Universal Sompo Car Insurance Calculator

CASHLESS GARAGES 3,500
CLAIMS SETTLED 96%
COMPREHENSIVE CLAIMS UNLIMITED

Key Features:

Towing Assistance (Till 50 kms)
Repair On Spot
24x7 Assistance
Quick Claim Settlement

Calculate Your Car Insurance Price Online

Select your car brand

Brand

Maruti
Hyundai
Honda
Toyota
Mahindra

Which city is your car registered in?

Ahmedabad
Bangalore
Chandigarh
Chennai

City

When did you buy your car?

Year

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is a Car Insurance Premium Calculator?

A car insurance premium calculator is an online tool that helps you get the correct value of your insurance premium. You just need to share a few details of your car like make, model, variant, registration year, RTO location, etc., as well as No Claim Bonus status to get the personalised results for you. The right premium value of your car can help you compare and choose pertinent premium quotes for yourself.

How to Use a Car Insurance Premium Calculator?

Step 1: Select your car’s Make, Model, Variant and Fuel Type.

Step 2: Select your car’s insurance policy purchase year and RTO location.

Step 3: Unveil the details of any insurance claim made by you in the previous policy term.

Step 4: Click on the ‘Calculate’ button and get the right IDV and car insurance premium for you.

Benefits of Car Insurance Premium Calculator

Right Insured Declared Value – You can find the correct Insured Declared Value (IDV) of your car through this premium calculator. The right IDV tells you the correct value of your car that you are entitled to get on requesting a claim against theft or total loss of your car.
Right Premium Amount – With the premium calculator, you can find the right premium amount which should be paid by you to get the insurance for your car.
Assists in Making Informed Decisions – After getting the right value of IDV and premium amount, you can easily make informed decisions about your car insurance.
Helps You Select the Right Plan: The premium calculator helps you stay aware of the right IDV and premium amount of your car. It helps you select the best possible insurance plan for yourself from the available premium quotes.

Third Party Car Insurance Premium Rates

Engine Capacity	Premium To Buy A New Policy (3-Year Plan)	Premium To Renew Existing Policy (1-Year Plan)
Under 1,000 cc	Rs. 5,268	Rs. 2,072
Between 1,000 cc and 1,500 cc	Rs. 9,534	Rs. 3,221
Above 1,500 cc	Rs. 24,305	Rs. 7,890

(Source:IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium amount for standalone own-damage and comprehensive car insurance plans are based on several factors such as the make, model, and variant of your car, RTO location of your car, fuel type and engine’s capacity of your car, etc. Get the premium amount for your insurance plan at a click with our Premium Calculator.

Explore Universal Sompo Car Insurance

Must Read Articles before buying Universal Sompo Car Insurance

How To Purchase A Car Insurance Policy From Universal Sompo?
Go through this article to take a note of the things that you should consider while buying car insurance.
By InsuranceDekho12 Oct 2023
Why Should You Opt For Universal Sompo Car Insurance?
Universal Sompo is a leading firm that provides affordable and customized car insurance plans. Read to know about Universal Sompo Car Insurance plans.
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What is a PUC certificate for car? PUC stands for Pollution Under Control. A mandatory certificate of PUC is granted to a car owner. Read more.
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Universal Sompo Car Insurance User Reviews

4.8

Rating based on

299 User reviews

Write your review

What users are saying

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Premium
Most Helpful
Comprehensive
Zero Depreciation
Third Party
Own Damage
Renewal
Cashless Garages
Price
Policy Download
Customer Care
Claim
Add On

Good discount and multiple opt...
Easy process to buy policy online at best prices. I am impressed by the options available and customization possible at the website.
Read More
D
Ford Freestyle Bhuj (Kachchh)
By DEEPAK G RAMNANI
On: May 21, 2023
Availability of add-on covers
While buying the Universal Sompo car insurance plan for my BMW X5, I came across the add-on covers available on their website. I read about the Zero Depreciation Add-on cover, which helps in mitigating the burden of bearing the depreciation cost of the vehicle. I loved the facility. And, the plan I purchased is amazing in itself.
Read More
A
By Ashish Batla
On: May 18, 2023
Reminder feature
The InsuranceDekho website holds a reminder feature which is very helpful. A month ago, I bought the Universal Sompo car insurance plan for my Mercedes Benz from their website, which is a very helpful plan and covers all my requirements. This reminder feature keeps on reminding me to renew my policy from time to time.
Read More
L
By Lucky Kumar
On: March 1, 2023
The website has very informati...
The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I read about IDV and its importance. It was very well explained. Loved the plan for all its features and benefits.
Read More
D
By Dhruv Batra
On: February 9, 2023
Transparent policy issuance
While paying the premium amount from Universal Sompo car insurance policy to insure my Volkswagen Polo car through InsuranceDekho, I did not have to pay any hidden charges. I paid the exact amount as shown on the screen earlier. Glad to have this level of transparency.
Read More
N
By Nipun Rangnekar
On: February 3, 2023
Helping team
I visited InsuranceDekho to buy an insurance policy for my Kia Sonet. I was very confused about which plan best suits my needs so I called the InsuranceDekho team, they understood my confusion and recommended some good car insurance plans. I compared the plans with the help of information on the website and finally purchased a Universal Sompo car insurance policy from InsuranceDekho.
Read More
V
By Varun Gupta
On: January 24, 2023
Availability of add-on covers
While buying the Universal Sompo car insurance plan for my BMW X5, I came across the add-on covers available on their website. I read about the Zero Depreciation Add-on cover, which helps in mitigating the burden of bearing the depreciation cost of the vehicle. I loved the facility. And, the plan I purchased is amazing in itself.
Read More
P
By Prashant Batra
On: January 3, 2023
Informative website
The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I read about IDV and its importance. It was very well explained. Loved the plan for all its features and benefits.
Read More
N
By Naman Gupta
On: October 13, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan ut comes with superb features and benefits.
Read More
N
By Naman Batra
On: August 24, 2022
Got a good plan at an affordab...
I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone suggested me to visit the InsuranceDekho website, and then I came across the Universal Sompo car insurance plan. The plan was perfectly designed as per my needs.
Read More
R
By Rajat Sharma
On: August 16, 2022
Informative website
The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I read about IDV and its importance. It was very well explained. Loved the plan for all its features and benefits.
Read More
V
By Vinay Singh
On: August 9, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan ut comes with superb features and benefits
Read More
N
By Naman Batra
On: July 26, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan ut comes with superb features and benefits.
Read More
N
By Naman Batra
On: July 22, 2022
Easy car Insurance with best D...
Good experience to purchase car insurance. It is promt and best deal is available. People can easily available it. They called me and explained.
Read More
R
Maruti Alto K10 Kolkata
By Ranajit Batabyal
On: July 15, 2022
Pocket-friendly plans
I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone suggested me to visit the InsuranceDekho website, and then I came across the Universal Sompo car insurance plan. The plan was perfectly designed as per my needs.
Read More
M
By Mohan Sharma
On: July 14, 2022
Quite an informative website
The InsuranceDekho website is quite informative. While buying the Universal Sompo car insurance plan for my BMW X5, I learned a lot many things I didn’t know before. Very happy with all the information that I gathered from their website. I would highly recommend all to visit their website and buy the desired plan.
Read More
S
By Sam Kapoor
On: July 12, 2022
Informative website
The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I read about IDV and its importance. It was very well explained. Loved the plan for all its features and benefits.
Read More
V
By Vinay Singh
On: July 7, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan ut comes with superb features and benefits.
Read More
N
By Naman Batra
On: June 30, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan which comes with superb features and benefits
Read More
N
By Naman
On: June 28, 2022
Reminder feature
The InsuranceDekho website holds a reminder feature which is very helpful. A month ago, I bought the Universal Sompo car insurance plan for my Mercedes Benz from their website, which is a very helpful plan and covers all my requirements. This reminder feature keeps on reminding me to renew my policy from time to time.
Read More

By Lucky Kumar
On: June 23, 2022
Hassle-free claim settlement
To file a claim on the InsuranceDekho website is easy and involves no complications at all. I recently filed a claim for my BMW X5 for which I was insured with the Universal Sompo car insurance plan. I was guided well throughout the process and everything was settled easily.
Read More

By Nimesh Sharma
On: June 16, 2022
Pocket-friendly plans
I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone suggested me to visit the InsuranceDekho website, and then I came across the Universal Sompo car insurance plan. The plan was perfectly designed as per my needs.
Read More
M
By Mohan Sharma
On: June 14, 2022
Quick and easy policy issuance
To buy a plan from the InsuranceDekho website is quick and easy. All you have to do is to follow certain simple steps and you are all set to go. There are absolutely no complications involved in the process and it can be done in no time. I could easily buy the Universal Sompo car insurance plan for my car Loved the process.
Read More
S
By Shubham Goyal
On: June 9, 2022
7 days availability
The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on Sunday to buy a good car insurance plan for my BMW. with the help of their team, I chose the Universal Sompo car insurance plan ut comes with superb features and benefits.
Read More
N
By Naman Batra
On: June 7, 2022
Availability of add-on covers
While buying the Universal Sompo car insurance plan for my BMW X5, I came across the add-on covers available on their website. I read about the Zero Depreciation Add-on cover, which helps in mitigating the burden of bearing the depreciation cost of the vehicle. I loved the facility. And, the plan I purchased is amazing in itself.
Read More
C
By Chirag Makkar
On: June 2, 2022
Informative website
The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I read about IDV and its importance. It was very well explained. Loved the plan for all its features and benefits.
Read More
V
By Vinay Singh
On: May 31, 2022
Got a good plan at an affordab...
I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone suggested me to visit the InsuranceDekho website, and then I came across the Universal Sompo car insurance plan. The plan was perfectly designed as per my needs.
Read More
R
By Rajat Sharma
On: May 26, 2022
So many plans to choose from
There are a lot of plans available on the InsuranceDekho website. Out of all the available plans, I picked up the Universal Sompo car insurance plan for my BMW X5. the plan is super amazing and is a must-buy plan for all those looking for a good car insurance plan.
Read More
G
By Ganesh Negi
On: May 24, 2022
So many plans to choose from
There are a large number of plans on the InsuranceDekho website which helps one to make a wise decision when choosing a plan. I chose the Universal Sompo car insurance plan for my Zs Ev. the plan is worth buying and comes with superb benefits.
Read More
S
By Suvin Singh
On: May 19, 2022
Got my policy renewed in very ...
I had purchased a Universal Sompo car insurance plan for my Zs Ev. It had been a long time since I had not gotten it renewed. So, I visited the InsuranceDekho website, with the help of the experts, I got it done in very little time. I had to follow very simple steps to get it done.
Read More
Y
By Yuvi Singh
On: May 17, 2022

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