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Zuno Third Party Car Insurance

As per the Indian Motor Tariff, every car owner is mandatorily required to have at least third party car insurance. A third party car insurance is the most basic type of car insurance plan. The Zuno Third Party car insurance plan shields you against third party liabilities such as bodily injuries/death of a third party as well as third party property damage which might be caused in an unfortunate event by your car.

The Zuno Third Party car insurance plan helps you fulfill the statutory insurance requirement as well as insures you against the uncertain third party financial liabilities.

Zuno Third Party car Insurance vs Comprehensive car Insurance

Basis

Third Party car

insurance

Comprehensive car

insurance

Coverage

It provides coverage for the financial obligations towards third party liabilities only.

It provides coverage for the third party liabilities as well as own damages of the insured’s car.

Nature of Requirement

It is mandatory by law.

It is not a mandatory requirement.

Add-ons Availability

No add-ons can be availed with this plan.

A variety of add-on covers can be opted with this plan

Cost

The premium of third party insurance is relatively lower due to its limited coverage.

The comprehensive policy is relatively expensive due to its wider coverage.

What All is Covered Under Zuno Third Party Car Insurance Policy?

Zuno Third Party car insurance provides coverage for the following.

  • Financial Liabilities towards third party property damage: The insurer undertakes the financial liabilities towards the third party property damage incurred due to the insured’s car. The coverage for third party property damage is limited to Rs. 7.5 lakh.
  • Bodily Injuries/ loss of life of third party: A compensation is provided by the insurer for the bodily injury, disability or loss of life of a third party caused due to the insured’s car. The compensation amount in such cases is decided by a court of law.

Must Read Articles before buying Zuno Car Insurance

Zuno Car Insurance User Reviews

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What users are saying
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  • Fire Damage Claim

    A short circuit in my car's wiring lit a small fire which damaged the dashboard till some extent. Bajaj Allianz was my insurer and handled the claim process ideally. My car was repaired at a cashless garage and I just had to pay the pre-agreed deductibles and rest was covered with my car insurance. The quality of repair was excellent, and I didn't face any out-of-pocket expenses. InsuranceDekho's suggestion to go with Bajaj Allianz for comprehensive coverage proved beneficial to me.

    C
    By Charlie Daniels
    On: July 12, 2024
  • Theft Recovery

    My car was stolen from the office parking in the middle of the day. I instantly called the police and made my next call to Digit, whose car insurance I had purchased. They very calmly handled the conversation and guided me throughout the police complaint process. Unfortunately, police could not find my car and issued a non traceable certificate after which I got my claim from Digit. I'm thankful to InsuranceDekho for recommending Digit for its efficient working and sympathetic customer support.

    G
    By Gulfisha Ahmed
    On: July 12, 2024
  • Flood Damage Repair

    My car was damaged due to the floods last month in my state. Fortunately, I had Acko car insurance and it helped me financially to get my car repaired. My claim was approved after a smooth process and my car was repaired at a cashless garage. I have no complaints with the services provided by Acko. Although the condition of my car before repairing was really bad, Acko claim settlement process returned my car in 4 days and it looks brand new now. Thanks to InsuranceDekho for suggesting Acko for their reliable services.

    N
    By Nilutpal Das
    On: July 12, 2024
  • Accident Claim Settlement

    I was involved in a minor accident where the front bumper of my car was damaged. HDFC ERGO's claim process was smooth and efficient. My claim was approved within 24 hours and car was repaired at one of their network garages. I'm grateful to InsuranceDekho for recommending HDFC ERGO for their hassle-free claim settlement.

    A
    By Arundhati Raj Gupta
    On: July 2, 2024
  • Smooth Third-Party Accident Cl...

    Last week my car hit a pedestrian by accident, and it injured him severely. After taking him to the hospital emergency, I was quick with my action to inform ICICI Lombard, who was my insurer. They handled the whole case from start to end and settled the third-party claim efficiently. I’m thankful for their support during this stressful time and I'm glad that I sought advice from InsuranceDekho while selecting ICICI Lombard as my insurer.

    P
    By Padmashree Saini
    On: July 2, 2024
  • Broken Window Repair

    While my car was parked in authorised parking, someone broke the window in an attempt to steal my bag from the car. Thankfully he could not steal my bag, and my window was replaced at a TATA AIG cashless garage in less than a couple of days. The quality of the window is impressive, the garage used an original piece to replace my window. Thanks to InsuranceDekho for suggesting TATA AIG based on their quick services.

    M
    By Maya Manchanda
    On: July 1, 2024
  • Convenient Process of Claim

    Switching to Digit is a decision that I'm very positive about. The whole experience of a digital platform is very impressive. Especially the document submission is very smooth. Thanks to InsurnaceDekho for recommending Digit insurance.

    M
    By Maryam Warsi
    On: July 1, 2024
  • Perfect mobile app

    I recently switched my car insurer to Acko and I have to say that their digital approach is highly convenient for users. The mobile app is filled with so much functions that I don't even feel the need to reach out to customer support. Thanks to InsuranceDekho for completely changing my customer experience by recommending Acko car insurance.

    R
    By Rochisha Girotra
    On: July 1, 2024
  • Quick repair service

    My car's bumper was hanging after it was hit by a car. I gave my car for repair at one of the cashless garages by HDFC Ergo and it was delivered back within the same day. I am very happy with the efficient services provided by HDFC Ergo. Kudos to InsuranceDekho for helping me choose the right fit insurance plan.

    K
    By Kabir Monga
    On: July 1, 2024
  • Smooth claim process

    My new car was damaged due to a local case of riots and it made me really depressed. Thanks to ICICI Lombard for the extraordinary repair service at one of the cashless garages. My car was repaired and no one can tell that it was damaged a few days ago. Credits to InsuranceDekho for helping to choose a car insurance provider quickly.

    S
    By Sunidhi Rawat
    On: July 1, 2024

403 Zuno Cashless Garages in India

Zuno Third Party car Insurance FAQs

  • Why do I need third party car insurance?

    You need to purchase a third party car insurance for the following reasons.

    • It is mandatory under Indian Motor Tariff. If you do not purchase third party insurance, you will be penalized by a fine of ₹2,000 and/or imprisonment of up to 3 months.
    • It helps you to deal with the financial losses of the third party damage in case of an accident or any other mishap.
  • Can I extend the coverage of a third party car insurance plan?

    No, you cannot extend the coverage of a third party car insurance insurance.

  • Does the Zuno Third Party Car Insurance Plan cover injuries to me or damage to my car?

    No, the Zuno Third Party Car Insurance Plan cover does not cover injuries to you or damage to your car. To cover yourself against the injuries, you can opt for a Personal Accident Cover and for a cover for damages to your car, you can opt for a comprehensive or standalone own-damage car insurance policy.

  • How much compensation is offered by Zuno General Insurance in case of death of a third party?

    Zuno General Insurance offers 100% of the compensation amount in case of a third party’s death due to the insured’s car. The compensation amount is decided by a court of law.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.