National Car Insurance Add on Covers
National General Insurance offers a diverse range of add-on covers that increases the coverage of your Private Car Package Policy and Standalone Own-Damage Private Car Policy. Besides expanding the policy cover it also enhances your claim amount. By paying a little extra premium you can avail these add-ons and enhance the protection for your car.
- Save upto 75%*Lowest Car Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
National - 6 Important Add-on Covers For Your Car Insurance Policy
1. Zero Depreciation Cover
Depreciation lessens the value of your car, which ultimately reduces your coverage amount. However, with this zero depreciation add-on cover, you can get compensation for your default depreciation amount applied on all the parts of your car, other than tyre, tube and battery, where only 50% depreciation is exempted. This cover can get you an enhanced claim amount, but applicable only for cars up to 5 years of age.
2. Roadside Assistance Cover
The roadside assistance is an add-on cover that extends your policy coverage to support you in case your car breaks down or experiences any technical glitch anytime, anywhere It makes you get assistance from your insurer in several ways such as fuel delivery, towing service, battery jump-start assistance, and so on. You can prevent yourself from emergency discomfort by getting this add-on.
3. Consumables Cover
This consumable add-on cover helps you get compensation from your insurance provider for the amount of repair or replacement incurred due to damages sustained by the consumable parts of your car such as engine oil, nuts and bolts, screw, grease, etc. These types of coverage are generally not covered under the standard own-damage or comprehensive car insurance policy.
4. Return to Invoice Cover
With this Return to invoice add-on cover, if your car gets stolen or lost, then you will be entitled to receive original invoice value of your car which comprise registration charges and road tax of your car instead of only insured declared value (IDV), which is the present market value of your car after applying default depreciation with time. In simple terms, this cover compensates for the amount which comes as a difference between your car’s claim amount and its original purchase price, in case of a total loss.
5. Engine Cover
This is an add-on cover that offers compensation against the repair expenses incurred due to the damages suffered by the engine of your car or its gearbox parts or differential parts. With this add-on, you can cover any damage, which emerges due to entering of water in the engine, lubricating oil leakage, etc., which has the potential to even damage the engine.
6. No Claim Bonus (NCB) Cover
No Claim Bonus (NCB) is a reward in terms of discount, which you can gain by not making any claim in a policy term. This discount is accumulated with every claim-free year and is applied to the premium of your own-damage cover. However, you lose this NCB if you make even a single claim. To retain this NCB cover, you can buy a No Claim Bonus (NCB) add-on cover with the payment of an additional premium amount. This will make your NCB unaffected and continue to benefit you even after making a claim in the policy term.
Calculate Your Car Insurance
Explore National Car Insurance
National Car Insurance User Reviews
- Most Helpful
- Cashless Garages
- Add On
223 National Cashless Garages in India
Why to buy from InsuranceDekho?
- Instant policy # within 5 mins
- More than 45 Lac happy customers
- Claim Support available all 7 days of the week
Car Insurance News
- How To Buy New Car Insurance Online?
In order to purchase a car insurance plan online, you need ...02 February 2023
- How to Get the Best Car Insurance Quote?
Read on for a detailed guide on how to get the best car insu...01 February 2023
- 10 Must-have Accessories To Have When Going On A L...
Read on to know all about these car accessories for long dri...31 January 2023
- Guide To Choose The Right Car Insurance Plan
Read on to learn more about how to easily choose the right c...30 January 2023
- NOC process in car insurance
Read on to understand all about the NOC process in car insur...27 January 2023