New India Third Party Car Insurance

New India Car Insurance

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Highlights
  • Only direct insurer in India to be rated A-(Excellent) by AM BEST Company since 2007
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  • Pan India operation with 2452 offices
  • Pioneer in the non-life insurance segment for more than 40 years
  • Round the clock support

New India Third Party Car Insurance

A third-party car insurance covers a vehicle owner against any legal liability due to damages caused to third-party. Having a third-party liability cover is mandatory as per the Motor Vehicles Act, 1988 and needs to be renewed periodically. New India Assurance company offers a ‘Liability only policy’ that covers injury/death of third-party and property damage.

However, this plan does not insure your own vehicle. The limited coverage also makes this policy inexpensive compared to a comprehensive plan. In case of third party damages, claim amount is directly paid to third-party without involving the policyholder.

New India Third Party Claim Process

1.Intimate the insurer

Inform company about accident/theft and furnish them with all the details available with you along with the claim form.

2.Lodge an FIR

File an FIR at the nearest police station in case of injury/death of the person. A copy of the same should be submitted to the company.

3.Documentation

Submit duly signed claim form, FIR and all relevant documents to company for verification.

4.Seek medical help

Always try to provide the first-hand medical help to the person injured in the accident and keep receipts of the expenses incurred during the same.

5.Leave rest to the company

After submission of report by surveyor an

Benefits of New India Third Party Insurance

It is mandatory for every vehicle owner to insure his/her vehicle against third-party liabilities, as per Motor Vehicles Act. The benefits of ‘liability only policy’ offered by New India Assurance are as follows:

  • A third-party car insurance covers policyholder against expenses due to third-party involved in an accident.
  • It pays for injury/death of third-party and even covers any damages incurred to third-party property.
  • The claim amount is directly sent to third-party without involving policyholder in-between.
  • Owing to the limited coverage policy, a third-party cover policy is generally cheap.
  • New India Assurance also offers personal accident coverage in its ‘liability only policy’.

New India Car Insurance User Reviews

158 reviews Write a Review
  • Great customer support

    I have a car insurance policy of New India insurance for my Honda Amaze car that I bought at InsuranceDekho. I was able to avail the insurance benefit...

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    A
    Ankit Gupta
    On: August 11, 2020 | Views
  • Easy policy renewals

    I called the customer care executives at InsuranceDekho to get my New India car insurance policy renewed that I purchased for my Hyundai Creta car. I ...

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    A
    Aditi Jain
    On: August 10, 2020 | Views
  • User friendly website

    It was not at all a time-consuming process of buying car insurance policy online at Insurancedekho. I bought a New India car insurance policy for my S...

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    R
    Rahul Sachdeva
    On: August 6, 2020 | Views
  • Paid through secured payment gateway

    I made payment online when purchasing a New India car insurance policy for my Skoda Superb car online at InsuranceDekho. The policy offers me many ben...

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    R
    Ryan Sharma
    On: August 5, 2020 | Views
  • Got an affordable policy at Insurancedekho

    I contacted the team at Insurancedekho as I was searching for an affordable car insurance policy for my Chevrolet Aveo car. They suggested New India’s...

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    S
    Srikant Bhatia
    On: August 4, 2020 | Views

328 New India Cashless Garages in India

New India Third Party Car Insurance FAQs

  • Why do I need to purchase a third-party liability insurance policy?

    First and foremost, a third-party liability insurance policy is mandatory as per law. Secondly, it insures your vehicle against third-party liabilities that include injury/death of person and even property damage. Moreover, the liability only policy sold by New India Assurance also offers personal accident cover to policyholder.
  • What is not covered under a third-party liability policy?

    Generally, third-party liability policy does not cover the vehicle itself against any sort of damage.. New India third party car insurance also insures the policyholder (in case personal accident cover is opted for).
  • Can I renew my policy online?

    Yes, you can renew your car insurance policy online via debit/credit card or net banking. Place a call at 7551196989 (Insurancedekho) to know the process in detail.
  • Is there any way to get a duplicate copy of my car insurance policy?

    Yes, if you have lost your policy, then you can avail a duplicate copy of same against a minimal charge. You need to submit a written application to the company in order to avail a duplicate copy.
  • Is it necessary to lodge an FIR after an accident?

    Yes, it is necessary to lodge an FIR at the nearest police station and a copy of the same needs to be submitted to the company.

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