Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Benefits of Purchasing of Digit Comprehensive Car Insurance Policy

Published On Nov 01, 2021, Updated On Nov 02, 2021

If you want to drive your car legally on roads you should purchase car insurance for your financial safety. Read this article to know the benefits of purchasing a Digit Comprehensive Car Insurance policy.

A comprehensive car insurance coverage is an insurance policy that offers protection and indemnity against third-party liabilities as well as damage to the covered vehicle. In addition to third-party liabilities, the Digit comprehensive car insurance policy covers the insured vehicle for damage/loss experienced in any road accident, natural or man-made catastrophe, theft, or any other misfortune.

Digit General Insurance is a top-rated insurer that provides a comprehensive car insurance policy with a wide range of coverage options and the opportunity to acquire different add-on covers to supplement the insurance coverage.

Benefits of Purchasing of Digit Comprehensive Car Insurance Policy

Benefits of Purchasing of Digit Comprehensive Car Insurance Policy

Digit provides 2 kinds of Insurance plans:

Comprehensive Car Insurance

Digit comprehensive car insurance protects your car not only against third-party liability but also from damage caused by the covered vehicle itself. According to the court's judgment, it pays third-party property damage up to a maximum of Rs.7.5 lakh and third-party bodily injuries/death. Digit's comprehensive car insurance coverage includes a variety of add-on covers that give additional advantages while also protecting you from paying a higher price.

Because of the broader coverage, the cost of a Digit comprehensive car policy is more than a third-party plan.

Third-Party Car Insurance

Only third-party liabilities are covered by Digit third-party car insurance. It would give limited compensation in the event of a third-party bodily injury/death and property damage of up to Rs.7.5 lakh. The third-party insurance policy does not have any add-on coverage. Due to its restricted coverage, a Digit third-party policy is less expensive than a comprehensive policy.

Exclusions of Digit Car Insurance

The following things are not covered by a Digit comprehensive car insurance policy:

  • Normal wear and tear. 
  • Driving without a legal driver's license. 
  • Breakdown due to mechanical or electrical failure.
  • Damages incurred as a result of contractual obligations.
  • Damage incurred as a result of a war, a nuclear threat, or any other similar circumstance.
  • If you are driving while under the influence of alcohol or intoxicating substances, you will be fined.

Benefits of Digit Comprehensive Car Insurance 

  • Personal accident coverage of up to Rs. 15 lakh is available.
  • Customer service is available 24 hours a day, 7 days a week (even on National holidays).
  • It is also possible to customize the Insured Declared Value according to your preferences.
  • Over 1,000 network garages are available to help with cashless claim settlements.
  • If you choose Digit-affiliated workshops, you will receive door-to-door pickup and drop-off, as well as a 6-month repair warranty.
  • The claim settlement procedure is really quick. 

Take Away

You can customize your Digit car insurance coverage to meet your specific needs. Third-party car insurance only covers third-party legal responsibilities such as third-party physical injury, property damage, and accidental death. As a result, you should consider obtaining a Digit comprehensive car insurance plan that covers both your vehicle and third-party damage. You can purchase Digit car insurance online from the comfort of your own home.

Also Read: 

What Happens to Car Insurance Cost as Cars Get Older?

Ways to Reduce Your Car Insurance Renewal Cost

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

People Also Read