Universal Sompo Car Insurance Calculator

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    Network Garages3,500+
    Claim Settlement Ratio90.78%
    Emergency AssistanceAvailable 24/7
    Policies Issued12 lakh+ in FY19
    Claim ProcessDigitally Enabled
    Presence86+ branches

    What is a Car Insurance Premium Calculator?

    A car insurance premium calculator is an online tool that helps you get the correct value of your insurance premium. You just need to share a few details of your car like make, model, variant, registration year, RTO location, etc., as well as No Claim Bonus status to get the personalised results for you. The right premium value of your car can help you compare and choose pertinent premium quotes for yourself.

    How to Use a Car Insurance Premium Calculator?

    Step 1: Select your car’s Make, Model, Variant and Fuel Type.

    Step 2: Select your car’s insurance policy purchase year and RTO location.

    Step 3: Unveil the details of any insurance claim made by you in the previous policy term.

    Step 4: Click on the ‘Calculate’ button and get the right IDV and car insurance premium for you.

    Benefits of Car Insurance Premium Calculator

    1. Right Insured Declared Value – You can find the correct Insured Declared Value (IDV) of your car through this premium calculator. The right IDV tells you the correct value of your car that you are entitled to get on requesting a claim against theft or total loss of your car.
    2. Right Premium Amount – With the premium calculator, you can find the right premium amount which should be paid by you to get the insurance for your car.
    3. Assists in Making Informed Decisions – After getting the right value of IDV and premium amount, you can easily make informed decisions about your car insurance.
    4. Helps You Select the Right Plan: The premium calculator helps you stay aware of the right IDV and premium amount of your car. It helps you select the best possible insurance plan for yourself from the available premium quotes.

    Third Party Car Insurance Premium Rates

    Engine Capacity

    Premium To Buy A New Policy (3-Year Plan)

    Premium To Renew Existing Policy (1-Year Plan)

    Under 1,000 cc

    Rs. 5,268

    Rs. 2,072

    Between 1,000 cc and 1,500 cc

    Rs. 9,534

    Rs. 3,221

    Above 1,500 cc

    Rs. 24,305

    Rs. 7,890

    (Source:IRDAI)

    Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

    The premium amount for standalone own-damage and comprehensive car insurance plans are based on several factors such as the make, model, and variant of your car, RTO location of your car, fuel type and engine’s capacity of your car, etc. Get the premium amount for your insurance plan at a click with our Premium Calculator.



    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    When did you buy your car?
    20052019
    Have you made a claim in the previous year?

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    502 Universal Sompo Cashless Garages in India

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.