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Key Features:
  • Right Green Tick Maximum Cashless Garages
  • Right Green Tick Over Night Vehicle Repairs
  • Right Green Tick 24x7 Roadside Assistance
  • Right Green Tick Quick Claim Settlement

With a broad network of 6400+ network garages spread across India, HDFC Ergo cashless garages offer quality service with no cost to be paid upfront. Cashless garages provide a hassle-free experience with minimum paperwork.

Benefits of Using HDFC Ergo's Network Garages

Cashless garages are a network of garages that have ties with HDFC Ergo. At these garages, you don’t have to pay any amount upfront. The benefits of HDFC Ergo cashless garages are given below:

  • Pick and Drop Service: You can ask for your car to be picked up or towed in case you are unable to take it to the garage.
  • Overnight Repair: If there are minor damages to be repaired, HDFC Ergo ensures to repair your car overnight.
  • Doorstep Windshield Repair: In case your windshield is damaged, HDFC Ergo provides repair at your given address.

How to Locate HDFC Ergo Network Garages

Below are steps to help you locate your nearest HDFC Ergo cashless garage:

Step 1: Go to the HDFC Ergo cashless garage page by InsuranceDekho.

Step 2: You will find a list of cities, select your city. If you can not find your city, enter its name in the search box.

Step 3: A complete list of cashless garages by HDFC Ergo will be displayed to you along with addresses and contact details. It is not necessary that the closest network garage is near your residence, so you might not have to go much farther to access it.

Claim Process at HDFC Ergo Network Garages

To get your claim at a cashless garage, follow the given process:

  • Claim Initiation: Register a claim on HDFC Ergo’s official WhatsApp number ‘7070022222’ or by calling the toll-free number 022 6234 6234. Make sure you inform the insurer immediately after the damage is caused.
  • Survey and approval: Once your claim is registered, a surveyor will inspect the vehicle. Once approved, your repair process shall begin.
  • Repairs at the network garage: The garage will start the repair work after the estimated cost is approved by the insurer. You won’t need to pay anything upfront to the garage, except the cost for any damage which is not covered in your policy.
  • Claim settlement: The repair cost will be directly paid to the garage by the insurer. This enhances the customer experience by providing a hassle-free experience.

Documents Required during the Cashless Process

To get your car repaired at a cashless garage, you need the following documents:

  • Policy documents
  • Claim form
  • Registration Certificate of car
  • Identity proof
  • Driving Licence
  • Copy of FIR ( if applicable)

Additional Services Offered at HDFC Ergo Network Garages

There are some additional services at the network garages that come along with HDFC Ergo car insurance.

  • You can ask for towing assistance in case you can’t take the car to the garage.
  • After repair, your car is washed and sanitised.
  • For minor damages, HDFC Ergo provides overnight repair.


Q. How do I initiate a cashless claim at an HDFC Ergo network garage?

A. You can initiate a claim by texting on HDFC Ergo’s official WhatsApp number '7070022222' or by calling their toll-free number 022 6234 6234. You can also write an E-mail to

Q. What documents are required for the cashless claim process at HDFC Ergo's network garages?

A. These are the common documents required such as Policy documents, Claim form, Registration Certificate of the car, Identity proof, Driving License and Copy of FIR (if applicable).

Q. What additional services are offered at HDFC Ergo's network garages?

A. HDFC Ergo provides windshield repair service at your doorstep and overnight repairs for minor damages.

6398 Hdfc Ergo Cashless Garages Network List in India

Enjoy quick cashless claim settlement in your preferred garages. The company has 6398 authorized garages across the country. HDFC Ergo offers services of cashless garage to customers who sign up for motor insurance policies with the company. Only the best standards of services are provided.

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Hdfc Ergo Car Insurance User Reviews

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What users are saying
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  • Customised Plan

    Thanks to InsuranceDekho for helping me find the perfect insurer. HDFC Ergo's comprehensive plan fits all my needs. This plan is perfect for every season's needs and makes me secure on the roads. The add-ons are like a cherry on the cake. Kudos to the whole team.

    By Agathiyan
    On: June 19, 2024
  • Overnight repair

    I got some minor dents on my car 2 days ago and the feature of HDFC Ergo overnight repair amazed me. They picked up my car in the evening and the next morning i had a call notifying that the car was repaired. I was so amused! Thanks to InsuranceDekho for the help during this processs.

    By Nihal Siddiqui
    On: June 13, 2024
  • Best Services

    InsuranceDekho is awesome at its job. The cool interface is so much interesting with its features to compare quotes and apply filters. It was a great decision to purchase my HDFC Ergo car insurance through them.

    By Parth Sharma
    On: June 11, 2024
  • Quality customer care

    I have a HDFC Ergo own damage car insurance and I have been very satisfied with the services and customer care. They respond on time and the car picks up service is fast as well. InsuranceDekho was key in finding the best policy to match my requirements.

    By Prem Tripathi
    On: May 30, 2024
  • Easy and smooth process

    HDFC Ergo's car insurance plan for my Hyundai i20 eased my worries. I visited them again and bought the same plan for my wife’s car. The online process was straightforward, and their customer service team provided great assistance whenever needed.

    By Rohan Patel
    On: May 29, 2024
  • Simple Buying Process

    Getting HDFC ERGO car insurance through InsuranceDekho was simple! They have great customer service, good prices, and lots of coverage options. Definitely worth it!

    By Mansi Bajaj
    On: March 21, 2024
  • Complete Peace of Mind

    With the HDFC Ergo Car Insurance Policy’s comprehensive coverage for my BMW car, I enjoy complete peace of mind while driving. I know that no matter what happens, my car is protected.

    By Charul Midha
    On: November 29, 2023
  • Personalized Policy Options

    The premium calculator allowed me to explore the HDFC Ergo Car Insurance Policy options that align with my budget and preferences for my Nissan car.

    By Garv Bakshi
    On: November 24, 2023
  • Complete Value Protection

    I am happy to say that the Zero-dep insurance for my HDFC Ergo Car Insurance Policy ensures complete protection for my Renault car's value. No deductions, and no surprises—just complete coverage that leaves me stress-free.

    By Yogita Mohante
    On: November 21, 2023
  • Excellent Advise

    Good Guidance By Archit giving the details about insurance policy and explaination of clause, Features, Choice and Best suitable

    Renault Kiger Ahmedabad
    On: November 20, 2023
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