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  • CASHLESS GARAGES 3,500
  • CLAIMS SETTLED 96%
  • COMPREHENSIVE CLAIMS UNLIMITED
Key Features:
  • Towing Assistance (Till 50 kms)
  • Repair On Spot
  • 24x7 Assistance
  • Quick Claim Settlement

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

What is a Car Insurance Premium Calculator?

A car insurance premium calculator is an online tool that helps you get the correct value of your insurance premium. You just need to share a few details of your car like make, model, variant, registration year, RTO location, etc., as well as No Claim Bonus status to get the personalised results for you. The right premium value of your car can help you compare and choose pertinent premium quotes for yourself.

How to Use a Car Insurance Premium Calculator?

Step 1: Select your car’s Make, Model, Variant and Fuel Type.

Step 2: Select your car’s insurance policy purchase year and RTO location.

Step 3: Unveil the details of any insurance claim made by you in the previous policy term.

Step 4: Click on the ‘Calculate’ button and get the right IDV and car insurance premium for you.

Benefits of Car Insurance Premium Calculator

  1. Right Insured Declared Value – You can find the correct Insured Declared Value (IDV) of your car through this premium calculator. The right IDV tells you the correct value of your car that you are entitled to get on requesting a claim against theft or total loss of your car.
  2. Right Premium Amount – With the premium calculator, you can find the right premium amount which should be paid by you to get the insurance for your car.
  3. Assists in Making Informed Decisions – After getting the right value of IDV and premium amount, you can easily make informed decisions about your car insurance.
  4. Helps You Select the Right Plan: The premium calculator helps you stay aware of the right IDV and premium amount of your car. It helps you select the best possible insurance plan for yourself from the available premium quotes.

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source:IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium amount for standalone own-damage and comprehensive car insurance plans are based on several factors such as the make, model, and variant of your car, RTO location of your car, fuel type and engine’s capacity of your car, etc. Get the premium amount for your insurance plan at a click with our Premium Calculator.



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Must Read Articles before buying Universal Sompo Car Insurance

Universal Sompo Car Insurance User Reviews

4.8
Rating based on
299 User reviews
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What users are saying
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  • Good discount and multiple opt...

    Easy process to buy policy online at best prices. I am impressed by the options available and customization po...

    Read More
    D
    Ford Freestyle Bhuj (Kachchh)
    By DEEPAK G RAMNANI
    On: May 21, 2023
  • Availability of add-on covers

    While buying the Universal Sompo car insurance plan for my BMW X5, I came across the add-on covers available...

    Read More
    A
    By Ashish Batla
    On: May 18, 2023
  • Reminder feature

    The InsuranceDekho website holds a reminder feature which is very helpful. A month ago, I bought the Univers...

    Read More
    L
    By Lucky Kumar
    On: March 1, 2023
  • The website has very informati...

    The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I...

    Read More
    D
    By Dhruv Batra
    On: February 9, 2023
  • Transparent policy issuance

    While paying the premium amount from Universal Sompo car insurance policy to insure my Volkswagen Polo car t...

    Read More
    N
    By Nipun Rangnekar
    On: February 3, 2023
  • Helping team

    I visited InsuranceDekho to buy an insurance policy for my Kia Sonet. I was very confused about which plan b...

    Read More
    V
    By Varun Gupta
    On: January 24, 2023
  • Availability of add-on covers

    While buying the Universal Sompo car insurance plan for my BMW X5, I came across the add-on covers available...

    Read More
    P
    By Prashant Batra
    On: January 3, 2023
  • Informative website

    The InsuranceDekho website is informative. While buying the Universal Sompo car insurance plan for my BMW, I r...

    Read More
    N
    By Naman Gupta
    On: October 13, 2022
  • 7 days availability

    The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them ...

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    N
    By Naman Batra
    On: August 24, 2022
  • Got a good plan at an affordab...

    I wanted a good car insurance plan for my BMW. Also, a plan that could fit in my budget easily. Someone sugges...

    Read More
    R
    By Rajat Sharma
    On: August 16, 2022
Universal Sompo Reviews

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