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  • CASHLESS GARAGES 6,800
  • CLAIMS SETTLED 89%
  • ZERO DEP. CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Maximum Cashless Garages
  • Right Green Tick Over Night Vehicle Repairs
  • Right Green Tick 24x7 Roadside Assistance
  • Right Green Tick Quick Claim Settlement

With a broad network of 6400+ network garages spread across India, HDFC Ergo cashless garages offer quality service with no cost to be paid upfront. Cashless garages provide a hassle-free experience with minimum paperwork.

Benefits of Using HDFC Ergo's Network Garages

Cashless garages are a network of garages that have ties with HDFC Ergo. At these garages, you don’t have to pay any amount upfront. The benefits of HDFC Ergo cashless garages are given below:

  • Pick and Drop Service: You can ask for your car to be picked up or towed in case you are unable to take it to the garage.
  • Overnight Repair: If there are minor damages to be repaired, HDFC Ergo ensures to repair your car overnight.
  • Doorstep Windshield Repair: In case your windshield is damaged, HDFC Ergo provides repair at your given address.

How to Locate HDFC Ergo Network Garages

Below are steps to help you locate your nearest HDFC Ergo cashless garage:

Step 1: Go to the HDFC Ergo cashless garage page by InsuranceDekho.

Step 2: You will find a list of cities, select your city. If you can not find your city, enter its name in the search box.

Step 3: A complete list of cashless garages by HDFC Ergo will be displayed to you along with addresses and contact details. It is not necessary that the closest network garage is near your residence, so you might not have to go much farther to access it.

Claim Process at HDFC Ergo Network Garages

To get your claim at a cashless garage, follow the given process:

  • Claim Initiation: Register a claim on HDFC Ergo’s official WhatsApp number ‘7070022222’ or by calling the toll-free number 022 6234 6234. Make sure you inform the insurer immediately after the damage is caused.
  • Survey and approval: Once your claim is registered, a surveyor will inspect the vehicle. Once approved, your repair process shall begin.
  • Repairs at the network garage: The garage will start the repair work after the estimated cost is approved by the insurer. You won’t need to pay anything upfront to the garage, except the cost for any damage which is not covered in your policy.
  • Claim settlement: The repair cost will be directly paid to the garage by the insurer. This enhances the customer experience by providing a hassle-free experience.

Documents Required during the Cashless Process

To get your car repaired at a cashless garage, you need the following documents:

  • Policy documents
  • Claim form
  • Registration Certificate of car
  • Identity proof
  • Driving Licence
  • Copy of FIR ( if applicable)

Additional Services Offered at HDFC Ergo Network Garages

There are some additional services at the network garages that come along with HDFC Ergo car insurance.

  • You can ask for towing assistance in case you can’t take the car to the garage.
  • After repair, your car is washed and sanitised.
  • For minor damages, HDFC Ergo provides overnight repair.

FAQs

Q. How do I initiate a cashless claim at an HDFC Ergo network garage?

A. You can initiate a claim by texting on HDFC Ergo’s official WhatsApp number '7070022222' or by calling their toll-free number 022 6234 6234. You can also write an E-mail to care@hdfcergo.com.

Q. What documents are required for the cashless claim process at HDFC Ergo's network garages?

A. These are the common documents required such as Policy documents, Claim form, Registration Certificate of the car, Identity proof, Driving License and Copy of FIR (if applicable).

Q. What additional services are offered at HDFC Ergo's network garages?

A. HDFC Ergo provides windshield repair service at your doorstep and overnight repairs for minor damages.



6398 Hdfc Ergo Cashless Garages Network List in India

Enjoy quick cashless claim settlement in your preferred garages. The company has 6398 authorized garages across the country. HDFC Ergo offers services of cashless garage to customers who sign up for motor insurance policies with the company. Only the best standards of services are provided.

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Hdfc Ergo Car Insurance User Reviews

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What users are saying
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  • Accident Claim Settlement

    I was involved in a minor accident where the front bumper of my car was damaged. HDFC ERGO's claim process was smooth and efficient. My claim was approved within 24 hours and car was repaired at one of their network garages. I'm grateful to InsuranceDekho for recommending HDFC ERGO for their hassle-free claim settlement.

    A
    By Arundhati Raj Gupta
    On: July 2, 2024
  • Quick repair service

    My car's bumper was hanging after it was hit by a car. I gave my car for repair at one of the cashless garages by HDFC Ergo and it was delivered back within the same day. I am very happy with the efficient services provided by HDFC Ergo. Kudos to InsuranceDekho for helping me choose the right fit insurance plan.

    K
    By Kabir Monga
    On: July 1, 2024
  • Roadside assistance

    I was travelling back to Delhi from Moradabad early morning when my car stopped working and smoke was coming out from the engine. I was in a panic situation and called the HDFC Ergo claim team and a towing vehicle arrived in justified time with a mechanic who assessed the car and identified the problem. The car was then towed to a garage and I came back to my home with a cab. In a couple of days, my car was delivered back and all the costs were handled by HDFC Ergo. The whole experience was more helpful than I wished for and I would encourage everyone to take insurance using InsuranceDekho to protect themselves from getting stuck in such situations.

    Z
    By Zeeshan Kamil
    On: June 27, 2024
  • Smooth claim process

    Couple of days before my car was damaged by a branch of a tree falling on it during a heavy storm. I could not imagine how much cost it would have taken to repair if I didn't have insurance. HDFC Ergo car insurance claim process was very simple and easygoing. Thanks to InsuranceDekho for helping in selecting the best insurance provider.

    A
    By Aman Malhotra
    On: June 25, 2024
  • Reimbursement claim

    A small accident a few days back caused minor damage to my car. I was very annoyed with the incident as it prevented me from making to my job interview. I took my car to my trusted garage and got it repaired and got the claim reimbursed through HDFC. I was already tensed and thought that the insurer would trouble me with a long process but instead, they were very understanding and quickly completed the inspection process. Have to give it to InsuranceDekho for their expertise, their assistance team mentioned that HDFC is one of the best when it comes to claim settlement.

    R
    By Ranbir Chatterjee
    On: June 24, 2024
  • Customised Plan

    Thanks to InsuranceDekho for helping me find the perfect insurer. HDFC Ergo's comprehensive plan fits all my needs. This plan is perfect for every season's needs and makes me secure on the roads. The add-ons are like a cherry on the cake. Kudos to the whole team.

    A
    By Agathiyan
    On: June 19, 2024
  • Overnight repair

    I got some minor dents on my car 2 days ago and the feature of HDFC Ergo overnight repair amazed me. They picked up my car in the evening and the next morning i had a call notifying that the car was repaired. I was so amused! Thanks to InsuranceDekho for the help during this processs.

    N
    By Nihal Siddiqui
    On: June 13, 2024
  • Best Services

    InsuranceDekho is awesome at its job. The cool interface is so much interesting with its features to compare quotes and apply filters. It was a great decision to purchase my HDFC Ergo car insurance through them.

    P
    By Parth Sharma
    On: June 11, 2024
  • Quality customer care

    I have a HDFC Ergo own damage car insurance and I have been very satisfied with the services and customer care. They respond on time and the car picks up service is fast as well. InsuranceDekho was key in finding the best policy to match my requirements.

    P
    By Prem Tripathi
    On: May 30, 2024
  • Easy and smooth process

    HDFC Ergo's car insurance plan for my Hyundai i20 eased my worries. I visited them again and bought the same plan for my wife’s car. The online process was straightforward, and their customer service team provided great assistance whenever needed.

    R
    By Rohan Patel
    On: May 29, 2024
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