Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeCar InsuranceCompaniesLibertyZero Depreciation
  • CASHLESS GARAGES 5,000+
  • CLAIMS SETTLED 98%
  • ZERO DEP. CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Towing Assistance (Till 50 kms)
  • Right Green Tick Minimal Documentation
  • Right Green Tick 24x7 Assistance
  • Right Green Tick Quick Claim Settlement

Calculate Your Car Insurance Price Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai

When did you buy your car?

Disclaimer: Actual Premium might vary basis your location, age and number of members

Liberty Zero Depreciation Add-on

Like all other commodities your car is also subject to depreciation. Depreciation does not only lowers down your car’s market value but also affects the amount which you receive at the time of claim settlement. In the absence of this add-on in your comprehensive policy, the insurer is not liable to bear the cost of depreciation for the replaced parts of your car. This results in lower claim amounts during the claim settlement.

The Liberty zero depreciation add-on cover allows the policyholder to get full claim amount without the subtraction of any depreciation cost from it.

Benefits Of Liberty Zero Depreciation Add-on Cover

  • Higher Claim Amounts: The zero depreciation add-on cover bundled with the standard comprehensive car insurance policy allows the policyholder to enjoy higher claim amounts. The cover makes the insurer liable to bear the cost of depreciation and not the policyholder.
  • Multiple Claims: Liberty General Insurance allows you to file up to 2 claims with a zero depreciation cover during the policy tenure.

Depreciation Rate Applicable on Car With And Without Zero Depreciation Add-on

Age of Car

Rate of Depreciation Without Zero Depreciation

Rate of Depreciation With Zero Depreciation

Under 6 months

Nil

0%

6 months to 1 year

5%

0%

1-2 years

10%

0%

2-3 years

15%

0%

3-4 years

25%

0%

4-5 years

35%

0%

5-10 years

40%

0%

Above 10 years

50%

0%

Disclaimer:
Battery / Plastic / Nylon / Rubber parts -> 50% covered; Fiberglass -> 70% covered, Wooden & Metallic parts -> Depreciated basis age of vehicle (normal)

Factors Affecting Liberty Zero Depreciation Cover

Liberty Zero Depreciation Add-on Cover comes with multiple benefits which are affected by the following factors:

  • A maximum of 2 claims is admissible in a policy period.
  • It is not applicable for theft, CTL and TL of the insured vehicle.
  • The damaged vehicle must be repaired at the company authorised workshop.

Explore Liberty Car Insurance

Must Read Articles before buying Liberty Car Insurance

Liberty Car Insurance User Reviews

4.8
Rating based on
439 User reviews
Write your review
What users are saying
  • All
  • Zero Depreciation
  • Most Helpful
  • Comprehensive
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Knowledgeable Advisors

    The advisors at InsuranceDekho are knowledgeable and provided me with valuable insights during the renewal process of the Liberty Car Insurance Policy. It was reassuring to know I was making informed decisions for my Mercedes-Benz.

    Read More

    S
    By Sarah Negi
    On: November 22, 2023
  • Helps You Stay Within Budget

    With the premium calculator, I could easily adjust my coverage for the Liberty Car Insurance Policy and options to stay within my budget. It's a fantastic way to get the protection I need for my Chevrolet car without overspending.

    Read More

    A
    By Asmita Khambre
    On: November 16, 2023
  • Quick and Hassle-Free Premium ...

    I was looking for a good car insurance policy for my Chevrolet car. The premium calculator on InsuranceDekho is a game-changer. It's fast, efficient, and hassle-free. I appreciate being able to get a quick estimate of the Liberty Car Insurance Policy without going through lengthy forms and phone calls.

    Read More

    J
    By Jitender Kumar
    On: November 8, 2023
  • Support for Car Owners

    InsuranceDekho's cashless garage support with the Liberty Car Insurance Policy is comprehensive. They cover everything from minor repairs to major overhauls for my Toyota car, catering to all my needs.

    Read More

    By Pankaj Rana
    On: October 18, 2023
  • No Hidden Costs

    I appreciate that there are no hidden costs or surprises with InsuranceDekho's Zero Dep insurance for my Hyundai car. With the Liberty Car Insurance Policy, what you see is what you get, and that level of transparency is commendable.

    Read More

    V
    By Viaks Shankar
    On: October 3, 2023
  • Staying Loyal for Cashless Ben...

    I'm a loyal customer of InsuranceDekho because of their excellent cashless garage benefits. It's a significant reason why I renew my Liberty Car Insurance Policy for my BMW with them.

    Read More

    S
    By Sanya Bisht
    On: September 27, 2023
  • Effortless Claims Resolution

    InsuranceDekho made claims resolution effortless. Their team handled everything efficiently for my Liberty Car Insurance Policy claim that I filed for my Renault car, making it a stress-free experience.

    Read More

    By Madhurima Khurrana
    On: September 20, 2023
  • Total Peace of Mind with Own D...

    Recently I bought the Liberty Car Insurance Policy and with that InsuranceDekho's own damage coverage gives me total peace of mind. I know my Skoda car is protected against a wide range of risks.

    Read More

    V
    By Vinod Kamath
    On: September 15, 2023
  • Simplified Premium Calculation...

    I found InsuranceDekho's premium calculator to be a simplified way to calculate insurance costs for the Liberty Car Insurance Policy that I purchased for my Chevrolet car. It's a must-use for anyone purchasing insurance.

    Read More

    P
    By Prachi Yadav
    On: September 13, 2023
  • Value for Money Protection

    I believe InsuranceDekho's zero depreciation policy provides excellent value for money. The Liberty Car Insurance Policy with the zero dep ensures my MG car retains its value on the road and in my wallet.

    Read More

    By Maya Anand
    On: September 11, 2023
  • Legal and Responsible Driving

    With a Third-Party Car Policy, I can practice legal and responsible driving. InsuranceDekho's Liberty Car Insurance Policy ensures that my Renault car is covered against third-party risks, promoting responsible road behavior.

    Read More

    S
    By Sahil Khan
    On: September 7, 2023
  • Prompt Renewal Assistance

    2 years ago I purchased the Liberty Car Insurance Policy for my MG car. InsuranceDekho's support team was prompt and helpful whenever I needed assistance during renewal. Their guidance made the process smoother.

    Read More

    R
    By Rajan Negi
    On: September 4, 2023
  • Accurate and Fair Damage Asses...

    InsuranceDekho's damage assessment process was accurate and fair. I didn't face any issues with the claim settlement of my Liberty Car Insurance Policy for my Ford car.

    Read More

    B
    By Bilal Vohra
    On: August 28, 2023
  • Seamless Integration with the ...

    InsuranceDekho's premium calculator is seamlessly integrated with the insurance buying process. It made the entire journey from quote to purchase the Liberty Car Insurance Policy for my MG car hassle-free.

    Read More

    By Leila Banarjee
    On: August 24, 2023
  • Saves Money in the Long Run

    Choosing InsuranceDekho's zero depreciation policy saved me money in the long run. I didn't have to worry about depreciation-related expenses. The Liberty Car Insurance Policy proved to be the best for my Mahindra car.

    Read More

    C
    By Chirag Kansal
    On: August 22, 2023
  • Peace of Mind with Own Damage ...

    Having my own damage insurance from InsuranceDekho’s Liberty Car Insurance Policy gives me peace of mind, knowing that my Mercedes-Benz is protected against various risks on the road.

    Read More

    A
    By Abhinav Jain
    On: August 16, 2023
  • Competitive Premium Rates on R...

    I was pleasantly surprised by the competitive premium rates offered by InsuranceDekho on the renewal of the Liberty Car Insurance Policy for my Chevrolet car. It made sticking with them an easy decision.

    Read More

    By Harmeek Kaur
    On: August 11, 2023
  • Peace of Mind During Emergenci...

    Having access to Liberty Car Insurance Policy’s cashless garages from InsuranceDekho gave me peace of mind during an unfortunate roadside breakdown. I was able to get my Audi car towed to a nearby garage and have it repaired without any financial worries.

    Read More

    A
    By Aviral Das
    On: August 9, 2023
  • Luxury Car Owners Rejoice!

    As a luxury car owner, I couldn't be happier with the Liberty Car Insurance Policy’s zero depreciation coverage from InsuranceDekho. It's tailored for high-value vehicles, ensuring I receive the best protection for my Mercedes car without worrying about depreciation.

    Read More

    A
    By Aakrit Batra
    On: August 7, 2023
  • Seamless Online Renewal Proces...

    InsuranceDekho's Liberty Car Insurance Policy renewal process was seamless. I could renew my policy online within minutes without any hassle. Their user-friendly interface made it a breeze, and I'll definitely use it again next year for my Lamborghini.

    Read More

    A
    By Arun Grover
    On: August 3, 2023
  • Zero Depreciation - A Wise Inv...

    Choosing InsuranceDekho's zero depreciation cover for my Liberty Car Insurance Policy was a wise investment. It not only saved me money on repairs for my Honda car but also gave me peace of mind knowing that my car was fully protected.

    Read More

    P
    By Puja Sharma
    On: July 28, 2023
  • Affordable Premiums Third Part...

    InsuranceDekho offers affordable premiums for their third-party car insurance coverage. I am pleased with the comprehensive coverage options that came with the Liberty Car Insurance Policy for my Mahindra car, ensuring that I am protected against any unforeseen events on the road.

    Read More

    V
    By Vikas Kumar
    On: July 24, 2023
  • Convenient Premium Comparison

    The premium calculator offered by InsuranceDekho makes it convenient to compare premiums across different insurers. It eliminates the need to visit multiple websites or contact various agents. I can quickly compare premiums and coverage options in one place and immediately bought the Liberty Car Insurance Policy for my Renault car.

    Read More

    T
    By Tanu Srivastava
    On: July 20, 2023
  • Smooth Coordination during a c...

    When I asked for a claim for my Kia car, InsuranceDekho seamlessly coordinated with me as I had the Liberty Car Insurance Policy from them. They ensured that the claim was done promptly and kept me updated throughout the process. I appreciate their efforts in making the claim process smooth.

    Read More

    By Radhya Garg
    On: July 18, 2023
  • Accidental Covered with compre...

    When my Chevrolet car had an accident, InsuranceDekho's comprehensive coverage took care of the damages to my vehicle. The process under the Liberty Car Insurance Policy was smooth, and the repairs were done professionally.

    Read More

    K
    By Kyra Sharma
    On: July 14, 2023
  • Reliable Third-Party Coverage

    The third-party car insurance that I added to my Liberty Car Insurance Policy for my Nissan car from InsuranceDekho provided reliable coverage for any damages or injuries caused to third parties in an accident. It ensured financial protection and peace of mind.

    Read More

    By Dinesh Garg
    On: July 12, 2023
  • Transparent Cost Breakdown

    The premium calculator provided a transparent breakdown of the costs involved in the Liberty Car Insurance Policy’s coverage for my Volvo. It helped me understand how factors such as deductibles, add-ons, and discounts affected the premium amount.

    Read More

    H
    By Hardik Bohra
    On: July 10, 2023
  • Seamless Cashless Claims Exper...

    InsuranceDekho's cashless garages provide a seamless claims experience. I had an accident, and the entire repair process was hassle-free. Because of the Liberty Car Insurance Policy that I purchased for my BMW, the garage directly coordinated with the insurance company for cashless settlement, saving me time and effort.

    Read More

    M
    By Manoj Tyagi
    On: July 6, 2023
  • Fair Assessment and Quick Sett...

    When I had to make my own damage claim, InsurancdeDekho's assessment of the damages was fair and accurate. They thoroughly inspected my BMW and promptly provided an estimate for the repairs. The settlement process with the Liberty Car Insurance Policy was smooth, and the repair costs were quickly reimbursed. I appreciate their efficiency and fair assessment during the claim settlement.

    Read More

    S
    By Saransh Yadav
    On: July 4, 2023
  • Smooth and Convenient Car Insu...

    I recently renewed my Liberty Car Insurance Policy for my BMW, and I am delighted to share my positive experience with the renewal process. The entire process at was smooth, convenient, and hassle-free, and I couldn't be happier with the service provided by InsuranceDekho.

    Read More

    V
    By Vikram Ahuja
    On: June 30, 2023
Liberty Reviews

473 Liberty Cashless Garages in India

Liberty Cashless Garages

Liberty Zero Depreciation Cover FAQs

  • What does it mean that only 2 claims are admissible under the zero depreciation policy?

    This means that a policyholder will get the benefits of depreciation cover up to 2 times during the policy tenure. The third and subsequent claims will be entertained as per the policy but the policyholder will have to bear the cost of depreciation in them.

  • Can I choose the claim in which I want to avail the zero depreciation cover benefits?

    Yes, the policyholder can decide in which claims he/she wants to bear the cost of depreciation of the replaced parts or not for a particular claim.

  • What is the premium of the zero depreciation add-on cover?

    There is no fixed premium for the zero depreciation add as the premium amount depends on factors such as Insured Declared Value (IDV) of your vehicle, its age, model, etc.

  • Should I buy a zero depreciation cover if I do not own a luxury car?

    Yes, You can include the zero depreciation add-on cover to your policy even if you don’t own a luxury car for the maximum protection. It will help you to get the parts of your car repaired or replaced without costing you any money.

  • Who should opt for the Zero Depreciation cover?

    Everyone should opt for Zero Depreciation cover to get the maximum claim amount. However, it is best suited for the following people:

    • New car owners
    • Inexperienced car drivers
    • Luxury car owners
    • Owners living in the accident-prone zones.
FAQ
must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

Liberty Car Insurance Contact Details

For any assistance or query, call us on:

Car Insurance News

News
Car Insurance in 60 Seconds
  • Car No.Bike Policy Steps
  • Select Plan Bike Policy Steps
  • Policy Issued
Liberty Car insurance starting from ₹ 2414/year*
Proceed without car numberI have a brand new car

Partner Car Insurance Companies

Car Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Calculate your Car IDV

You may also be interested in

    Zero Depreciation Car Insurance

    Related News

    Car Insurance News

    Become Motor Insurance Agent

      Car Insurance in 60 Seconds
      • Car No.Bike Policy Steps
      • Select Plan Bike Policy Steps
      • Policy Issued
      Liberty Car insurance starting from ₹ 2414/year*
      Proceed without car numberI have a brand new car

      Car Insurance starting from
      ₹6/day*

      I agree to *terms & conditions  and privacy policy.
      Don’t know your car number? Click here
      close
      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.