New India Third Party Car Insurance
|Emergency Assistance||Available 24/7|
|Claim Settlement Ratio||89.60%|
|Third Party Cover||Available|
|Accreditation||AAA/STABLE Rating by CRISIL|
New India Third Party Car Insurance
A third-party car insurance covers a vehicle owner against any legal liability due to damages caused to third-party. Having a third-party liability cover is mandatory as per the Motor Vehicles Act, 1988 and needs to be renewed periodically. New India Assurance company offers a ‘Liability only policy’ that covers injury/death of third-party and property damage.
However, this plan does not insure your own vehicle. The limited coverage also makes this policy inexpensive compared to a comprehensive plan. In case of third party damages, claim amount is directly paid to third-party without involving the policyholder.
New India Third Party Car Insurance vs Comprehensive Car Insurance
Third Party Car Insurance
Comprehensive Car Insurance
It offers coverage against legal as well as financial liabilities arising towards the third party only.
It gives coverage for liabilities towards third parties as well as for the own-damages of the insured’s car.
Nature of Requirement
It is compulsory to carry as per the Indian Motor Tariff.
It is an optional plan buying which depends on the choice of the policyholders.
No add-on option available along with third party policy.
A range of add-ons are provided to the policyholders along with this plan.
It has limited coverage which makes it economical for the policyholders.
It offers extensive coverage which makes it come with a relatively higher premium.
What All Is Covered Under New India Third Party Car Insurance Policy?
The New India third party car insurance policy gives coverage for the following:
- Financial liabilities of third party property damage: This policy gives coverage for any property damage of the third party occurred with the involvement of the insured’s car. The insurer offers coverage for the third party property damage up to Rs. 1 Lakh.
- Bodily injuries or loss of life of the third party: The insurance company gives compensation for bodily injuries, disability or death of the third party caused in any accident with the insured’s car. The compensation, however, is decided by a court of law.
What All Is Not Covered Under New India Third Party Car Insurance Plan?
A third party insurance plan is compulsory to be carried by every car owner. It is beneficial to cover the third party expenses, but holds a limited coverage. Below are some important points which are not covered under the third party insurance policy:
- No coverage is given for injuries suffered by customers.
- No coverage is offered for damages caused to the insured car.
- Optional personal accident plans for policyholders is not provided.
- Save upto 75%*Lowest Car Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
Calculate Your Car Insurance
Must Read Articles before buying New India Car Insurance
Myths about Car Insurance and the FactThis article debunks the top five myths regarding vehicle insurance.
Why Should You Select A New India Car Insurance Policy?Read this article to know why New India is an ideal choice for purchasing car insurance.
How Modifications Can Affect Your New India Car Insurance?Read this article to understand how modifying your car can affect your New India Car Insurance Policy.
Zero Depreciation Car Insurance ExplainedWhat is zero depreciation cover? What are the benefits of zero depreciation add on cover? Read along to know more about zero depreciation insurance.
Cashless Car Insurance Policy UsefulnessWhat is cashless motor insurance all about? Let’s get into the details of this feature of cashless insurance.
New India Car Insurance User Reviews
- Most Helpful
- Cashless Garages
- Add On
No agent is required for polic...
One of the best features of the InsuranceDekho portal is that you do not need any third person to buy the ca...Read More
It has amazing coverage and a ...
I bought a new Toyota car for my family and ended up buying the New India Car Insurance Policy from the Insu...Read More
Pocket-friendly plans that I b...
The plans on the InsuranceDekho as quite pocket-friendly. Each and every plan is designed to suit everyone. ...Read More
Customer care service
I bought the New India car insurance plan for my Lamborghini Huracan from the InsuranceDekho website. While ...Read More
I purchased a New India Car Insurance Policy for my Nissan Sunny from the InsuranceDekho website. While maki...Read More
Availability of add-on covers
The InsuranceDekho website has a list of add-on covers that somehow increases the face value of the insuranc...Read More
Online services very good and quick policy created.. i am satisfied with this service. Without policy never dr...Read More
Best guidance from the custome...
I hold a policy of New India car insurance for my Skoda car. I didn’t know how to raise a claim so I visited...Read More
No hidden agenda
When I purchased my Tata Safari, I was looking for someone who could provide a policy without any hidden cha...Read More
Well managed website
While looking for a car insurance plan for my recently purchased MG Hector, I found out that the InsuranceDe...Read More
259 New India Cashless Garages in India
Insurance Products by New India General Insurance
New India Third Party Car Insurance FAQs
Why do I need to purchase a third-party liability insurance policy?
First and foremost, a third-party liability insurance policy is mandatory as per law. Secondly, it insures your vehicle against third-party liabilities that include injury/death of a person and even property damage. Moreover, the liability only policy sold by New India Assurance also offers personal accident cover to policyholder.
What is not covered under a third-party liability policy?
Generally, third-party liability policy does not cover the vehicle itself against any sort of damage.. New India third party car insurance also insures the policyholder (in case personal accident cover is opted for).
Can I renew my policy online?
Yes, you can renew your car insurance policy online via debit/credit card or net banking. Place a call at 7551196989 (Insurancedekho) to know the process in detail.
Is there any way to get a duplicate copy of my car insurance policy?
Yes, if you have lost your policy, then you can avail a duplicate copy of same against a minimal charge. You need to submit a written application to the company in order to avail a duplicate copy.
Is it necessary to lodge an FIR after an accident?
Yes, it is necessary to lodge an FIR at the nearest police station and a copy of the same needs to be submitted to the company.
Why to buy from InsuranceDekho?
- Instant policy # within 5 mins
- More than 45 Lac happy customers
- Claim Support available all 7 days of the week
New India Car Insurance Contact Details
InsuranceDekho7551196989Mon to Sun 10 AM to 7 PM
New India Contact Details1800-209-1415Toll Free
Car Insurance News
- Driving License in Varanasi
Read on to know about the process and eligibility criteria t...21 March 2023
- Best Scooter Under Rs. 1 Lakh
Discover the best scooters under Rs. 1 lakh. Some of the bes...20 March 2023
- Traffic Rules to Follow in Delhi
Read on to know about the traffic rules and fines in Delhi.17 March 2023
- What is Misfuelling in Car?
Read on to understand all about misfuelling in car and its e...16 March 2023
- Traffic Rules and Fines in West Bengal
Read on to understand all about the traffic rules that you n...15 March 2023