Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Car insurance starting from Rs. 2072/year*
  • Save upto 75%*
    Lowest Car Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 1000cc four-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Bharti AXA Third Party Car Insurance

377 reviews Rate This
Highlights
    Network Garages5,200+
    Claim Settlement Ratio87.99%
    Emergency AssistanceAvailable 24/7
    Policies Issued2 crore+
    AccreditationDual ISO Certification
    Presence135+ branches

    Bharti AXA Car Insurance Third Party

    Third-party insurance is compulsory for all vehicle owners in India as per the Motor Vehicles Act. It is a statutory policy, which covers the policyholder against the legal liability for injury/death of third party and damage to the third party property. However, it does not cover the injury/death of policyholders and damage incurred to vehicle. As per Section 145(g), ‘third party’ includes everyone from a person in any other vehicle to the one walking on the streets. Apart from general compensation, Bharti AXA third-party insurance plan also covers expenses incurred while availing lawyer’s aid. The claim amount depends on the damages caused to third-party, which can be 100% in case of death or total disability of the person.

    To be more specific, policyholder is the first party, insurance company is second party and the injured person is third party. In case of claim settlement, generally, money is directly paid to the third party without involving policyholder.

    Bharti AXA Third Party Car Insurance vs Comprehensive Car Insurance

    Basis

    Third Party Car Insurance Plan

    Comprehensive Car Insurance Plan

    Coverage

    It covers the financial and legal liabilities arising towards a third party only.

    It provides coverage for the damage caused to not only the third party but also to the insured’s car.

    Nature of Requirement

    As per Indian Motor Tariff, it is mandatory for every car owner to have at least a third party insurance.

    A comprehensive insurance policy is optional and not mandatory. Purchasing or not purchasing it depends on the owner’s preference.

    Add-ons Availability

    A third party car insurance does not offer any add-ons.

    You can avail a variety of add-on covers along with a comprehensive insurance policy.

    Cost

    The premium for a third party insurance is relatively low.

    The premium for comprehensive car insurance is relatively high due to extensive coverage.

    What All Is Covered Under Bharti AXA Third Party Car Insurance Plan?

    Bharti AXA Third Party car insurance plan covers the following liabilities towards a the third party:

    • The plan provides coverage for death/bodily injuries incurred by a third party due to any mishap involving the insured’s car. The amount of compensation in such cases is decided by a court of law.
    • The plan also provides coverage for property damage incurred by a third party to an extent of Rs. 1 lakh.

    What All Is Not Covered Under Bharti AXA Third Party Car Insurance Plan?

    The third party insurance policy offers coverage for limited situations only. Below are a few points which are not covered under the third party car insurance plan:

    • No optional personal accident cover is available
    • No cover is given for damages incurred by the insured’s car
    • No compensation provided for injuries suffered by policyholders.

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    20062019
    Have you made a claim in the previous year?

    Bharti AXA Third Party Car Insurance Claim Process

    It's 5 step simple process,Hassle FREE
    • 1

      Intimate the insurer

      Inform company about the accident along with other details like registration number of other vehicle (if involved) and details of witnesses (if any).
    • 2

      Confirmation of claim settlement process

      You will receive a claim number, followed by intimation of a representative from the company explaining you further process.
    • 3

      Medical attention

      Immediately seek for medical attention to the nearest hospital and offer the necessary medical assistance to the person injured in the accident.
    • 4

      Lodge FIR

      File an FIR at local police station in case of any third party injury/death.
    • 5

      Claim settlement

      You need to submit relevant documents, after which, the payment will be made by the company directly to the third-party.

    Must Read Articles before buying Bharti Axa Car Insurance

    Bharti AXA Car Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • Add On
    • Budget-friendly plans

      I wanted to buy a budget-friendly plan for my Toyota Camy which could fit my pocket well. I visited the Insu...

      Read More
      N
      By Nimesh Kumar
      On: May 20, 2022
    • Reminder feature

      The InsuranceDekho website has a reminder feature that works wonders. I recently bought the Bharti AXA car i...

      Read More
      U
      By Umang Kapri
      On: May 13, 2022
    • Availability of add-on covers

      Along with a good amount of plans, the InsuranceDekho website also has a list of Add-on covers with them. Wh...

      Read More
      V
      By Vinod Kumar
      On: May 9, 2022
    • Top insurance companies listed

      The InsuranceDekho website has a list of all top car insurance plans. Out of all those, I chose the Bharti A...

      Read More
      V
      By Vishal Gupta
      On: May 2, 2022
    • User-friendly insurance portal

      I visited InsuranceDekho’s website for the first time and I was impressed by the organized website. The webs...

      Read More
      A
      By Ashu grover
      On: April 27, 2022
    • Reminder feature

      The InsuranceDekho website has a reminder feature that works wonders. I recently bought the Bharti AXA car i...

      Read More
      U
      By Umang Kapri
      On: April 20, 2022
    • Variety of plans

      There are a lot of plans available on the InsuranceDekho website. I recently visited their website and bough...

      Read More
      M
      By Mohit Bisht
      On: March 30, 2022
    • User-friendly insurance portal

      I visited InsuranceDekho’s website for the first time and I was impressed by the organized website. The webs...

      Read More
      V
      By Vinay Goyal
      On: March 21, 2022
    • Budget-friendly plans

      I wanted to buy a budget-friendly plan for my Toyota Camy which could fit my pocket well. I visited the Insu...

      Read More
      N
      By Nimesh Kumar
      On: March 11, 2022
    • Wide range of plans

      There are a lot of plans available on the InsuranceDekho website. I recently visited their website and bough...

      Read More
      A
      By Aditya Gautam
      On: March 9, 2022

    618 Bharti Axa Cashless Garages in India

    Bharti AXA Third Party Car Insurance FAQs

    • Is it compulsory to purchase a third party liability insurance policy?

      Yes, it is compulsory to insure your vehicle against third party liabilities, as per the Motor Vehicles Act.

    • What if my insurance policy expires?

      Ideally, we would suggest you to renew your car Insurance policy before expiry so that there is continuity in your coverage. However, in case your policy has expired, don’t worry. Just visit www.insurancedekho.com and you can purchase a new policy within 5 minutes.

    • What if I lost my car policy documents?

      In case you lost your Bharti AXA car insurance policy documents you can request a duplicate copy of the same. You can either visit their office and get a duplicate insurance policy or you can ask them to email you the same and take a printout of your policy.

    • How can I renew my car policy?

      You can easily renew your car policy from company’s website or can contact the customer support team. Alternatively, you can also pay a visit to the nearest branch of the company, where you will be guided throughout.

    • What should I do after an accident?

      You should immediately inform the company and file an FIR at the nearest police station. Informing company will initiate claim settlement process. Final claim amount will be paid to third party.

    must dotmust graphics

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 45 Lac happy customers
    • Claim Support available all 7 days of the week

    Bharti AXA Car Insurance Contact Details

    For any assistance or query, call us on:

    Car Insurance News

    • Latest
    • Popular
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.