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Key Features:
  • Covers Third Party Person
  • Covers Third Party Property

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Zuno Third Party Car Insurance

As per the Indian Motor Tariff, every car owner is mandatorily required to have at least third party car insurance. A third party car insurance is the most basic type of car insurance plan. The Zuno Third Party car insurance plan shields you against third party liabilities such as bodily injuries/death of a third party as well as third party property damage which might be caused in an unfortunate event by your car.

The Zuno Third Party car insurance plan helps you fulfill the statutory insurance requirement as well as insures you against the uncertain third party financial liabilities.

Zuno Third Party car Insurance vs Comprehensive car Insurance


Third Party car


Comprehensive car



It provides coverage for the financial obligations towards third party liabilities only.

It provides coverage for the third party liabilities as well as own damages of the insured’s car.

Nature of Requirement

It is mandatory by law.

It is not a mandatory requirement.

Add-ons Availability

No add-ons can be availed with this plan.

A variety of add-on covers can be opted with this plan


The premium of third party insurance is relatively lower due to its limited coverage.

The comprehensive policy is relatively expensive due to its wider coverage.

What All is Covered Under Zuno Third Party Car Insurance Policy?

Zuno Third Party car insurance provides coverage for the following.

  • Financial Liabilities towards third party property damage: The insurer undertakes the financial liabilities towards the third party property damage incurred due to the insured’s car. The coverage for third party property damage is limited to Rs. 7.5 lakh.
  • Bodily Injuries/ loss of life of third party: A compensation is provided by the insurer for the bodily injury, disability or loss of life of a third party caused due to the insured’s car. The compensation amount in such cases is decided by a court of law.

Must Read Articles before buying Zuno Car Insurance

Zuno Car Insurance User Reviews

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Insurance Products by Zuno General Insurance

Zuno Third Party car Insurance FAQs

  • Why do I need third party car insurance?

    You need to purchase a third party car insurance for the following reasons.

    • It is mandatory under Indian Motor Tariff. If you do not purchase third party insurance, you will be penalized by a fine of ₹2,000 and/or imprisonment of up to 3 months.
    • It helps you to deal with the financial losses of the third party damage in case of an accident or any other mishap.
  • Can I extend the coverage of a third party car insurance plan?

    No, you cannot extend the coverage of a third party car insurance insurance.

  • Does the Zuno Third Party Car Insurance Plan cover injuries to me or damage to my car?

    No, the Zuno Third Party Car Insurance Plan cover does not cover injuries to you or damage to your car. To cover yourself against the injuries, you can opt for a Personal Accident Cover and for a cover for damages to your car, you can opt for a comprehensive or standalone own-damage car insurance policy.

  • How much compensation is offered by Zuno General Insurance in case of death of a third party?

    Zuno General Insurance offers 100% of the compensation amount in case of a third party’s death due to the insured’s car. The compensation amount is decided by a court of law.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.