Liberty Third Party Car Insurance

Liberty

130 reviews Rate This
Highlights
  • ​More than 3,500 network workshops offering cashless claim settlement​
    Check in your City
  • Impressive 95% claim settlement ratio
  • Presence in more than 20 Indian cities
  • Hassle-free policy issuance and instant claim settlement

Liberty Third Party Car Insurance

The Indian Motor tariff 2002 makes it compulsory for every car owner in India to have at least a third party liability cover. You can fulfil this legal requirement by purchasing a third party car insurance policy from one of the leading insurers Liberty General Insurance company. The Liberty third party liability cover provides compensation for all the third party liabilities (life and property) arising out of an accident/mishap involving the insured car.

Under the third party liability cover, Liberty General Insurance offers as much compensation as decided by a court of law in case of injury/death of a third party and up to Rs 7.5 lakh compensation in case of third party property damage. The insurer offers both 1 year as well long-term third party car insurance policy.

Third Party Policy Vs Comprehensive Policy

Basis

Third Party Policy

Comprehensive Cover

Extent Of Cover

Under the third party cover, compensation is provided for bodily injury/death of a third party and third party property damage (up to Rs 7.5 lakh).

The comprehensive plan offers compensation for all third party liabilities as well as for damages incurred by the insured vehicle in accordance with its Insured Declared Value (IDV).

Customisation

A third party cover cannot be customised as no add-ons are available with it.

A comprehensive cover can be customised with the help of a number of add-ons.

Compulsion

It is compulsory as per law for a car owner to purchase a third party car insurance policy.

A car owner has an option to purchase a comprehensive car insurance policy or not.

Liberty Third Party Car Insurance Coverage

  • Limited/Unlimited (depending upon the type of injury) liability cover for injury/death of a third party.
  • Reimbursement up to Rs 7.5 lakh for third party property damage.
  • Availability of optional personal accident cover up to Rs. 15 lakh for the policyholder.
  • Optional accident cover of up to Rs. 2 lakh for a hired driver.
  • Optional accident cover of up to Rs. 2 lakh for unnamed co-passengers.

The Liberty third party liability cover does not provide coverage for the following:

  • Damages incurred by the insured vehicle in an accident.
  • Damages incurred to the insured vehicle due to a natural or man-made calamity or any other mishap.
  • Bodily injury of the policyholder and co-passengers travelling in the insured vehicle (if not opted for the respective cover).

Liberty User Reviews

130 reviews Write a Review
  • Excellent policy

    My Liberty car insurance policy that I purchased from InsuranceDekho for my Volkswagen Vento car is an excellent product. I like the several benefits...

    Read More
    D
    Divay Gulati
    On: July 9, 2020 | Views
  • Quick and transparent buying process

    I really want to thank the team at InsuranceDekho who helped me buy Liberty General car insurance policy for my Chevrolet Aveo car in just a few minut...

    Read More
    P
    Parth Singhal
    On: July 8, 2020 | Views
  • Liked my policy

    I recently bought Liberty General car insurance policy for my Honda Amaze car. The policy is affordable yet high on benefits. There are several cashle...

    Read More
    R
    Rahul Makhija
    On: July 8, 2020 | Views
  • Affordable policy

    My Liberty General car insurance policy is really affordable. I bought it for my Honda Jazz car. I thank the team at InsuranceDekho for suggesting thi...

    Read More
    K
    Kriti Rathi
    On: July 6, 2020 | Views
  • Many benefits under my policy

    I recently purchased Liberty General car insurance policy for a Honda Accord car. The policy offers me several benefits and was easy to buy online fro...

    Read More
    S
    Sidharth Uppal
    On: July 2, 2020 | Views

Liberty Third Party Car Insurance FAQs

  • What is the amount of personal accident cover offered by Liberty General Insurance?

    Liberty offers a personal accident cover of up to Rs. 15 lakh for the policyholders. The accident cover for a paid driver is available up to Rs 2 lakh each for both co-passengers and paid driver.
  • How much compensation is offered if the accident results in permanent total disability of a third party?

    The final compensation amount is decided by the court of law and the entire cost is borne by the Insurer.
  • What happens to my car insurance policy if I sell my vehicle before policy expiry?

    In such a case, the policy’s ownership can be changed by filing an endorsement form which will contain all the details of changes done in the policy such as name, DOB, mobile number, etc.

Contact Details

Latest Car Insurance News

Save upto 75%* with InsuranceDekho
Get your Quote
Don't know your car number? Tap Here Brand new car?
×