Liberty Add-Ons

Liberty Car Insurance

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Highlights
  • ​More than 3,500 network workshops offering cashless claim settlement​
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  • Impressive 95% claim settlement ratio
  • Presence in more than 20 Indian cities
  • Hassle-free policy issuance and instant claim settlement

Liberty Car Insurance Add on Covers

Add-on covers are additional policy covers offered by Liberty General Insurance along with the standard comprehensive car insurance policy. They offer extra or enhanced protection for your car against an extra premium. Liberty General Insurance provides a range of such covers so that the insured can customise his policy as per own preference.

Liberty - 9 Important Add-on Covers For Your Car Insurance Policy

1. Depreciation Cover

Depreciation, as known to us, reduces the value of a vehicle over time. This equally affects the claim amount, in which, the insurer factors the cost of depreciation of the replaced parts from the sanctioned sum. A depreciation cover from Liberty General Insurance wavies off the liability of bearing depreciation cost from the claim amount.

2. Consumables Cover

This add-on covers consumable elements such as grease, lubricants clip, air conditioner’s gas, bearings, engine oil, oil filter, fuel filter, break oil, nut and bolt, screw, washers, etc, which are not covered in the standard policy.

3. GAP Value Cover

Having this add-on cover with the standard insurance policy will allow the policyholder to get the complete invoice price of the vehicle in an event of theft, Total Loss or Constructive Total Loss. It also covers the Road Tax and first time registration charges against an additional premium.

4. Roadside Assistance Cover

This add-on cover secures assistance services in an event of the breakdown of the insured vehicle. The services include towing to the nearest garage, on-site repair services, assistance in case of loss of keys, changing flat tyres, fuel delivery, etc.

5. Passenger Assistance Cover

It is bundled cover which includes Hospital Allowance, Medical Expenses and Medical Transport Assistance to the policyholder after an accident.

6. Key Loss Cover

This add-on cover makes the insurance company liable to compensate the policyholder for the loss of keys.

7. Engine Safe Cover

This cover allows the policyholder to get indemnifies against expenses for mechanical/electrical breakdown of the engine due to an oil spill or water ingression.

8. Loss of Personal Belongings

This add-on cover makes the company liable to compensate the policyholder for the loss of personal belongings such as the articles or other items of personal nature which are likely to be used, carried or worn.

9. Daily Allowance

Liberty General Insurance will pay a daily allowance to the policyholder when the car is lost or is out for repairs. The amount of allowance depends on the premium paid and it will continue for 10 days in case of partial damage and 20 days in case of Total Loss or theft.

Liberty Car Insurance User Reviews

130 reviews Write a Review
  • Excellent policy

    My Liberty car insurance policy that I purchased from InsuranceDekho for my Volkswagen Vento car is an excellent product. I like the several benefits...

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    D
    Divay Gulati
    On: July 9, 2020 | Views
  • Quick and transparent buying process

    I really want to thank the team at InsuranceDekho who helped me buy Liberty General car insurance policy for my Chevrolet Aveo car in just a few minut...

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    P
    Parth Singhal
    On: July 8, 2020 | Views
  • Liked my policy

    I recently bought Liberty General car insurance policy for my Honda Amaze car. The policy is affordable yet high on benefits. There are several cashle...

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    R
    Rahul Makhija
    On: July 8, 2020 | Views
  • Affordable policy

    My Liberty General car insurance policy is really affordable. I bought it for my Honda Jazz car. I thank the team at InsuranceDekho for suggesting thi...

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    K
    Kriti Rathi
    On: July 6, 2020 | Views
  • Many benefits under my policy

    I recently purchased Liberty General car insurance policy for a Honda Accord car. The policy offers me several benefits and was easy to buy online fro...

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    S
    Sidharth Uppal
    On: July 2, 2020 | Views

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