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Digit, also known as Go Digit was founded in 2017. It is one of the first digital-first companies in India that operates entirely through digital platforms. Digit offers a wide range of insurance products including travel, health, and car insurance.

Digit car insurance is popular among users. Policy documents are an essential part of the policy and hold importance in the claim process. Digit car insurance policy documents also act as legal documents reflecting the agreement between the insurer and the insured.

What is a Car Insurance Policy Document?

The crucial details of the insurance policy are listed in a car insurance policy document, hence making it a vital document. It includes information about the coverage, such as the amount of the premium and any inclusions or exclusions. This is important information for the claim process as well.

Importance of Digit Car Insurance Policy Document

The policy document is very important for various reasons:

  • Legal Contract: The policy document is a legal contract between the insured and insurer. It lays out all the terms and conditions, coverages, inclusion, exclusions, etc.
  • Dispute Resolution: Policy documents help as a resolving force in case a dispute arises between the insurer and the insured.
  • Proof of Insurance: This document acts as proof that you have an insurance policy for your vehicle purchased from Digit.
  • Protection Against Fraud: The policy document is legally bound and hence acts as a shield against possible fraudulent activities.
  • Claims Process: The process for filing a claim, including the required documentation, procedures, and contact information is listed in the policy document.

Important Details Mentioned in the Digit Car Insurance Policy Document

The key details of a policy document are listed in the policy documents. Some of these details are essential in the claim process while some verify that the vehicle insured is the same for which the claim is being applied. It also verifies policyholders' details. These details are:

  • Claim process
  • Terms and Conditions
  • Contact details of the Insurer
  • Insurance type ( stand-alone/ third-party/ Comprehensive)
  • Inclusions
  • Exclusions
  • Add-ons (If any)
  • Premium amount
  • Cover amount
  • Add-ons (if any)
  • Accident Cover
  • Policy number
  • Policy start and end date
  • Vehicle details

How to Check Digit Car Insurance Policy Status and Download Policy PDF?

You can check the policy status and download policy documents through InsuranceDekho’s website. The mobile application and official website of Digit also allow you to check the status of your Car Insurance or download policy documents.

Download from InsuranceDekho

Given are the steps to download policy documents or check the status of the policy through InsuranceDekho.

  1. Visit the InsuranceDekho website.
  2. Go to support and click on ‘Policy Download’.
  3. Enter your mobile number.
  4. Enter the OTP received.
  5. Select your Digit Car Insurance from the dashboard which appears after logging in.
  6. If your policy order is not completed yet, your policy status is displayed. If it's completed then click on download policy documents to download them.

Download from Digit Website

Digit offers 3 ways of downloading policy documents, you can download documents through the Digit mobile app, through WhatsApp, or by mailing the Digit customer team at hello@godigit.com. [2]

Download Digit Car Insurance Policy Document Through Mobile Application

Follow the steps to download policy documents through the Digit Mobile Application.

1. Download the Digit App from the Play Store or App Store.

2. Use your registered mobile number to log in.

3. Click on ‘My policies’ in the bottom right corner of the screen.

4. Choose the car insurance policy and press the download policy button.

Download Digit Car Insurance Policy Document Through WhatsApp

Follow the steps to download policy documents through WhatsApp.

1. From your registered mobile number, send “Hi” to Digit Self-Serve WhatsApp number 70260 61234.

2. You will receive a reply with a menu of different services offered. Press 2 to get your policy downloaded.

3. Your policy document PDF will be immediately sent to you.

Official Website of Digit Car Insurance

For more details on the Digit Car Insurance policy document visit:

https://www.godigit.com/

How To Get a Hard Copy of the Digit Car Insurance Policy Document?

In the past, it was essential to have a hard copy of your policy documents, but as digitalization is becoming more reliable, insurance companies are moving toward only providing softcopies.

Even though it is not required by law to keep a hard copy of the policy documents, Digit car insurance documents can still be obtained. Inform the designated executive that you will require a hard copy of the policy documents when purchasing the policy. In seven to ten days, Digit will mail a hard copy to the address you provided.

There are a few additional ways to obtain your Digit car insurance policy document if you have active insurance and want a hard copy.

  • Reach out to Digit customer support and ask them to issue a hard copy of policy documents.
  • Request a copy in the assistance section on the mobile app.
  • To get the hard copy immediately, take a printout of the softcopy.

How Can I Make Changes to My Digit Car Insurance Policy Document?

Policy documents are not just details of your policy but also act as legal documents hence it is important to ensure the details are correct. Sometimes it is possible that some details on paper are incorrect and it is important to reach out to Digit to make the corrections. Also if details of customers are changing with time, like address then also it is important to get your policy updated.

These changes can be made easily by following the given steps:

1. Visit the official Digit website.[1]

2. Go to the support tab on the top right corner of the webpage.

3. After the dropdown menu opens, click on ‘Edit Policy’.

4. Use your registered mobile number to login to your account.

5. Enter the last 5 digits of your chassis or engine number to verify.

6. Fill the form and write the changes you want to make to your documents.

Note: If the details on your Digit insurance policy hard copy do not match the soft copy, contact Digit customer support and inform them. They will send you a new hard copy after the corrections.

You also have the option to connect with Digit customer support and seek an alternative way of making changes to your policy.

Must Read Articles before buying Digit Car Insurance

Digit Car Insurance User Reviews

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What users are saying
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    I appreciate the reliability of InsuranceDekho's renewal reminder system. I can trust that I'll be reminded ...

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