Digit Third Party Car Insurance

As per the Indian Motor Tariff 2002, it is mandatory for every car owner to have at least a third party insurance cover. A third party car insurance cover insures you against all the third party liabilities which may arise due to a mishap such as a road accident involving your car. The third party car insurance policy provided by Digit General Insurance insures you against financial liabilities which may arise due to third party death/bodily injuries. It also provides compensation of up to Rs. 7.5 lakh for third party property damage caused by your insured car. Digit General Insurance offers both 1 year as well as long-term (3 years and 5 years) third party car insurance policy along with optional personal accident cover of up to Rs. 15 lakh.

Digit Third Party Car Insurance vs Comprehensive Car Insurance

• Reimbursement of up to Rs 7.5 lakh in case of third party property damage.
• Unlimited coverage in case of death of a third party. The compensation amount is decided by a court of law.
• Limited/Unlimited (depending upon the type and severity of the injury sustained) liability cover for injury of a third party. The amount of compensation is decided by a court of law.

What All Is Not Covered Under Digit Third Party Car Insurance Plan?

Digit third party car insurance plan does not provide coverage for the following:

• Any damage incurred by the insured car.
• If the accident occurred due to mindful negligence on the driver’s part.
• If the vehicle was being driven in the absence of a valid driving licence.
• If the accident occurred when the driver was under the influence of intoxicants.
• If the driver was a novice with a learner’s licence caught driving without a valid driving license-holder in the front passenger seat.

Key Benefits of Buying Digit Third-Party Car Insurance

A third party car insurance policy is mandatory to be owned by car owners. Here are some advantages of buying a Digit third-party car insurance plan:

1. Financial and Legal Assistance: Third-party car insurance gives coverage for legal liabilities towards third parties. In addition to this, this plan covers the financial burden on policyholders arising due to a collision with a third party. The compensation is given to cover their unforeseen demise, bodily injury, and property damage.

2. Peace of Mind: A third party car insurance policy helps the car owner drive a car without any worry of legal compliance as well as financial protection in case of any collision with a third party. This policy is crucial for the peace of mind of car owners.

3. Quite Affordable: A car third party insurance plan is the minimum required plan due to which it is compulsory to own and available at a very affordable rate due to its limited policy coverage. Policyholders generally select this cover due to its cost-effectiveness as well as compulsion by the law.

4. 24x7 Assistance: If you buy a Digit third-party car insurance cover you can avail of the insurance-related assistance 24x7 in case of any unforeseen event.