Liberty Third Party Car Insurance

The Indian Motor tariff 2002 makes it compulsory for every car owner in India to have at least a third party liability cover. You can fulfil this legal requirement by purchasing a third party car insurance policy from one of the leading insurers Liberty General Insurance company. The Liberty third party liability cover provides compensation for all the third party liabilities (life and property) arising out of an accident/mishap involving the insured car.

Under the third party liability cover, Liberty General Insurance offers as much compensation as decided by a court of law in case of injury/death of a third party and up to Rs 7.5 lakh compensation in case of third party property damage. The insurer offers both 1 year as well long-term third party car insurance policy.

Liberty Third Party Car Insurance Vs Comprehensive Car Insurance

The coverages provided by Liberty third party car insurance policy are described below:

• Optional accident cover of up to Rs. 2 lakh for a hired driver.
• Reimbursement up to Rs 7.5 lakh for third party property damage.
• Optional accident cover of up to Rs. 2 lakh for unnamed co-passengers.
• Availability of optional personal accident cover up to Rs. 15 lakh for the policyholder.
• Limited/Unlimited (depending upon the type of injury) liability cover for injury/death of a third party.

What All Is Not Covered Under Liberty Third Party Car Insurance Plan?

The Liberty third party liability cover does not provide coverage for the following:

• Damages incurred by the insured vehicle in an accident.
• Damages incurred to the insured vehicle due to a natural or man-made calamity or any other mishap.
• Bodily injury of the policyholder and co-passengers travelling in the insured vehicle (if not opted for the respective cover).