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Cholamandalam Comprehensive Car Insurance Policy

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Highlights
    CASHLESS GARAGES4,636
    CLAIMS SETTLED96%
    COMPREHENSIVE CLAIMSUNLIMITED

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    Cholamandalam Comprehensive Car Insurance

    A comprehensive car insurance policy is a complete insurance cover which insures your car against own damage as well as third party liabilities. The comprehensive car insurance policy offered by Cholamandalam is known as Private Car Package policy and provides protection against a wide range of expenses arising out of an accident or any other mishap involving your car.

    The Cholamadalam package policy also offers several add-on covers for enhanced protection of your car. There are a total of 25 add-ons that the company offers with its comprehensive car insurance policy.

    Cholamandalam Comprehensive Policy Vs Third Party Cover

    Basis

    Comprehensive Policy

    Third Party Cover

    Extent of Cover

    A comprehensive policy offered by Cholamandalam covers damages for the insured car and all third party liabilities, including up to Rs 7.5 lakh compensation for third party property damage.

    Third Party cover only offers compensation for injury/death of a third party and a maximum of Rs 7.5 lakh reimbursement for third party property damage.

    Add-on Covers

    Add-ons such as Zero Depreciation Cover, Consumables Cover, etc are available with a comprehensive policy.

    No add-on covers are available with a third party liability cover.

    Assistance Services

    Roadside assistance services such as emergency fuel delivery, towing service are available on an optional basis.

    No assistance services are available with third party liability-only cover.

    Cholamandalam Comprehensive Car Insurance Policy Coverage

    • Compensation for injury/death of any third party.
    • Up to Rs 7.5 lakh compensation for third party property damage.
    • Cover for damages of the insured car.
    • Bodily injury of the policyholder (if opted for a personal accident cover).
    • Optional personal accident cover of up to Rs. 2 lakh for co-passengers.
    • Assistance for roadside emergencies (if opted for).

    Cholamandalam Comprehensive Car Insurance Benefits

    • Insurance for all third party liabilities.
    • Insurance for own damages incurred by the insured vehicle.
    • Optional ‘Fixed Daily Allowance’ option when the damaged car is out for repairs.
    • Add-on cover for loss of key, RC and license.
    • Free towing service of up to Rs 1,500.
    • Availability of roadside assistance services round the clock.
    • Availability of a range of add-on covers.

    Must Read Articles before buying Cholamandalam Car Insurance

    Cholamandalam Car Insurance User Reviews

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    What users are saying
    • All
    • Comprehensive
    • Most Helpful
    • Zero Depreciation
    • Third Party
    • Own Damage
    • Renewal
    • Cashless Garages
    • Price
    • Premium
    • Policy Download
    • Customer Care
    • Claim
    • Add On
    • Sensible Choice for Legal Prot...

      Third-party car insurance from InsuranceDekho is a sensible choice for legal protection. The Chola MS Car In...

      S
      By Samisha Boudh
      On: November 8, 2023
    • Economical Premiums

      I found that the premiums for the zero-depreciation Chola MS Car Insurance Policy from InsuranceDekho are ec...

      D
      By Dheraj Mangla
      On: November 7, 2023
    • Ease of Use

      The premium calculator from InsuranceDekho is incredibly easy to use. It's designed with the customer in min...

      N
      By Neel Pawani
      On: October 18, 2023
    • Comprehensive Protection

      Opting for zero-depreciation claim for the Chola MS Car Insurance Policy with InsuranceDekho provides me wit...

      S
      By Sakshi Chand
      On: October 16, 2023
    • Responsive Customer Support fo...

      I recently bought the Chola MS Car Insurance Policy for my Maruti car. And I must say that the customer supp...

      K
      By Kenisha Saraf
      On: October 11, 2023
    • A Trustworthy Partner

      In summary, InsuranceDekho has proven to be a trustworthy partner when it comes to claim the Chola MS Car In...

      N
      By Nikita Sethi
      On: October 3, 2023
    • Customized Premiums

      I appreciated InsuranceDekho's premium calculator for allowing me to customize my coverage for the Chola MS ...

      V
      By Vikram Thakur
      On: September 27, 2023
    • Peace of Mind with Zero Dep In...

      I opted for a Zero Dep Chola MS Car Insurance Policy through InsuranceDekho, and it's been a game-changer. W...

      P
      By Priyal Randhawa
      On: September 25, 2023
    • Prompt Settlement at Cashless ...

      I recently had my Audi car repaired at one of InsuranceDekho's cashless garages, and the settlement process ...

      By Pihu Balani
      On: September 20, 2023
    • Comprehensive Coverage for a W...

      InsuranceDekho's comprehensive coverage protects my Nissan car against a wide range of risks, from accidents...

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      By Mili Dhingra
      On: September 15, 2023

    Cholamandalam Comprehensive Car Insurance FAQs

    What does the roadside assistance cover offers?

    The roadside assistance is a 24*7 service offered to the policyholders by Cholamandalam in event of breakdown of the car. The service includes fuel delivery, battery top-up, car breakdown assistance such as fixing a flat tyre and on-site repair as well. To note, that it is offered as an add-on cover and hence, it is chargeable.

    How much daily allowance would I get if my car is out for repairs?

    Cholamandalam will provide your Rs. 500 or Rs. 1,000 (depending upon the additional premium) to meet commute expenses in case your car is out for repairs.

    Is there any personal accident cover for co-passengers?

    Yes, there is an optional personal accident cover of Rs 2 lakh for co-passengers offered by Cholamandalam.

    What is NCB?

    No Claim Bonus (NCB) is a discount offered on the premiums for claim-free policy tenures. The discount starts at 20% and can go up to 50% for a maximum of 5 claim-free years.

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 45 Lac happy customers
    • Claim Support available all 7 days of the week

    Car Insurance News

    Cholamandalam Car insurance starting from ₹ 2094/year*
    or
    Cholamandalam Car insurance starting from ₹ 2094/year*
    or
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.