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Liberty Third Party Car Insurance

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    Network Garages4,300+
    Claim Settlement Ratio98%
    Third Party CoverAvailable
    Roadside AssistanceAvailable
    Claim ProcessDigitally Enabled
    Presence95+ cities

    Liberty Third Party Car Insurance

    The Indian Motor tariff 2002 makes it compulsory for every car owner in India to have at least a third party liability cover. You can fulfil this legal requirement by purchasing a third party car insurance policy from one of the leading insurers Liberty General Insurance company. The Liberty third party liability cover provides compensation for all the third party liabilities (life and property) arising out of an accident/mishap involving the insured car.

    Under the third party liability cover, Liberty General Insurance offers as much compensation as decided by a court of law in case of injury/death of a third party and up to Rs 7.5 lakh compensation in case of third party property damage. The insurer offers both 1 year as well long-term third party car insurance policy.

    Liberty Third Party Car Insurance Vs Comprehensive Car Insurance


    Third Party Car Insurance

    Comprehensive Car Insurance

    Extent Of Cover

    Under the third party cover, compensation is provided for bodily injury/death of a third party and third party property damage (up to Rs 7.5 lakh).

    The comprehensive plan offers compensation for all third party liabilities as well as for damages incurred by the insured vehicle in accordance with its Insured Declared Value (IDV).


    A third party cover cannot be customised as no add-ons are available with it.

    A comprehensive cover can be customised with the help of a number of add-ons.


    It is compulsory as per law for a car owner to purchase a third party car insurance policy.

    A car owner has an option to purchase a comprehensive car insurance policy or not.

    Car insurance starting from Rs. 2072/year*
    • Save upto 75%*
      Lowest Car Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    What All Is Covered Under Liberty Third Party Car Insurance Policy?

    The coverages provided by Liberty third party car insurance policy are described below:

    • Optional accident cover of up to Rs. 2 lakh for a hired driver.
    • Reimbursement up to Rs 7.5 lakh for third party property damage.
    • Optional accident cover of up to Rs. 2 lakh for unnamed co-passengers.
    • Availability of optional personal accident cover up to Rs. 15 lakh for the policyholder.
    • Limited/Unlimited (depending upon the type of injury) liability cover for injury/death of a third party.

    What All Is Not Covered Under Liberty Third Party Car Insurance Plan?

    The Liberty third party liability cover does not provide coverage for the following:

    • Damages incurred by the insured vehicle in an accident.
    • Damages incurred to the insured vehicle due to a natural or man-made calamity or any other mishap.
    • Bodily injury of the policyholder and co-passengers travelling in the insured vehicle (if not opted for the respective cover).

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    • Got a plan of choice

      While looking for good car insurance for my newly purchased Honda city car, I came across the InsuranceDekho...

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      By Isha Goel
      On: March 22, 2023
    • Latest information available

      The InsuranceDekho website always has the latest policies and information. One can be assured that you will ...

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      By Pragya Bajaj
      On: March 20, 2023
    • The chat box feature is helpfu...

      The InsuranceDekho website has a chat box feature which helped me a lot while buying the Liberty Car Insuran...

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      By Sheena Mehra
      On: March 16, 2023
    • Quick services

      I bought the Liberty car insurance plan from the InsuranceDekho website for my Hyundai Venue car. They provi...

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      By Venkatesh Iyer
      On: March 14, 2023
    • Excellent service by Sonam and...

      Great service by Sonam and Sunny Rates are most competitive Genuine guidance in selecting the best policy I...

      Maruti Swift New Delhi
      On: March 11, 2023
    • Many payment options to choose...

      One is not limited to paying via a specific mode on the InsuranceDekho website. While purchasing the Liberty...

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      By Tanya Chaudhary
      On: March 10, 2023
    • Dedicated Customer Care

      The InsuranceDekho website has very supportive customer care which is available 7 days a week. When I had to...

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      By Nidhi Bhanushali
      On: March 7, 2023
    • Up-to-date information

      All the policies and information on the InsuranceDekho website are up-to-date. While looking through their a...

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      By Kaashvi Sethi
      On: March 3, 2023
    • I renewed my policy at ease

      I visited the InsuranceDekho website to get the Liberty car insurance plan that I bought for my Toyota Fortu...

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      By Pavan Batra
      On: February 24, 2023
    • 7 days availability

      The services offered by the InsuranceDekho website are available on all 7 days of the week. I recently bough...

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      By Suvin Gambhir
      On: February 21, 2023

    473 Liberty Cashless Garages in India

    Liberty Third Party Car Insurance FAQs

    • What is the amount of personal accident cover offered by Liberty General Insurance?

      Liberty offers a personal accident cover of up to Rs. 15 lakh for the policyholders. The accident cover for a paid driver is available up to Rs 2 lakh each for both co-passengers and paid driver.

    • How much compensation is offered if the accident results in permanent total disability of a third party?

      The final compensation amount is decided by the court of law and the entire cost is borne by the Insurer.

    • What happens to my car insurance policy if I sell my vehicle before policy expiry?

      In such a case, the policy’s ownership can be changed by filing an endorsement form which will contain all the details of changes done in the policy such as name, DOB, mobile number, etc.

    • How can I pay the premium of the Liberty third party car insurance?

      The payment for the premium of the Liberty third party car insurance policy can be done in the following ways:

      • Visit the nearest branch.
      • Go to the official website of Liberty General Insurance.
      • Contact the support team of Liberty General Insurance by calling the toll-free helpline number 1800-266-5844.
    • Do I get any compensation for the damage of my car in case of an accident?

      No, the third party car insurance does not cover the damage of the insured’s car under any circumstances even in case of an accident.

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    Liberty Car Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.