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Digit Car Insurance Add-On Covers

Add-on covers help enhance the coverage and protection of your car against uncertainties for an extra premium. Digit General Insurance offers a wide range of add-on covers that can be easily availed with a comprehensive car insurance policy. Although purchasing add-on covers is not mandatory while opting for them with a standard comprehensive policy is highly recommended.

Digit - 7 Important Add-on Covers For Your Car Insurance Policy

1. Consumable Cover

Consumables like AC gas, screw, engine oil, nut, etc are covered under this add-on. This cover also indemnifies replacement costs of the consumables based on the assessed damage.

2. Zero/Nil Depreciation cover

This add-on bears the depreciation and replacement expenses of parts of your car damaged in any mishap. It gives you the depreciation amount based on the assessed damaged parts which are only applicable in the event of partial loss of your vehicle. Zero Depreciation cover also allows policyholders to enjoy higher claims during claim settlements as it exempts them from bearing the liability of depreciation of their car.

3. Engine And Gear Box Protect

This add-on is intended to cover the internal engine parts or gearbox if they suffer damage or require repairs due to water ingression, leakage of lubricating oil as well as undercarriage damage.

4. Breakdown Assistance

Under this add-on cover you will be given protection if your car has a flat battery, vehicle keys are lost, flat tyre, minor repairs, medical-coordination in case of an accident, fuel assistance as well as taxi and accommodation benefits during car breakdown.

5. Car Tyre Protect

Purchasing the Tire Protection add-on cover means that the company will reimburse the cost of replacing a damaged tyre, labour charges for refitting of the tyre as well as charges towards wheel balancing.

6. Return To Invoice

In case your vehicle is stolen or completely damaged, this add-on cover will refund the cost for a new vehicle with an identical or almost equivalent model, features and specification of the insured vehicle. If such an equivalent vehicle is not available then you will be reimbursed to 105% of the cost of the insured vehicle.

7. Daily Conveyance Benefit

This add-on cover will compensate for your transportation cost when the insured car is not available during the repair period. They will provide a standby vehicle, or a fixed allowance per day or provide coupons from cab booking apps.

Must Read Articles before buying Digit Car Insurance

Digit Car Insurance User Reviews

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What users are saying
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  • Theft Recovery

    My car was stolen from the office parking in the middle of the day. I instantly called the police and made my next call to Digit, whose car insurance I had purchased. They very calmly handled the conversation and guided me throughout the police complaint process. Unfortunately, police could not find my car and issued a non traceable certificate after which I got my claim from Digit. I'm thankful to InsuranceDekho for recommending Digit for its efficient working and sympathetic customer support.

    G
    By Gulfisha Ahmed
    On: July 12, 2024
  • Convenient Process of Claim

    Switching to Digit is a decision that I'm very positive about. The whole experience of a digital platform is very impressive. Especially the document submission is very smooth. Thanks to InsurnaceDekho for recommending Digit insurance.

    M
    By Maryam Warsi
    On: July 1, 2024
  • Excellent Grievance Redressal

    I was having some concerns over some details in the policy document. Upon contacting Digit customer service, they tried explaining it to me but I was not totally convinced and wanted a more detailed response. I further contacted the grievance redressal officer who addressed all my concerns in detail and gave considerable time to help me. InsuranceDekho had mentioned that Digit has a very nice customer query response which inclined me towards the insurer.

    J
    By Jagteshwar Singh
    On: June 28, 2024
  • Benefits of Consumable covers

    My car had some mechanical issues and was taken by the insurer for repair. After repairing I had to pay nothing except the deductibles. Moreover, my consumable cover saved me the cost of the consumables required in repairing the car as well. Kudos to InsuanceDekho and their team for helping out in picking the best insurer. After claims with no issues, I'm sure I will keep buying policies from Digit Only.

    P
    By Priyanshu Deshmukh
    On: June 28, 2024
  • Quality centric service

    I'm a critical thinker and I always scrutinise my decisions. In all honesty, I was very conscious about sending my car to a cashless garage. Somehow due to the very experienced and quality-centric customer service, I chose to get my car towed to a cashless garage. I must say I am very impressed with their work and I will be much more relaxed regarding that in future. Thanks to InsuranceDekho for finding Digit, a trustworthy quality quality-focused insurer.

    A
    By Anshika Chawla
    On: June 27, 2024
  • Loss of Personal Belonging Cov...

    My laptop was stolen from my car and the window was broken while the car was in parking. I ran to the police and was weeping about my loss as I knew the chances of getting it back are very low. Thanks to Digit loss of personal belonging add-on with the comprehensive car insurance which covered my laptop and I recieved my claim along with the window getting replaced. Shout out to InsuranceDekho for suggesting Digit car insurance with the necessary add-on that made the experience less horrible.

    S
    By Shrishti Damodar
    On: June 25, 2024
  • Broken window

    Some kids broke the window of my car while playing cricket. I intimated the claim and the process was very easy and did not take much time and my window was repaired in no time. I remember taking assistance from InsuranceDekho while choosing Digit for my car insurance.

    J
    By Jaideep Singh
    On: June 24, 2024
  • Cashless Settlement

    I'm super happy with Digit car insurance, the claim settlement process is very smooth, especially the cashless approach. I didn’t have to pay anything at the garage and my car got repaired and they even washed it. Delighted, thanks to InsuranceDekho for the support in selecting the best policy

    A
    By Azazil Haider
    On: June 20, 2024
  • Amazing user interface

    InsuranceDekho provided me with various options on insurance policies to choose my deal from. I chose GoDogit and I am thankful for it. One of the coolest thing about Digit is the mobile App UI which makes the operations very easy for the user to use. I had to make some changes to my policy document and I could do it without any guidance on how to use the app.

    M
    By Madhav Shankar
    On: June 17, 2024
  • Easy NCB Transfer

    Switching to Digit car insurance is a good move. I did and I dont regret. My NCB was transferred easily and my premium sounds very justified. Thanks to InsuranceDekho for giving me a wider perspective.

    S
    By Shreya Girotra
    On: June 13, 2024

414 Digit Cashless Garages in India

Digit Car Insurance Add-On Cover FAQs

  • What type of add-on covers are provided by Digit car insurance plans?

    Digit car insurance plans are available with different add-on covers which comprise consumable cover, zero depreciation cover, breakdown assistance cover, return to invoice cover, engine and gearbox protection, car tyre protection cover, and daily conveyance benefit.

  • When can I opt for the add-on covers to include in my car insurance policy?

    You can purchase an add-on cover either during the time of car insurance policy purchase or renewal of your car insurance policy.

  • Is it mandatory to buy the add-on covers for the car insurance policy?

    No, it is not compulsory to purchase an add-on cover and to include it in your car insurance policy. It is designed to increase the coverage of your insurance plan, hence, if you feel that your insurance plan’s coverage is less, then only you should choose an add-on cover.

  • Do I need to pay more to include an add-on cover in my insurance plan?

    Yes, you will have to pay for an additional premium cost, in addition to the premium for your base plan coverage, to buy and avail an add-on insurance cover.

  • Is there any limit to include add-on covers in the car insurance policy?

    No, there is no limit specified to add add-on covers in the car insurance policy and you can opt for as many add-on covers as you wish.

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