes important details such as the duration of the policy, start date, end date, inclusions and exclusions, car details, premium and cover amount, etc.

A general idea of this document should stay in the mind of the customer. It helps you to understand your policy and makes you more familiar with your overall policy, claim settlement, add-ons, rider details, etc.

Importance of HDFC Ergo Car Insurance Policy Document

  • Proof of Coverage: This document is essential in the claim process. Since it includes all the details included in the policy, it acts as evidence of the insurer’s word of providing cover.
  • Protection Against Fraud: The policy document lists out all the terms and conditions of the policy and hence protects you from any fraudulent activities as it is a legally binding document.
  • List of Benefits: All the benefits of your HDFC Ergo Car Insurance can be learned from the policy documents as they are all listed in this document.
  • Dispute Resolution: Since all the inclusions, exclusions, and terms and conditions are already mentioned in your policy document, it acts as a resolving force in case of a dispute.

Important Details Mentioned in the HDFC Ergo Car Insurance Policy Document

The important details mentioned in your HDFC Ergo car insurance policy documents are:

  • Policy number
  • Policy start and end date
  • Vehicle details
  • Insurance type ( stand-alone/ third-party/ Comprehensive)
  • Add-ons (If any)
  • Premium amount
  • Cover amount
  • Inclusions
  • Exclusions
  • Claim process
  • Terms and Conditions
  • Contact details of the Insurer
  • Add-ons (if any)
  • Accident Cover

​How to Check HDFC Ergo Car Insurance Policy Status and Download Policy PDF

You can download your HDFC Ergo Car Insurance policy documents as well as check your policy status from the InsuranceDekho website.

Download from InsuranceDekho

To download the policy documents or check the status from the InsuranceDekho website, follow the given steps:

  1. Visit the InsuranceDekho website.
  2. Click on the LogIn button.
  3. Fill out the form with the required details including mobile number and OTP.
  4. On your dashboard, you will have a list of all your policies. Select the HDFC Ergo Car Insurance.
  5. If your policy order is not completed, the policy status will be displayed on the dashboard. Otherwise, you will have the option to download the PDF to get the softcopy of your policy documents.

Download from the HDFC Ergo Website

Alternatively, you can download the policy documents from HDFC Ergo's official website. Follow the steps:

  • Visit the website and click on the ‘Help’ icon.
  • On the menu, click on ‘E-mail policy copy’.
  • Fill in your policy number, or registered mobile number, or email ID along with the captcha and press ‘continue’.
  • If you choose to enter your mobile number, enter the OTP sent to your mobile.
  • Follow the further given instructions and submit the request.

Official Website of HDFC Ergo Car Insurance

For more details on the HDFC Ergo Car Insurance policy document visit

How To Get a Hard Copy of the Acko Car Insurance Policy Document?

A hard copy of a policy document was a vital document in the traditional days. With technological advancement and digitalisation, a hard copy is no longer mandatory to keep in possession. The soft copy of the same fulfils the necessity of a policy document.

You can inform the executive about the need of a hard copy while buying your car insurance so they can send it to your residential address in 7-10 days time.

In case you have active insurance and need a hard copy of policy document, you can do any of the following:

  • Visit the support section in the Acko mobile application and request for a hard copy delivered to your address.
  • Connect with Acko customer support and request a hard copy of policy documents.
  • Moreover if convenient, you can always simply print your softcopy to get a hard copy.

How Can I Make Changes to My HDFC Ergo Car Insurance Policy Document?

It might seem like a complicated task to change details on your policy document but it is not. To change details like your name, address, nominee, gender, or address, follow the given steps:

  1. Visit the HDFC Ergo website.
  2. click on ‘E-mail policy copy’.
  3. Select the ‘Make changes/Endorsement’ on the menu.
  4. Optional step, you can check the required documents for endorsement of policy by clicking the ‘Check list’ option on the menu.
  5. Fill in your policy number, or registered mobile number, or email ID along with the captcha and press ‘continue’.
  6. If you choose to enter your mobile number, enter the OTP sent to your mobile.
  7. Select ‘Motor’ in the product type options and the desirable endorsement in the changes type option.
  8. Enter the changes to be made and submit the form.

It is important to note that there is a possibility that you won’t be able to make changes to the policy documents. Some common reasons are:

  • During an active policy term, you might not be able to make changes and will have to wait for renewal to make changes.
  • Insurers usually are allowed to make changes within a deadline after which changes cant be made to existing policy.
  • The guidelines might not allow you to make certain changes.
  • Significant changes would require review and approval from the higher authorities within the insurance company.
  • Lack of proper documents might restrict the insurer from making changes to your policy documents.
  • If premium dues are not cleared, the company won't allow you to make any changes to your policy until you clear all remaining dues.

Must Read Articles before buying Hdfc Ergo Car Insurance

Hdfc Ergo Car Insurance User Reviews

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What users are saying
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  • Policy Download
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Customer Care
  • Claim
  • Add On
  • Complete Peace of Mind

    With the HDFC Ergo Car Insurance Policy’s comprehensive coverage for my BMW car, I enjoy complete peace of mind while driving. I know that no matter what happens, my car is protected.

    By Charul Midha
    On: November 29, 2023
  • Personalized Policy Options

    The premium calculator allowed me to explore the HDFC Ergo Car Insurance Policy options that align with my budget and preferences for my Nissan car.

    By Garv Bakshi
    On: November 24, 2023
  • Complete Value Protection

    I am happy to say that the Zero-dep insurance for my HDFC Ergo Car Insurance Policy ensures complete protection for my Renault car's value. No deductions, and no surprises—just complete coverage that leaves me stress-free.

    By Yogita Mohante
    On: November 21, 2023
  • Excellent Advise

    Good Guidance By Archit giving the details about insurance policy and explaination of clause, Features, Choice and Best suitable

    Renault Kiger Ahmedabad
    On: November 20, 2023
  • Financial Responsibility Made ...

    On my HDFC Ergo Car Insurance Policy, I got third-party coverage for my Maruti car. Insurancedekho makes fulfilling financial responsibility easy. It's a no-fuss solution for car owners who want to do the right thing.

    By Komal Verma
    On: November 15, 2023
  • Making a Claim, Making a Diffe...

    I think that claiming with InsuranceDekho for the HDFC Ergo Car Insurance Policy is not just about getting compensation for my Mahindra car; it's about making a difference. Their professionalism and dedication to customer satisfaction truly shine.

    By Sona Malkani
    On: November 9, 2023
  • Good and easy but Credit card ...

    Nice help by Agent bu Why few bank are not allowed for credit card. Seems partiality. HDFC ergo allowed HDFC credit card but not Axis and not SC... Ye nahi chalega, aap kuch card ko allow karke indirectly promote kar rahe ho. Internally check karao esa kyu ?

    Hyundai i20 2012-2014 Ghaziabad
    By Neeraj Kumar Jagetia
    On: November 8, 2023
  • Emergency Assistance

    The emergency assistance offered by InsuranceDekho for zero-depreciation coverage for my Renault car is reassuring. The HDFC Ergo Car Insurance Policy ensures I have support during challenging situations.

    By Ramesh Prajapati
    On: November 8, 2023
  • Stress-Free Repairs

    Dealing with repairs is stress-free with InsuranceDekho's own damage coverage that came with the HDFC Ergo Car Insurance Policy. They handle everything efficiently, ensuring my Nissan car is back on the road.

    By Pooja Paul
    On: November 7, 2023
  • Emergency Assistance

    The emergency assistance offered by InsuranceDekho for third-party coverage is reassuring. The HDFC Ergo Car Insurance Policy ensures I have support for my Mahindra car during legal situations.

    By Madhvi Nagpal
    On: November 3, 2023

545 Hdfc Ergo Cashless Garages in India

HDFC ERGO Car Insurance Policy Download FAQs

  • How do I get a duplicate copy of my HDFC Ergo car insurance policy?

    If you have lost or misplaced your car insurance policy document, then you can contact HDFC Ergo at their customer care number 022 6234 6234 and request them to send you a duplicate insurance copy.

  • How can I download my HDFC Ergo insurance plan?

    You can download your HDFC Ergo car insurance plan by going to their customer care support portal. There you are required to enter your personal information like contact number and email-ID along with the policy number of the insurance plan.

  • How can I download my HDFC Ergo insurance plan through their official application?

    You can download the HDFC Ergo Insurance Portfolio Organizer app, in order to manage all your insurance plans at ease. Moreover, you can not just check various details related to your policy document but you can also download it through the app.

  • What if I wish to make corrections to my HDFC Ergo policy documents?

    You can contact HDFC Ergo customer care number at number 022 6234 6234 and make a request to get the discrepancies corrected in the policy document. Thereafter, making all the required changes in the policy document, the company would send a new policy document to you.

  • How can I print a duplicate copy of the HDFC Ergo car insurance policy document?

    You can simply visit the customer care portal and enter information regarding your policy number, phone number and email ID. The company will send the policy document to you at the registered email ID, from there you can easily download the policy and take a print out for the same.

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