Kotak Car Insurance Premium Calculator

Kotak Car Insurance

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  • 1300+ cashless garages
    Check in your City
  • 24*7 Claim Assistance
  • Paperless and hassle-free renewal
  • Advanced Digital Processes

What is a Car Insurance Premium Calculator?

A car insurance premium calculator can be understood as a digital or online method developed to assist you in attaining the actual premium amount. It requires you to fill up the basic details of your car such as your car’s make, car’s model, year of registration, RTO location, etc to get the correct insurance premium for your car. Entering all these details will make the insurance calculator generate a premium for you.

How to Use a Car Insurance Premium Calculator?

Step 1: Choose the Make, Model, Variant and Fuel Type of your car.

Step 2: Choose the Registered City and the Year of Purchase of your car

Step 3: Declare if you have made any car insurance claim against your car in the last policy term.

Step 4: Hit the ‘Calculate’ button to get the right IDV and premium amount for your car insurance.

Benefits of Car Insurance Premium Calculator

  1. Right IDV – The calculator allows you to get the right IDV, which suits the make, model and age of your car. By acquiring the Right IDV, you can get the actual market value of your car in case of theft or any loss.
  1. Correct Premium – No doubt, this is the basic reason for using this calculator. It helps in making available a lot of car insurance premium quotes to choose from. This will assist you in getting the best plans at the best prices.
  1. Assist in Making an Informed Decision – With this calculator, you can easily make prudent decisions to safeguard your car. Besides, it assists you in understanding the factors involved in the computation of the amount of your car insurance premium.
  1. Gives an Economical Approach – This premium calculator gives you the correct premium for your car which helps you compare available premium quotes and select the best deal as per your budget and requirement.

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source: IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium for standalone own-damage and comprehensive car insurance plans depends on various factors such as make, model, and variant of the car, fuel type of the car, registration location of the car, and so on. Calculate your premium by entering the details of your car with the help of our premium calculator.

What is your car's brand?

When did you buy your car?
Have you made a claim in the previous year?

Latest Car Insurance News

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Kotak Car Insurance User Reviews

148 reviews Write a Review
  • Liked the services of InsuranceDekho

    I was looking for an affordable policy for my Renault Kwid car and therefore contacted the team at InsuranceDekho for that. I really liked their servi...

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    Raghav Rawat
    On: August 11, 2020 | Views
  • Several quotes online

    I was able to buy the Kotak General car insurance policy for my Toyota Fortuner car online at InsuranceDekho within a few minutes. The policy covers m...

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    Arjav Moitra
    On: August 10, 2020 | Views
  • Excellent services

    I bought the Kotak General car insurance policy online at Insurancedekho last week. They offered me excellent services and I'm happy to have contacted...

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    Jaspreet Singh
    On: August 6, 2020 | Views
  • Incredible customer support

    The team at InsuranceDekho helped me not only to decide which car insurance policy to buy, but also to understand the process to buy. It was very easy...

    Read More
    Prince Vedi
    On: August 5, 2020 | Views
  • Got an idea of premium before buying policy

    I landed on the InsuranceDekho’s website to purchase a Kotak car insurance policy for my Chevrolet Beat car. I was able to know the estimate of the pr...

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    BalKrishan Sethi
    On: August 4, 2020 | Views