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Car insurance starting from Rs. 2072/year*
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    Lowest Car Premiums
  • 11.5 Lakh+
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*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

ICICI Lombard Car Insurance Premium Calculator

172 reviews Rate This
    Network Garages8,800+
    Claim Settlement Ratio87.71%
    Emergency AssistanceAvailable 24/7
    Policies Issued2.6 crore in FY20
    AccreditationiAAA Rating by ICRA
    Presence46 Countries

    What is Car Insurance Premium Calculator?

    A car insurance premium calculator is a digital instrument that calculates the correct premium amount for your car insurance plan. The calculator calculates the premium amount on the basis of your car’s make, model variant and fuel type. The premium calculator also factors in the No Claim Bonus, if applicable, to the premium amount of your car insurance plan.

    How to Use Car Insurance Premium Calculator?

    You can follow the simple steps given below and use InsuranceDekho’s car insurance premium calculator:

    Step 1: Choose your Car’s Make, Model, Variant and Fuel Type.

    Step 2: Choose the Car’s Registered City and Purchase Year.

    Step 3: Let us know if you had raised a car insurance claim during the previous policy period.

    Step 4: Click on ‘Calculate’ and you will get the correct IDV and car insurance premium.

    Benefits of Car Insurance Premium Calculator

    1. Right IDV of your car - In case of theft or total loss of your car, you get the IDV as the compensation amount.

    2. Correct Premium - The premium calculator tells the right amount which you should pay as the premium of your car insurance plan.

    3. Helps you Make an Informed Decision - When you know the correct IDV and insurance premium of your car, you can make an informed decision.

    4. Helps You Choose the Right Plan - The availability of information relating to the right IDV and insurance premium helps you compare the available insurance plans and choose the one which best suits your requirements and budget.

    Third Party Car Insurance Premium Rates

    Engine Capacity

    Premium To Buy A New Policy (3-Year Plan)

    Premium To Renew Existing Policy (1-Year Plan)

    Under 1,000 cc

    Rs. 5,268

    Rs. 2,072

    Between 1,000 cc and 1,500 cc

    Rs. 9,534

    Rs. 3,221

    Above 1,500 cc

    Rs. 24,305

    Rs. 7,890

    (Source:IRDAI)

    Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

    The premium amount for comprehensive and standalone own-damage car insurance plans depends on the make, model, variant, fuel type of your car among many other factors. The car insurance calculator instantly tells you the premium for your car insurance plan by factoring in all these elements.

    Factors Affecting Car Insurance Premium

    1. Insured Declared Value (IDV) – The IDV is the current market value of a car and the amount that a policyholder is eligible to get as a claim against the theft or total loss of the car. Hence, for cars with high IDV, more premium has to be paid.

    2. No Claim Bonus (NCB) – The NCB is a discount on the premium amount provided by insurers to its policyholder for making no claim. It accumulates from 20% to 50% with every claim-free year. So, the NCB affects the premium cost by reducing it.

    3. City of Registration – The RTO locations in India are divided as Tier 1, 2 and 3 based on the density of traffic that impacts the accident rate. So, car insurance premiums of Tier 1 cities are higher than Tier 2 and Tier 3 cities.

    4. Anti-Theft Devices – Many cars owners install anti-theft devices in their cars to enhance its safety. The security system curbs the risk for insurers too due to which they charge a lesser premium from persons who have got such devices installed in their cars.

    5. Age of the Rider – With age and experience, the driving skills of people get better. On this note and track records, the insurance providers offer car insurance plans to older people on lower prices as the older people tend to drive more sensibly.

    .

    Calculate Your Car Insurance

    Select your car's brand
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    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    20062019
    Have you made a claim in the previous year?

    Must Read Articles before buying Icici Lombard Car Insurance

    ICICI Lombard Car Insurance User Reviews

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    • car insurance

      fast and good service, immediately call from customer service they will help and confirm from their side. over...

      Read More
      S
      Maruti Alto 800 Cuddalore
      By SIDDARTHAN S P
      On: May 25, 2022
    • Nice experience

      very user friendly to do insurance policy and it is very easy and nice experience. thanks for all your support...

      Read More
      K
      Honda City 2011-2014 Chennai
      By KALAIVANIT
      On: May 24, 2022
    • Renew your policy without fuss

      Renewed policy without fuss. Co-ordinator provided all required info.Thnx team insurancedekho !!!!!!!!!!!!!!!!...

      Read More
      A
      Maruti Swift Dzire Noida
      By ABHINAV KUMAR
      On: February 3, 2022
    • Very convenient process

      Very convenient and hassle-free process. I am very happy with the process and experience provided by the insur...

      Read More
      S
      Hyundai i20 2015-2017 New Delhi
      By SRI DHAR
      On: November 26, 2021
    • Good reviews

      Good platform for policy comparison. It helped me get the best quotation for car insurance and other insurance...

      Read More
      H
      Maruti Wagon R Jaipur
      By HARSHA SAINI
      On: November 21, 2021
    • Best Sales process

      I am Rashmi and I purchased a policy from your company. It was a great experience to purchase a policy online...

      Read More
      S
      Maruti Swift Gurgaon
      By SAWRUP SINGH
      On: November 20, 2021
    • Car policy

      Best policy compair and value for mony its excellent service quick call and support for buy policy and quick p...

      Read More
      R
      Maruti Swift Nagpur
      By RAHUL SATPUTE
      On: October 17, 2021
    • very useful portal for every c...

      quick, easy, transparent and fast All insurance companies quote at a single click, comparison on coverage feat...

      Read More
      R
      Maruti Wagon R Mumbai
      By RAHUL RAMAN RAKVI
      On: October 1, 2021
    • BMW XOne policy renewal

      The customer care executive from your team was very helpful, patient and knowledgeable. Managed to give a solu...

      Read More
      A
      BMW X1 Vadodara
      By Arunkumar Shaiwale
      On: September 21, 2021
    • So easy to buy insurance

      Very easy to book insurance. Had no problem with the interface. Comparison was excellent and provided good inf...

      Read More
      S
      Toyota Innova 2004-2011 Bidar
      By SHIVARAJ P PATIL
      On: September 16, 2021

    635 Icici Lombard Cashless Garages in India

    ICICI Lombard Car Insurance Premium Calculator FAQs

    • What is the use of car insurance premium calculator?

      With the help of car insurance premium calculator, you can easily calculate the premium amount and IDV value provided by different insurance providers. It will assist you in opting for a car insurance plan.

    • Can I avail the premium calculator to compute the policy premium for my old car?

      Yes, you can avail premium calculator to calculate the premium amount charged by various insurance companies to insure your old or used car.

    • What details I need to enter to calculate premium on the premium calculator?

      You should fill up details such as make, model and variant of the car, fuel type of car, RTO location of the car, engine capacity of the car, registration year of car, and so on, to find the premium amounts provided by several insurance companies through the premium calculator.

    • What factors affect the premium of a car insurance policy?

      Factors which influence the premium of car insurance cover are Owner’s Age, Insured Declared Value (IDV), Engine’s Cubic Capacity, No Claim Bonus (NCB), Anti-Theft Devices, Modifications and so on.

    • How can I avail the premium calculator to get the right premium amount?

      You can get the best premium calculator to compute the premium and Insured Declared Value (IDV) for your car insurance plan at the website of InsuranceDekho, i.e., www.insurancedekho.com.

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    Calculate your Car IDV

    Cashless Garages in Popular Cities

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    Bangalore146
    Chennai143
    Mumbai133
    Pune104
    Hyderabad93
    Lucknow68
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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.