Digit Third Party Car Insurance

Digit Car Insurance

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Highlights
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  • Only Indian company to feature in the top 250 Global Fintechs list by CB Insights.
  • Backed by world’s well-known insurer Fairfax Financials
  • 24*7 responsive customer service facility available even on National holidays

Digit Third Party Car Insurance

As per the Indian Motor Tariff 2002, it is mandatory for every car owner to have at least a third party insurance cover. A third party car insurance cover insures you against all the third party liabilities which may arise due to a mishap such as a road accident involving your car.

The third party car insurance policy provided by Digit General Insurance insures you against financial liabilities which may arise due to third party death/bodily injuries. It also provides compensation of up to Rs. 7.5 lakh for third party property damage caused by your insured car.

Digit General Insurance offers both 1 year as well as long-term (3 years and 5 years) third party car insurance policy along with optional personal accident cover of up to Rs. 15 lakh.

Digit Third Party Policy vs Digit Comprehensive Policy

Basis

Third Party Policy

Comprehensive Cover

Coverage This policy provides compensation for bodily injury/death of a third party as well as third party property damage (up to a maximum of Rs 7.5 lakh). This plan provides compensation not only for all third party liabilities but also for the damage incurred by the insured vehicle in accordance with its Insured Declared Value (IDV).
Availability of Add-on covers No add-on covers are available with third party policy. A wide range of add-on covers can be opted with a comprehensive policy.
Legal requirement It is mandatory for every vehicle owner to purchase a third party car insurance policy. Purchase of a comprehensive car insurance policy is recommended but not compulsory under law.

Digit Third Party Car Insurance Coverage

  • Reimbursement of up to Rs 7.5 lakh in case of third party property damage.
  • Limited/Unlimited (depending upon the type and severity of the injury sustained) liability cover for injury of a third party. The amount of compensation is decided by a court of law.
  • Unlimited coverage in case of death of a third party. The compensation amount is decided by a court of law

Digit third party liability cover does not provide coverage for the following:

  • Any damage incurred by the insured car.
  • If the accident occurred when the driver was under the influence of intoxicants.
  • If the vehicle was being driven in the absence of a valid driving licence.
  • If the driver was a novice with a learner’s licence and was driving in the absence of a valid driving license-holder in the front passenger seat.
  • If the accident occurred due to mindful negligence on the driver’s part.

Digit Car Insurance User Reviews

134 reviews Write a Review
  • Affordable plan

    I recently bought a Ford Figo car and purchased a Digit car insurance policy from InsuranceDekho for it. I found the plan affordable and thank the tea...

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    N
    Naveen Gupta
    On: July 9, 2020 | Views
  • Many benefits

    I get many benefits under my Digit car insurance policy that I purchased for my Renault Kwid car. I really liked not only the coverage features under ...

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    J
    Jaskirat Kaur
    On: July 8, 2020 | Views
  • Offered me many quotes

    InsuranceDekho offers great service. I wanted to purchase a car insurance policy for my Honda Amaze car and contacted the team. They offered me many q...

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    V
    Vaibhav Nassa
    On: July 8, 2020 | Views
  • I received the policy documents on time

    When I purchased a Digit car insurance policy for my Toyota Fortuner car from InsuranceDekho, they provided me all the documents via mail in a few day...

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    M
    Mohan Das
    On: July 6, 2020 | Views
  • Cashless garages

    Under my Digit car insurance policy, there is a good number of cashless garages. I purchased this policy for my Hyundai Santro car and it offers me ma...

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    D
    Dhruv Madnani
    On: July 2, 2020 | Views

144 Digit Cashless Garages in India

Digit Third Party Car Insurance FAQs

  • What happens if I am involved in an accident in a different city or state?

    Digit General Insurance provides coverage to its policyholders irrespective of the city or state in which the incident takes place. However, the place of accident/mishap should not be outside the geographical coverage mentioned in the policy document.

  • How much compensation is provided if an accident results in permanent total disability of a third party?

    The final compensation amount is decided by a court of law and the indemnification cost is borne by the Insurer.

  • Does the insurer bear the expenses incurred during a court trial involving the insured car?

    Yes, the Digit third party liability cover offers indemnification for the expenses incurred during a court trial.

Digit Car Insurance Contact Details

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