Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Car insurance starting from Rs. 2072/year*
  • Save upto 75%*
    Lowest Car Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Digit Car Insurance Premium Calculator

438 reviews Rate This
Highlights
    Network Garages1,000+
    Claim Settlement Ratio80.47%
    Emergency AssistanceAvailable 24/7
    Number of Customers90 lakh+
    Claim ProcessDigitally Enabled
    Presence70+ cities

    What is a Car Insurance Premium Calculator?

    A car insurance premium calculator is an online device that helps you know the right insurance premium amount for your car. By entering the car details and No Claim Bonus status of your car, you can attain the customised results from this calculator. Knowing the right premium amount of your car can assist you to choose the premium quote that suits you best.

    How to Use a Car Insurance Premium Calculator?

    Step 1: Choose your car’s Make, Model, Variant and Fuel Type.

    Step 2: Choose your car’s Purchase Year and Registered Location.

    Step 3: Convey if you have made any claim against your car insurance in the previous policy term.

    Step 4: Click the ‘Calculate’ button and find the right IDV and premium amount of your car insurance.

    Benefits of Car Insurance Premium Calculator

    1. Right Insured Declared Value – You can derive the Insured Declared Value (IDV) of your car through our car insurance premium calculator. The IDV refers to an amount that you will be eligible to receive against the theft or total loss of your car. Try to achieve the right IDV of your car from your insurer.
    2. Right Premium - The car insurance premium calculator online helps you calculate the amount that you are required to pay as the car insurance premium.
    3. Helps in Making Informed Decisions – Right information eases the decision-making process. Hence, the right IDV and premium amount can help you make informed decisions pertaining to car insurance.
    4. Helps You Choose the Right Policy – It will become easy for you to choose the right premium quote from the available options with the knowledge of the right IDV and the premium amount of your car computed by the premium calculator.

    Third Party Car Insurance Premium Rates

    Engine Capacity

    Premium To Buy A New Policy (3-Year Plan)

    Premium To Renew Existing Policy (1-Year Plan)

    Under 1,000 cc

    Rs. 5,268

    Rs. 2,072

    Between 1,000 cc and 1,500 cc

    Rs. 9,534

    Rs. 3,221

    Above 1,500 cc

    Rs. 24,305

    Rs. 7,890

    (Source:IRDAI)

    Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

    The calculation of premium amount for standalone own-damage and comprehensive car insurance policies is based on several factors like make, model, variant, RTO location, fuel type, engine capacity, age of the car, and so on. Make use of our Premium Calculator and find instant results for the premium amount of your car insurance.

    Factors Which Determine Car Insurance Premium

    1. Insured Declared Value (IDV) - The IDV refers to the current market value of the car, which the insurance providers are entitled to offer its policyholders as compensation in the case of theft or total loss. The more the IDV will be, the higher the coverage will be, which will ultimately increase the premium amount.

    2. Age of the Car - The year of registration of a car also impacts its premium amount. The default depreciation will lessen the value of an old car, which will reduce the compensation amount to be offered by the insurance company. It means old cars are charged with a lower premium cost than the new cars.

    3. No Claim Bonus (NCB) - For every claim free year, the insurance company offers a reward in terms of discount to its policyholders starting from 20% off for the first claim-free year and reaches to 50%. It means that the higher NCB will lessen the car insurance premiums.

    4. Anti-Theft Devices - cars that have anti-theft devices installed in them are charged with a low amount of premium as they have less chances of being stolen, which reduces the coverage risk on the insurance providers.

    5. Engine Cubic Capacity - The high cubic capacity of a car increases its power due to which it can run faster that enhances the risk. Therefore, the insurance companies charge a higher premium from the cars with high cubic capacity like sports cars, etc.


    .

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    20062019
    Have you made a claim in the previous year?

    Must Read Articles before buying Digit Car Insurance

    Digit Car Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • Add On
    • Best customer service

      The customer care service of the InsuranceDekho is the best. While buying the Digit car insurance plan for m...

      Read More
      N
      By Naman Singh
      On: September 9, 2022
    • Policy Renewal

      Quick and Easy renewal of policy! Tried other sites however, seems like this is the fastest. I do hope the cla...

      u
      Hyundai Santro Bangalore
      By ushadevi Hiremath
      On: September 6, 2022
    • Hassle-free claim settlement

      I had filed a claim on the InsuranceDekho website for my Hyundai Venue car for which I was insured with the ...

      Read More
      Y
      By Yash Rajput
      On: August 29, 2022
    • Hassle-free claim settlement

      I had filed a claim on the InsuranceDekho website for my Hyundai Venue car for which I was insured with the ...

      Read More
      Y
      By Yash Rajput
      On: August 22, 2022
    • Hassle-free claim settlement

      I had filed a claim on the InsuranceDekho website for my Hyundai Venue car for which I was insured with the ...

      Read More
      Y
      By Yash Rajput
      On: August 10, 2022
    • Quick policy issuance

      I recently bought the Digit car insurance plan for my TATA Tago. It was easy to issue the plan from their we...

      Read More
      N
      By Nikhil Singh
      On: August 5, 2022
    • Variety of plans

      The InsuraceDekho website provides a variety of plans to choose from. I chose the Digit car insurance plan. ...

      Read More
      D
      By Divyam Singh
      On: August 3, 2022
    • Informative website

      The InsuranceDekho website is very informative. While buying the Digit car insurance plan for my TATA Nexon,...

      Read More
      C
      By Chirag Mittal
      On: July 27, 2022
    • Quick policy issuance

      I recently bought the Digit car insurance plan for my TATA Tago. It was easy to issue the plan from their we...

      Read More
      N
      By Nikhil Singh
      On: July 25, 2022
    • Variety of plans

      The InsuraceDekho website provides a variety of plans to choose from. I chose the Digit car insurance plan. ...

      Read More
      D
      By Divyam Singh
      On: July 13, 2022

    144 Digit Cashless Garages in India

    Insurance Products by Digit General Insurance

    Digit Car Insurance Premium Calculator FAQs

    • Which are the factors that determine the amount of premium of Digit car insurance plans?

      Factors that influence the premium amount of a Digit car insurance policy are Insured Declared Value (IDV), Anti-theft Devices, No Claim Bonus (NCB), Engine Cubic Capacity, Age of the car, Year of Registration, Add-on options, etc.

    • How a premium calculator can assist me with my car insurance plan?

      The car insurance premium calculator can help you in finding the right premium cost for car insurance plans and IDV offered for the insured car, which is provided by different insurance companies in the market. With this type of information, you can easily opt for an affordable insurance policy and make wise decisions related to car insurance.

    • Can a premium calculator compute premium only for new cars?

      No, the premium calculator calculates and displays the amount of premium and IDV for new as well as old cars.

    • Which insurance details are to be entered on the car insurance premium calculator?

      You need to enter details like make, model and variant of the car, fuel type of the car, RTO location of the car, engine capacity of the car, registration year of the car, and so on, on the premium calculator to get the premium costs provided by different insurance companies.

    • Where can I use the premium calculator to calculate the premium for my policy?

      You can easily get the best premium calculator to reckon the premium amount and IDV for your insurance policy at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

    must dotmust graphics

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 45 Lac happy customers
    • Claim Support available all 7 days of the week

    Digit Car Insurance Contact Details

    For any assistance or query, call us on:

    Car Insurance News

    • Latest
    • Popular
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.