Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeCar InsuranceCompaniesBajaj AllianzThird Party
  • CASHLESS GARAGES 4,000
  • CLAIMS SETTLED 99%
  • COMPREHENSIVE CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Covers Third Party Person
  • Right Green Tick Covers Third Party Property

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

​Bajaj Allianz Third Party Car Insurance

Third party insurance is a constitutional obligation for every car owner of India. It helps to provide a safety net to the policyholders in an unforeseen event and protects them from financial disability. It offers coverage against the losses incurred to the third party through the insured’s vehicle.

Under the third party car insurance policy offered by Bajaj Allianz, the policyholder will get compensation for the bodily injuries and accidental death of the third party. These expenses can result in developing a pocket hole and disbalance the savings of a common man. Therefore, it is always better to be ready before the problem arrives by opting for this plan.

Bajaj Allianz Third Party Car Insurance Vs Bajaj Allianz Comprehensive Car Insurance


The following table highlights key differences between third party car insurance and comprehensive car insurance plans:

This insurance plan is not mandatory, however, it is the most recommended one due to the comprehensive coverage offered under this plan.

Basis

Third Party Car Insurance

Comprehensive Car Insurance

Coverage

A third party car insurance plan offers coverage towards any third party liabilities incurred including property damage, disability, demise or bodily injuries of the third party due to a mishap or accident. It offers legal and financial assistance to the policyholder in case of emergencies.

A comprehensive car insurance plan offers coverage to the policyholder against both third party liabilities as well as own damages incurred due to an accident. . It offers legal and financial assistance to the policyholder in case of emergencies.

Add-On Covers

A policyholder cannot choose add-on covers along with a third party insurance plan as this insurance cover provides limited coverage.

A policyholder can include add-on covers to their comprehensive car insurance plan. Some of the commonly chosen add-on covers are zero depreciation, engine protection, etc.

Nature of Requirement It is mandatory for every car owner to at least hold a third party insurance plan while driving their car. This insurance plan is not mandatory, however, it is the most recommended one due to the comprehensive coverage offered under this plan.

Cost

It is an affordable and cheapest plan due to the nature of insurance coverage offered.

A comprehensive plan is expensive in comparison to a third party policy because of the extensive coverage offered.

What All Is Covered Under Bajaj Allianz Third Party Car Insurance Plan?

To know all that is included under a Bajaj Allianz third party car insurance plan, take a look below:

  • Any bodily injury or death to a third party person due to an accident with the insured car.
  • Any damages or losses incurred by a third party vehicle due to the fault of the insured car.
  • A third party insurance plan helps the policyholder in complying with the legal provisions. According to the Indian Motor Tariff Act, it is compulsory for every car owner to hold at least a third party car insurance plan in order to legally drive their vehicle on public roads in India.

What All Is Not Covered Under Bajaj Allianz Third Party Car Insurance Plan?

The exclusions under third party car insurance policy offered by Bajaj Allianz are the following:

  • In case of theft or destruction.
  • Damage caused to the insured’s car.
  • Injury caused to the policyholder during an accident

Key Benefits of Buying Bajaj Allianz Third Party Car Insurance Plan

Benefits of purchasing Bajaj Allianz car insurance policy are as follows:

  • Financial Assistance and Legal Coverage: A third party car insurance plan offers coverage against legal liabilities incurred by the policyholder due to demise or disability to any third party. Moreover, it also offers security against damages or losses incurred by third party property.
  • Peace of Mind: These kinds of car insurance plans provide the policyholder with much required peace of mind during the time of any financial emergency. The policyholder is provided with compensation by the insurance company in times of financial stress, which helps them in coping with the unforeseen event and prevent them from being stressed.
  • Affordable Coverage: A third party car insurance plan is the kind of plan that offers the most basic coverage to the policyholder for their insured vehicle. The insurance premiums payable towards the plan are quite affordable due to the nature of protection offered under the plan.

Explore Bajaj Allianz Car Insurance

Must Read Articles before buying Bajaj Allianz Car Insurance

Bajaj Allianz Car Insurance User Reviews

4.9
Rating based on
554 User reviews
Write your review
What users are saying
  • All
  • Third Party
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Fire Damage Claim

    A short circuit in my car's wiring lit a small fire which damaged the dashboard till some extent. Bajaj Allianz was my insurer and handled the claim process ideally. My car was repaired at a cashless garage and I just had to pay the pre-agreed deductibles and rest was covered with my car insurance. The quality of repair was excellent, and I didn't face any out-of-pocket expenses. InsuranceDekho's suggestion to go with Bajaj Allianz for comprehensive coverage proved beneficial to me.

    Read More

    C
    By Charlie Daniels
    On: July 12, 2024
  • Got IDV in case of theft

    I had always suspected if the zero depreciation add-on was worth the extra pennies but since I had got the first car from my own money, I wanted to take full precautions and Im so thankful I did that. Couple of months ago I had a horrible car accident on the Yamuna Expressway and my car got damaged beyond repair. Thanks to the customer support of BAJAJ ALLIANZ, they helped me a lot through the process and I received the IDV with zero dep which saved me from a big financial trouble. I thank InsuranceDekho at times as their articles motivated me to get the add-ons.

    Read More

    S
    By Samarth Gupta
    On: June 18, 2024
  • Smooth claim process

    I took Bajaj car insurance and I must say it has been a good decision. I took my first claim a month back and the process was really smooth and the customer support team was quick with their responses. Since I purchased it through InsuranceDekho, I got claim assistance from them which was really a big thing.

    Read More

    A
    By Aaftaab Chaudhary
    On: June 13, 2024
  • Smooth Portability

    I recently switched to InsuranceDekho for my car insurance and bought Bajaj Car Insurance. I am greatly satisfied with their service. From providing excellent coverage options to help claim settlements, they have performed beyond my expectations. Good work, Team InsuranceDekho.

    Read More

    A
    By Akash Singh Chauhan
    On: June 7, 2024
  • Best customer service

    I got my newly bought Maruti Baleno insured with Bajaj Allianz through InsuranceDekho in such a hassle-free and smooth process. The process was simple, and the team was helpful from start to finish.

    Read More

    P
    By Priya Gupta
    On: May 29, 2024
  • Excellent Service

    I recently bought Bajaj Allianz car insurance. The Insurancedekho team was very helpful till the end of the process. Thankyou.!!

    Read More

    N
    By Naman Arora
    On: March 2, 2024
  • Seamless Claims Processing

    I found that the claim for my Toyota car’s processing at InsuranceDekho's cashless garages is seamless. It minimizes paperwork and simplifies the process for the Bajaj Allianz Car Insurance Policy.

    Read More

    By Sreelata Kashyap
    On: November 24, 2023
  • Zero-Dep, Zero Compromises

    With zero-dep insurance, there are zero compromises. InsuranceDekho's Bajaj Allianz Car Insurance Policy doesn't cut corners; it ensures that my MG car is fully protected without any deductions.

    Read More

    A
    By Aman Kumar
    On: November 22, 2023
  • Financial Security During Clai...

    During the claim of the Bajaj Allianz Car Insurance Policy, InsuranceDekho provided financial security. It's reassuring to know that they have me and my Renault car covered.

    Read More

    By Sujata Sajan
    On: November 16, 2023
  • Investing in Vehicle Safety

    I know that my choice to invest in own damage car insurance with the Bajaj Allianz Car Insurance Policy from InsuranceDekho is an investment in my Renault vehicle's safety. It offers complete protection, ensuring I can drive with confidence.

    Read More

    By Aviraj Ghosh
    On: October 30, 2023
Bajaj Allianz Reviews

385 Bajaj Allianz Cashless Garages in India

Bajaj Allianz Cashless Garages

Bajaj Allianz Third Party Car Insurance FAQs

  • How is Bajaj Allianz Third Party Car Insurance beneficial for the policyholder?

    Uncertainty is the ultimate truth of life. You never know when an accident can happen with your car. Therefore, Third Party Car Insurance policy helps the policyholder to be ready for the harm caused to another person through their vehicle. It compensates for the losses caused to property and life.

  • Will the damage caused to my vehicle be covered under Third Party Car Insurance policy?

    Under the policy, only damages caused to another person (third party) is covered. Any damages occurred to the insured or insured’s vehicle are not covered under the policy.

  • Why should I take a third party car insurance policy?

    Third party car insurance policy is mandatory for every vehicle owner. It protects the policyholder from the hustle of legal liabilities. Along with that, it prevents you from paying against those heavy damages by backing them up with financial expenses that are required to compensate for the third party.

  • Will I get NCB along with my third party cover?

    No, No Claim Bonus is not applicable to third party car insurance policy.

  • What is the minimum tenure period for third party cover?

    Bajaj Allianz General Insurance offers third party cover for a minimum tenure of 1 year. The policyholders need to renew their policy at the end of the period.

FAQ
must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

Bajaj Allianz Car Insurance Contact Details

Looking for help? Well, we are more than happy to help you. Call us on:

Car Insurance News

News
Bajaj Allianz Car insurance starting from ₹ 2094/year*
or
Proceed without car numberI have a brand new car

Partner Car Insurance Companies

Car Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Calculate your Car IDV

You may also be interested in

    Third Party Car Insurance

    Related News

    Car Insurance News

    Become Motor Insurance Agent

      Bajaj Allianz Car insurance starting from ₹ 2094/year*
      or
      Proceed without car numberI have a brand new car

      Car Insurance starting from
      ₹6/day*

      I agree to *terms & conditions  and privacy policy.
      Don’t know your car number? Click here
      close
      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.