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Bajaj Allianz Car Insurance Add-On Covers

Bajaj Allianz Car Insurance

210 reviews Rate This
Highlights
    Network Garages4000+
    Claim Settlement Ratio95%
    SupportMon - Sat
    Zero DepreciationAvailable
    Emergency Assistance24/7
    Third Party CoverAvailable

    Bajaj Allianz Car Insurance Add on Covers

    Bajaj Allianz offers a range of add-on covers to increase coverage of your car insurance policy. By paying an additional premium you can avail these benefits.

    Rating of Bajaj Allianz
    5.0
    Based on
    210 User reviews

    Bajaj Allianz - 10 Important Add-on Covers For Your Car Insurance Policy

    1. Zero Depreciation

    The value of your car depreciates with time, which affects the claim amount you get at the time of claim settlement. However, with zero depreciation cover, you will be exempted from bearing any loss that arises due to depreciation on all the parts of your car at 100% except the tyres, tubes and batteries on which 50% depreciation is exempted. This add-on offers compensation for the depreciated cost of your car and helps you get you a higher claim amount.

    2. No Claim Bonus (NCB) Cover

    No Claim Bonus (NCB) is a reward which is earned by not making any claim in the policy term. The bonus is offered on the premium of own-damage cover for every claim-free year. But, the discount can be cancelled on making even a single claim against own damage coverage. Hence, with the NCB add-on cover your NCB discount is retained even if you make a claim during the plan term.

    3. Roadside Assistance

    The Roadside Assistance (RSA) is an add-on cover that offers you help in case your car breaks down or faces any mechanical failure anywhere on the road or at home. With this add-on cover, you can get assistance from the insurance provider in the form of towing service, battery jump start service, fuel delivery services and much more. Get this cover by paying an additional premium and avoid getting stranded.

    4. Consumable Cover

    Owning this add-on cover will get you compensation from your insurer for the damages incurred by your cars consumable parts including oil filter, nuts and bolts, engine oil, screw, grease, and so on. The coverage for these parts is not covered under the standard own-damage or comprehensive car insurance plan.

    5. Key and Lock Replacement Cover

    This is an add-on cover which offers you the reimbursement for the expenses incurred to get a duplicate key or fitting or purchasing of new locks when the original key is stolen or lost.

    6. Engine Cover

    The Engine cover provides the financial coverage against the cost of repair incurred due to the damages sustained by your car’s engine, its gearbox parts or differential parts. It covers any damage that emerges due to the lubricating oil leakage, entering of water in the engine, and so on, which can damage the engine.

    7. Personal Baggage Cover

    The Personal Baggage is an add-on cover meant to indemnify you if any damage or loss is sustained by your personal baggage that is kept in your car while travelling within India. The compensation is offered only for the loss of your personal belongings like clothes, shoes, toiletries, belt, etc. and other items of personal use, up to the amount of sum insured.

    8. Electrical Accessories Cover

    It is an add-on cover which compensates for the repair cost incurred on the electrical/electronic accessories of your car such as brake light, fog lights, air-conditioner, and music system after an accident or a mishap.

    9. Non-Electrical Accessories Cover

    With this add-on, you can get the compensation for all the expenses incurred on the repair of non-electrical accessories of your car such as seat covers, interior fittings, alloy wheels, and so on.

    10. Daily Allowance Cover

    This add-on cover compensates your daily allowance expenses if you have to travel on your own when your car is a network garage for repair. The compensation amount under this add-on is computed on the basis of the premium paid.

    Bajaj Allianz Car Insurance User Reviews

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    What users are saying
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    • Most Helpful
    • Budget-friendly options

      I was looking for affordable insurance for my Ford Ikon on InsuranceDekho. The site provided me with multiple ...

      Read More
      R
      By Ravi Singh
      On: October 20, 2020
    • Got policy in three steps

      Through InsuranceDekho I got the Bajaj Allianz policy in just three steps. I filled in my Tata Manza’s details...

      Read More
      A
      By Arjun Patel
      On: October 19, 2020
    • Paperless procedure

      In this digital age, going paperless is a trend and it is environment friendly too. This is why I like the pap...

      Read More
      S
      By Sanjana Chhetri
      On: October 16, 2020
    • Active helpline support

      I had some doubts during the process of policy comparison. When I called the helpline number, the support team...

      Read More
      R
      By Rohit Das
      On: October 15, 2020
    • Assured transparency

      I got my Honda Accord insured with the Bajaj Allianz car insurance via InsuranceDekho website. The best part o...

      Read More
      T
      By Tamal Ghosh
      On: October 14, 2020
    • Awesome supporting team

      The team of InsuranceDekho is very supportive. I was having some doubts regarding the add-on coverage options ...

      Read More
      P
      By Prerna Kumar
      On: October 13, 2020
    • Easy renewal policy

      At insurancedekho.com I did not face any sort of difficulties during renewing the insurance policy of my Tata ...

      Read More
      A
      By Ajit Guha
      On: October 12, 2020
    • Helpful customer care executiv...

      The customer care executives at InsuranceDekho are really helpful and supportive. I recently bought from them ...

      Read More
      C
      By Chaitanya Kumar
      On: October 1, 2020
    • Pocket friendly premium

      I bought Bajaj Allianz comprehensive car insurance policy for my Chevrolet Cruze car and really liked the poli...

      Read More
      By Anjali Kapoor
      On: September 30, 2020
    • Great products available at In...

      I visited InsuranceDekho’s website to purchase a car insurance policy for my Honda Amaze car. There are many p...

      Read More
      S
      By Sanjeev Goel
      On: September 29, 2020
    • Budget-friendly options

      I was looking for affordable insurance for my Ford Ikon on InsuranceDekho. The site provided me with multiple ...

      Read More
      R
      By Ravi Singh
      On: October 20, 2020
    • Got policy in three steps

      Through InsuranceDekho I got the Bajaj Allianz policy in just three steps. I filled in my Tata Manza’s details...

      Read More
      A
      By Arjun Patel
      On: October 19, 2020
    • Paperless procedure

      In this digital age, going paperless is a trend and it is environment friendly too. This is why I like the pap...

      Read More
      S
      By Sanjana Chhetri
      On: October 16, 2020
    • Active helpline support

      I had some doubts during the process of policy comparison. When I called the helpline number, the support team...

      Read More
      R
      By Rohit Das
      On: October 15, 2020
    • Assured transparency

      I got my Honda Accord insured with the Bajaj Allianz car insurance via InsuranceDekho website. The best part o...

      Read More
      T
      By Tamal Ghosh
      On: October 14, 2020
    • Awesome supporting team

      The team of InsuranceDekho is very supportive. I was having some doubts regarding the add-on coverage options ...

      Read More
      P
      By Prerna Kumar
      On: October 13, 2020
    • Easy renewal policy

      At insurancedekho.com I did not face any sort of difficulties during renewing the insurance policy of my Tata ...

      Read More
      A
      By Ajit Guha
      On: October 12, 2020
    • Helpful customer care executiv...

      The customer care executives at InsuranceDekho are really helpful and supportive. I recently bought from them ...

      Read More
      C
      By Chaitanya Kumar
      On: October 1, 2020
    • Pocket friendly premium

      I bought Bajaj Allianz comprehensive car insurance policy for my Chevrolet Cruze car and really liked the poli...

      Read More
      By Anjali Kapoor
      On: September 30, 2020
    • Great products available at In...

      I visited InsuranceDekho’s website to purchase a car insurance policy for my Honda Amaze car. There are many p...

      Read More
      S
      By Sanjeev Goel
      On: September 29, 2020

    179 Bajaj Allianz Cashless Garages in India

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.