Why should I choose TATA AIG third party insurance policy?

The TATA AIG third party insurance policy is an ideal choice because of the following reasons: Impressive claim settlement ratio of 97%. Quick and hassle-free renewal process

What are the documents required for buying TATA AIG third party policy?

The following documents and details are required for buying the TATA AIG third party auto insurance policy: Copy of vehicle’s Registration Certificate (RC) Previous Auto Insurance Policy Number (if any) Your contact details (phone no., email id and residential address) Nominee details

How much GST is charged on the purchase of an car insurance policy?

A GST (Goods & Services Tax) of 18% is applicable on the purchase of a car insurance policy.

Can I opt for add-ons with the TATA AIG third party policy?

No, the add-ons are available only with the TATA AIG comprehensive car insurance policy.

Tata AIG Third Party Car Insurance

CASHLESS GARAGES 7,500
CLAIMS SETTLED 91.80%

Key Features:

Covers Third Party Person
Covers Third Party Property

Calculate Your Car Insurance Price Online

Select your car brand

Brand

Maruti
Hyundai
Honda
Toyota
Mahindra

Which city is your car registered in?

Ahmedabad
Bangalore
Chandigarh
Chennai

City

When did you buy your car?

Year

Disclaimer: Actual Premium might vary basis your location, age and number of members

Tata AIG Third Party Car Insurance

TATA AIG is one of the most preferred brands for third party car insurance coverage in India. With a claim settlement ratio (CSR) of 98% TATA AIG has insured more than 5 crore customers in India. [1] TATA AIG’s third party car insurance is a type of car insurance that will safeguard you against any legal or financial liabilities arising on the road that involves an accident with a third party person or their property.

How TATA AIG Third Party Insurance Works?

If you are a car owner, having a third party car insurance is mandatory in India as per the Insurance Regulatory and Development Authority of India (IRDAI). A third party car insurance from TATA AIG protects you from any unwanted stress arising due to an accident on the road involving a third party person or property. This means that your insurer, in this case TATA AIG will cover the cost of medical treatment in case the third party person is injured, provide a compensation to the family of the third party in case of their demise due to the accident and cover the cost of damage done to their vehicle or property in case your car accidently hits their property.

Key Features of Purchasing TATA AIG Third Party Car Insurance

The key features of TATA AIG Car Insurance are:

Performance Driven Claims: With over 650 claim experts across India, TATA AIG ensures smooth claim settlement for their policyholders.

Customer Focused: With the trust of TATA, and an offering of over 10,000 cashless garages, the company has enjoyed a great position in the eyes of the customers. So far, TATA AIG has insured more than 5 crore policy holders.
Top Name in Car Insurance: TATA AIG is one of the leading insurers in the motor segment with 49.3% GDPI in FY2024. [3]

How to Buy TATA AIG Third Party Car Insurance?

Online Mode

To buy TATA AIG insurance online, either through InsuranceDekho website or through insurer website.

How to Buy from InsuranceDekho?

Step 1: Visit InsuranceDekho’s Website

Visit www.insurancedekho.com or the car insurance homepage. You will now have to fill in the details in the form you see as soon as you land on the page.

Step 2: Enter Vehicle Details TS01XXXX02 & Compare Plans

You will now see a form on the landing page. Fill in the vehicle details to then move forward with plan comparison. Now compare the plans and choose the one that best fits your needs.

Optional Step: You can connect with an InsuranceDekho advisor to understand the details of the plan of your choice to make an informed decision.

Step 3: Make Payment

Once the selection of the plan is made, make payment for the plan. You can make the payment using UPI, debit or credit card or through net banking. You will now be able to download the car insurance policy.

Purchase via Insurer Website

To buy your car insurance from TATA AIG’s website, follow similar steps on https://www.tataaig.com/buy-online/motor-insurance...

Offline Process

Connect with an InsuranceDekho advisor on call on +91-7551196989 or on email support@insurancedekho.com and we will help you buy your TATA AIG third party liability car insurance policy offline at your convenience.

Documents Required to Buy TATA AIG Third Party Insurance Policy

Here are the list of documents required to buy your third party car insurance from TATA AIG:

Vehicle owner’s valid driving licence
Car’s registration certificate (RC)
A valid mobile phone number for OTP verification
Vehicle owner’s KYC details
2 scanned copies of your passport size photographs

TATA AIG Third Party Insurance Claim Process

Here is a step-by-step guide on filing a third-party car insurance claim from TATA AIG:

Step 1 - Register Complaint or File an FIR

The first step is to register an FIR (First Information Report) at the nearest police station. It is important to collect a copy of your FIR charge sheet since it is also a document required by your insurer.

Step 2 - Inform Your Insurer

Notify your insurer immediately as soon as the FIR is filed.

Step 3 - Proceed to the Motor Accident Claims Tribunal (MACT)

In case of road accident, the case is transferred to the Motor Accident Claims Tribunal (MACT) after the FIR is filed. MACT is a specialised court that handles and decides the compensation for a road accident.

Step 4 - Share Your Policy Document

To support your third party car insurance claim please provide a copy of your car insurance policy document to the MACT.

Step 5 - File a Case at the Tribunal

In order to receive the final claim, the third party has to file a case with the MACT. After review by the MACT, the decision on the compensation is made based on the nature and extent of the accident.

Step 6 - Claim Settlement

After careful review by the MACT the final compensation amount will be shared. Note that in case of bodily injury and demise of a third party, the turnaround time for paying off compensation is three years.

Documents Required for 3rd Party Claim

The documents required for making a third party claim under TATA AIG are:

KYC details
Policy document copy
Registered mobile phone number for OTP verification
Other documents depending on the insurer

Claim Assistance For 3rd Party Claim

For any assistance with respect to getting your claim filed properly, documents required, or any other query that you may have, please contact us on call +91-7551196989 or email us at support@insurancedekho.com

TATA AIG Third Party Insurance Renewals and Cancellations

Renewal Process

In order to renew your third party car insurance, you should follow the steps mentioned below:

Step 1: Visit InsuranceDekho

Visit InsuranceDekho’s car main page, and click on the “support” tab located in the header

Step 2: Select Renew Policy

Select “Renew Policy” from the dropdown options

Step 3: OTP Verification

Verify OTP through entering your registered mobile phone number

Step 4: Select Your Policy

Once you enter your customer dashboard, select your TATA AIG third party car insurance policy to renew.

Step 5: Make Changes and Updates if Any

In case you want to modify your policy, make those changes and do a final review.

Step 6: Make Payment

Once you have reviewed all the details, make payment for your policy through UPI, net banking, credit or debit card. You can now download the new policy once the renewal process is done.

Cancellations Process

If you’d like to cancel your TATA AIG third party car insurance, you should inform your insurer about the decision in writing. Once informed, the process will take about 15 days within which your policy will be cancelled.

Once the policy gets cancelled, you will receive a letter from your insurer confirming policy cancellation. This letter will also include any pending dues or amount to be paid or received by you. You will also be required to collect your insurance certificate from TATA AIG which will be useful while booking another third party or comprehensive car insurance.

Covered vs Not Covered Under TATA AIG Third Party Insurance

The details of inclusions and exclusions under TATA AIG third party liability car insurance are as follows:

INCLUSIONS	EXCLUSIONS
Third Party Person’s Injury or Demise	Own Vehicle Damage
Third Party Property Damage	Personal Injuries
Legal Expenses	Non Accident Related Damages
Personal Accident Cover	Driving Under The Influence of Drugs or Alcohol

Factors That Affect Your Third-Party Car Insurance Premium

The factors that affect your TATA AIG stand alone third party car insurance are:

Engine Capacity or cc
Rest, the premium of the third party car insurance remains constant across insurers as per IRDAI norms.

How To Calculate Third-party Insurance Premiums Online?

The premium of your third party car insurance irrespective of the insurer you choose remains the same as directed by IRDAI and mandated by the Motor Vehicle Act of 1988.

TATA AIG Third Party Car Insurance Premium Rate

Mentioned below are the premium rate for third party car insurance based on cc of the car’s engine:

1 Year Single Premium For Third Party Car Insurance

Engine Cubic Capacity	Third Party Car Insurance Price
Up to 1000 cc	INR 2094
Between 1000 to 1500 cc	INR 3416
Exceeding 1500 cc	INR 7897

3 Year Single Premium For Third Party Car Insurance

Engine Cubic Capacity	Third Party Car Insurance Price
Up to 1000 cc	INR 6521
Between 1000 to 1500 cc	INR 10,640
Exceeding 1500 cc	INR 24,596

TATA AIG Third Party Car Insurance Support

You can connect with TATA AIG for any support related to your car insurance here:

Whatsapp Number: +91-9136160375
24/7 Toll Free Number: 1800-266-7780
Email: customersupport@tataaig.com

Alternatively, you can also reach out to us at InsuranceDekho here:

Phone Number: +91-7551196989
Email: support@insurancedekho.com

Explore TATA AIG Car Insurance

Must Read Articles before buying TATA AIG Car Insurance

Mistakes To Avoid When Purchasing A Tata AIG Car Insurance Policy
Read on to learn about key considerations to make when purchasing Tata AIG auto insurance.
By InsuranceDekho14 Oct 2023
Important Features And Benefits of Tata AIG Car Insurance Plans
Read this article to know about the important features and benefits of purchasing car insurance with TATA AIG General Insurance.
By InsuranceDekho12 Oct 2023
Points to Consider Before Purchasing A Tata AIG Car Insurance Policy
Read this article to know some points that you should consider before purchasing a Tata AIG car insurance policy.
By InsuranceDekho12 Oct 2023
Save Money On Car Insurance
Want to save money on Car Insurance? Understand the importance of your hard-earned money & follow these easy tips to save money while renewing your ca
By InsuranceDekho12 Oct 2023
Mistakes Leading To Car Insurance Claim Rejection
Do you know common reasons why motor insurance claims get rejected? You should know the situation to avoid where you're not able to make a claim.
By InsuranceDekho10 Oct 2023

TATA AIG Car Insurance User Reviews

4.8

Rating based on

475 User reviews

Write your review

What users are saying

All
Third Party
Most Helpful
Comprehensive
Zero Depreciation
Own Damage
Renewal
Cashless Garages
Price
Premium
Policy Download
Customer Care
Claim
Add On

Broken Window Repair
While my car was parked in authorised parking, someone broke the window in an attempt to steal my bag from the car. Thankfully he could not steal my bag, and my window was replaced at a TATA AIG cashless garage in less than a couple of days. The quality of the window is impressive, the garage used an original piece to replace my window. Thanks to InsuranceDekho for suggesting TATA AIG based on their quick services.
Read More
M
By Maya Manchanda
On: July 1, 2024
NCB Benefits
I had TATA AIG car insurance for four years and was considering discontinuing it as I never took a claim. But then the NCB discount tempted me to continue and made me choose safety over risk. InsuranceDekho was the reason why I chose TATA AIG so kudos to the team as my car is insured for another year!
Read More
S
By Shivenendra Theratipally
On: June 25, 2024
Responsive customer care
I was struggling to endorse my policy as I was transferred to a different city, then I contacted the grievance redressal who helped me very effectively and I got my new policy documents in a few days following that. It was very helpful as I was caught up with many other things as well. Glad that I took assistance from InsuranceDekho in the process as well as choosing TATA AIG.
Read More
R
By Rupali Sharma
On: June 25, 2024
Roadside assistance
I was stuck on the highway when my car stopped working and smoke came from the engine. I was worried but my roadside assistance add-on from TATA AIG saved my day. In about 30 minutes they sent help and towed my car to the nearest garage as well. My car was repaired at a cashless garage and it did not take much long as well. Really amazing service, thanks to InsuranceDekho for suggesting TATA AIG.
Read More
S
By Shanti Jha
On: June 24, 2024
Reimbursement process
I am very fond of TATA AIG Car insurance. I got my claim last week through the reimbursement process and it was very smooth. I got my car repaired at my personally trusted garage and got the reimbursement from the insurer without any trouble. Thanks to InsuranceDekho for suggesting TATA AIG.
Read More
S
By Shayra Sharma
On: June 20, 2024
Great Home visit assistance
I had never taken own damage insurance but recently I got myself a new SUV. The thought of any damage happening to it would not let me sleep. So I compared all insurer quotes on InsuranceDekho and chose to get home assistance. A very kind relationship manager paid a visit to my home and took me through the whole process. He gave me a feeling that this was a good decision and suggested continuing with TATA AIG due to the relatively low premium and extra services. I have been sleeping better since then :)
Read More
A
By Anjani Nikam
On: June 10, 2024
Awesome Buying Experience
Good experience while purchasing two-wheeler third-party insurance on the insurance dekho portal. All most all insurers are available.
Read More
V
By Vinit Bansal
On: March 2, 2024
Customer-Centric Approach to T...
InsuranceDekho's customer-centric approach extends to their Third-Party Car Insurance for my Chevrolet car. The Tata AIG Car Insurance Policy ensures that you understand the legal requirements and make the process hassle-free.
Read More

By Vibhas Mahendru
On: October 18, 2023
Convenient Payment Settlement
Settling payments after repairs at a cashless garage with InsuranceDekho’s Tata AIG Car Insurance Policy is convenient for my Honda car. It's one less thing to worry about during a challenging situation.
Read More
B
By Brahmjot Singh
On: October 16, 2023
Efficient Repairs and Assistan...
In the unfortunate event of an accident of my Ford car, I knew that InsuranceDekho's comprehensive coverage will ensure efficient repairs and assistance. The Tata AIG Car Insurance Policy is a comforting safety net.
Read More

By Nisar Ahmed
On: October 12, 2023
Transparent Policy Details for...
One of the things I appreciate most about InsuranceDekho is their transparency in presenting policy details. They provide all the necessary information, including terms and conditions, coverage limits, and exclusions, upfront. This made it easier for me to make an informed decision to buy the Tata AIG Car Insurance Policy for my Mahindra car.
Read More
A
By Anya Shukla
On: September 27, 2023
No Out-of-Pocket Expenses
I appreciate that I didn't have to pay out-of-pocket expenses at InsuranceDekho's cashless garages. The Tata AIG Car Insurance Policy that I bought for my Skoda was a life saver. It's a huge relief during unexpected repair situations.
Read More
R
By Ronit Shetty
On: September 25, 2023
Prompt Assistance during Emerg...
During a roadside emergency with my Toyota car, the Tata AIG Car Insurance Policy that I took from InsuranceDekho's comprehensive coverage provided prompt assistance. They ensured my car was back on the road in no time.
Read More

By Samara Gupta
On: September 21, 2023
Timely Renewal Certificates
The renewal certificates from InsuranceDekho are always provided promptly. This attention to detail makes the renewal process for the Tata AIG Car Insurance Policy for my Skoda car reassuring and stress-free.
Read More
T
By Tanisha Mahajan
On: September 18, 2023
Peace of Mind in Every Drive
With InsuranceDekho's own damage policy, I enjoy peace of mind during every drive. This benefit along with the Tata AIG Car Insurance Policy is a safety net that keeps my Kia car secure.
Read More
S
By Sheila Prathan
On: September 13, 2023
Accurate Estimates for Informe...
InsuranceDekho's premium calculator provided accurate estimates, which allowed me to make informed decisions about my car insurance. I finally bought the Tata AIG Car Insurance Policy for my Audi car.
Read More
P
By Priya Pulkit
On: September 11, 2023
Saving Time and Money
The Cashless Garages have saved me both time and money. I don't need to worry about finding the right garage or negotiating repair costs for my Skoda car; it's taken care of through InsuranceDekho’s Tata AIG Car Insurance Policy.
Read More
M
By Molly Jacob
On: September 5, 2023
Ideal for New and Luxury Cars
For new car owners, InsuranceDekho's Zero Depreciation Policy is ideal. When I bought my new Ford car, I immediately insured it with the Tata AIG Car Insurance Policy. It ensures that any damage repairs are covered without the typical depreciation deductions.
Read More
U
By Umer Aziz
On: September 1, 2023
Effortless Renewal Process
Renewing my Tata AIG Car Insurance Policy through InsuranceDekho was effortless. Their streamlined process made renewing my insurance for my MG a breeze.
Read More
A
By Aadi Mahajan
On: August 29, 2023
Highly Efficient Claims Settle...
InsuranceDekho's own damage insurance claims settlement with the Tata AIG Car Insurance Policy process was highly efficient. It took away the stress during a challenging situation for my Audi car.
Read More
M
By Mona Bharajwaj
On: August 24, 2023
Simplified Policy Selection Pr...
InsuranceDekho's premium calculator simplified my policy selection process. It presented the options clearly, making it easier to pick the perfect Tata AIG Car Insurance Policy for my BMW.
Read More
S
By Sumit Joyal
On: August 22, 2023
No Hassles, No Delays with Ins...
I experienced no hassles or delays when filing a claim with InsuranceDekho for the Tata AIG Car Insurance Policy for my Hyundai car. They handled everything efficiently, and I couldn't be happier.
Read More

By Gurneet Singh
On: August 16, 2023
Comprehensive Policy, Comprehe...
InsuranceDekho's comprehensive policy truly lives up to its name. The Tata AIG Car Insurance Policy provides comprehensive protection for my Kia car and ensures I'm financially secure.
Read More
A
By Avtar Johar
On: August 11, 2023
Compliance Made Easy with Thir...
InsuranceDekho's third-party Tata AIG Car Insurance Policy made it easy for me to comply with the legal requirements. I can drive my Hyundai with confidence, knowing I'm insured.
Read More
A
By Anant Sharma
On: August 9, 2023
Accurate Premium Estimates
I was skeptical about online premium calculators, but InsuranceDekho's accuracy surprised me. The estimated premiums were quite close to the actual ones while buying the Tata AIG Car Insurance Policy for my Renault car. I appreciate the level of detail provided for each policy.
Read More
K
By Kartik Balaji
On: August 7, 2023
Saved Me Money!
Insurance Dekho's premium calculator saved me a significant amount on the insurance premium for the Tata AIG Car Insurance Policy . It's a fantastic tool for getting the best value for money for my Ford car.
Read More
P
By Priya Kalyan
On: July 28, 2023
Complete Peace of Mind with Ze...
I opted for InsuranceDekho's zero depreciation cover when I purchased the Tata AIG Car Insurance Policy, and it was a game-changer! I no longer worry about the value of my Renault car depreciating during a claim. It's a must-have add-on for all car owners.
Read More

By Komal Kumari
On: July 24, 2023
Cashless Claim Facility
InsuranceDekho's own damage policy provided a cashless claim facility. It meant that I didn't have to worry about arranging cash for repairs for my Skoda car. Everything was taken care of smoothly as I was sure with the Tata AIG Car Insurance Policy. Happy to recommend it to my family and friends.
Read More
G
By Girish Singhal
On: July 20, 2023
Multiple Payment Options
InsuranceDekho offered multiple payment options for renewing my Tata AIG Car Insurance Policy for my Mercedes-Benz. It provided flexibility and allowed me to choose the most convenient method.
Read More

By Raima Das
On: July 18, 2023
Hassle-Free Claims with Third-...
Making a claim under InsuranceDekho's third-party Tata AIG Car Insurance Policy for my Volvo was a hassle-free process. The dedicated claims team assisted me throughout, ensuring a smooth experience.
Read More
S
By Shaura Malhotra
On: July 14, 2023

TATA AIG Reviews

191 TATA AIG Cashless Garages in India

Search your city

TATA AIG Cashless Garages

TATA AIG Third Party Car Insurance FAQs

Why should I choose TATA AIG third party insurance policy?
The TATA AIG third party insurance policy is an ideal choice because of the following reasons:
Impressive claim settlement ratio of 97%.
Quick and hassle-free renewal process
What are the documents required for buying TATA AIG third party policy?
The following documents and details are required for buying the TATA AIG third party auto insurance policy:
Copy of vehicle’s Registration Certificate (RC)
Previous Auto Insurance Policy Number (if any)
Your contact details (phone no., email id and residential address)
Nominee details
How to buy TATA AIG third party car insurance online?
You can visit our website by clicking here and compare the TATA AIG third party insurance against other third party auto insurance policies available in the country.
How much GST is charged on the purchase of an car insurance policy?
A GST (Goods & Services Tax) of 18% is applicable on the purchase of a car insurance policy.
Can I opt for add-ons with the TATA AIG third party policy?
No, the add-ons are available only with the TATA AIG comprehensive car insurance policy.

FAQ

Why to buy from InsuranceDekho?

Instant policy ^# within 5 mins
More than 45 Lac happy customers
Claim Support available all 7 days of the week

TATA AIG Contact Details

For any assistance or query, call us on:

InsuranceDekho
7551196989Mon to Sun 10 AM to 7 PM
support@girnarinsurance.com
Tata AIG Contact Details
1800-266-778024/7 Toll-Free
customersupport@tataaig.com

Car Insurance News

What is Ceramic Coating for Cars and How Does It P...
Learn what ceramic coating is, how it protects your car’s pa...
By InsuranceDekho30 April 2025
Timing Belt in Cars: What It Does, Why Maintenance...
Learn what a timing belt does, why its maintenance is crucia...
By InsuranceDekho28 April 2025
Driving License Renewal in India: Step-by-Step Pro...
Learn how to renew your driving license in India easily. Ste...
By InsuranceDekho28 April 2025
What is Hydroplaning? Causes, Dangers, and How to ...
Learn what hydroplaning is, its causes, and why it's danger...
By InsuranceDekho28 April 2025
Cruise Control in Car: How Does it Enhance Your Ex...
Learn how cruise control works and how it boosts driving co...
By InsuranceDekho25 April 2025