Digit Own Damage Car Insurance

Digit General Insurance offers its customers a standalone own-damage cover. This takes care of the own-damage costs of the policyholder in case of a mishap. Moreover, the cover offers this compensation in a wide variety of situations including theft, vandalism, road accidents, fires, natural and manmade calamities. The standalone own-damage cover is not compulsory however, the protection it offers can make a significant difference in a time of crisis by offering financial stability.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under Digit Standalone Own-Damage Policy?

The Digit standalone own-damage car insurance policy covers the following aspects:

• Accidents that occur due to collisions while driving on the road
• Fires or explosions that cause damage to the car
• Car theft
• Damages caused due to a natural or man-made calamity. Eg: floods

What is Not Covered Under Digit Standalone Own-Damage Policy?

The Digit standalone own-damage car insurance policy does not cover the following aspects:

• Electrical or mechanical failures of the car
• Any mishap that somehow involves illegal driving
• General wear and tear of the car
• Mishaps that happen outside the geographical limits of the country

The following are the benefits of purchasing standalone own-damage insurance from Digit:

• It offers policyholders protection against a wide range of scenarios.
• Policyholders are given No Claim Bonus as a reward for good driving habits every claim-free year.
• You can purchase add-on covers to further strengthen your car insurance policy.

How To Purchase Digit Standalone Own-Damage Policy?

Here are the steps to follow:

Step 1: Visit our website InsuranceDekho and select the ‘car insurance’ tab. A drop down menu will appear select ‘Standalone Own Damage’ from the options visible.

Step 2: Enter the registration number of the car. If you do not have this information with you for some reason you can also enter the car’s make, model and year of registration.

Step 3: Next enter your personal details and select the ‘Submit and Get Quotes’ button.

Step 4: All the quotes for standalone own-damage covers in your category will be visible on the screen. Select the quote offered by Digit General Insurance and select any add-on covers you require as well.

Step 5: Make the payment for your Digit standalone own-damage car insurance policy and the insurance document will be sent to your registered email ID.